Metropolitan Bank (MCB)
Market Price (5/29/2026): $89.955 | Market Cap: $960.2 MilSector: Financials | Industry: Regional Banks
Metropolitan Bank (MCB)
Market Price (5/29/2026): $89.955Market Cap: $960.2 MilSector: FinancialsIndustry: Regional Banks
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 9.3%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 5.1%, FCF Yield is 13% Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -133% Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 45%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 42% Low stock price volatilityVol 12M is 33% Megatrend and thematic driversMegatrends include Fintech & Digital Payments. Themes include Digital Payments, and Online Banking & Lending. | Key risksMCB key risks include [1] substantial regulatory fines and a strategic exit from its Banking-as-a-Service (BaaS) partnerships, Show more. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 9.3%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 5.1%, FCF Yield is 13% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -133% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 45%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 42% |
| Low stock price volatilityVol 12M is 33% |
| Megatrend and thematic driversMegatrends include Fintech & Digital Payments. Themes include Digital Payments, and Online Banking & Lending. |
| Key risksMCB key risks include [1] substantial regulatory fines and a strategic exit from its Banking-as-a-Service (BaaS) partnerships, Show more. |
Qualitative Assessment
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Updated on 5/1/2026
Metropolitan Bank (MCB) stock has lost about 5% since 1/31/2026 because of the following key factors:
1. Equity Offering and Share Dilution.
On February 25, 2026, Metropolitan Bank Holding Corp. launched a public offering of common stock, raising approximately $186.8 million in net proceeds by issuing about 2.3 million shares at $85.00 per share. This offering likely exerted downward pressure on the stock price, given that MCB was trading around $92.60 in early February 2026, due to the increased supply of shares and the dilutive effect on existing equity.
2. Broader Regional Banking Sector Pressures.
During the first quarter of 2026, the regional banking sector generally experienced "persistent margin pressures" driven by elevated deposit costs and competitive loan yields, along with an "evolving interest rate outlook." Despite Metropolitan Bank's strong individual performance, these sector-wide macroeconomic headwinds likely contributed to a cautious investor sentiment towards regional bank stocks, including MCB, hindering significant upward movement.
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Metropolitan Bank (MCB) stock has lost about 5% since 1/31/2026 because of the following key factors:
1. Equity Offering and Share Dilution.
On February 25, 2026, Metropolitan Bank Holding Corp. launched a public offering of common stock, raising approximately $186.8 million in net proceeds by issuing about 2.3 million shares at $85.00 per share. This offering likely exerted downward pressure on the stock price, given that MCB was trading around $92.60 in early February 2026, due to the increased supply of shares and the dilutive effect on existing equity.
2. Broader Regional Banking Sector Pressures.
During the first quarter of 2026, the regional banking sector generally experienced "persistent margin pressures" driven by elevated deposit costs and competitive loan yields, along with an "evolving interest rate outlook." Despite Metropolitan Bank's strong individual performance, these sector-wide macroeconomic headwinds likely contributed to a cautious investor sentiment towards regional bank stocks, including MCB, hindering significant upward movement.
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Stock Movement Drivers
Fundamental Drivers
The -2.5% change in MCB stock from 1/31/2026 to 5/28/2026 was primarily driven by a -26.1% change in the company's P/E Multiple.| (LTM values as of) | 1312026 | 5282026 | Change |
|---|---|---|---|
