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Investment Highlights Market Valuation Price Chart Business Description Interactive Breakdown Better Bets vs. BRKL Latest Trefis Analyses Trade Ideas Recent Active Movers More From Trefis Peer Financials Peer Growth & Margins Peer Valuation Peer Returns Peer Analyses FDIC Bank Data Financials Segment Financials Price Behavior Short Interest Earnings Returns History SEC Filings Insider Activity Industry Resource Links External Quote Links

Brookline Bancorp (BRKL)

Market Price (9/30/2025): $10.95 | Market Cap: $975.7 Mil
Sector: Financials | Industry: Regional Banks

Brookline Bancorp (BRKL)

Market Price (9/30/2025): $10.95
Market Cap: $975.7 Mil
Sector: Financials
Industry: Regional Banks

Investment Highlights

0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 13%, Dividend Yield is 4.9%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 8.7%, FCF Yield is 11%		  Debt is significant
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 61%
1 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 30%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 29%		  
0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 13%, Dividend Yield is 4.9%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 8.7%, FCF Yield is 11%
1 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 30%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 29%
2 Debt is significant
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 61%

Market Valuation

 9/30/252024202320222021
Share Price CYE$10.95$11.37$9.96$12.22$13.35
Market Cap CYE ($ Mil)975.71,013.0885.2938.71,035.9
Total Debt ($ Mil)1,198.61,564.61,408.71,452.1377.8
Total Cash ($ Mil)506.7543.7133.0383.0327.7
Enterprise Value ($ Mil)1,667.52,577.62,293.92,390.81,413.7
Valuation Ratios     
P/S TTM2.73.02.63.34.1
P/EBIT TTM0.00.00.00.00.0
P/E TTM12.415.312.89.910.9
Sector Ratios     
P/S TTM (Sector)3.23.12.82.83.4
P/EBIT TTM (Sector)6.96.87.07.07.0
P/E TTM (Sector)12.611.610.19.410.1
 9/30/2520242023
Share Price CYE$10.95$11.37$9.96
Market Cap CYE ($ Mil)975.71,013.0885.2
Total Debt ($ Mil)1,198.61,564.61,408.7
Total Cash ($ Mil)506.7543.7133.0
Enterprise Value ($ Mil)1,667.52,577.62,293.9
Valuation Ratios   
P/S TTM2.73.02.6
P/EBIT TTM0.00.00.0
P/E TTM12.415.312.8
Sector Ratios   
P/S TTM (Sector)3.23.12.8
P/EBIT TTM (Sector)6.96.87.0
P/E TTM (Sector)12.611.610.1

Business Description

Brookline Bancorp, Inc. operates as a bank holding company for the Brookline Bank that provide commercial, business, and retail banking services to corporate, municipal, and retail customers in the United States. Its deposit products include demand checking, NOW, money market, and savings accounts. Show more

Price Returns Compared

Expand for Detailed View

 202020212022202320242025Total [1]
Returns
BRKL Return-24%39%-8%-18%14%-4%-100%
Peers Return-2%12%-18%18%1%15%23%
S&P 500 Return16%27%-19%24%23%13%106%

[1] Cumulative total returns since the beginning of 2020
[2] Peers: NEWT, ATLO, AVBC, LSBK, NU.
[3] 2025 data is for the year up to 9/29/2025 (YTD)

Better Bets than Brookline Bancorp (BRKL)

