A Decade of Rewards: $132 Bil From Visa Stock

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Visa

In the last decade, Visa (V) stock has returned an impressive $132 Bil back to its shareholders through cold, hard cash via dividends and buybacks. Let’s look at some numbers and compare how this payout power stacks up against the market’s biggest capital-return machines.

As it turns out, V stock has returned the 14th highest amount to shareholders in history.

  V S&P Median
Dividends $26 Bil $4.5 Bil
Share Repurchase $105 Bil $5.6 Bil
Total Returned $132 Bil $9.4 Bil
Total Returned as % of Current Market Cap 31.0% 24.5%

Why should you care? Because dividends and share repurchases represent direct, tangible returns of capital to shareholders. They also signal management’s confidence in the company’s financial health and ability to generate sustainable cash flows. And there are more stocks like that. Here is a list of the top 10 companies ranked by total capital returned to shareholders via dividends and stock repurchases.

Top 10 Stocks By Total Shareholder Return

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  Total Money Returned As % Of Current Market Cap via Dividends via Share Repurchases
AAPL $847 Bil 22.2% $141 Bil $706 Bil
MSFT $368 Bil 10.8% $169 Bil $200 Bil
GOOGL $357 Bil 9.0% $15 Bil $342 Bil
XOM $218 Bil 39.1% $146 Bil $72 Bil
WFC $212 Bil 75.2% $58 Bil $153 Bil
META $183 Bil 11.7% $9.1 Bil $174 Bil
JPM $181 Bil 21.0% $0.0 $181 Bil
JNJ $159 Bil 30.2% $105 Bil $54 Bil
ORCL $158 Bil 28.9% $35 Bil $123 Bil
CVX $157 Bil 48.6% $99 Bil $58 Bil

For full ranking, visit Buybacks & Dividends Ranking

What do you notice here? The total capital returned to shareholders as a % of the current market cap appears inversely proportional to growth prospects for reinvestments. Stocks like Meta (META) and Microsoft (MSFT) are growing much faster, in a more predictable way, compared to the others, but they have returned a much lower fraction of their market cap to shareholders.

That’s the flip side to high capital returns. Sure, they are attractive, but you have to ask yourself the question: Am I sacrificing growth and sound fundamentals? With that in mind, let’s look at some numbers for V. (see Buy or Sell Visa Stock for more details)

Visa Fundamentals

  • Revenue Growth: 11.3% LTM and 10.9% last 3-year average.
  • Cash Generation: Nearly 53.9% free cash flow margin and 66.4% operating margin LTM.
  • Recent Revenue Shocks: The minimum annual revenue growth in the last 3 years for V was 10.0%.
  • Valuation: Visa stock trades at a P/E multiple of 21.2

  V S&P Median
Sector Financials
Industry Transaction & Payment Processing Services
PE Ratio 21.2 24.6

   
LTM* Revenue Growth 11.3% 6.4%
3Y Average Annual Revenue Growth 10.9% 5.7%
Min Annual Revenue Growth Last 3Y 10.0% 0.2%

   
LTM* Operating Margin 66.4% 18.8%
3Y Average Operating Margin 66.8% 18.4%
LTM* Free Cash Flow Margin 53.9% 13.5%

*LTM: Last Twelve Months

The table gives good overview of what you get from V stock, but what about the risk?

V Historical Risk

Visa isn’t immune to big hits. It fell about 52% during the Global Financial Crisis and dropped 36% in the Covid selloff. The 2018 correction wiped nearly 19%, while the inflation shock dragged it down around 29%. Even solid companies like Visa can take a hit when the market turns, showing that no stock is completely safe from sharp pullbacks.

But the risk is not limited to major market crashes. Stocks fall even when markets are good – think events like earnings, business updates, and outlook changes. Read V Dip Buyer Analyses to see how the stock has recovered from sharp dips in the past.

The Trefis High Quality (HQ) Portfolio, with a collection of 30 stocks, has a track record of comfortably outperforming its benchmark that includes all 3 – the S&P 500, S&P mid-cap, and Russell 2000 indices. Why is that? As a group, HQ Portfolio stocks provided better returns with less risk versus the benchmark index; less of a roller-coaster ride, as evident in HQ Portfolio performance metrics.