First Community (FCCO)
Market Price (3/19/2026): $27.78 | Market Cap: $213.0 MilSector: Financials | Industry: Regional Banks
First Community (FCCO)
Market Price (3/19/2026): $27.78Market Cap: $213.0 MilSector: FinancialsIndustry: Regional Banks
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 11%, Dividend Yield is 2.2%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.8% | Weak multi-year price returns3Y Excs Rtn is -12% | Key risksFCCO key risks include its loan concentrations in [1] Commercial Real Estate (CRE) and [2] Small-to-Medium Business (SMB). |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -92% | ||
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 16%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 15% | ||
| Low stock price volatilityVol 12M is 25% |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 11%, Dividend Yield is 2.2%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.8% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -92% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 16%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 15% |
| Low stock price volatilityVol 12M is 25% |
| Weak multi-year price returns3Y Excs Rtn is -12% |
| Key risksFCCO key risks include its loan concentrations in [1] Commercial Real Estate (CRE) and [2] Small-to-Medium Business (SMB). |
Qualitative Assessment
AI Analysis | Feedback
1. Positive Q4 2025 Financial Results Offset by Prior Expectations.
First Community reported strong fourth-quarter 2025 earnings on January 28, 2026, with diluted earnings per share (EPS) of $0.69 (excluding merger expenses) exceeding consensus estimates of $0.68 by $0.01. Revenue reached $20.6 million, surpassing expectations by 1.86%. The company also achieved its seventh consecutive quarter of net interest margin expansion, reaching 3.32%. While these results demonstrate solid operational performance, the stock's largely unchanged level suggests that these positive outcomes may have been anticipated by the market or already priced in, following a broader regional bank rebound in 2025.
2. Strategic Acquisition Provides Long-Term Growth Potential but Modest Immediate Impact.
On January 9, 2026, First Community completed its acquisition of Signature Bank of Georgia, a transaction valued at approximately $50 million as of year-end 2025. This strategic move is intended to expand First Community's market presence into Georgia. Although the acquisition offers long-term growth prospects and diversification, the immediate financial integration and market digestion of such a deal may have tempered significant short-term upward stock movement, contributing to its stable trend within the specified period.
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Stock Movement Drivers
Fundamental Drivers
The -3.9% change in FCCO stock from 11/30/2025 to 3/18/2026 was primarily driven by a -3.9% change in the company's P/E Multiple.| (LTM values as of) | 11302025 | 3182026 | Change |
|---|---|---|---|
| Stock Price ($) | 28.87 | 27.73 | -3.9% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 70 | 70 | 0.0% |
| Net Income Margin (%) | 26.5% | 26.5% | 0.0% |
| P/E Multiple | 11.9 | 11.4 | -3.9% |
| Shares Outstanding (Mil) | 8 | 8 | 0.0% |
| Cumulative Contribution | -3.9% |
Market Drivers
11/30/2025 to 3/18/2026| Return | Correlation | |
|---|---|---|
| FCCO | -3.9% | |
| Market (SPY) | -3.2% | 27.6% |
| Sector (XLF) | -8.2% | 57.1% |
Fundamental Drivers
The 2.8% change in FCCO stock from 8/31/2025 to 3/18/2026 was primarily driven by a 4.6% change in the company's Total Revenues ($ Mil).| (LTM values as of) | 8312025 | 3182026 | Change |
|---|---|---|---|
| Stock Price ($) | 26.97 | 27.73 | 2.8% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 67 | 70 | 4.6% |
| Net Income Margin (%) | 25.7% | 26.5% | 3.0% |
| P/E Multiple | 12.0 | 11.4 | -4.5% |
| Shares Outstanding (Mil) | 8 | 8 | -0.1% |
| Cumulative Contribution | 2.8% |
Market Drivers
8/31/2025 to 3/18/2026| Return | Correlation | |
|---|---|---|
| FCCO | 2.8% | |
