Tearsheet

Navan (NAVN)


Market Price (5/29/2026): $20.09 | Market Cap: $5.0 Bil
Sector: Information Technology | Industry: Application Software

Navan (NAVN)


Market Price (5/29/2026): $20.09
Market Cap: $5.0 Bil
Sector: Information Technology
Industry: Application Software

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

0

Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -11%

Megatrend and thematic drivers
Megatrends include Cloud Computing, Fintech & Digital Payments, and Experience Economy & Premiumization. Themes include Software as a Service (SaaS), Show more.

Trading close to highs
Dist 52W High is 0.0%, Dist 3Y High is 0.0%

Weak multi-year price returns
2Y Excs Rtn is -41%, 3Y Excs Rtn is -79%

Not profitable at operating income level
Op Inc LTMOperating Income, Last Twelve Months is -221 Mil, Op Mgn LTMOperating Margin = Operating Income / Revenue Reflects profitability before taxes and before impact of capital structure (interest payments). is -34%

Expensive valuation multiples
P/CFOPrice/(Cash Flow from Operations). CFO is cash before capital expenditures. is 673x

Significant share based compensation
SBC/Rev LTMShare Based Compensation / Revenue (Sales), Last Twelve Months (LTM) is 29%

Not cash flow generative
FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -1.7%

Yield minus risk free rate is negative
ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -12%

Key risks
NAVN key risks include [1] a persistent lack of profitability and [2] intense competition from both established travel providers and newer fintech entrants.

0 Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -11%
1 Megatrend and thematic drivers
Megatrends include Cloud Computing, Fintech & Digital Payments, and Experience Economy & Premiumization. Themes include Software as a Service (SaaS), Show more.
2 Trading close to highs
Dist 52W High is 0.0%, Dist 3Y High is 0.0%
3 Weak multi-year price returns
2Y Excs Rtn is -41%, 3Y Excs Rtn is -79%
4 Not profitable at operating income level
Op Inc LTMOperating Income, Last Twelve Months is -221 Mil, Op Mgn LTMOperating Margin = Operating Income / Revenue Reflects profitability before taxes and before impact of capital structure (interest payments). is -34%
5 Expensive valuation multiples
P/CFOPrice/(Cash Flow from Operations). CFO is cash before capital expenditures. is 673x
6 Significant share based compensation
SBC/Rev LTMShare Based Compensation / Revenue (Sales), Last Twelve Months (LTM) is 29%
7 Not cash flow generative
FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -1.7%
8 Yield minus risk free rate is negative
ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -12%
9 Key risks
NAVN key risks include [1] a persistent lack of profitability and [2] intense competition from both established travel providers and newer fintech entrants.

Valuation, Metrics & Events

Price Chart

Why The Stock Moved

Qualitative Assessment

AI Analysis | Feedback

Updated on 5/26/2026
Navan (NAVN) stock has gained about 75% since 1/31/2026 because of the following key factors:

1. Strong Fourth Quarter and Fiscal Year 2026 Financial Performance with Robust Outlook. Navan reported a Q4 fiscal year 2026 EPS of $0.02, significantly beating the consensus estimate of -$0.24. Revenue for the quarter reached $178 million, an increase of 35% year-over-year, surpassing expectations. The company achieved its first full year of positive cash flows from operating activities, totaling $34 million, and positive free cash flow of $15 million, one year ahead of its target. Non-GAAP income from operations also turned positive, reaching $37 million for FY 2026, representing a 5% margin. This strong performance was complemented by an optimistic outlook for fiscal year 2027, with revenue projected between $866 million and $874 million, representing approximately 24% year-over-year growth at the midpoint. This positive news led to a significant stock surge, including a 22.95% jump in after-hours trading following the Q4 results announcement.

