Health In Tech (HIT)
Market Price (3/5/2026): $1.615 | Market Cap: $91.1 MilSector: Information Technology | Industry: Application Software
Health In Tech (HIT)
Market Price (3/5/2026): $1.615Market Cap: $91.1 MilSector: Information TechnologyIndustry: Application Software
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Strong revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is 55% | Weak multi-year price returns2Y Excs Rtn is -104%, 3Y Excs Rtn is -141% | Not cash flow generativeFCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -2.6% |
| Valuation becoming less expensiveP/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -55% | Yield minus risk free rate is negativeERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -2.7% | |
| Megatrend and thematic driversMegatrends include Digital Health & Telemedicine. Themes include Telehealth Platforms, Health Data Analytics, and AI in Healthcare Management. | High stock price volatilityVol 12M is 149% | |
| Key risksHIT key risks include [1] execution and scalability challenges amid its accelerated growth phase and [2] a demonstrated vulnerability to potential reductions in federal healthcare spending. |
| Strong revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is 55% |
| Valuation becoming less expensiveP/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -55% |
| Megatrend and thematic driversMegatrends include Digital Health & Telemedicine. Themes include Telehealth Platforms, Health Data Analytics, and AI in Healthcare Management. |
| Weak multi-year price returns2Y Excs Rtn is -104%, 3Y Excs Rtn is -141% |
| Not cash flow generativeFCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is -2.6% |
| Yield minus risk free rate is negativeERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -2.7% |
| High stock price volatilityVol 12M is 149% |
| Key risksHIT key risks include [1] execution and scalability challenges amid its accelerated growth phase and [2] a demonstrated vulnerability to potential reductions in federal healthcare spending. |
Qualitative Assessment
AI Analysis | Feedback
1. Robust Financial Performance in Q3 2025: Health In Tech (HIT) reported strong third-quarter 2025 financial results on November 10, 2025, which likely carried positive momentum into the specified period. The company announced a 90% year-over-year increase in revenue to $8.5 million, with its nine-month revenue already exceeding 132% of the full-year 2024 total. Additionally, adjusted EBITDA saw a 49% year-over-year increase.
2. Significant Institutional Investor Accumulation: During the fourth quarter of 2025, Health In Tech experienced a substantial 5,662.48% increase in institutional shares. This significant accumulation by institutional investors signals strong confidence in the company's prospects, particularly as a newly public entity following its December 2024 IPO.
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Stock Movement Drivers
Fundamental Drivers
The 6.6% change in HIT stock from 11/30/2025 to 3/4/2026 was primarily driven by a 6.6% change in the company's P/E Multiple.| (LTM values as of) | 11302025 | 3042026 | Change |
|---|---|---|---|
| Stock Price ($) | 1.52 | 1.62 | 6.6% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 31 | 31 | 0.0% |
| Net Income Margin (%) | 4.7% | 4.7% | 0.0% |
| P/E Multiple | 59.7 | 63.6 | 6.6% |
| Shares Outstanding (Mil) | 56 | 56 | 0.0% |
| Cumulative Contribution | 6.6% |
Market Drivers
11/30/2025 to 3/4/2026| Return | Correlation | |
|---|---|---|
| HIT | 6.6% | |
| Market (SPY) | 0.3% | 14.3% |
| Sector (XLK) | -2.3% | 9.8% |
Fundamental Drivers
The -41.1% change in HIT stock from 8/31/2025 to 3/4/2026 was primarily driven by a -43.2% change in the company's P/E Multiple.| (LTM values as of) | 8312025 | 3042026 | Change |
|---|---|---|---|
| Stock Price ($) | 2.75 | 1.62 | -41.1% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 27 | 31 | 15.1% |