| Market (SPY) | 2.8% | 32.3% |
| Sector (XLF) | -9.0% | 58.0% |
Fundamental Drivers
The 13.9% change in FCCO stock from 2/28/2025 to 3/18/2026 was primarily driven by a 19.8% change in the company's Net Income Margin (%).| (LTM values as of) | 2282025 | 3182026 | Change |
|---|---|---|---|
| Stock Price ($) | 24.34 | 27.73 | 13.9% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 59 | 70 | 19.3% |
| Net Income Margin (%) | 22.1% | 26.5% | 19.8% |
| P/E Multiple | 14.3 | 11.4 | -19.8% |
| Shares Outstanding (Mil) | 8 | 8 | -0.6% |
| Cumulative Contribution | 13.9% |
Market Drivers
2/28/2025 to 3/18/2026| Return | Correlation | |
|---|---|---|
| FCCO | 13.9% | |
| Market (SPY) | 12.3% | 60.7% |
| Sector (XLF) | -5.2% | 70.5% |
Fundamental Drivers
The 49.4% change in FCCO stock from 2/28/2023 to 3/18/2026 was primarily driven by a 35.5% change in the company's Total Revenues ($ Mil).| (LTM values as of) | 2282023 | 3182026 | Change |
|---|---|---|---|
| Stock Price ($) | 18.56 | 27.73 | 49.4% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 52 | 70 | 35.5% |
| Net Income Margin (%) | 27.9% | 26.5% | -5.3% |
| P/E Multiple | 9.6 | 11.4 | 18.5% |
| Shares Outstanding (Mil) | 8 | 8 | -1.8% |
| Cumulative Contribution | 49.4% |
Market Drivers
2/28/2023 to 3/18/2026| Return | Correlation | |
|---|---|---|
| FCCO | 49.4% | |
| Market (SPY) | 73.1% | 38.0% |
| Sector (XLF) | 43.4% | 47.3% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| FCCO Return | 26% | 8% | 1% | 15% | 27% | -4% | 91% |
| Peers Return | 25% | -3% | 6% | 17% | 8% | -2% | 60% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | -2% | 79% |
Monthly Win Rates [3] | |||||||
| FCCO Win Rate | 75% | 50% | 42% | 50% | 75% | 0% | |
| Peers Win Rate | 65% | 48% | 48% | 56% | 60% | 33% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 33% | |
Max Drawdowns [4] | |||||||
| FCCO Max Drawdown | -3% | -16% | -23% | -26% | -15% | -5% | |
| Peers Max Drawdown | -3% | -18% | -32% | -16% | -23% | -4% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -3% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: SSB, ABCB, AUB, PNFP, FBNC.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 3/18/2026 (YTD)
How Low Can It Go
| Event | FCCO | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -24.4% | -25.4% |
| % Gain to Breakeven | 32.3% | 34.1% |
| Time to Breakeven | 431 days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -43.9% | -33.9% |
| % Gain to Breakeven | 78.2% | 51.3% |
| Time to Breakeven | 468 days | 148 days |
| 2018 Correction | ||
| % Loss | -32.6% | -19.8% |
| % Gain to Breakeven | 48.4% | 24.7% |
| Time to Breakeven | 2,004 days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -70.8% | -56.8% |
| % Gain to Breakeven | 242.3% | 131.3% |
| Time to Breakeven | 2,861 days | 1,480 days |
Compare to SSB, ABCB, AUB, PNFP, FBNC
In The Past
First Community's stock fell -24.4% during the 2022 Inflation Shock from a high on 1/6/2023. A -24.4% loss requires a 32.3% gain to breakeven.
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About First Community (FCCO)
AI Analysis | Feedback
Here are 1-3 brief analogies for First Community (FCCO):
The Bank of America for specific communities in South Carolina and Georgia.
A community-focused Wells Fargo for South Carolina and Georgia businesses and individuals.
AI Analysis | Feedback
- Deposit Services: Offers a range of checking, savings, money market, and certificate of deposit accounts for individuals and businesses.
- Commercial Loans: Provides secured and unsecured loans for business working capital, expansion, and equipment purchases.
- Consumer Loans: Offers secured and unsecured loans for personal needs such as automobiles, home improvements, education, and investments.
- Real Estate & Mortgage Loans: Includes loans for real estate construction and acquisition, along with fixed and variable rate mortgages.
- Investment Advisory & Brokerage Services: Provides non-deposit investment products, investment brokerage, and advisory services.