2. Continued Innovation and Market Penetration with AI-Powered Platform. Navan has consistently emphasized its "AI-first platform" strategy, positioning it as a key differentiator for winning market share by replacing legacy systems in business travel and expense management. Strategic initiatives such as the launch of Navan Edge and the migration of customers to its core infrastructure are noted as transforming high-touch service into a high-scale, high-margin engine. Recent announcements, including unlocking savings for travelers with the "First SAS NDC Direct Connect" and strengthening its "European train offering with Swedish Rail Integration," underscore the company's ongoing product development and expansion efforts.

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Stock Movement Drivers

Fundamental Drivers

The 77.1% change in NAVN stock from 1/31/2026 to 5/28/2026 was primarily driven by a 0.0% change in the company's Total Revenues ($ Mil).
(LTM values as of)13120265282026Change
Stock Price ($)11.4820.3377.1%
Change Contribution By: 
Total Revenues ($ Mil)6560.0%
P/S Multiple7.70.0%
Shares Outstanding (Mil)248249-0.2%
Cumulative Contribution0.0%

LTM = Last Twelve Months as of date shown

Market Drivers

1/31/2026 to 5/28/2026
ReturnCorrelation
NAVN77.1% 
Market (SPY)9.3%11.5%
Sector (XLK)30.0%7.5%

Fundamental Drivers

The 0.3% change in NAVN stock from 10/31/2025 to 5/28/2026 was primarily driven by a 0.0% change in the company's Total Revenues ($ Mil).
(LTM values as of)103120255282026Change
Stock Price ($)20.2720.330.3%
Change Contribution By: 
Total Revenues ($ Mil)6560.0%
P/S Multiple7.70.0%
Shares Outstanding (Mil)248249-0.2%
Cumulative Contribution0.0%

LTM = Last Twelve Months as of date shown

Market Drivers

10/31/2025 to 5/28/2026
ReturnCorrelation
NAVN0.3% 
Market (SPY)11.3%14.5%
Sector (XLK)24.6%11.4%

Fundamental Drivers

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Market Drivers

4/30/2025 to 5/28/2026
ReturnCorrelation
NAVN  
Market (SPY)37.6%14.5%
Sector (XLK)79.0%11.4%

Fundamental Drivers

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Market Drivers

4/30/2023 to 5/28/2026
ReturnCorrelation
NAVN  
Market (SPY)88.5%14.5%
Sector (XLK)152.9%11.4%

Return vs. Risk

Price Returns Compared

 202120222023202420252026Total [1]
Returns
NAVN Return-----15%16%-1%
Peers Return12%-44%28%27%-5%-17%-19%
S&P 500 Return27%-19%24%23%16%10%100%

Monthly Win Rates [3]
NAVN Win Rate----67%60% 
Peers Win Rate53%40%57%60%43%36% 
S&P 500 Win Rate75%42%67%75%67%60% 

Max Drawdowns [4]
NAVN Max Drawdown------53% 
Peers Max Drawdown-20%-58%-37%-29%-36%-41% 
S&P 500 Max Drawdown-5%-25%-10%-8%-19%-9% 


[1] Cumulative total returns since the beginning of 2021
[2] Peers: GBTG, EXPE, BKNG, EXFY, WDAY.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 5/28/2026 (YTD)

How Low Can It Go

NAVN has limited trading history. Below is the Information Technology sector ETF (XLK) in its place.

EventXLKS&P 500
2025 US Tariff Shock
  % Loss-25.7%-18.8%
  % Gain to Breakeven34.5%23.1%
  Time to Breakeven65 days79 days
2024 Yen Carry Trade Unwind
  % Loss-17.0%-7.8%
  % Gain to Breakeven20.4%8.5%
  Time to Breakeven92 days18 days
Summer-Fall 2023 Five Percent Yield Shock
  % Loss-10.0%-9.5%
  % Gain to Breakeven11.2%10.5%
  Time to Breakeven15 days24 days
2022 Inflation Shock & Fed Tightening
  % Loss-33.1%-24.5%
  % Gain to Breakeven49.5%32.4%
  Time to Breakeven246 days427 days
2020 COVID-19 Crash
  % Loss-31.2%-33.7%
  % Gain to Breakeven45.2%50.9%
  Time to Breakeven78 days140 days
Q4 2018 Fed Policy Error / Growth Scare
  % Loss-23.8%-19.2%
  % Gain to Breakeven31.2%23.8%
  Time to Breakeven100 days105 days