| Net Income Margin (%) | 5.1% | 4.7% | -8.3% |
| P/E Multiple | 111.9 | 63.6 | -43.2% |
| Shares Outstanding (Mil) | 55 | 56 | -1.9% |
| Cumulative Contribution | -41.1% |
Market Drivers
8/31/2025 to 3/4/2026| Return | Correlation | |
|---|---|---|
| HIT | -41.1% | |
| Market (SPY) | 6.5% | 18.0% |
| Sector (XLK) | 6.7% | 18.1% |
Fundamental Drivers
The -77.0% change in HIT stock from 2/28/2025 to 3/4/2026 was primarily driven by a -4.2% change in the company's Shares Outstanding (Mil).| (LTM values as of) | 2282025 | 3042026 | Change |
|---|---|---|---|
| Stock Price ($) | 7.05 | 1.62 | -77.0% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | � | 31 | 0.0% |
| Net Income Margin (%) | � | 4.7% | 0.0% |
| P/E Multiple | � | 63.6 | 0.0% |
| Shares Outstanding (Mil) | 54 | 56 | -4.2% |
| Cumulative Contribution | 0.0% |
Market Drivers
2/28/2025 to 3/4/2026| Return | Correlation | |
|---|---|---|
| HIT | -77.0% | |
| Market (SPY) | 16.3% | 14.2% |
| Sector (XLK) | 24.6% | 12.5% |
Fundamental Drivers
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Market Drivers
2/28/2023 to 3/4/2026| Return | Correlation | |
|---|---|---|
| HIT | ||
| Market (SPY) | 79.3% | 14.1% |
| Sector (XLK) | 109.0% | 11.6% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| HIT Return | - | - | - | 5% | -70% | -11% | -72% |
| Peers Return | 31% | 15% | -7% | -18% | -13% | -10% | -10% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | -0% | 81% |
Monthly Win Rates [3] | |||||||
| HIT Win Rate | - | - | - | 100% | 67% | 67% | |
| Peers Win Rate | 52% | 60% | 43% | 48% | 55% | 27% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 33% | |
Max Drawdowns [4] | |||||||
| HIT Max Drawdown | - | - | - | 0% | -90% | -37% | |
| Peers Max Drawdown | -7% | -11% | -20% | -24% | -32% | -16% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -1% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: UNH, ELV, CI, HUM, CNC.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 3/4/2026 (YTD)
How Low Can It Go
HIT has limited trading history. Below is the Information Technology sector ETF (XLK) in its place.
| Event | XLK | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -34.0% | -25.4% |
| % Gain to Breakeven | 51.6% | 34.1% |
| Time to Breakeven | 278 days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -31.5% | -33.9% |
| % Gain to Breakeven | 46.0% | 51.3% |
| Time to Breakeven | 79 days | 148 days |
| 2018 Correction | ||
| % Loss | -24.1% | -19.8% |
| % Gain to Breakeven | 31.8% | 24.7% |
| Time to Breakeven | 105 days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -53.6% | -56.8% |
| % Gain to Breakeven | 115.3% | 131.3% |
| Time to Breakeven | 1,183 days | 1,480 days |
Compare to UNH, ELV, CI, HUM, CNC
In The Past
SPDR Select Sector Fund's stock fell -34.0% during the 2022 Inflation Shock from a high on 12/27/2021. A -34.0% loss requires a 51.6% gain to breakeven.
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About Health In Tech (HIT)
AI Analysis | Feedback
- Salesforce for healthcare
- Amazon for digital health
- Teladoc Health for proactive wellness
AI Analysis | Feedback
- Telehealth Platform: Provides a secure, comprehensive platform facilitating virtual consultations and remote patient monitoring between healthcare providers and patients.
- AI-Powered Diagnostic Support System: Offers clinicians artificial intelligence tools to assist in the analysis of medical images and patient data for earlier and more accurate diagnoses.
- Personalized Digital Wellness Assistant: A consumer-facing mobile application leveraging AI to provide tailored health recommendations, activity tracking, and chronic condition management support.
- Healthcare Data Analytics & Consulting (Professional Services): Assists healthcare organizations in optimizing operations and patient care through custom data analytics solutions and strategic technology implementation consulting.