- Insurance Services: Offers various insurance products to customers.
- Credit Card Services: Issues VISA and MasterCard credit cards.
- Digital & Cash Management Services: Provides online banking, internet banking, and cash management solutions for convenience.
AI Analysis | Feedback
First Community (FCCO) primarily serves the following categories of customers:
- Small-to-medium sized businesses
- Professional concerns
- Individuals
AI Analysis | Feedback
nullAI Analysis | Feedback
Michael C. Crapps
President and Chief Executive Officer
Mr. Crapps was appointed CEO in January 1994 and has served for over 32 years. He is a founding member of the Executive Leadership Team. Prior to his current role, he served as President, Chief Executive Officer & Director at Republic Bank of New York from 1985 to 1993. He earned an undergraduate degree from Clemson University in 1980, an MBA from the University of South Carolina in 1984, and an undergraduate degree from the Graduate School of Banking at Louisiana State University. He also serves as a Director for various organizations, including the Business Development Corp. of South Carolina, the Charlotte Branch of the Federal Reserve Bank of Richmond, and the Central Carolina Community Foundation.
D. Shawn Jordan
Executive Vice President, Chief Financial Officer
Mr. Jordan assumed the role of Chief Financial Officer on December 31, 2019. He brings 28 years of banking industry experience, having held leadership and executive positions in both public and private financial institutions. His extensive background includes corporate analytics, strategic planning, budgeting, forecasting, internal reporting, balance sheet management, interest rate risk planning, allowance for credit losses (CECL), regulatory relations, and mergers & acquisitions. Before joining First Community, Mr. Jordan served as Senior Vice President and Manager of Corporate Analytics at IBERIABANK, and previously as Executive Vice President and Chief Financial Officer of AloStar Bank of Commerce. He holds a bachelor's degree in economics from Centre College and an MBA from Eastern Kentucky University.
J. Ted Nissen
President and Chief Executive Officer, First Community Bank
Mr. Nissen has been with First Community Bank since its inception in 1995 and is a founding member of its Executive Leadership Team. Effective July 1, 2024, he became the CEO of First Community Bank while retaining his role as President, and also joined First Community’s Board of Directors. With over 41 years of banking experience, he is responsible for the leadership of the bank's day-to-day operations, including its mortgage and financial planning lines of business, and leads the enterprise banking strategy across commercial and retail.
Joseph A. "Drew" Painter
Executive Vice President, Chief Commercial and Retail Banking Officer
Mr. Painter became an Executive Vice President and Co-Chief Commercial and Retail Banking Officer effective January 1, 2024. He has been with First Community Bank for twenty years, most recently serving as a Regional Market President. In his current role, he is responsible for leading First Community's network of banking offices.
Vaughan R. Dozier, Jr.
Executive Vice President, Chief Commercial and Retail Banking Officer
Mr. Dozier became an Executive Vice President and Co-Chief Commercial and Retail Banking Officer effective January 1, 2024. He has been with First Community Bank for fifteen years, having previously served as a Regional Market President. He shares responsibility for leading First Community's network of banking offices.
AI Analysis | Feedback
Here are the key risks to First Community Corporation's business:
- Credit Risk, particularly Concentration in Commercial Real Estate: First Community Corporation faces significant credit risk, especially due to its concentration of credit exposure in commercial real estate. Challenges in this market could materially harm the company's business, financial condition, and results of operations. Additionally, the company is exposed to the risk of higher credit losses than it may have allowed for in its allowance for credit losses.
- Interest Rate Risk: The company's financial condition and results of operations are sensitive to fluctuations in interest rates. Significant economic strategies implemented by the Federal Reserve have affected interest rates, inflation, asset values, and the shape of the yield curve. The company is continuously adapting to changing market conditions, including interest rate fluctuations and economic uncertainties, which impact loan demand and deposit flows.
- Regulatory and Compliance Risk: First Community Corporation operates in a highly regulated environment, and changes in laws, regulations, or accounting standards could adversely affect its business. Failure to comply with federal and state fair lending laws could result in significant penalties. The company also faces risks related to the adoption of future legislation and potential changes in federal regulatory agency leadership, policies, and priorities.