 BRKLBetter Performance than BRKL
MetricValueIndustry (Regional Banks)
Rev Chg LTM3.3%NU (23.7%), DB (6.4%), HBAN (7.4%), BAP (10.5%), EWBC (5.9%)
Rev Chg 3Y Avg5.8%NU (70.1%), DB (6.4%), MTB (15.5%), FCNCA (53.3%), BAP (12.8%)
CFO/Rev LTM29.8%NU (44.0%), MTB (33.3%), FITB (50.5%), FCNCA (32.5%), RF (36.7%)
FCF/Rev LTM29.2%NU (40.8%), MTB (31.5%), FITB (43.7%), RF (36.2%), KEY (31.2%)
Total Yield13.0%BAP (29.2%), SNV (14.6%), OZK (15.7%), COLB (15.5%), IFS (28.5%)
 BRKLBetter Performance than BRKL
MetricValueAll Other Sectors
Rev Chg LTM3.3%NVDA (71.6%), MSFT (14.9%), AAPL (6.0%), GOOGL (13.1%), AMZN (10.9%)
Rev Chg 3Y Avg5.8%NVDA (92.0%), MSFT (12.5%), GOOGL (10.2%), AMZN (11.3%), META (13.0%)
CFO/Rev LTM29.8%NVDA (46.6%), MSFT (48.3%), GOOGL (36.0%), META (56.4%), AVGO (42.4%)
FCF/Rev LTM29.2%NVDA (43.6%), META (30.7%), AVGO (41.6%), PLTR (49.7%), ABBV (31.3%)
Total Yield13.0%BABA (35.1%), TM (2129.3%), VZ (16.2%), PFE (13.3%), CMCSA (17.3%)

Latest Trefis Analyses

Trade Ideas

Select past trade ideas related to BRKL and Regional Banks.

Unique KeyDateTickerCompanyCategoryTrade Strategy6M Fwd Rtn12M Fwd Rtn12M Max DD
FIS_8312025_Monopoly_xInd_xCD_Getting_Cheaper08312025FISFidelity National Information ServicesMonopolyMY | Getting CheaperMonopoly-Like with P/S Decline
Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple		-7.4%-7.4%-8.7%
FI_7312025_Monopoly_xInd_xCD_Getting_Cheaper07312025FIFiservMonopolyMY | Getting CheaperMonopoly-Like with P/S Decline
Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple		-6.8%-6.8%-7.4%
MORN_7312025_Monopoly_xInd_xCD_Getting_Cheaper07312025MORNMorningstarMonopolyMY | Getting CheaperMonopoly-Like with P/S Decline
Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple		-15.0%-15.0%-16.2%
RKT_7312025_Short_Squeeze07312025RKTRocket CompaniesSpecialShort Squeeze PotentialShort Squeeze Potential
Has potential for a short squeeze. High short interest, rising short interest and high debt.		32.1%32.1%0.0%
SII_7312025_Quality_Momentum_RoomToRun_10%07312025SIISprottQualityQ | Momentum | UpsideQuality Stocks with Momentum and Upside
Buying quality stocks with strong momentum but still having room to run		21.9%21.9%-6.7%
Unique KeyDateTickerCompanyCategoryTrade Strategy6M Fwd Rtn12M Fwd Rtn12M Max DD
FIS_8312025_Monopoly_xInd_xCD_Getting_Cheaper08312025FISFidelity National Information ServicesMonopolyMY | Getting CheaperMonopoly-Like with P/S Decline
Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple		-7.4%-7.4%-8.7%
FI_7312025_Monopoly_xInd_xCD_Getting_Cheaper07312025FIFiservMonopolyMY | Getting CheaperMonopoly-Like with P/S Decline
Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple		-6.8%-6.8%-7.4%
MORN_7312025_Monopoly_xInd_xCD_Getting_Cheaper07312025MORNMorningstarMonopolyMY | Getting CheaperMonopoly-Like with P/S Decline
Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple		-15.0%-15.0%-16.2%
RKT_7312025_Short_Squeeze07312025RKTRocket CompaniesSpecialShort Squeeze PotentialShort Squeeze Potential
Has potential for a short squeeze. High short interest, rising short interest and high debt.		32.1%32.1%0.0%
SII_7312025_Quality_Momentum_RoomToRun_10%07312025SIISprottQualityQ | Momentum | UpsideQuality Stocks with Momentum and Upside
Buying quality stocks with strong momentum but still having room to run		21.9%21.9%-6.7%

See Trefis Trade Ideas for more.