| Stock Price ($) | 92.34 | 89.99 | -2.5% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 279 | 305 | 9.3% |
| Net Income Margin (%) | 22.8% | 28.3% | 23.8% |
| P/E Multiple | 15.1 | 11.1 | -26.1% |
| Shares Outstanding (Mil) | 10 | 11 | -2.6% |
| Cumulative Contribution | -2.5% |
Market Drivers
1/31/2026 to 5/28/2026| Return | Correlation | |
|---|---|---|
| MCB | -2.5% | |
| Market (SPY) | 9.3% | 42.9% |
| Sector (XLF) | -3.6% | 50.1% |
Fundamental Drivers
The 36.5% change in MCB stock from 10/31/2025 to 5/28/2026 was primarily driven by a 12.3% change in the company's Total Revenues ($ Mil).| (LTM values as of) | 10312025 | 5282026 | Change |
|---|---|---|---|
| Stock Price ($) | 65.93 | 89.99 | 36.5% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 271 | 305 | 12.3% |
| Net Income Margin (%) | 25.4% | 28.3% | 11.5% |
| P/E Multiple | 10.1 | 11.1 | 10.1% |
| Shares Outstanding (Mil) | 11 | 11 | -1.0% |
| Cumulative Contribution | 36.5% |
Market Drivers
10/31/2025 to 5/28/2026| Return | Correlation | |
|---|---|---|
| MCB | 36.5% | |
| Market (SPY) | 11.3% | 34.5% |
| Sector (XLF) | -1.3% | 42.9% |
Fundamental Drivers
The 46.7% change in MCB stock from 4/30/2025 to 5/28/2026 was primarily driven by a 17.1% change in the company's Total Revenues ($ Mil).| (LTM values as of) | 4302025 | 5282026 | Change |
|---|---|---|---|
| Stock Price ($) | 61.35 | 89.99 | 46.7% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 260 | 305 | 17.1% |
| Net Income Margin (%) | 25.6% | 28.3% | 10.3% |
| P/E Multiple | 10.3 | 11.1 | 8.2% |
| Shares Outstanding (Mil) | 11 | 11 | 4.9% |
| Cumulative Contribution | 46.7% |
Market Drivers
4/30/2025 to 5/28/2026| Return | Correlation | |
|---|---|---|
| MCB | 46.7% | |
| Market (SPY) | 37.6% | 38.9% |
| Sector (XLF) | 6.8% | 50.8% |
Fundamental Drivers
The 183.1% change in MCB stock from 4/30/2023 to 5/28/2026 was primarily driven by a 90.6% change in the company's P/E Multiple.| (LTM values as of) | 4302023 | 5282026 | Change |
|---|---|---|---|
| Stock Price ($) | 31.79 | 89.99 | 183.1% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 245 | 305 | 24.2% |
| Net Income Margin (%) | 24.2% | 28.3% | 16.7% |
| P/E Multiple | 5.8 | 11.1 | 90.6% |
| Shares Outstanding (Mil) | 11 | 11 | 2.4% |
| Cumulative Contribution | 183.1% |
Market Drivers
4/30/2023 to 5/28/2026| Return | Correlation | |
|---|---|---|
| MCB | 183.1% | |
| Market (SPY) | 88.5% | 37.5% |
| Sector (XLF) | 62.2% | 52.4% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| MCB Return | 194% | -45% | -6% | 5% | 31% | 18% | 150% |
| Peers Return | 45% | -12% | -3% | 17% | 17% | 16% | 95% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | 10% | 100% |
Monthly Win Rates [3] | |||||||
| MCB Win Rate | 83% | 25% | 42% | 58% | 67% | 60% | |
| Peers Win Rate | 67% | 48% | 44% | 56% | 60% | 65% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 60% | |
Max Drawdowns [4] | |||||||
| MCB Max Drawdown | -14% | -51% | -67% | -41% | -26% | -19% | |
| Peers Max Drawdown | -18% | -28% | -47% | -26% | -27% | -14% | |
| S&P 500 Max Drawdown | -5% | -25% | -10% | -8% | -19% | -9% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: DCOM, VLY, EBC, EWBC.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 5/28/2026 (YTD)
How Low Can It Go
| Event | MCB | S&P 500 |
|---|---|---|
| 2025 US Tariff Shock | ||
| % Loss | -21.2% | -18.8% |
| % Gain to Breakeven | 26.9% | 23.1% |
| Time to Breakeven | 21 days | 79 days |
| Summer-Fall 2023 Five Percent Yield Shock | ||
| % Loss | -31.8% | -9.5% |
| % Gain to Breakeven | 46.7% | 10.5% |
| Time to Breakeven | 55 days | 24 days |
| 2023 SVB Regional Banking Crisis | ||
| % Loss | -66.3% | -6.7% |
| % Gain to Breakeven | 196.8% | 7.1% |
| Time to Breakeven | 530 days | 31 days |
| 2020 COVID-19 Crash | ||
| % Loss | -63.5% | -33.7% |
| % Gain to Breakeven | 173.7% | 50.9% |
| Time to Breakeven | 328 days | 140 days |
| Q4 2018 Fed Policy Error / Growth Scare | ||
| % Loss | -27.6% | -19.2% |
| % Gain to Breakeven | 38.2% | 23.8% |
| Time to Breakeven | 127 days | 105 days |
In The Past
Metropolitan Bank's stock fell -21.2% during the 2025 US Tariff Shock. Such a loss loss requires a 26.9% gain to breakeven.
