Tearsheet

Molina Healthcare (MOH)


Market Price (12/25/2025): $163.25 | Market Cap: $8.6 Bil
Sector: Health Care | Industry: Managed Health Care

Molina Healthcare (MOH)


Market Price (12/25/2025): $163.25
Market Cap: $8.6 Bil
Sector: Health Care
Industry: Managed Health Care

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.


0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 10%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.1%
Weak multi-year price returns
2Y Excs Rtn is -101%, 3Y Excs Rtn is -132%
Not cash flow generative
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is -1.0%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -1.3%
1 Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -54%
  Key risks
MOH key risks include [1] its extreme reliance on government-funded programs, Show more.
2 Valuation becoming less expensive
P/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -48%
  
3 Megatrend and thematic drivers
Megatrends include Digital Health & Telemedicine, and Aging Population & Chronic Disease. Themes include Health Data Analytics, Telehealth Platforms, Show more.
  
0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 10%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.1%
1 Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -54%
2 Valuation becoming less expensive
P/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -48%
3 Megatrend and thematic drivers
Megatrends include Digital Health & Telemedicine, and Aging Population & Chronic Disease. Themes include Health Data Analytics, Telehealth Platforms, Show more.
4 Weak multi-year price returns
2Y Excs Rtn is -101%, 3Y Excs Rtn is -132%
5 Not cash flow generative
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is -1.0%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -1.3%
6 Key risks
MOH key risks include [1] its extreme reliance on government-funded programs, Show more.

Valuation, Metrics & Events

MOH Stock


Why The Stock Moved


Qualitative Assessment

AI Analysis | Feedback

1. Challenging Medical Cost Environment and Reduced Earnings Guidance. Molina Healthcare reported a very challenging medical cost environment in the third quarter of 2025, resulting in a consolidated Medical Care Ratio (MCR) of 92.6%, which fell below expectations. This led to a revision of the full-year 2025 adjusted earnings per share (EPS) guidance to approximately $14 per share, a $5 reduction from the previous guidance of $19 per share.

2. Increased Utilization and Persistent Medical Cost Trends. The company experienced sustained higher utilization, particularly among its high-acuity Medicare-Medicaid Plan (MMP) membership, alongside increases in both inpatient and outpatient utilization. These medical cost increases were described as unprecedented in their magnitude and persistence, exceeding the rate updates received and largely depleting risk corridor protections by the first and second quarters of 2025.

Show more

Stock Movement Drivers

Fundamental Drivers

The -14.3% change in MOH stock from 9/24/2025 to 12/24/2025 was primarily driven by a -23.9% change in the company's Net Income Margin (%).
924202512242025Change
Stock Price ($)190.71163.47-14.28%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)43413.0044550.002.62%
Net Income Margin (%)2.60%1.98%-23.85%
P/E Multiple9.059.727.44%
Shares Outstanding (Mil)53.6052.502.05%
Cumulative Contribution-14.32%

LTM = Last Twelve Months as of date shown

Market Drivers

9/24/2025 to 12/24/2025
ReturnCorrelation
MOH-14.3% 
Market (SPY)4.4%10.6%
Sector (XLV)14.2%22.8%

Fundamental Drivers

The -44.4% change in MOH stock from 6/25/2025 to 12/24/2025 was primarily driven by a -29.4% change in the company's Net Income Margin (%).
625202512242025Change
Stock Price ($)294.14163.47-44.42%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)41866.0044550.006.41%
Net Income Margin (%)2.81%1.98%-29.44%
P/E Multiple13.669.72-28.83%
Shares Outstanding (Mil)54.6052.503.85%
Cumulative Contribution-44.51%

LTM = Last Twelve Months as of date shown

Market Drivers

6/25/2025 to 12/24/2025
ReturnCorrelation
MOH-44.4% 
Market (SPY)14.0%6.8%
Sector (XLV)16.9%36.2%