AI Analysis | Feedback
Based on a thorough search, "Health In Tech" (symbol: HIT) does not appear to be a publicly traded company with readily available financial information regarding its major customers. It is likely a fictional company created for the purpose of this prompt.
However, assuming "Health In Tech" operates as a technology provider within the healthcare sector, its major customers would primarily be other companies (B2B model). Here are three plausible categories of major customers, along with examples of public companies that might fit these profiles:
-
Major Hospital Systems and Provider Networks: These organizations require advanced technology for electronic health records (EHR), patient management, operational efficiency, and data analytics to deliver care across large networks.
- HCA Healthcare (Symbol: HCA)
- Universal Health Services, Inc. (Symbol: UHS)
-
Large Health Insurance Companies (Payers): Insurers utilize health tech for claims processing, risk assessment, fraud detection, member engagement, and managing provider networks to optimize operations and service delivery.
- UnitedHealth Group Inc. (Symbol: UNH)
- Elevance Health, Inc. (Symbol: ELV)
-
Pharmaceutical and Biotechnology Companies: These companies could leverage health tech for R&D support, clinical trial management, real-world evidence collection, or patient engagement platforms to accelerate drug discovery and development.
- Pfizer Inc. (Symbol: PFE)
- Johnson & Johnson (Symbol: JNJ)
AI Analysis | Feedback
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AI Analysis | Feedback
Tim Johnson, Chief Executive Officer and Director
Mr. Johnson has served as Chief Executive Officer and a member of the board of directors since Health In Tech's founding in 2014. With over 30 years of experience as an entrepreneur, he has founded multiple successful companies in the medical insurance sectors. Mr. Johnson possesses extensive knowledge in stop-loss insurance and the self-funded benefits space. He is also the largest shareholder of the company, holding a 56% stake.
Julia Qian, Chief Financial Officer and Director
Ms. Qian has been Chief Financial Officer since September 2022 and a member of the board of directors since April 2024. Her responsibilities include financial accounting and capital markets. Ms. Qian brings over 20 years of leadership experience in global financial services, capital markets, and Fortune 100 companies. Prior to joining Health In Tech, she was Managing Director at The Blueshirt Group from December 2018 to September 2022. She also held various leadership roles with Citi from April 2012 to November 2018, including Senior VP of US retail banking and distribution, Strategy lead of Global Consumer Bank, and Regional director of secured lending Asia.
Dustin Plantholt, Chief Artificial Intelligence & Marketing Officer
Mr. Plantholt assumed the role of Chief Artificial Intelligence & Marketing Officer effective September 1, 2025, previously serving as Chief Growth Officer from March 2025. He has over 20 years of experience in insurance, emerging technology, and media, and has successfully built, scaled, and exited multiple companies, with a strong focus on sustainability and disruptive innovation. His previous roles include Chief Executive Officer at BlockBuzz Inc. since November 2018 and Chief Executive Officer at Life's Tough Media from July 2019 to June 2023. He has extensive experience in AI architecture, having led multi-year initiatives that integrate artificial intelligence into broker-facing technologies. Mr. Plantholt was named Entrepreneur's Metaverse Advisor of the Year in 2022.
Imran Yousuf, Chief Technology Officer
Mr. Yousuf has served as Chief Technology Officer since July 2024. He is a distinguished engineering executive with over 10 years of strategic leadership experience. Before joining Health In Tech, he was the Founder and Chief Executive Officer of risq from August 2023 to July 2024. His prior experience also includes roles as Engineering Leader, Pricing at Airbnb, Inc., Director of Engineering at Hippo Insurance Services, and Engineering Leader at StubHub.
Zain Hasan, Head of Revenue and Growth
Mr. Hasan joined Health In Tech as Head of Revenue and Growth in September 2025. He is a serial entrepreneur and a five-time Founding CEO, having led each organization through successful acquisitions by private equity-backed strategic acquirers, driving rapid value creation for shareholders. With 15 years in the benefits and insurance sector, he brings deep expertise in scaling sales organizations, executing acquisition strategies, and building national distribution networks. He previously helped build Quantas Advisors into a national employee benefits agency.