Recent Active Movers

1 Week Top Gainers

#TickerCompany1W RtnYTD Rtn
1FTELFitell1068.4%-96.0%
2WOLFWolfspeed886.6%231.8%
3WHLRWheeler Real Estate Investment Trust404.4%-99.7%
4MNDRMobile-health Network Solutions388.0%-71.1%
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7BQBoqii208.5%153.9%
8DVLTDatavault AI180.5% 
9DFLIDragonfly Energy132.9%-76.4%
10SHFSSHF130.9%-18.7%

1 Week Top Losers

#TickerCompany1W RtnYTD Rtn
1WOKWORK Medical Technology-91.5%-98.5%
2KALAKala Bio-89.0%-70.5%
3MLTXMoonLake Immunotherapeutics-88.6%-88.5%
4SDMSmart Digital-87.5%-83.8%
5NRIMNorthrim BanCorp-76.1%14.0%
6IOBTIO Biotech-75.5%-60.3%
7ZYBTZhengye Biotechnology-74.9% 
8AMBIAmbipar Emergency Response-74.0%-78.8%
9FGLFounder-63.8%-64.3%
10BINIBollinger Innovations-63.6%-100.0%

1 Month Top Gainers

#TickerCompany1M RtnYTD Rtn
1PMIPicard Medical13709.5%13709.5%
2TNFATNF Pharmaceuticals7529.9%-95.9%
3QMMMQMMM2749.6%9228.1%
4WOLFWolfspeed1757.1%231.8%
5EAFGrafTech International1199.0%-24.2%
6SEGGLottery.com646.7%-7.9%
7SLNHSoluna435.8%20.0%
8PTNMPitanium433.3% 
9NUAINew Era Energy & Digital395.6% 
10BREABrera380.3%3593.8%

1 Month Top Losers

#TickerCompany1M RtnYTD Rtn
1BINIBollinger Innovations-96.1%-100.0%
2WOKWORK Medical Technology-90.8%-98.5%
3CJETChijet Motor-90.3%-92.7%
4MLTXMoonLake Immunotherapeutics-88.6%-88.5%
5YAASYouxin Technology-85.8%-98.9%
6ATYRaTyr Pharma-85.1%-78.0%
7CURXCuranex Pharmaceuticals-84.9%28.8%
8YYGHYY-84.6%-80.3%
9NEONNeonode-84.6%-58.7%
10SDMSmart Digital-82.5%-83.8%

Recent Active Movers

1 Week Top Gainers

#TickerCompany1W RtnYTD Rtn
1FTELFitell1068.4%-96.0%
2WOLFWolfspeed886.6%231.8%
3WHLRWheeler Real Estate Investment Trust404.4%-99.7%
4MNDRMobile-health Network Solutions388.0%-71.1%
5QUREuniQure329.5%236.4%
6NUAINew Era Energy & Digital311.7% 
7BQBoqii208.5%153.9%
8DVLTDatavault AI180.5% 
9DFLIDragonfly Energy132.9%-76.4%
10SHFSSHF130.9%-18.7%

1 Week Top Losers

#TickerCompany1W RtnYTD Rtn
1WOKWORK Medical Technology-91.5%-98.5%
2KALAKala Bio-89.0%-70.5%
3MLTXMoonLake Immunotherapeutics-88.6%-88.5%
4SDMSmart Digital-87.5%-83.8%
5NRIMNorthrim BanCorp-76.1%14.0%
6IOBTIO Biotech-75.5%-60.3%
7ZYBTZhengye Biotechnology-74.9% 
8AMBIAmbipar Emergency Response-74.0%-78.8%
9FGLFounder-63.8%-64.3%
10BINIBollinger Innovations-63.6%-100.0%