Compare to GBTG, EXPE, BKNG, EXFY, WDAY

In The Past

State Street Technology Select Sector SPDR ETF's stock fell -25.7% during the 2025 US Tariff Shock. Such a loss loss requires a 34.5% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

NAVN has limited trading history. Below is the Information Technology sector ETF (XLK) in its place.

EventXLKS&P 500
2025 US Tariff Shock
  % Loss-25.7%-18.8%
  % Gain to Breakeven34.5%23.1%
  Time to Breakeven65 days79 days
2022 Inflation Shock & Fed Tightening
  % Loss-33.1%-24.5%
  % Gain to Breakeven49.5%32.4%
  Time to Breakeven246 days427 days
2020 COVID-19 Crash
  % Loss-31.2%-33.7%
  % Gain to Breakeven45.2%50.9%
  Time to Breakeven78 days140 days
Q4 2018 Fed Policy Error / Growth Scare
  % Loss-23.8%-19.2%
  % Gain to Breakeven31.2%23.8%
  Time to Breakeven100 days105 days
2008-2009 Global Financial Crisis
  % Loss-51.5%-53.4%
  % Gain to Breakeven106.2%114.4%
  Time to Breakeven797 days1085 days

Compare to GBTG, EXPE, BKNG, EXFY, WDAY

In The Past

State Street Technology Select Sector SPDR ETF's stock fell -25.7% during the 2025 US Tariff Shock. Such a loss loss requires a 34.5% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

About Navan (NAVN)

