Dave Stock To $256?

DAVE: Dave logo
DAVE
Dave

Dave (DAVE) stock has fallen by 24.2% in less than a month, from $256.05 on 27th Oct, 2025 to $194.10 now. What comes next? We believe there is a good chance of a stock rebound considering history of recovery post-dips and our current Attractive opinion of the stock. Read Buy or Sell Dave Stock to see how we arrive at this opinion.

Dip buying is a viable strategy for quality stocks that have a history of recovering from dips. As it turns out, DAVE stock passes basic quality checks. Historically, the median return for the 12-month period following sharp dips was 11%, with median peak return reaching 146%. We define sharp dip as stock going down 30% or more, in less than 30 day period.

Below, we get into details of historical dips and subsequent returns.

 
Historical Median Returns Post Dips
 

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Period Past Median Return
1M 17.6%
3M -2.3%
6M -8.0%
12M 11.2%

 
Historical Dip-Wise Details
 
DAVE had 7 events since 1/1/2010 where the dip threshold of -30% within 30 days was triggered

  • 146% median peak return within 1 year of dip event
  • 76 days is the median time to peak return after a dip event
  • -31% median max drawdown within 1 year of dip event

30 Day Dip DAVE Subsequent Performance
Date DAVE SPY 1Y Peak
Return
Max
Drop
# Days
to Peak
Median     11% 146% -31% 76
8122025 -31% 4% 11% 39% 0% 76
6262024 -38% 5% 778% 695% -2% 365
10132023 -34% -4% 796% 938% -2% 209
3172023 -32% -6% 403% 462% -31% 356
1062023 -31% -3% 8% 21% -44% 31
9082022 -34% -0% -58% 11% -70% 4
1072022 -42% -0% -96% 146% -96% 25

 
Dave Passes Basic Financial Quality Checks

Revenue growth, profitability, cash flow, and balance sheet strength need to be evaluated to reduce the risk of a dip being the sign of a deteriorating business situation.

Quality Metrics Value Quality Check
Revenue Growth (LTM) 53.8% Pass
Revenue Growth (3-Yr Avg) 38.6% Pass
Operating Cash Flow Margin (LTM) 48.5% Pass
Leverage (see below) Pass
=> Interest Coverage Ratio 17.9  
=> Cash To Interest Expense Ratio 12.8  

Not sure if you can take a call on DAVE stock? Consider portfolio approach

A Multi Asset Portfolio Gives You Safer Smarter Growth

Stocks soar and sink but bonds commodities and other assets balance the ride. A multi asset portfolio keeps returns steadier and reduces single market risk.

The asset allocation framework of Trefis’ Boston-based, wealth management partner yielded positive returns during the 2008-09 period when the S&P lost more than 40%. Our partner’ strategy now includes Trefis High Quality Portfolio, which has a track record of comfortably outperforming its benchmark that includes all 3 – the S&P 500, S&P mid-cap, and Russell 2000 indices