BILL Stock To $58?

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BILL
BILL

BILL (BILL) stock has fallen by 21.2% in less than a month, from $56.31 on 7th Jan, 2026 to $44.39 now. What comes next? We believe there is a good chance of a stock rebound considering history of recovery post-dips and our current Attractive opinion of the stock. Read Buy or Sell BILL Stock to see how we arrive at this opinion.

Dip buying is a viable strategy for quality stocks that have a history of recovering from dips. As it turns out, BILL stock passes basic quality checks. The bad news is that historically, the median return for the 12-month period following sharp dips was -19%, even though median peak return was 22%. We define sharp dip as stock going down 30% or more, in less than 30 day period.

Below, we get into details of historical dips and subsequent returns.

 
Historical Median Returns Post Dips
 

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Period Past Median Return
1M -5.9%
3M 8.9%
6M -18.8%
12M -19.5%

 
Historical Dip-Wise Details
 
BILL had 6 events since 1/1/2010 where the dip threshold of -30% within 30 days was triggered

  • 22% median peak return within 1 year of dip event
  • 83 days is the median time to peak return after a dip event
  • -37% median max drawdown within 1 year of dip event

30 Day Dip BILL Subsequent Performance
Date BILL SPY 1Y Peak
Return
Max
Drop
# Days
to Peak
Median     -19% 22% -37% 83
2072025 -31% 1% -28% 5% -39% 3
11032023 -33% 1% -11% 26% -34% 54
3102023 -40% -5% -3% 98% -18% 130
5052022 -35% -7% -36% 16% -55% 112
1042022 -31% 2% -56% 18% -55% 43
3172020 -35% -22% 368% 471% -13% 330

 
BILL Passes Basic Financial Quality Checks

Revenue growth, profitability, cash flow, and balance sheet strength need to be evaluated to reduce the risk of a dip being the sign of a deteriorating business situation.

Quality Metrics Value Quality Check
Revenue Growth (LTM) 11.6% Pass
Revenue Growth (3-Yr Avg) 26.9% Pass
Operating Cash Flow Margin (LTM) 23.9% Pass
Leverage (see below) Pass
=> Interest Coverage Ratio 1.8  
=> Cash To Interest Expense Ratio 112.9  

Not sure if you can take a call on BILL stock? Consider portfolio approach

Smart Investing Begins With Portfolios

Individual stocks can soar or tank but one thing matters: staying invested. The right portfolio can help you stay invested, capture upside and mitigate the downside associated with any individual stock.

The Trefis High Quality (HQ) Portfolio, with a collection of 30 stocks, has a track record of comfortably outperforming its benchmark that includes all 3 – the S&P 500, S&P mid-cap, and Russell 2000 indices. Why is that? As a group, HQ Portfolio stocks provided better returns with less risk versus the benchmark index; less of a roller-coaster ride, as evident in HQ Portfolio performance metrics.