Fundamental Drivers

The -44.6% change in MOH stock from 12/24/2024 to 12/24/2025 was primarily driven by a -34.6% change in the company's P/E Multiple.
1224202412242025Change
Stock Price ($)295.19163.47-44.62%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)39199.0044550.0013.65%
Net Income Margin (%)2.92%1.98%-32.09%
P/E Multiple14.869.72-34.61%
Shares Outstanding (Mil)57.6052.508.85%
Cumulative Contribution-45.06%

LTM = Last Twelve Months as of date shown

Market Drivers

12/24/2024 to 12/24/2025
ReturnCorrelation
MOH-44.6% 
Market (SPY)15.8%6.0%
Sector (XLV)13.3%38.3%

Fundamental Drivers

The -51.2% change in MOH stock from 12/25/2022 to 12/24/2025 was primarily driven by a -57.7% change in the company's P/E Multiple.
1225202212242025Change
Stock Price ($)335.08163.47-51.21%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)31160.0044550.0042.97%
Net Income Margin (%)2.69%1.98%-26.39%
P/E Multiple23.009.72-57.75%
Shares Outstanding (Mil)57.6052.508.85%
Cumulative Contribution-51.60%

LTM = Last Twelve Months as of date shown

Market Drivers

12/25/2023 to 12/24/2025
ReturnCorrelation
MOH-54.4% 
Market (SPY)48.9%6.1%
Sector (XLV)18.8%34.9%

Return vs. Risk


Price Returns Compared

 202020212022202320242025Total [1]
Returns
MOH Return57%50%4%9%-19%-44%21%
Peers Return6%39%4%-8%-25%2%9%
S&P 500 Return16%27%-19%24%23%18%115%

Monthly Win Rates [3]
MOH Win Rate67%75%42%58%33%42% 
Peers Win Rate50%53%52%42%45%55% 
S&P 500 Win Rate58%75%42%67%75%73% 

Max Drawdowns [4]
MOH Max Drawdown-21%-5%-21%-21%-24%-54% 
Peers Max Drawdown-35%-6%-13%-21%-30%-30% 
S&P 500 Max Drawdown-31%-1%-25%-1%-2%-15% 


[1] Cumulative total returns since the beginning of 2020
[2] Peers: CNC, UNH, ELV, CVS, HUM. See MOH Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 12/24/2025 (YTD)

How Low Can It Go

Unique KeyEventMOHS&P 500
2022 Inflation Shock2022 Inflation Shock  
2022 Inflation Shock% Loss% Loss-29.4%-25.4%
2022 Inflation Shock% Gain to Breakeven% Gain to Breakeven41.7%34.1%
2022 Inflation ShockTime to BreakevenTime to Breakeven272 days464 days
2020 Covid Pandemic2020 Covid Pandemic  
2020 Covid Pandemic% Loss% Loss-29.9%-33.9%
2020 Covid Pandemic% Gain to Breakeven% Gain to Breakeven42.7%51.3%
2020 Covid PandemicTime to BreakevenTime to Breakeven16 days148 days
2018 Correction2018 Correction  
2018 Correction% Loss% Loss-30.8%-19.8%
2018 Correction% Gain to Breakeven% Gain to Breakeven44.5%24.7%
2018 CorrectionTime to BreakevenTime to Breakeven194 days120 days
2008 Global Financial Crisis2008 Global Financial Crisis  
2008 Global Financial Crisis% Loss% Loss-59.0%-56.8%
2008 Global Financial Crisis% Gain to Breakeven% Gain to Breakeven143.8%131.3%
2008 Global Financial CrisisTime to BreakevenTime to Breakeven843 days1,480 days

Compare to UNH, ELV, CI, HUM, CNC

In The Past

Molina Healthcare's stock fell -29.4% during the 2022 Inflation Shock from a high on 10/26/2022. A -29.4% loss requires a 41.7% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth over time.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

About Molina Healthcare (MOH)

Molina Healthcare, Inc. provides managed health care services to low-income families and individuals under the Medicaid and Medicare programs and through the state insurance marketplaces. It operates in four segments, Medicaid, Medicare, Marketplace, and Other. As of December 31, 2021, the company served the company served approximately 5.2 million members eligible for Medicaid, Medicare, and other government-sponsored healthcare programs in 18 states. The company was founded in 1980 and is headquartered in Long Beach, California.