AI Analysis | Feedback
The increasing competition from digital-first banks, fintech companies, and major technology companies entering the financial services sector represents a clear emerging threat. These entities often leverage advanced technology, lower operating costs, and expansive digital ecosystems to offer highly competitive banking, lending, and payment solutions. This trend directly challenges First Community's traditional branch-based model for deposits, consumer and commercial loans, mortgage services, and investment advisory, potentially eroding its customer base and pressuring margins.
AI Analysis | Feedback
First Community (symbol: FCCO) operates as a bank holding company offering commercial and retail banking, mortgage banking, and investment advisory and non-deposit services primarily in South Carolina and Georgia. The addressable markets for its main products and services in these regions are as follows:
Commercial and Retail Banking
- Total Deposits:
- In South Carolina, the total deposits held at community bank branches were approximately $45.74 billion as of December 13, 2024.
- In Georgia, total deposits were $342 billion in 2024.
- Commercial Loans:
- In South Carolina, the total commercial loan portfolio across 166 banks was $30.5 billion in Q4 2024.
- In Georgia, small business loans amounted to $22 billion in 2024.
- In Georgia, small farm loans totaled $2.6 billion in 2024.
- In South Carolina, total reported new lending to businesses through loans of $1 million or less was $4.0 billion in 2022.
Mortgage Banking
- Mortgage Loans:
- In South Carolina, nearly a thousand mortgage companies collectively provided over $32 billion in home loans in 2024.
- In Georgia, new home loans booked in 2024 amounted to $36.5 billion.
Investment Advisory and Non-Deposit Segments
- Market Size: Null
AI Analysis | Feedback
Here are the expected drivers of future revenue growth for First Community (FCCO) over the next 2-3 years:
- Strategic Acquisitions and Market Expansion: The acquisition of Signature Bank of Georgia on January 9, 2026, is a key driver for future revenue growth. This acquisition is expected to expand First Community's market presence and increase its asset base, leading to higher revenues.
- Growth in Customer Deposits: First Community has demonstrated strong customer deposit growth, with a 15.0% annualized growth rate in the first quarter of 2024, adding $54.7 million in customer deposits. Continued success in attracting and retaining customer deposits provides a stable and cost-effective funding source for lending activities, directly contributing to net interest income.
- Expansion of Loan Portfolio: The company's loan portfolio, comprising commercial, real estate construction, and consumer loans, is a primary revenue generator. First Community reported an 8.3% annualized total loan growth rate in the first quarter of 2024, amounting to $23.3 million. Sustained growth in various loan categories is anticipated to drive future net interest income.
- Increased Investment Advisory Services Revenue: First Community's investment advisory services segment is experiencing significant growth. Assets under management (AUM) reached a record $832.9 million by March 31, 2024, marking a 10.3% increase from the prior quarter, and further grew to $1.011 billion by June 30, 2025. This growth in AUM directly translates to higher fee-based revenue.
AI Analysis | Feedback
Share Repurchases
- First Community Corporation's Board of Directors approved a plan to repurchase up to $7.5 million of its common stock, set to expire on May 8, 2026.
- As of January 28, 2026, and October 22, 2025, no shares had been repurchased under the $7.5 million authorized plan.
- On February 22, 2023, First Community Corporation purchased 35,250 shares of its common stock from its wholly owned subsidiary, First Community Bank of East Tennessee, which decreased the number of outstanding common shares.
Share Issuance
- On February 24, 2026, an executive vice president acquired 1,353 restricted stock units and 3,784 shares of common stock as a grant.
- On the same date, the EVP also exercised a derivative security for 1,661 shares of common stock at $29.43 per share, totaling approximately $48,895.03.
Outbound Investments
- First Community Corporation announced the signing of an agreement to acquire Signature Bank of Georgia on July 23, 2025.
- The acquisition of Signature Bank of Georgia was completed on January 9, 2026.
Latest Trefis Analyses
| Title | Date | |
|---|---|---|
| DASHBOARDS | ||
| First Community Stock Dropped 7.4% - Have You Assessed the Risk | 10/17/2025 |
| Title | |
|---|---|
| ARTICLES |
Trade Ideas
Select ideas related to FCCO.