Travel is more than just getting from point A to point B; it's the lifeblood of connection in the modern business world. It's about forging those critical in-person relationships with clients and partners, sparking innovation through team collaboration, and empowering employees to grow and succeed. These moments matter, and they demand a travel experience worthy of their importance. We built Navan for the road warriors, for CEOs and CFOs who understand travel’s critical importance to their strategy, the finance teams who demand precision and control, the executive assistants juggling itineraries, and the program admins ensuring seamless events. Navan is an end-to-end, AI-powered software platform built to simplify the global business T&E experience, benefiting users, customers, and suppliers. From day one, we leveraged technology to reimagine business travel. We built a comprehensive platform that serves as the foundation for further disruption. We deliver delightful, personalized experiences for users, efficiency and control for customers, and direct market access for suppliers—all powered by our proprietary AI framework, Navan Cognition. We saw firsthand the frustration of clunky, outdated systems. Travelers were forced to cobble together solutions, wait for hours on hold to book or change travel, and negotiate with travel agents. They struggled to adhere to company policies, with little visibility into those policies, and after all that, they spent even more time on tedious expense reports after a trip. We felt the pain of finance teams struggling to gain visibility into fragmented travel spending and to enforce policies, and the frustration of suppliers unable to connect directly with the high-value business travelers they sought to serve. Navan challenges this status quo by putting all three constituents—users, customers, and suppliers—at the heart of an integrated global platform. With Navan, users enjoy intuitive, AI-powered booking that anticipates users’ needs and takes a fraction of the time of legacy booking systems. Users also get expense management and clear policy guidance built-in. Customers gain real-time visibility, cost control, and safety oversight, and suppliers gain direct access to the customers who matter most. Instead of having to compromise, every group benefits, and the whole network becomes greater than the sum of its parts. Navan was built on the premise that to win, all players in the ecosystem must be integrated on one platform with AI at its core. Our platform was built from the ground up to connect distinct stakeholders, and unify traditionally disparate product features, through a single system that unlocks new efficiencies and experiences. By building true connectivity into the core of its cohesive offering, Navan is unlocking a smarter, more rewarding future for travel—one where everyone wins. The Navan platform creates a powerful flywheel effect where the user, customer, and supplier benefits reinforce each other. Our enterprise-grade platform is characterized by its intuitive design, ease of use, and tangible time-saving features, which foster a user-centric experience that travelers genuinely appreciate. This is reflected in our overall CSAT score of 96%, our virtual agent CSAT score of 78%, which is on par with human agent performance, and NPS of 43, each for the six months ended July 31, 2025. When frequent travelers have a positive, efficient experience and earn rewards, they are more likely to use Navan. The increased adoption gives the customer greater visibility into spending, stronger policy control, and cost savings, making them more invested in the platform. This, in turn, attracts more suppliers who want access to our large and loyal user base. With more suppliers and inventory available, we can offer better options and competitive pricing, further enhancing the experience for frequent travelers. This virtuous cycle strengthens each flywheel, creating a robust and self-sustaining ecosystem. Our proprietary infrastructure, which we call Navan Cloud, enables us to provide global, real-time inventory for users and forms the foundation of our platform. We aggregate supply through direct supplier relationships, real-time API integrations, and a robust network of partnerships. From day one, Navan has leveraged artificial intelligence as a cornerstone of our platform. We built Navan Cognition, a new paradigm in AI-powered travel management. This proprietary framework enables us to create, train, deploy, and supervise specialized virtual agents that can handle many complex tasks previously requiring human intervention. We make every step of the pre-booking, in-travel, and post-trip process as delightful and automated as possible. In fiscal 2025, 90% of bookings were made online or through mobile applications on the Navan platform. Our users on average are able to book a trip in seven minutes, far faster than the industry average of 45 minutes, according to Booking.com. And, in the majority of cases, users can resolve trip changes with a virtual agent, which Navan was one of the first in its industry to offer. Our strategy is to land a customer with our Travel offering, delight our users and customers, broaden their engagement with Navan, and seek to manage all of their payments, expenses, VIP needs, meetings and events, and bleisure travel on our platform. As of January 31, 2025, 36% of our customers attached to three or more offerings. Because Navan unifies all aspects of travel in one system, it is used by employees across departments and seniority levels, driving deep organizational adoption. This integrated approach streamlines trip planning, digitizes in-trip expenses, and automates post-trip reconciliation, all while enhancing the overall customer experience. Our platform also provides actionable analytics and intelligence for managers to monitor and approve travel and entertainment spend in real-time. Our platform is easy-to-use, yet powerful enough to address customers of all sizes across any industry vertical. Our proprietary AI framework, Navan Cognition, significantly enhances support capabilities and has improved our gross margins, while leveraging powerful technology capabilities across our platform, making Navan an increasingly formidable competitor. Our principal executive offices are located in Palo Alto, California.

AI Analysis | Feedback

Here are 1-3 brief analogies to describe Navan:

  • A modern, AI-powered Concur for business travel and expenses.
  • Salesforce for corporate travel and expense management.

AI Analysis | Feedback

  • Business Travel Management Platform: An AI-powered, end-to-end software platform designed to simplify global business travel booking and management.
  • Expense Management: Integrated tools for digitizing in-trip expenses, automating reconciliation, and ensuring policy adherence.
  • Payment Solutions: A system for managing and processing travel and entertainment payments.
  • Meetings & Events Management: Tools and services for planning, booking, and managing corporate meetings and events.
  • VIP Services: Specialized support and offerings tailored for high-priority or VIP travelers.
  • Bleisure Travel Integration: Functionality that allows for the seamless combination of business and personal travel within the platform.

AI Analysis | Feedback

Navan (NAVN) sells primarily to other companies, offering an end-to-end, AI-powered software platform to simplify global business travel and expense (T&E) management.