AI Analysis | Feedback

  • UnitedHealth Group, but specialized in government-funded healthcare programs like Medicaid and Medicare.
  • An insurance company like Elevance Health (formerly Anthem), but primarily serving beneficiaries of Medicaid and Medicare plans.

AI Analysis | Feedback

  • Medicaid Managed Care: Provides comprehensive health insurance coverage and services to low-income individuals and families through state Medicaid programs.
  • Medicare Advantage: Offers health plans for eligible seniors and individuals with disabilities, covering medical and prescription drug benefits.
  • Marketplace Health Plans (Affordable Care Act): Delivers subsidized health insurance coverage and services to individuals and families via state and federal health insurance marketplaces.
  • Integrated Dual Eligible Plans: Manages coordinated health and long-term care benefits for individuals who qualify for both Medicaid and Medicare.

AI Analysis | Feedback

Molina Healthcare (MOH) primarily serves individuals through government-sponsored healthcare programs and health insurance marketplaces. Its major customer categories are:

  • Medicaid Members: Individuals and families who qualify for state-sponsored Medicaid programs. Molina contracts with various state governments to provide managed care services to these low-income populations.
  • Medicare Members: Seniors and individuals with disabilities enrolled in Molina's Medicare Advantage plans (Medicare Part C) and Medicare Prescription Drug Plans (Medicare Part D).
  • Health Insurance Marketplace Members: Individuals and families who purchase health insurance plans through the Affordable Care Act (ACA) exchanges (also known as the public health insurance marketplaces).

AI Analysis | Feedback

null

AI Analysis | Feedback

Joseph Zubretsky President and Chief Executive Officer

Joseph Zubretsky has over 35 years of experience in the insurance and financial services sectors. Prior to joining Molina Healthcare as President and CEO in 2017, he served as President and Chief Executive Officer for The Hanover Insurance Group from June 2016 to October 2017. Before that, he held several senior executive roles at Aetna for nearly nine years, including Chief Executive Officer of its Healthagen Holdings subsidiary, Senior Executive Vice President of National Businesses, and Executive Vice President and Chief Financial Officer from 2007 to 2013. He began his career at Coopers & Lybrand as a partner in its national insurance practice. Zubretsky was also a partner at Brera Capital Partners, a global private equity firm, and held executive positions at Unum Group and MassMutual Financial Group.

Mark Keim Senior Executive Vice President and Chief Financial Officer

Mark Keim joined Molina Healthcare in January 2018 and was appointed Chief Financial Officer in February 2021. He has decades of experience in managed care and financial services. Previously, he served as Global Head of Strategy and Corporate Development at Aetna and Executive Vice President of Corporate Development and Strategy at The Hanover Insurance Group, where he worked alongside Joseph Zubretsky. Keim also had an accomplished career at GE Capital. In September 2024, his role was expanded to include leadership of the Company's Medicaid Health Plans and Marketplace business.

James Woys Executive Vice President, Health Plan Services

James Woys serves as the Executive Vice President, Health Plan Services at Molina Healthcare.

Jeff Barlow Chief Legal Officer and Corporate Secretary

Jeff Barlow serves as the Chief Legal Officer and Corporate Secretary for Molina Healthcare.

Lawrence Anderson EVP, Chief Human Resources Officer

Lawrence Anderson holds the position of Executive Vice President, Chief Human Resources Officer at Molina Healthcare.

AI Analysis | Feedback

Molina Healthcare (MOH) faces several key risks to its business, primarily due to its heavy reliance on government-sponsored healthcare programs and the inherent challenges in managing healthcare costs.