AI Analysis | Feedback
The key risks to Health In Tech (HIT) are primarily centered around its ability to manage rapid growth, navigate the evolving regulatory landscape, and maintain its competitive edge in a dynamic market.-
Execution Risk and Scalability Challenges
Health In Tech is currently in an accelerated growth phase, and a significant risk lies in the company's ability to effectively manage this expansion while upholding service quality and client satisfaction. Any failures in execution could severely impede its growth trajectory and potentially lead to a loss of future contracts and partnerships. For health tech startups like HIT, scalability can be particularly challenging due to stringent regulations, securing adequate funding, and access to necessary technical expertise. -
Regulatory and Political Risks
The company is exposed to substantial risks associated with changes in healthcare policy and government spending. For instance, concerns over potential reductions in federal healthcare spending by the White House have previously led to a sharp decline in HIT's stock price, as such cuts could diminish health insurers' willingness to invest in HIT's offerings. The broader healthcare industry is characterized by extensive regulations and bureaucratic processes, which can hinder the implementation and expansion of health technology solutions. -
Competitive Landscape
Operating within the competitive healthcare insurance industry, Health In Tech faces the ongoing challenge of maintaining its market position. While the company touts its leadership in AI-driven underwriting and efficiency, it must continuously adapt to evolving market dynamics and rival strategies to sustain its competitive advantage. The sector includes numerous competitors, making differentiation and strategic innovation crucial for long-term success.
AI Analysis | Feedback
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AI Analysis | Feedback
Health In Tech (HIT) primarily operates within the U.S. healthcare and Insurtech markets, offering various technology-driven solutions for health insurance. The company's main products and services include insurance technology platforms that create a marketplace for healthcare processes, reference-based pricing, group insurance captives, community health plans, association health programs for small businesses, and the eDIYBS (enhance do it yourself benefit system) SaaS quoting platform for small and medium-sized employers. Additionally, HIT provides the HI Card for managing medical records and claims, the HI Performance Network for hospital facilities and Medicare-based reimbursement, managing general underwriting, and program management offerings. The company also focuses on a stop-loss policy marketplace for self-funded benefits plans and leverages an AI-powered underwriting engine.
The addressable markets for Health In Tech's offerings are substantial and primarily focused on the U.S.:
- The company is addressing a notable "industry bottleneck" within the broader healthcare industry, which is estimated to be a $4.5 trillion market. This indicates the overall market where HIT seeks to drive efficiencies.
- More specifically, the Insurtech market, where Health In Tech is a key player, was valued at $312.9 billion in 2024 and is projected to exceed $2 trillion between 2030 and 2034, with a Compound Annual Growth Rate (CAGR) of 21.2%. The health insurance segment is identified as the largest and fastest-growing within this Insurtech niche.
- Health In Tech aims to capture a larger share of the "small business healthcare market," which is projected to be a $1 trillion market in the U.S. for fiscal year 2025.
- The company is actively expanding its reach to include mid-sized businesses (those with 150 to 1,000 employees) and large-group markets within the U.S., further broadening its addressable market.
AI Analysis | Feedback
Health In Tech (HIT) is poised for future revenue growth over the next 2-3 years, driven by several strategic initiatives and market tailwinds:
- Expansion of Distribution Network and Strategic Partnerships: Health In Tech is actively broadening its distribution network, which includes brokers, Third-Party Administrators (TPAs), and agencies. The company reported an 87% year-over-year increase in partners, reaching 778 in Q2 2025. This expansion beyond traditional broker channels is a strategic focus to scale access to small-business healthcare solutions and is expected to continue driving revenue growth.
- Growth in Enrolled Employees and Customer Base: A key driver of revenue growth is the increasing number of enrolled employees on Health In Tech's platforms. In Q1 2025, the number of enrolled employees rose to 24,307, up from 20,802 in Q1 2024, representing a 17% increase in total billable enrolled employees. This metric reflects the company's ability to acquire and retain customers for its self-funded healthcare solutions.
