BILL Stock To $58?
BILL (BILL) stock has fallen by 21.2% in less than a month, from $56.31 on 7th Jan, 2026 to $44.39 now. What comes next? We believe there is a good chance of a stock rebound considering history of recovery post-dips and our current Attractive opinion of the stock. Read Buy or Sell BILL Stock to see how we arrive at this opinion.
Dip buying is a viable strategy for quality stocks that have a history of recovering from dips. As it turns out, BILL stock passes basic quality checks. The bad news is that historically, the median return for the 12-month period following sharp dips was -19%, even though median peak return was 22%. We define sharp dip as stock going down 30% or more, in less than 30 day period.
Below, we get into details of historical dips and subsequent returns.
Historical Median Returns Post Dips
| Period | Past Median Return |
|---|---|
| 1M | -5.9% |
| 3M | 8.9% |
| 6M | -18.8% |
| 12M | -19.5% |
Historical Dip-Wise Details
BILL had 6 events since 1/1/2010 where the dip threshold of -30% within 30 days was triggered
- 22% median peak return within 1 year of dip event
- 83 days is the median time to peak return after a dip event
- -37% median max drawdown within 1 year of dip event
| 30 Day Dip | BILL Subsequent Performance | |||||||
|---|---|---|---|---|---|---|---|---|
| Date | BILL | SPY | 1Y | Peak Return |
Max Drop |
# Days to Peak |
||
| Median | -19% | 22% | -37% | 83 | ||||
| 2072025 | -31% | 1% | -28% | 5% | -39% | 3 | ||
| 11032023 | -33% | 1% | -11% | 26% | -34% | 54 | ||
| 3102023 | -40% | -5% | -3% | 98% | -18% | 130 | ||
| 5052022 | -35% | -7% | -36% | 16% | -55% | 112 | ||
| 1042022 | -31% | 2% | -56% | 18% | -55% | 43 | ||
| 3172020 | -35% | -22% | 368% | 471% | -13% | 330 | ||
BILL Passes Basic Financial Quality Checks
Revenue growth, profitability, cash flow, and balance sheet strength need to be evaluated to reduce the risk of a dip being the sign of a deteriorating business situation.
| Quality Metrics | Value | Quality Check |
|---|---|---|
| Revenue Growth (LTM) | 11.6% | Pass |
| Revenue Growth (3-Yr Avg) | 26.9% | Pass |
| Operating Cash Flow Margin (LTM) | 23.9% | Pass |
| Leverage (see below) | – | Pass |
| => Interest Coverage Ratio | 1.8 | |
| => Cash To Interest Expense Ratio | 112.9 |
Not sure if you can take a call on BILL stock? Consider portfolio approach
Smart Investing Begins With Portfolios
Individual stocks can soar or tank but one thing matters: staying invested. The right portfolio can help you stay invested, capture upside and mitigate the downside associated with any individual stock.
The Trefis High Quality (HQ) Portfolio, with a collection of 30 stocks, has a track record of comfortably outperforming its benchmark that includes all 3 – the S&P 500, S&P mid-cap, and Russell 2000 indices. Why is that? As a group, HQ Portfolio stocks provided better returns with less risk versus the benchmark index; less of a roller-coaster ride, as evident in HQ Portfolio performance metrics.