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| Event | MCB | S&P 500 |
|---|---|---|
| 2025 US Tariff Shock | ||
| % Loss | -21.2% | -18.8% |
| % Gain to Breakeven | 26.9% | 23.1% |
| Time to Breakeven | 21 days | 79 days |
| Summer-Fall 2023 Five Percent Yield Shock | ||
| % Loss | -31.8% | -9.5% |
| % Gain to Breakeven | 46.7% | 10.5% |
| Time to Breakeven | 55 days | 24 days |
| 2023 SVB Regional Banking Crisis | ||
| % Loss | -66.3% | -6.7% |
| % Gain to Breakeven | 196.8% | 7.1% |
| Time to Breakeven | 530 days | 31 days |
| 2020 COVID-19 Crash | ||
| % Loss | -63.5% | -33.7% |
| % Gain to Breakeven | 173.7% | 50.9% |
| Time to Breakeven | 328 days | 140 days |
| Q4 2018 Fed Policy Error / Growth Scare | ||
| % Loss | -27.6% | -19.2% |
| % Gain to Breakeven | 38.2% | 23.8% |
| Time to Breakeven | 127 days | 105 days |
In The Past
Metropolitan Bank's stock fell -21.2% during the 2025 US Tariff Shock. Such a loss loss requires a 26.9% gain to breakeven.
Preserve Wealth
Limiting losses and compounding gains is essential to preserving wealth.
Asset Allocation
Actively managed asset allocation strategies protect wealth. Learn more.
About Metropolitan Bank (MCB)
Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services to small businesses, middle-market enterprises, public entities, and individuals in the New York metropolitan area. The company offers checking, savings, term deposit, and money market accounts, as well as certificates of deposit. It also provides lending products, including commercial real estate, construction, multi-family, and one-to four-family real estate loans; commercial and industrial loans; consumer loans; acquisition and renovation loans; loans to refinance or return borrower equity; loans on owner-occupied properties; working capital lines of credit; trade finance and letters of credit; and term loans. In addition, the company offers cash management services, as well as online and mobile banking, ACH, remote deposit capture, and debit card services. It operates six banking centers in Manhattan, Brooklyn, Great Neck, and Long Island. Metropolitan Bank Holding Corp. was founded in 1999 and is headquartered in New York, New York.
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- M&T Bank for New York City businesses.
- A localized KeyBank focused on commercial clients in the New York metro area.
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- Deposit Accounts: Offers various accounts including checking, savings, money market, and certificates of deposit for individuals and businesses.
- Real Estate Loans: Provides financing for commercial real estate, construction, multi-family, and residential properties.
- Commercial & Industrial Loans: Delivers loans and lines of credit, including working capital, trade finance, and term loans for businesses.
- Consumer Loans: Offers loans to individuals for various personal financial needs.
- Cash Management & Digital Banking Services: Provides services such as ACH, remote deposit capture, and online/mobile banking to help clients manage their finances.
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Metropolitan Bank (MCB) primarily serves a diverse customer base, encompassing both businesses and individuals. Due to the nature of banking, the company does not have publicly disclosed "major customers" in the sense of specific named client companies that dominate its revenue. Instead, its customer base consists of numerous borrowers and depositors across various categories.
Based on the company description, Metropolitan Bank serves the following major customer categories:
- Small Businesses: Providing a range of business banking products and services tailored to the needs of smaller enterprises in the New York metropolitan area.
- Middle-Market Enterprises: Catering to larger businesses with commercial banking products and services, including various lending solutions and cash management.
- Individuals: Offering retail banking products and services such as checking, savings, term deposit accounts, consumer loans, and online/mobile banking services to individual customers.