  1. Reliance on Government Programs and Regulatory/Policy Changes

    Molina Healthcare's business model is heavily dependent on government-sponsored healthcare programs, including Medicaid, Medicare, and those under the Affordable Care Act (ACA). Consequently, the company is highly susceptible to political uncertainty and potential shifts in healthcare policies. Changes in government funding mechanisms, eligibility criteria for beneficiaries, or program structures, especially concerning Medicaid, could significantly impact Molina's operations and financial performance. A projected $880 billion cut to the Medicaid budget in the coming years is identified as a primary risk for Molina Healthcare, given that approximately 88.35% of its subscribers were enrolled in Medicaid in 2024.

  2. Medical Cost Management and Medical Loss Ratio (MLR) Pressures

    A significant risk for Molina Healthcare is its ability to accurately predict and effectively manage medical care costs. The company has experienced ongoing pressure on its Medical Loss Ratio (MLR) across all segments, indicating challenges in controlling healthcare expenses. For example, Molina reported a 170 basis point miss on MLR in the fourth quarter of 2024, contributing to disappointing financial results and downward revisions of its earnings guidance. Furthermore, the company is facing investigations and securities class action lawsuits alleging inadequate disclosure of adverse developments in medical cost trends and discrepancies between premium rates and medical expenses.

  3. Competition and Contract Retention

    The healthcare sector is characterized by increasing competition and consolidation, posing a risk to Molina Healthcare's ability to maintain and expand its customer base. To remain competitive, Molina must continuously innovate and offer compelling services. The potential loss of significant state Medicaid contracts could have a material adverse effect on the company's business, financial condition, cash flows, and results of operations.

AI Analysis | Feedback

null

AI Analysis | Feedback

Molina Healthcare (MOH) primarily operates in the U.S. government-sponsored healthcare programs, with its main products and services focused on Medicaid, Medicare, and Health Insurance Marketplace plans. The addressable markets for these services in the U.S. are as follows:

  • Medicaid (U.S.): The total enrollment in the Medicaid program in the U.S. was approximately 79.15 million beneficiaries in December 2024. Total Medicaid expenditures in the U.S. were $900.3 billion in the 2023 fiscal year.

  • Medicare (U.S.): The U.S. Medicare-eligible population is projected to reach 73.2 million individuals as of 2024. The Medicare Advantage market penetration was 48.2% in 2024.

  • Health Insurance Marketplace (ACA) (U.S.): Null

AI Analysis | Feedback

Molina Healthcare (MOH) is anticipated to drive future revenue growth over the next 2-3 years through a combination of strategic initiatives and market expansions:

  1. Strategic Acquisitions: Molina Healthcare has a history of executing strategic acquisitions that significantly contribute to its premium revenue and expand its member base. Recent examples include the acquisition of ConnectiCare in February 2025, projected to add approximately $1.4 billion in annual premium revenue and about 140,000 members, and the acquisition of Bright Health's Medicare Advantage business in California in January 2024, which added 109,000 members.

  2. Expansion in Government Contracts and Dual Special Needs Plans (D-SNPs): The company is actively securing new government contracts across various states, such as Michigan, Massachusetts, Nevada, Illinois, Georgia, and Texas. These contract wins are expected to drive substantial premium revenue by 2027. Furthermore, Molina plans to increase its presence in Dual Special Needs Plans (D-SNP) markets by 23% for 2025, aligning with CMS rules aimed at streamlining care for dual-eligible individuals, which is expected to boost both membership and revenue.

  3. Membership Growth in Core Government Programs: Molina anticipates significant membership growth in its core government-sponsored programs, including Medicaid and Medicare Advantage. The company projects its Medicaid membership to reach 5.1 million people by the end of 2025, with ACA and Medicare enrollment also expected to grow to 580,000 and 250,000 members, respectively, by the close of 2025. This growth is a direct result of strategic acquisitions and new contract wins.

  4. Strategic Management of the Marketplace Segment: While facing utilization pressures, Molina is strategically managing its Marketplace business to ensure profitable growth. The company plans to materially reprice and reduce its Marketplace exposure, with rate increases averaging 30% and a 20% reduction in county coverage, to create a smaller, more profitable segment.