The provided company description does not list the names of specific customer companies that utilize Navan's platform. It states that Navan serves "customers of all sizes across any industry vertical." The platform is designed to benefit various stakeholders within these companies, including CEOs, CFOs, finance teams, executive assistants, program administrators, and employees across different departments and seniority levels, by providing intuitive booking, expense management, real-time visibility, cost control, and policy enforcement.

AI Analysis | Feedback

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AI Analysis | Feedback

Ariel Cohen, CEO & Co-Founder

Ariel Cohen co-founded Navan (formerly TripActions) in 2015. He also co-founded StreamOnce, a business multimedia integration platform, with Ilan Twig, which was later acquired by Jive Software. Before StreamOnce, Cohen held a senior leadership role in product management at Hewlett-Packard. He holds an Executive MBA from the Kellogg School of Management at Northwestern University.

Aurélien Nolf, Chief Financial Officer

Aurélien Nolf was appointed Chief Financial Officer of Navan, effective March 2, 2026. He joined Navan from Lyft, where he served as VP, Head of FP&A and Investor Relations, and played a key role in the company's financial transformation. Prior to Lyft, Nolf spent 15 years at Electronic Arts (EA) in various finance leadership positions, including Vice President of FP&A. He holds a master's degree in corporate law from the University of Lyon and a Master in Management and Finance from Emlyon Business School.

Ilan Twig, CTO & Co-Founder

Ilan Twig is the co-founder and Chief Technology Officer of Navan (formerly TripActions), which he started with Ariel Cohen in 2015. Together, they previously co-founded StreamOnce, a business multimedia integration platform that was acquired by Jive Software. Twig has almost two decades of experience in engineering, having led large research and development teams at Hewlett-Packard and Rockmelt. He earned a Bachelor of Science in Computer Science from the Academic College of Tel-Aviv, Yaffo, and a Master of Science in Computer Science from The Open University of Israel.

Michael Sindicich, President

As President, Michael Sindicich focuses on the global distribution of Navan's travel and expense management platform. He leads the company's global go-to-market strategy, overseeing sales, marketing, partnerships, and revenue operations. Sindicich previously served as CEO of Navan Expense and prior to that, as Vice President of Sales. Before joining Navan, he led sales teams at Apptimize (acquired by Airship) and was a co-founder of the financial brokerage Hurley Brothers. He holds a bachelor's degree in psychology and biology from UCLA.

Michael Riegel, CEO, EMEA

Michael Riegel was named CEO of Navan, EMEA (Europe, Middle East, and Africa) in October 2023, where he is responsible for the full business motion and increasing market share in the region. He is an experienced entrepreneur and company builder, having started his career in the early Internet era. Prior to Navan, Riegel was the CEO and co-founder of Comtravo, a tech-forward travel management company based in Berlin, which the Navan Group acquired in 2022.

AI Analysis | Feedback

The key risks to Navan's business are:

  1. Dependence on the global business travel market: Navan's entire business model is predicated on the continued need and volume of business travel. Any significant reduction in business travel due to economic downturns, shifts towards remote work and virtual meetings, or unforeseen global events could severely impact the company's addressable market and revenue. The company itself states, "Travel is more than just getting from point A to point B; it's the lifeblood of connection in the modern business world." This highlights its fundamental reliance on this activity.
  2. Intense competition and ability to maintain technological leadership: Navan operates in a competitive landscape, aiming to disrupt "clunky, outdated systems" and challenging the "status quo." Its success relies heavily on its proprietary AI framework, Navan Cognition, and its integrated platform. There is a risk that existing competitors or new entrants could develop superior technologies, offer more compelling integrated solutions, or possess greater resources, potentially eroding Navan's market share and competitive advantage. The company acknowledges it is "making Navan an increasingly formidable competitor," implying an ongoing struggle in the market.
  3. Reliance on third-party suppliers and partnerships: Navan aggregates travel supply through "direct supplier relationships, real-time API integrations, and a robust network of partnerships." Any disruption to these critical relationships, an inability to secure favorable terms, or a reduction in the availability of diverse and competitive inventory from these suppliers could negatively impact Navan's ability to provide a comprehensive and attractive offering to its users, thus hindering its "flywheel effect."

