PayPal Stock In Shambles: Down -10% With 5-Day Losing Streak
PayPal (PYPL) stock hit day 5 of a continuous streak of days with losses, with cumulative losses over this period amounting to a -10% return. The company has lost about $6.5 Bil in value over the last 5 days, with its current market capitalization at about $58 Bil. The stock remains 29.0% below its value at the end of 2024. This compares with year-to-date returns of 12.5% for the S&P 500.
PayPal’s recent streak reflects ongoing challenges, as intensified fintech competition and broader macro apprehension eclipse solid Q3 results. Despite fresh BNPL deals and AI innovation, investors remain wary of slowing user growth and persistent margin pressures, clouding the digital payment giant’s immediate path.
What is the point? Sustained weakness can be more than noise. It often signals shifting sentiment or deeper concerns. A multi-day losing streak may warn of further downside, or present an opportunity to buy if fundamentals are intact. Our take: There is a near-equal mix of good and bad in PYPL stock given its overall Moderate operating performance and financial condition. Considering stock’s Low valuation we think it is Attractive (see Buy or Sell PYPL).
For quick background, PYPL provides a technology platform enabling digital payments for merchants and consumers across approximately 200 markets and 100 currencies worldwide.
Comparing PYPL Stock Returns With The S&P 500
The following table summarizes the return for PYPL stock vs. the S&P 500 index over different periods, including the current streak:
| Return Period | PYPL | S&P 500 |
|---|---|---|
| 1D | -2.1% | -0.8% |
| 5D (Current Streak) | -10.1% | -3.3% |
| 1M (21D) | -12.5% | -1.7% |
| 3M (63D) | -11.0% | 3.5% |
| YTD 2025 | -29.0% | 12.5% |
| 2024 | 39.0% | 23.3% |
| 2023 | -13.8% | 24.2% |
| 2022 | -62.2% | -19.4% |
Take a look at what history tells you about whether past dips like this have been buying opportunities or traps: PYPL Dip Buyer Analysis.
Gains and Losses Streaks: S&P 500 Constituents
There are currently 19 S&P constituents with 3 days or more of consecutive gains and 132 constituents with 3 days or more of consecutive losses.
| Consecutive Days | # of Gainers | # of Losers |
|---|---|---|
| 3D | 10 | 28 |
| 4D | 4 | 70 |
| 5D | 0 | 23 |
| 6D | 2 | 5 |
| 7D or more | 3 | 6 |
| Total >=3 D | 19 | 132 |
Key Financials for PayPal (PYPL)
Last 2 Fiscal Years:
| Metric | FY2023 | FY2024 |
|---|---|---|
| Revenues | $29.8 Bil | $31.8 Bil |
| Operating Income | $4.9 Bil | $5.8 Bil |
| Net Income | $4.2 Bil | $4.1 Bil |
Last 2 Fiscal Quarters:
| Metric | 2025 FQ2 | 2025 FQ3 |
|---|---|---|
| Revenues | $8.3 Bil | $8.4 Bil |
| Operating Income | $1.6 Bil | $1.6 Bil |
| Net Income | $1.3 Bil | $1.2 Bil |
The losing streak PYPL stock is currently on doesn’t inspire much confidence among investors. In contrast, Trefis High Quality (HQ) Portfolio, with a collection of 30 stocks, has a track record of comfortably outperforming its benchmark that includes all 3 — the S&P 500, S&P mid-cap, and Russell 2000 indices. Why is that? As a group, HQ Portfolio stocks provided better returns with less risk versus the benchmark index; less of a roller-coaster ride, as evident in HQ Portfolio performance metrics.