AI Analysis | Feedback

Share Repurchases

  • Molina Healthcare announced a share repurchase program of up to $1,000 million in April 2025, valid until December 31, 2026.
  • The company executed $1 billion in share repurchases so far in 2025.
  • Annual share buybacks for Molina Healthcare were $1 billion in 2024 and $400 million in 2022.

Share Issuance

  • Molina Healthcare's shares outstanding decreased from 59.3 million in 2020 to 54 million in October 2025, indicating a net reduction due to repurchases rather than significant issuance.

Outbound Investments

  • Molina Healthcare acquired ConnectiCare for $350 million in July 2024 (closed February 2025), adding approximately 140,000 members.
  • In September 2020, Molina Healthcare acquired substantially all the assets of Affinity Health Plan for approximately $380 million, to deepen its service offerings in New York.
  • Molina Healthcare made other acquisitions in 2021, including the Magellan Complete Care line of business from Magellan Health, Inc. and Cigna's Medicaid contracts in Texas.

Capital Expenditures

  • Molina Healthcare invested $100 million in property, plant, and equipment in 2024, following $84 million in 2023.
  • The company's regular capital expenditures range between $10 million to $35 million quarterly, reflecting ongoing investments in operations.

Better Bets than Molina Healthcare (MOH)

Trade Ideas

Select ideas related to MOH. For more, see Trefis Trade Ideas.

Unique KeyDateTickerCompanyCategoryTrade Strategy6M Fwd Rtn12M Fwd Rtn12M Max DD
CRL_11142025_Dip_Buyer_FCFYield11142025CRLCharles River Laboratories InternationalDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin
21.1%21.1%-3.7%
GDRX_11142025_Dip_Buyer_High_CFO_Margins_ExInd_DE11142025GDRXGoodRxDip BuyDB | CFO/Rev | Low D/EDip Buy with High Cash Flow Margins
Buying dips for companies with significant cash flows from operations and reasonable debt / market cap
-6.7%-6.7%-11.8%
ASTH_11142025_Dip_Buyer_High_FCF_Yield_ExInd_DE_RevG11142025ASTHAstrana HealthDip BuyDB | FCF Yield | Low D/EDip Buy with High Free Cash Flow Yield
Buying dips for companies with significant free cash flow yield (FCF / Market Cap) and reasonable debt / market cap
16.7%16.7%-5.5%
SGRY_11142025_Dip_Buyer_High_FCF_Yield_ExInd_DE_RevG11142025SGRYSurgery PartnersDip BuyDB | FCF Yield | Low D/EDip Buy with High Free Cash Flow Yield
Buying dips for companies with significant free cash flow yield (FCF / Market Cap) and reasonable debt / market cap
2.3%2.3%-1.4%
TFX_11072025_Dip_Buyer_FCFYield11072025TFXTeleflexDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin
11.8%11.8%-5.1%

Recent Active Movers

More From Trefis

Peer Comparisons for Molina Healthcare

Peers to compare with:

Financials

MOHCNCUNHELVCVSHUMMedian
NameMolina H.Centene UnitedHe.Elevance.CVS Heal.Humana  
Mkt Price163.4739.89327.58343.3079.12259.25211.36
Mkt Cap8.619.6296.876.7100.431.253.9
Rev LTM44,550185,857435,159194,820394,084126,362190,338
Op Inc LTM1,3231,09526,357-10,751-6,037
FCF LTM-5743,35617,3723,7676,2931,5473,562
FCF 3Y Avg5193,01718,9684,2956,4277323,656
CFO LTM-4614,06420,9584,9129,1092,0454,488
CFO 3Y Avg6193,76122,4435,5199,2771,4644,640