AI Analysis | Feedback

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AI Analysis | Feedback

Navan operates within several large addressable markets for its end-to-end, AI-powered software platform. The company's main products and services encompass business travel management, expense management, corporate payments, meetings and events, and bleisure travel. Here are the estimated addressable market sizes for Navan's key offerings:
  • Business Travel Management: The global business travel market size was estimated at approximately USD 1,851.61 billion in 2025 and is projected to reach USD 3,255.11 billion by 2033. Other estimates for the global business travel market in 2025 include USD 1.38 trillion and USD 1.595.21 trillion.
  • Expense Management: The global expense management software market was valued at USD 7.70 billion in 2024 and is expected to grow from USD 8.48 billion in 2025 to reach USD 18.52 billion by 2033. Another source estimated the market at USD 7.1 billion in 2024, projected to grow to USD 23.88 billion by 2035.
  • Corporate Payments: The global B2B payments market size was valued at USD 97.88 trillion in 2025 and is projected to grow from USD 109.39 trillion in 2026 to USD 282.48 trillion by 2034.
  • Meetings and Events: The global Meetings and Events market value is expected to rise from approximately USD 1.62 trillion in 2026 to USD 3.6 trillion by 2035. The global meetings market size was valued at USD 772.96 billion in 2025.
  • Bleisure Travel: The global bleisure travel market size was accounted for at USD 816.24 billion in 2025 and is predicted to increase to approximately USD 3,573.74 billion by 2034. Other estimates for the global bleisure travel market in 2025 include USD 762.01 billion.

AI Analysis | Feedback

Expected Drivers of Future Revenue Growth for Navan (NAVN)

  • Expansion of Product and Service Offerings: Navan's strategy involves broadening engagement with existing customers by offering additional services beyond core travel management, such as payments, expense management, VIP services, meetings and events, and bleisure travel on its unified platform. This focus on "higher product attachment rates" is expected to drive increased revenue per customer.
  • Growth in Customer Base and Market Share Acquisition: Navan aims to expand its reach by acquiring new businesses of all sizes across various industries. The company is anticipated to continue gaining market share, particularly in the global business travel bookings market where it currently has low penetration, through enterprise growth and attracting new clients.
  • Increased Adoption and Usage by Existing Customers: The company expects revenue growth from increased utilization of its platform by existing customers. A positive and efficient user experience, driven by Navan's intuitive design and AI-powered booking, fosters greater adoption among frequent travelers, leading to higher transaction volumes and increased spending on the platform.
  • AI Innovation and Enhanced Competitive Advantage: Navan's proprietary AI framework, Navan Cognition, is a cornerstone of its platform, enhancing support capabilities and improving gross margins. This AI-driven innovation is expected to fortify Navan's competitive position, enabling it to attract more customers and drive higher transaction volumes by offering a superior and more automated business travel and expense management experience.

AI Analysis | Feedback

Share Issuance

  • Navan issued 30 million shares of Class A common stock in its Initial Public Offering (IPO) on October 30, 2025, raising approximately $750 million in gross proceeds.
  • As part of the IPO, selling stockholders offered an additional 6.9 million shares, from which Navan did not receive any proceeds.
  • In January 2026, company executives sold shares to cover tax obligations from vesting restricted stock units (RSUs).

Inbound Investments

  • Navan completed a Series G funding round in 2022, securing $154 million in equity investment and $150 million in structured financing, which valued the company at $9.2 billion.
  • In 2021, Navan raised $275 million in its Series F funding round, achieving a $7.25 billion valuation.
  • As of July 31, 2025, Navan had accumulated $1.8 billion in fair market value investment from various investors.