More From Trefis

Research & Analysis

Invest in Strategies

Wealth Management

Peer Comparisons for Brookline Bancorp

Financials

BRKLNEWTATLOAVBCLSBKNUMedian
NameBrooklin.NewtekOneAmes Nat.Avidia B.Lake Sho.Nu  
Mkt Price-11.5920.3015.0113.0615.9515.01
Mkt Cap1.00.30.2--77.00.6
Rev LTM3672576090268,967173
Op Inc LTM-------
FCF LTM107-37820-843,65712
FCF 3Y Avg108-19416-52,31716
CFO LTM109-37820-443,94112
CFO 3Y Avg115-19318-52,50618

Growth & Margins

BRKLNEWTATLOAVBCLSBKNUMedian
NameBrooklin.NewtekOneAmes Nat.Avidia B.Lake Sho.Nu  
Rev Chg LTM3.3%24.3%13.1%-2.1%23.7%13.1%
Rev Chg 3Y Avg5.8%28.3%-2.3%-0.0%70.1%5.8%
Rev Chg Q9.5%18.6%19.4%-16.5%20.4%18.6%
QoQ Delta Rev Chg LTM2.3%4.2%4.6%-4.0%5.0%4.2%
Op Mgn LTM-------
Op Mgn 3Y Avg-------
QoQ Delta Op Mgn LTM-------
CFO/Rev LTM29.8%-147.3%33.7%-4.2%17.4%44.0%23.6%
CFO/Rev 3Y Avg31.8%-97.4%31.7%-19.2%37.8%31.7%
FCF/Rev LTM29.2%-147.4%33.0%-8.3%15.3%40.8%22.3%
FCF/Rev 3Y Avg29.7%-97.5%27.6%-17.8%34.9%27.6%

Valuation

BRKLNEWTATLOAVBCLSBKNUMedian
NameBrooklin.NewtekOneAmes Nat.Avidia B.Lake Sho.Nu  
Mkt Cap1.00.30.2--77.00.6
P/S2.71.13.0--8.62.8
P/EBIT-------
P/E12.45.513.2--33.512.8
P/CFO8.9-0.89.0--19.58.9
Total Yield13.0%18.3%11.9%--3.0%12.4%
Dividend Yield4.9%0.0%4.3%--0.0%2.2%
FCF Yield 3Y Avg13.3%-62.0%9.6%--4.3%6.9%
D/E1.22.30.2--0.00.7
Net D/E0.61.6-4.0---0.30.1

Returns

BRKLNEWTATLOAVBCLSBKNUMedian
NameBrooklin.NewtekOneAmes Nat.Avidia B.Lake Sho.Nu  
1M Rtn--6.3%1.6%-3.0%-2.8%7.8%-2.8%
3M Rtn-4.4%15.1%--16.3%15.1%
6M Rtn-0.3%18.4%--55.8%18.4%
12M Rtn-1.3%14.7%--15.0%14.7%
3Y Rtn--14.6%6.4%--262.5%6.4%
1M Excs Rtn--8.0%-0.5%-6.0%-5.0%5.5%-5.0%
3M Excs Rtn--3.0%7.8%--8.9%7.8%
6M Excs Rtn--18.2%-2.2%--34.7%-2.2%
12M Excs Rtn--13.5%-0.0%---8.5%-8.5%
3Y Excs Rtn--98.7%-71.3%--143.0%-71.3%