Growth & Margins

MOHCNCUNHELVCVSHUMMedian
NameMolina H.Centene UnitedHe.Elevance.CVS Heal.Humana  
Rev Chg LTM13.7%14.9%10.5%12.0%6.8%9.9%11.2%
Rev Chg 3Y Avg12.8%9.6%11.4%8.4%7.7%11.4%10.5%
Rev Chg Q11.0%18.2%12.2%12.3%7.8%11.1%11.7%
QoQ Delta Rev Chg LTM2.6%4.3%2.9%2.9%1.9%2.6%2.8%
Op Mgn LTM3.0%0.6%6.1%-2.7%-2.8%
Op Mgn 3Y Avg4.0%1.7%7.7%-3.3%-3.6%
QoQ Delta Op Mgn LTM-0.8%-0.5%-1.2%-0.1%--0.7%
CFO/Rev LTM-1.0%2.2%4.8%2.5%2.3%1.6%2.2%
CFO/Rev 3Y Avg2.0%2.3%5.8%3.1%2.5%1.4%2.4%
FCF/Rev LTM-1.3%1.8%4.0%1.9%1.6%1.2%1.7%
FCF/Rev 3Y Avg1.7%1.9%4.9%2.4%1.8%0.8%1.8%

Valuation

MOHCNCUNHELVCVSHUMMedian
NameMolina H.Centene UnitedHe.Elevance.CVS Heal.Humana  
Mkt Cap8.619.6296.876.7100.431.253.9
P/S0.20.10.70.40.30.20.3
P/EBIT6.5-4.711.39.016.713.310.2
P/E9.7-3.716.913.9214.124.215.4
P/CFO-18.64.814.215.611.015.212.6
Total Yield10.3%-27.0%8.6%9.2%3.8%5.5%7.0%
Dividend Yield0.0%0.0%2.6%2.0%3.4%1.4%1.7%
FCF Yield 3Y Avg1.8%11.5%4.5%4.7%7.1%0.6%4.6%
D/E0.40.90.30.40.80.40.4
Net D/E-0.5-0.10.2-0.00.7-0.3-0.1

Returns

MOHCNCUNHELVCVSHUMMedian
NameMolina H.Centene UnitedHe.Elevance.CVS Heal.Humana  
1M Rtn12.5%4.5%3.4%4.7%1.6%13.1%4.6%
3M Rtn-14.3%15.1%-6.3%5.7%4.4%-1.0%1.7%
6M Rtn-44.4%-25.5%9.9%-7.2%21.5%9.5%1.1%
12M Rtn-44.6%-34.4%-33.7%-6.2%86.4%2.9%-19.9%
3Y Rtn-51.2%-51.1%-34.9%-30.2%-5.2%-48.0%-41.4%
1M Excs Rtn9.1%1.1%-0.0%1.3%-1.8%9.7%1.2%
3M Excs Rtn-18.6%11.0%-9.5%4.0%2.0%-3.1%-0.6%
6M Excs Rtn-56.7%-38.4%-3.2%-19.9%5.5%-4.0%-12.0%
12M Excs Rtn-61.4%-49.9%-49.8%-21.3%69.1%-10.5%-35.5%
3Y Excs Rtn-132.3%-132.6%-115.5%-110.1%-88.2%-128.6%-122.1%

Financials

Segment Financials

Revenue by Segment
$ Mil20242023202220212020
Medicaid26,32725,78321,23115,217 
Medicare4,1793,8243,3792,529 
Marketplace2,0232,2963,0911,677 
Other operating revenues1,467    
Other767170 14
Health Plans    16,815
Total34,07231,97427,77119,42316,829


Operating Income by Segment
$ Mil20242023202220212020
Medicaid2,9732,9812,322  
Other operating revenues1,4671,020846  
Marketplace499290399  
Medicare388437430  
Other91114  
Other operating expenses-3,763-3,566-2,991  
Total1,5731,1731,020  


Price Behavior

Price Behavior
Market Price$163.47 
Market Cap ($ Bil)8.6 
First Trading Date07/02/2003 
Distance from 52W High-53.7% 
   50 Days200 Days
DMA Price$157.30$228.05
DMA Trenddowndown
Distance from DMA3.9%-28.3%
 3M1YR
Volatility49.6%52.5%
Downside Capture68.9325.26
Upside Capture-17.19-37.21
Correlation (SPY)9.2%5.9%
MOH Betas & Captures as of 11/30/2025