Outbound Investments

  • Navan's international expansion strategy included acquisitions of regional travel agencies in Europe and Asia.
  • Proceeds from the IPO are intended, in part, for potential acquisitions.

Capital Expenditures

  • Navan has continuously invested in automation and AI to enhance efficiency, which includes the development of its proprietary "Navan Cloud" infrastructure.

Trade Ideas

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PLTR_4302026_Monopoly_xInd_xCD_Getting_Cheaper04302026PLTRPalantir TechnologiesMonopolyMY | Getting CheaperMonopoly-Like with P/S Decline
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ADSK_4102026_Dip_Buyer_FCFYield04102026ADSKAutodeskDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
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ENPH_4102026_Dip_Buyer_ValueBuy04102026ENPHEnphase EnergyDip BuyDB | P/E OPMDip Buy with Low PE and High Margin
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BL_4102026_Dip_Buyer_High_CFO_Margins_ExInd_DE04102026BLBlackLineDip BuyDB | CFO/Rev | Low D/EDip Buy with High Cash Flow Margins
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Recent Active Movers

Peer Comparisons

Peers to compare with:

Financials

NAVNGBTGEXPEBKNGEXFYWDAYMedian
NameNavan Global B.Expedia Booking ExpensifyWorkday  
Mkt Price20.339.51227.55169.821.16130.0175.17
Mkt Cap5.14.927.7134.20.133.016.4
Rev LTM6562,93715,17127,6871409,8546,396
Op Inc LTM-2211702,4509,491-191,156663
FCF LTM-11264,1019,03382,9721,499
FCF 3Y Avg-1252,7028,09662,4272,427
CFO LTM81654,8599,341123,1781,672
CFO 3Y Avg-2433,4768,467132,6562,656

Growth & Margins

NAVNGBTGEXPEBKNGEXFYWDAYMedian
NameNavan Global B.Expedia Booking ExpensifyWorkday  
Rev Chg LTM-20.7%10.0%15.0%-1.3%13.3%13.3%
Rev Chg 3Y Avg-12.4%7.9%15.2%-5.9%15.1%12.4%
Rev Chg Q-35.3%14.7%16.2%-5.8%13.5%14.7%
QoQ Delta Rev Chg LTM-8.1%3.0%2.9%-1.5%3.2%3.0%
Op Inc Chg LTM-4.9%46.9%21.3%-3,493.0%82.9%21.3%
Op Inc Chg 3Y Avg-137.8%25.9%21.2%-1,180.3%175.2%25.9%
Op Mgn LTM-33.7%5.8%16.1%34.3%-13.2%11.7%8.8%
Op Mgn 3Y Avg-4.8%13.3%31.6%-12.0%7.5%7.5%
QoQ Delta Op Mgn LTM--0.9%1.5%-0.2%-0.5%1.0%-0.2%
CFO/Rev LTM1.1%5.6%32.0%33.7%8.8%32.3%20.4%
CFO/Rev 3Y Avg-9.8%24.5%34.4%9.0%30.4%24.5%
FCF/Rev LTM-1.7%0.9%27.0%32.6%5.6%30.2%16.3%
FCF/Rev 3Y Avg-5.2%18.9%32.9%4.5%27.7%18.9%

Valuation

NAVNGBTGEXPEBKNGEXFYWDAYMedian
NameNavan Global B.Expedia Booking ExpensifyWorkday  
Mkt Cap5.14.927.7134.20.133.016.4
P/S7.71.71.84.80.83.32.6
P/Op Inc-22.928.711.314.1-5.928.612.7
P/EBIT-15.330.512.714.8-5.924.013.8
P/E-13.156.718.621.8-5.339.020.2
P/CFO672.729.65.714.48.810.412.4
Total Yield-7.6%1.8%6.1%5.5%-18.9%2.6%2.2%
Dividend Yield0.0%0.0%0.7%0.9%0.0%0.0%0.0%
FCF Yield 3Y Avg-4.1%11.4%6.0%3.5%5.2%5.2%
D/E0.00.30.20.10.10.10.1
Net D/E-0.10.2-0.00.0-0.6-0.0-0.0

