NRG Dropped 14% In A Day. Have You Fully Evaluated The Risk?

NRG: NRG Energy logo
NRG
NRG Energy

NRG Energy (NRG) stock is down 13.6% in a day. The stock looks fairly priced at the moment, though history suggests you may benefit from buying dips. Consider the following data:

  • A $29 Bil company with $29 Bil in revenue currently trading at $148.56.
  • Last 12 month revenue growth of 2.6% and operating margin of 8.7%.
  • Has Debt to Equity ratio of 0.4 and Cash to Assets ratio of 0.0
  • Currently trading at P/E multiple of 21.6 and P/EBIT multiple of 12.3
  • Has one instance since 2010 where it dipped >30% in < 30 days and subsequently returned 80.8% within a year. See NRG Dip Buy Analysis.

While we like to buy dips if the fundamentals check out – for NRG, see Buy or Sell NRG Stock – we are wary of falling knives. Specifically, it is worth trying to answer if things get really bad, and NRG drops another 20-30% to $103.99 levels, will we be able to hold on to the stock? What is the worst case scenario? We call it downturn resilience.

Below is a deep dive into NRG Energy (NRG) downturn resilience – specifically, its performance vs the market during past crises? Turns out, the stock has fared worse than the S&P 500 index during various economic downturns.

NRG operates a diverse U.S. power generation portfolio with 18,000 MW capacity across 25 plants, utilizing natural gas, coal, oil, solar, nuclear, and battery storage.

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2022 Inflation Shock

  • NRG stock fell 33.8% from a high of $46.85 on 25 May 2022 to $31.03 on 19 January 2023 vs. a peak-to-trough decline of 25.4% for the S&P 500.
  • However, the stock fully recovered to its pre-Crisis peak by 14 November 2023
  • Since then, the stock increased to a high of $173.91 on 4 August 2025 , and currently trades at $148.56

  NRG S&P 500
% Change from Pre-Recession Peak -33.8% -25.4%
Time to Full Recovery 299 days 464 days

 
2020 Covid Pandemic

  • NRG stock fell 45.1% from a high of $40.06 on 14 February 2020 to $21.99 on 18 March 2020 vs. a peak-to-trough decline of 33.9% for the S&P 500.
  • However, the stock fully recovered to its pre-Crisis peak by 12 January 2021

  NRG S&P 500
% Change from Pre-Recession Peak -45.1% -33.9%
Time to Full Recovery 300 days 148 days

 
2018 Correction

  • NRG stock fell 23.2% from a high of $43.37 on 21 March 2019 to $33.30 on 7 August 2019 vs. a peak-to-trough decline of 19.8% for the S&P 500.
  • However, the stock fully recovered to its pre-Crisis peak by 15 March 2021

  NRG S&P 500
% Change from Pre-Recession Peak -23.2% -19.8%
Time to Full Recovery 586 days 120 days

 
2008 Global Financial Crisis

  • NRG stock fell 67.7% from a high of $46.90 on 18 October 2007 to $15.17 on 10 October 2008 vs. a peak-to-trough decline of 56.8% for the S&P 500.
  • However, the stock fully recovered to its pre-Crisis peak by 14 November 2023

  NRG S&P 500
% Change from Pre-Recession Peak -67.7% -56.8%
Time to Full Recovery 5513 days 1480 days

 
Worried that NRG could fall much more? You could take a look at the Trefis High Quality (HQ) Portfolio, with a collection of 30 stocks, has a track record of comfortably outperforming the S&P 500 over the last 4-year period. Why is that? As a group, HQ Portfolio stocks provided better returns with less risk versus the benchmark index; less of a roller-coaster ride, as evident in HQ Portfolio performance metrics.