 1M2M3M6M1Y3Y
Beta0.080.380.300.270.140.29
Up Beta-0.530.04-0.081.430.540.50
Down Beta1.081.521.370.82-0.170.07
Up Capture-9%-92%-57%-85%-21%1%
Bmk +ve Days12253873141426
Stock +ve Days9193158124378
Down Capture17%72%38%65%37%70%
Bmk -ve Days7162452107323
Stock -ve Days10223166123371

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
 Comparison of MOH With Other Asset Classes (Last 1Y)
 MOHSector ETFEquityGoldCommoditiesReal EstateBitcoin
Annualized Return-44.3%16.4%19.2%71.9%8.9%6.0%-10.4%
Annualized Volatility52.2%17.3%19.5%19.3%15.3%17.1%35.0%
Sharpe Ratio-0.920.720.782.690.360.18-0.12
Correlation With Other Assets 38.3%6.1%-9.6%-13.8%20.9%3.6%

ETFs used for asset classes: Sector ETF = XLV, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 5-Year Data
 Comparison of MOH With Other Asset Classes (Last 5Y)
 MOHSector ETFEquityGoldCommoditiesReal EstateBitcoin
Annualized Return-4.0%8.6%14.9%18.7%11.7%4.8%32.6%
Annualized Volatility36.4%14.5%17.1%15.5%18.7%18.9%48.7%
Sharpe Ratio-0.020.410.700.970.510.170.59
Correlation With Other Assets 43.6%21.3%-1.7%1.3%24.4%7.5%

ETFs used for asset classes: Sector ETF = XLV, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
 Comparison of MOH With Other Asset Classes (Last 10Y)
 MOHSector ETFEquityGoldCommoditiesReal EstateBitcoin
Annualized Return10.7%9.8%14.7%14.9%6.9%5.2%69.2%
Annualized Volatility39.7%16.6%18.0%14.8%17.6%20.8%55.8%
Sharpe Ratio0.390.480.700.830.310.220.90
Correlation With Other Assets 48.5%34.7%-1.6%10.4%32.1%4.8%

ETFs used for asset classes: Sector ETF = XLV, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How

Short Interest

Short Interest: As Of Date12152025
Short Interest: Shares Quantity3,621,816
Short Interest: % Change Since 11302025-17.4%
Average Daily Volume1,419,977
Days-to-Cover Short Interest2.55
Basic Shares Quantity52,500,000
Short % of Basic Shares6.9%

Earnings Returns History

Expand for More
 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
10/22/2025-17.5%-17.9%-31.1%
7/7/2025-2.7%-7.3%-33.8%
4/23/2025-5.5%-1.5%-6.7%
2/5/2025-10.1%-15.9%3.3%
10/23/202417.7%17.9%7.7%
7/24/202412.3%18.2%19.1%
4/24/2024-4.1%-7.8%-7.2%
2/7/20245.4%10.5%8.4%
...
SUMMARY STATS   
# Positive101515
# Negative151010
Median Positive5.5%7.3%7.1%
Median Negative-2.7%-4.7%-7.4%
Max Positive17.7%18.2%19.1%
Max Negative-17.5%-17.9%-33.8%

SEC Filings

Expand for More
Report DateFiling DateFiling
93020251023202510-Q 9/30/2025
6302025724202510-Q 6/30/2025
3312025424202510-Q 3/31/2025
12312024211202510-K 12/31/2024
93020241024202410-Q 9/30/2024
6302024725202410-Q 6/30/2024
3312024425202410-Q 3/31/2024
12312023213202410-K 12/31/2023
93020231026202310-Q 9/30/2023
6302023727202310-Q 6/30/2023
3312023427202310-Q 3/31/2023
12312022213202310-K 12/31/2022
93020221027202210-Q 9/30/2022
6302022728202210-Q 6/30/2022
3312022428202210-Q 3/31/2022
12312021214202210-K 12/31/2021