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|---|---|---|---|---|---|---|---|
| 02282026 | NDAQ | Nasdaq | Insider | Insider Buys 45DStrong Insider BuyingCompanies with multiple insider buys in the last 45 days | 0.0% | 0.0% | 0.0% |
| 02272026 | JEF | Jefferies Financial | Dip Buy | DB | P/E OPMDip Buy with Low PE and High MarginBuying dips for companies with tame PE and meaningfully high operating margin | 0.0% | 0.0% | 0.0% |
| 02272026 | PAYO | Payoneer Global | Dip Buy | DB | CFO/Rev | Low D/EDip Buy with High Cash Flow MarginsBuying dips for companies with significant cash flows from operations and reasonable debt / market cap | 0.0% | 0.0% | 0.0% |
| 02272026 | FOUR | Shift4 Payments | Dip Buy | DB | FCF Yield | Low D/EDip Buy with High Free Cash Flow YieldBuying dips for companies with significant free cash flow yield (FCF / Market Cap) and reasonable debt / market cap | 0.0% | 0.0% | 0.0% |
| 02202026 | COIN | Coinbase Global | Dip Buy | DB | CFO/Rev | Low D/EDip Buy with High Cash Flow MarginsBuying dips for companies with significant cash flows from operations and reasonable debt / market cap | 2.6% | 2.6% | -6.5% |
Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 63.42 |
| Mkt Cap | 4.9 |
| Rev LTM | 1,274 |
| Op Inc LTM | - |
| FCF LTM | 300 |
| FCF 3Y Avg | 379 |
| CFO LTM | 346 |
| CFO 3Y Avg | 412 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 20.8% |
| Rev Chg 3Y Avg | 11.6% |
| Rev Chg Q | 23.9% |
| QoQ Delta Rev Chg LTM | 4.7% |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 43.1% |
| CFO/Rev 3Y Avg | 39.5% |
| FCF/Rev LTM | 41.6% |
| FCF/Rev 3Y Avg | 35.9% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 4.9 |
| P/S | 3.6 |
| P/EBIT | - |
| P/E | 11.8 |
| P/CFO | 11.8 |
| Total Yield | 10.1% |
| Dividend Yield | 1.4% |
| FCF Yield 3Y Avg | 8.8% |
| D/E | 0.1 |
| Net D/E | -0.4 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | -14.0% |
| 3M Rtn | -8.2% |
| 6M Rtn | -1.6% |
| 12M Rtn | 17.5% |
| 3Y Rtn | 43.9% |
| 1M Excs Rtn | -11.0% |
| 3M Excs Rtn | -5.0% |
| 6M Excs Rtn | -0.8% |
| 12M Excs Rtn | 0.7% |
| 3Y Excs Rtn | -25.9% |
Price Behavior
| Market Price | $27.73 | |
| Market Cap ($ Bil) | 0.2 | |
| First Trading Date | 03/09/1999 | |
| Distance from 52W High | -10.6% | |
| 50 Days | 200 Days | |
| DMA Price | $29.35 | $27.26 |
| DMA Trend | up | indeterminate |
| Distance from DMA | -5.5% | 1.7% |
| 3M | 1YR | |
| Volatility | 20.8% | 25.0% |
| Downside Capture | 62.76 | 53.99 |
| Upside Capture | 4.85 | 68.96 |
| Correlation (SPY) | 24.9% | 59.0% |
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 0.49 | 0.53 | 0.43 | 0.59 | 0.82 | 0.74 |
| Up Beta | -0.33 | 1.12 | 0.94 | 1.46 | 0.90 | 0.85 |
| Down Beta | 0.23 | 0.53 | 0.50 | 0.63 | 0.91 | 0.78 |
| Up Capture | 90% | 22% | 24% | 36% | 59% | 35% |
| Bmk +ve Days | 9 | 20 | 31 | 70 | 142 | 431 |