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The key risks to Metropolitan Bank (MCB) are as follows:1. Regulatory Fines and Compliance Deficiencies
Metropolitan Commercial Bank has faced significant regulatory scrutiny and substantial fines for violations related to customer identification rules and inadequate third-party risk management practices. In late 2023, the Federal Reserve Board and the New York Department of Financial Services imposed penalties totaling approximately $30 million on the bank. These fines stemmed from the bank's role in facilitating fraud in 2020, where it opened prepaid card accounts through a third-party program manager without sufficient identity verification procedures, leading to illicit actors collecting illegally obtained state unemployment insurance benefits. The bank is now mandated to overhaul its customer identification, customer due diligence, and third-party risk management programs.2. Commercial Real Estate (CRE) Exposure and Credit Quality
Metropolitan Bank has a notable concentration in commercial real estate (CRE) loans, which presents a significant risk, particularly given evolving market conditions. Approximately 37% of its loan portfolio is tied to skilled nursing facilities, with additional exposure to office and hospitality sectors. While the bank reported a rise in non-performing loans to 1.28% in the fourth quarter of 2025, up from 0.54% the previous year, management attributed this primarily to a single out-of-market commercial real estate multifamily loan. Nevertheless, the potential for CRE exposures to translate into higher loan losses remains a key risk that could pressure the bank's earnings.3. Interest Rate Risk and Funding Costs
The bank's interest rate risk has widened due to increasing funding costs. As of mid-2023, Metropolitan Commercial Bank's funding base became more expensive, making its income more vulnerable to potential interest rate hikes. This shift was driven by a rotation into remunerated deposits and short-term borrowing, which increases the sensitivity of its liabilities. Additionally, a decline in unremunerated customer deposits, partly a result of the bank exiting cryptocurrency-related businesses, further contributed to the rise in funding costs.AI Analysis | Feedback
The clear emerging threats for Metropolitan Bank (MCB) include the rise of digital-only banks and fintech companies, which often operate with lower overhead, offer more competitive rates, and provide highly convenient, user-friendly digital experiences. These entities directly compete for deposits (checking, savings, and term deposits) and certain lending products (consumer and small business loans), potentially eroding MCB's customer base, particularly among tech-savvy individuals and small businesses who may prioritize digital convenience and potentially better rates over a physical branch presence. Additionally, the proliferation of non-bank online lenders poses a threat by offering faster, more streamlined lending processes for small businesses and consumers, thereby siphoning off demand for commercial and industrial loans, working capital lines of credit, and consumer loans traditionally provided by banks like MCB.
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Metropolitan Bank (MCB) operates in the New York metropolitan area, offering a diverse range of banking products and services. The addressable markets for its main offerings are as follows:
- Deposit Products (Checking, Savings, Term Deposit, Money Market Accounts, Certificates of Deposit): The total deposits for the New York-Newark-Jersey City, NY-NJ-PA, metropolitan statistical area were $620.9 billion as of June 30, 2013.
- Real Estate Loans (Commercial Real Estate, Construction, Multi-family, One-to Four-family Real Estate Loans): The commercial real estate market in New York City is estimated to be close to $2 trillion in value.
- Commercial and Industrial Loans: The North American commercial lending market is projected to reach USD 2,892.50 billion by 2025. Additionally, commercial lending represented 43.78% of the US commercial banking market share in 2025, with the total US commercial banking market size estimated at USD 765.53 billion in 2026.
- Cash Management Services: The North American cash management system market had an approximate value of USD 7.95 billion in 2025. This figure is derived from North America's 39.05% share of the global cash management system market, which was valued at USD 20.35 billion in 2025. The demand for cash management services in the USA is projected to grow from USD 1.6 billion in 2025 to USD 3.7 billion by 2035.
- Consumer Loans: Unsecured personal loan balances in the U.S. rose to $232 billion in Q2 2023.
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Metropolitan Bank (MCB) is expected to drive future revenue growth over the next two to three years through several key strategies:- Strategic Commercial Lending and Specialization: Metropolitan Bank is focused on expanding its commercial lending portfolio, with a particular emphasis on specialized areas such as skilled nursing and residential healthcare lending. The bank expects to grow loans by approximately 12% in 2026, replicating its 2025 performance. This disciplined underwriting and focus on high-quality loan growth contribute significantly to revenue.
- Diverse Deposit Vertical Expansion: The company plans to continue growing its deposit base across various verticals, including specialized solutions like EB-5 investment solutions. This expansion in core deposits helps fund loan growth and improves the bank's funding profile. Metropolitan Bank anticipates funding all planned loan growth with deposits.
- Digital Transformation and AI Integration: Metropolitan Bank is undertaking a multi-year "Modern Banking in Motion" digital transformation program, which involves modernizing core systems, payments infrastructure, and online banking platforms. This initiative, expected to be completed by Q1 2026, aims to enhance digital capabilities, improve operational efficiency, and capture incremental growth by offering an API-enabled platform. The bank is also leveraging technology and AI to compete more effectively.
- Net Interest Margin (NIM) Expansion: The bank anticipates a modest expansion of its net interest margin (NIM) over 2026. This is expected to be driven by a decline in the cost of funds, supported by anticipated monetary policy easing (e.g., rate cuts), and the continued repricing of its loan book.