Financials

$ Mil | FY: 12/312025Q22025Q12024Q42024Q32024Q22024Q12023Q42023Q32023Q22023Q12022Q42022Q3
Period End6/30/20253/31/202512/31/20249/30/20246/30/20243/31/202412/31/20239/30/20236/30/20233/31/202312/31/20229/30/2022
Filing Date8/7/20255/8/20253/3/202511/6/20248/6/20245/7/20242/27/202411/6/20238/7/20235/11/20232/27/202311/4/2022
Key Financials Quarterly            
Total Revenue959192908688928991998985
Net Income22191820161523232283030
EPS0.250.210.200.230.180.160.260.260.250.090.390.39
Key Financials TTM            
Total Revenue TTM367359356356356360371369364351328321
Net Income TTM79736974778275828993110109
Growth Rates Quarterly            
Total Revenue Growth9.5%4.1%0.0%0.0%-5.4%-11.0%2.9%5.4%16.0%31.1%8.4%11.3%
Net Income Growth34.5%30.2%-23.4%-11.3%-25.1%94.0%-22.9%-24.7%-13.3%-69.4%4.0%4.5%
Margins Quarterly            
Net Income Margin23.3%20.9%19.1%22.5%18.9%16.7%25.0%25.4%23.9%7.7%33.4%35.5%
Cash & Debt            
Total Cash6041,2401,4391,2631,1991,1671,0491,0411,1351,5531,040788
Total Debt1,1991,2011,5651,5411,4671,3961,4091,1681,2591,6611,452777
Net Debt / (Cash)594-39126278267229359126125108413-11
Cash Flows Quarterly            
FCF from Operations3484324289392931184240
Cash Flows TTM            
FCF from Operations TTM109104105101105107117120131123121130
Returns to Shareholders Quarterly            
Dividends121212121212121212121010
Share Repurchases-0-0-0-0-0-0-0-0-0-0-0-0
Return on Invested Capital (ROIC) Quarterly            
ROIC6.9%11.8%8.8%8.3%7.0%6.6%8.9%11.9%11.3%3.9%13.2%25.9%
Return on Invested Capital (ROIC) TTM            
ROIC TTM6.1%11.3%8.6%7.7%8.2%9.2%7.3%10.7%11.5%12.0%12.2%23.3%

Segment Financials

Revenue by Segment

$ Mil20242023202220212020
Single Segment371328309285283
Total371328309285283


Price Behavior

BRKL Betas & Captures as of 8/31/2025

 1M2M3M6M1Y3Y
Beta1.561.661.660.860.930.98
Up Beta2.842.592.500.720.800.91
Down Beta0.460.581.400.930.910.77
Up Capture171%121%121%82%108%105%
Bmk +ve Days10223571142415
Stock +ve Days10182856120351
Down Capture89%189%163%109%107%104%
Bmk -ve Days11192754106334
Stock -ve Days11223267125385

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively

Earnings Returns History

Expand for More

 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
7/23/2025-2.0%-4.5%-2.1%
4/23/20252.4%2.4%3.9%
1/29/20252.0%4.4%-1.0%
10/23/20240.5%9.5%18.1%
7/24/20241.4%2.0%-3.4%
4/24/2024-11.7%-11.0%-7.4%
1/24/20244.3%0.7%-7.5%
10/25/20232.6%-2.6%12.4%
...
SUMMARY STATS   
# Positive181612
# Negative6812
Median Positive2.2%3.6%6.8%
Median Negative-3.8%-3.7%-5.4%
Max Positive4.3%9.5%26.5%
Max Negative-14.2%-23.9%-20.8%

SEC Filings

Expand for More

Report DateFiling DateFiling
6302025807202510-Q 6/30/2025
3312025508202510-Q 3/31/2025
12312024303202510-K 12/31/2024
93020241106202410-Q 9/30/2024
6302024806202410-Q 6/30/2024
3312024507202410-Q 3/31/2024
12312023227202410-K 12/31/2023
93020231106202310-Q 9/30/2023
6302023807202310-Q 6/30/2023
3312023511202310-Q 3/31/2023
12312022227202310-K 12/31/2022
93020221104202210-Q 9/30/2022
6302022808202210-Q 6/30/2022
3312022506202210-Q 3/31/2022
12312021225202210-K 12/31/2021
93020211105202110-Q 9/30/2021

Insider Activity

Expand for More

 OwnerTitleFiling DateActionPriceSharesTransacted
Value		Value of
Held Shares		Form
0Brooks Janytra MChief Human Resources Officer8052025Sell10.281,59616,407477,907Form

Industry Resources

External Quote Links


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