Returns

NAVNGBTGEXPEBKNGEXFYWDAYMedian
NameNavan Global B.Expedia Booking ExpensifyWorkday  
1M Rtn25.9%61.7%-5.8%-2.1%13.7%7.3%10.5%
3M Rtn92.0%72.9%4.9%0.1%-6.5%-6.5%2.5%
6M Rtn24.0%23.5%-11.3%-13.2%-23.7%-39.6%-12.2%
12M Rtn1.6%53.1%37.1%-21.9%-47.5%-45.8%-10.1%
3Y Rtn1.6%30.8%139.1%66.9%-81.9%-39.8%16.2%
1M Excs Rtn19.9%55.8%-11.8%-8.0%7.8%1.3%4.6%
3M Excs Rtn82.5%63.4%-4.6%-9.4%-15.9%-16.0%-7.0%
6M Excs Rtn20.2%17.1%-21.1%-25.4%-32.8%-55.4%-23.2%
12M Excs Rtn-26.1%24.2%11.6%-49.3%-76.6%-73.4%-37.7%
3Y Excs Rtn-78.8%-44.4%57.5%-20.0%-163.3%-114.2%-61.6%

Comparison Analyses

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Financials

Segment Financials

Revenue by Segment
$ Mil2026
Single Segment402
Total402


Short Interest

Short Interest: As Of Date5152026
Short Interest: Shares Quantity4.1 Mil
Short Interest: % Change Since 4302026-31.0%
Average Daily Volume3.7 Mil
Days-to-Cover Short Interest1.1 days
Basic Shares Quantity248.6 Mil
Short % of Basic Shares1.7%

SEC Filings

Expand for More
Report DateFiling DateFiling
01/31/202604/02/202610-K
10/31/202512/15/202510-Q
07/31/202510/31/2025424B4

Recent Forward Guidance [BETA]

Latest: Q4 2026 Earnings Reported 3/25/2026

Forward GuidanceGuidance Change
MetricLowMidHigh% Chg% DeltaChangePrior
Q1 2027 Revenue204.00 Mil205.00 Mil206.00 Mil26.5% Higher NewActual: 162.00 Mil for Q4 2026
Q1 2027 Non-GAAP Income from Operations4.50 Mil5.00 Mil5.50 Mil-133.3% Higher NewActual: -15.00 Mil for Q4 2026
Q1 2027 Non-GAAP Operating Margin 2.0% -122.2%11.0%Higher NewActual: -9.0% for Q4 2026
2027 Revenue866.00 Mil870.00 Mil874.00 Mil26.8% Higher NewActual: 686.00 Mil for 2026
2027 Non-GAAP Income from Operations58.00 Mil60.00 Mil62.00 Mil179.1% Higher NewActual: 21.50 Mil for 2026
2027 Non-GAAP Operating Margin 7.0% 133.3%4.0%Higher NewActual: 3.0% for 2026

Prior: null Earnings Reported 12/15/2025

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Insider Activity

Expand for MoreUpdated on 5262026
#OwnerTitleHoldingActionFiling DatePriceSharesTransacted
Value
Value of
Held Shares
Form
1Williams, Anre DDirectBuy331202612.00100,0001,200,0002,580,288Form
2Twig, Ilan EzraChief Technology OfficerDirectSell32420268.6249,210424,2944,638,793Form
3Sindicich, Michael EricPresidentDirectSell32420268.622,20619,0102,656,875Form
4Cohen, Ariel MChairperson and CEODirectSell32420268.62151,0071,302,0438,656,183Form
5Giviskos, Anne MarySee RemarksDirectSell30520269.5231,150296,601713,556Form