- Expansion of Fee-Based Income Opportunities and Geographic Reach: Management has emphasized fee-income initiatives as a part of its strategy to sustain top-tier profitability. Additionally, the bank is expanding its physical presence, with plans to open an additional private client office in West Palm Beach, Florida, in the second quarter of 2026, broadening its market reach.
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Share Repurchases
- Metropolitan Bank Holding Corp. announced a new share repurchase program in March 2025, authorizing the buyback of shares worth $50 million.
- In July 2025, the company unveiled a new share repurchase initiative, allowing for the buyback of an additional $50 million of common stock, following the full utilization of the previous March 2025 authorization.
- By the fourth quarter of 2025, the company had repurchased 293,601 shares of its common stock under the authorized plans. During the first quarter of 2025, over 228,000 shares were repurchased for $12.9 million.
Share Issuance
- On February 25, 2026, Metropolitan Bank Holding Corp. launched an underwritten public offering of $175.0 million of common stock.
- The company also granted underwriters a 30-day option to purchase up to an additional 15% of the shares sold in this offering.
- This offering was priced at $85.00 per share for 2.1 million shares, expecting gross proceeds of approximately $178.5 million, with estimated net proceeds to the company of around $169.3 million. The net proceeds are intended to support organic growth, investments in the bank subsidiary, working capital, and general corporate purposes.
Capital Expenditures
- Metropolitan Bank Holding Corp. reported capital expenditures (CapEx) of $0 USD for both 2025 and 2026.
- Historical capital expenditures were reported as ($4) million in 2024, ($10) million in 2023, ($11) million in 2022, and ($7) million in 2021.
- The company initiated a digital transformation in 2024 to modernize payment and online banking systems, with costs related to this initiative peaking in Q1 2026.
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Research & Analysis
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Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 37.22 |
| Mkt Cap | 4.4 |
| Rev LTM | 1,049 |
| Op Inc LTM | - |
| FCF LTM | 355 |
| FCF 3Y Avg | 275 |
| CFO LTM | 376 |
| CFO 3Y Avg | 289 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 15.8% |
| Rev Chg 3Y Avg | 6.5% |
| Rev Chg Q | 19.3% |
| QoQ Delta Rev Chg LTM | 4.4% |
| Op Inc Chg LTM | - |
| Op Inc Chg 3Y Avg | - |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 35.8% |
| CFO/Rev 3Y Avg | 35.8% |
| FCF/Rev LTM | 34.7% |
| FCF/Rev 3Y Avg | 34.3% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 4.4 |
| P/S | 3.7 |
| P/Op Inc | - |
| P/EBIT | - |
| P/E | 11.9 |
| P/CFO | 10.3 |
| Total Yield | 10.4% |
| Dividend Yield | 2.5% |
| FCF Yield 3Y Avg | 11.8% |
| D/E | 0.2 |
| Net D/E | -0.1 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | -0.7% |
| 3M Rtn | 4.6% |
| 6M Rtn | 20.5% |
| 12M Rtn | 41.3% |
| 3Y Rtn | 144.7% |
| 1M Excs Rtn | -6.6% |
| 3M Excs Rtn | -4.9% |
| 6M Excs Rtn | 11.7% |
| 12M Excs Rtn | 10.9% |
| 3Y Excs Rtn | 59.3% |
Price Behavior
Price Behavior
| Market Price | $89.99 | |
| Market Cap ($ Bil) | 0.9 | |
| First Trading Date | 11/08/2017 | |
| Distance from 52W High | -6.4% | |
| 50 Days | 200 Days | |
| DMA Price | $87.18 | $80.77 |