| Stock +ve Days | 13 | 21 | 30 | 63 | 123 | 353 |
| Down Capture | 69% | 52% | 29% | 30% | 72% | 84% |
| Bmk -ve Days | 12 | 21 | 30 | 54 | 109 | 320 |
| Stock -ve Days | 8 | 20 | 31 | 59 | 120 | 371 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with FCCO | |
|---|---|---|---|---|
| FCCO | 26.8% | 24.9% | 0.90 | - |
| Sector ETF (XLF) | 0.8% | 19.1% | -0.08 | 68.8% |
| Equity (SPY) | 17.7% | 18.9% | 0.73 | 59.2% |
| Gold (GLD) | 62.0% | 26.4% | 1.81 | -3.7% |
| Commodities (DBC) | 18.3% | 17.3% | 0.85 | 11.8% |
| Real Estate (VNQ) | 4.2% | 16.1% | 0.08 | 50.7% |
| Bitcoin (BTCUSD) | -12.1% | 44.3% | -0.16 | 19.8% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with FCCO | |
|---|---|---|---|---|
| FCCO | 8.6% | 27.5% | 0.31 | - |
| Sector ETF (XLF) | 9.1% | 18.7% | 0.37 | 36.0% |
| Equity (SPY) | 12.4% | 17.0% | 0.57 | 28.7% |
| Gold (GLD) | 22.6% | 17.3% | 1.07 | 1.3% |
| Commodities (DBC) | 10.7% | 19.0% | 0.45 | 8.5% |
| Real Estate (VNQ) | 4.2% | 18.8% | 0.13 | 25.9% |
| Bitcoin (BTCUSD) | 5.0% | 56.7% | 0.31 | 13.8% |
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Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with FCCO | |
|---|---|---|---|---|
| FCCO | 9.8% | 30.5% | 0.37 | - |
| Sector ETF (XLF) | 12.7% | 22.2% | 0.53 | 33.4% |
| Equity (SPY) | 14.6% | 17.9% | 0.70 | 27.3% |
| Gold (GLD) | 14.1% | 15.7% | 0.75 | -1.3% |
| Commodities (DBC) | 8.4% | 17.6% | 0.39 | 12.7% |
| Real Estate (VNQ) | 5.6% | 20.7% | 0.23 | 24.4% |
| Bitcoin (BTCUSD) | 67.9% | 66.8% | 1.07 | 9.0% |
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Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 1/28/2026 | 0.7% | 7.2% | 0.4% |
| 10/22/2025 | -2.3% | -4.6% | -1.3% |
| 7/23/2025 | -2.0% | -3.1% | 1.9% |
| 4/23/2025 | 1.9% | -0.3% | 0.3% |
| 1/22/2025 | 5.7% | 5.8% | 3.5% |
| 10/16/2024 | 0.2% | -1.1% | 4.9% |
| 7/17/2024 | -2.0% | 8.6% | 3.7% |
| 4/17/2024 | 0.0% | 1.3% | 10.6% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 11 | 12 | 14 |
| # Negative | 13 | 12 | 10 |
| Median Positive | 1.3% | 2.3% | 3.6% |
| Median Negative | -1.4% | -2.4% | -3.0% |
| Max Positive | 5.7% | 8.6% | 22.0% |
| Max Negative | -3.4% | -5.0% | -15.0% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 09/30/2025 | 11/07/2025 | 10-Q |
| 06/30/2025 | 08/08/2025 | 10-Q |
| 03/31/2025 | 05/09/2025 | 10-Q |
| 12/31/2024 | 03/14/2025 | 10-K |
| 09/30/2024 | 11/12/2024 | 10-Q |
| 06/30/2024 | 08/12/2024 | 10-Q |
| 03/31/2024 | 05/13/2024 | 10-Q |
| 12/31/2023 | 03/21/2024 | 10-K |
| 09/30/2023 | 11/09/2023 | 10-Q |
| 06/30/2023 | 08/10/2023 | 10-Q |
| 03/31/2023 | 05/11/2023 | 10-Q |
| 12/31/2022 | 03/22/2023 | 10-K |
| 09/30/2022 | 11/09/2022 | 10-Q |
| 06/30/2022 | 08/10/2022 | 10-Q |
| 03/31/2022 | 05/11/2022 | 10-Q |
| 12/31/2021 | 03/16/2022 | 10-K |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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