| DMA Trend | up | up |
| Distance from DMA | 3.2% | 11.4% |
| 3M | 1YR | |
| Volatility | 25.4% | 33.2% |
| Downside Capture | 81.38 | 96.28 |
| Upside Capture | 69.66 | 107.43 |
| Correlation (SPY) | 39.5% | 37.1% |
MCB Betas & Captures as of 4/30/2026
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 0.58 | 0.65 | 0.85 | 0.90 | 1.05 | 1.24 |
| Up Beta | 0.54 | 0.40 | 0.36 | 0.95 | 1.34 | 1.17 |
| Down Beta | 5.42 | 1.42 | 1.21 | 0.61 | 0.78 | 0.99 |
| Up Capture | 57% | 68% | 92% | 140% | 110% | 399% |
| Bmk +ve Days | 15 | 22 | 31 | 66 | 141 | 428 |
| Stock +ve Days | 12 | 22 | 34 | 64 | 121 | 367 |
| Down Capture | -101% | 44% | 101% | 69% | 94% | 107% |
| Bmk -ve Days | 4 | 18 | 30 | 56 | 108 | 321 |
| Stock -ve Days | 10 | 21 | 30 | 61 | 130 | 385 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with MCB | |
|---|---|---|---|---|
| MCB | 38.8% | 33.2% | 1.02 | - |
| Sector ETF (XLF) | 2.2% | 14.4% | -0.07 | 49.6% |
| Equity (SPY) | 29.2% | 11.8% | 1.86 | 36.9% |
| Gold (GLD) | 35.7% | 26.7% | 1.12 | 1.6% |
| Commodities (DBC) | 40.2% | 18.8% | 1.66 | -11.5% |
| Real Estate (VNQ) | 13.3% | 13.0% | 0.70 | 27.0% |
| Bitcoin (BTCUSD) | -31.9% | 41.6% | -0.81 | 16.8% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with MCB | |
|---|---|---|---|---|
| MCB | 7.7% | 58.9% | 0.37 | - |
| Sector ETF (XLF) | 8.5% | 18.6% | 0.34 | 48.4% |
| Equity (SPY) | 14.2% | 17.0% | 0.66 | 36.0% |
| Gold (GLD) | 18.6% | 18.0% | 0.84 | -3.4% |
| Commodities (DBC) | 10.6% | 19.4% | 0.43 | 7.0% |
| Real Estate (VNQ) | 3.6% | 18.8% | 0.09 | 33.8% |
| Bitcoin (BTCUSD) | 12.8% | 54.7% | 0.43 | 10.4% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with MCB | |
|---|---|---|---|---|
| MCB | 9.3% | 56.4% | 0.42 | - |
| Sector ETF (XLF) | 12.6% | 22.1% | 0.52 | 53.2% |
| Equity (SPY) | 15.8% | 17.9% | 0.75 | 42.3% |
| Gold (GLD) | 13.1% | 16.0% | 0.68 | -1.6% |
| Commodities (DBC) | 7.3% | 17.9% | 0.33 | 15.7% |
| Real Estate (VNQ) | 5.7% | 20.7% | 0.24 | 42.5% |
| Bitcoin (BTCUSD) | 66.5% | 66.9% | 1.06 | 14.2% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Returns Analyses
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 03/31/2026 | 05/08/2026 | 10-Q |
| 12/31/2025 | 02/20/2026 | 10-K |
| 09/30/2025 | 11/07/2025 | 10-Q |
| 06/30/2025 | 08/01/2025 | 10-Q |
| 03/31/2025 | 05/02/2025 | 10-Q |
| 12/31/2024 | 02/28/2025 | 10-K |
| 09/30/2024 | 11/08/2024 | 10-Q |
| 06/30/2024 | 08/02/2024 | 10-Q |
| 03/31/2024 | 05/03/2024 | 10-Q |
| 12/31/2023 | 02/28/2024 | 10-K |
| 09/30/2023 | 11/03/2023 | 10-Q |
| 06/30/2023 | 08/04/2023 | 10-Q |
| 03/31/2023 | 05/04/2023 | 10-Q |
| 12/31/2022 | 02/28/2023 | 10-K |
| 09/30/2022 | 10/31/2022 | 10-Q |
| 06/30/2022 | 08/09/2022 | 10-Q |
Insider Activity
Expand for MoreUpdated on 4262026| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Dougherty, Daniel F | EVP & Chief Financial Officer | Direct | Buy | 3112026 | 79.95 | 1,000 | 79,950 | 2,574,150 | Form |
| 2 | Patent, Robert C | Direct | Sell | 1262026 | 92.28 | 4,445 | 410,202 | 7,774,003 | Form | |
| 3 | Patent, Robert C | Direct | Sell | 1262026 | 94.64 | 4,998 | 472,997 | 8,866,285 | Form | |
| 4 | Patent, Robert C | Direct | Sell | 1262026 | 95.35 | 5,002 | 476,931 | 8,455,949 | Form | |
| 5 | Rosenberg, Nick | Executive Vice President | Direct | Sell | 1222026 | 90.21 | 1,250 | 112,768 | 2,331,040 | Form |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
Prefer one of these to Trefis? Tell us why. Last Updated: 5282026