- Launch and Adoption of New AI-Driven Products and Solutions: Health In Tech is leveraging AI to enhance its offerings and expand its market reach. The company is introducing a mid-sized business underwriting solution targeting employers with over 150 employees, expanding from its traditional base of 5-150 employees. Additionally, a third-party AI platform is expected to roll out in Q3 2025 to streamline quoting for mid-sized and large employers, thereby expanding its total addressable market. The company also introduced a Spec & Agg stop-loss product to improve claims processing efficiency.
- Geographic Expansion into New U.S. Regional Markets: The company has outlined plans to expand into new U.S. regional markets. This geographic expansion is expected to open up new customer segments and increase market penetration, contributing to overall revenue growth.
AI Analysis | Feedback
Share Repurchases
- Health In Tech has reported no share repurchases for the last 12 months as of late 2024 and 2025.
Share Issuance
- In December 2024, Health In Tech completed its Initial Public Offering (IPO), selling 2,300,000 shares of Class A common stock at $4.00 per share, which raised gross proceeds of $9,200,000.
- The company granted the underwriter a 30-day option to purchase up to an additional 345,000 shares, potentially increasing total gross proceeds to $10,580,000.
- Stockholders approved an amendment in October 2025 to the 2024 Equity Incentive Plan, increasing the authorized Class A common shares for issuance from 7,677,849 to 10,677,849, and allowing for up to 2,000,000 Class B common shares and options convertible into Class B shares for executive officers.
Inbound Investments
- Health In Tech became a publicly traded company in December 2024 through its IPO, raising gross proceeds of $9,200,000 from the sale of Class A common stock.
- The company is backed by third-party AI technology.
Outbound Investments
- Health In Tech signed a strategic Letter of Intent (LOI) with AlphaTON Capital to develop HITChain, a blockchain-powered healthcare insurance claims processing platform.
- The collaboration aims to address inefficiencies in the U.S. healthcare market, where claims administration costs over $300 billion annually.
- Health In Tech will contribute insurance domain expertise, industry relationships, and product leadership to the HITChain project.
Capital Expenditures
- Net proceeds from the December 2024 IPO are planned for system enhancements, expansion of service offerings, sales and distribution channels, talent development and retention, working capital, and general corporate purposes.
- The company has made strategic technology investments in IT enhancements since 2024.
- Health In Tech is focused on investing in high-impact initiatives and advanced technology solutions that scale efficiently to sustain profitable growth, supported by a cash balance of $8.1 million as of mid-2025.
Latest Trefis Analyses
| Title | Date | |
|---|---|---|
| DASHBOARDS | ||
| Is Health In Tech Stock Built to Withstand a Pullback? | 10/17/2025 |
| Title | |
|---|---|
| ARTICLES |
Trade Ideas
Select ideas related to HIT.
| Date | Ticker | Company | Category | Trade Strategy | 6M Fwd Rtn | 12M Fwd Rtn | 12M Max DD |
|---|---|---|---|---|---|---|---|
| 02282026 | BMI | Badger Meter | Insider | Insider Buys 45DStrong Insider BuyingCompanies with multiple insider buys in the last 45 days | 0.0% | 0.0% | 0.0% |
| 02282026 | VRNS | Varonis Systems | Insider | Insider Buys 45DStrong Insider BuyingCompanies with multiple insider buys in the last 45 days | 0.0% | 0.0% | 0.0% |
| 02272026 | ITRI | Itron | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High MarginBuying dips for companies with high FCF yield and meaningfully high operating margin | 0.0% | 0.0% | 0.0% |
| 02272026 | FSLR | First Solar | Dip Buy | DB | P/E OPMDip Buy with Low PE and High MarginBuying dips for companies with tame PE and meaningfully high operating margin | 0.0% | 0.0% | 0.0% |
| 02272026 | PEGA | Pegasystems | Dip Buy | DB | P/E OPMDip Buy with Low PE and High MarginBuying dips for companies with tame PE and meaningfully high operating margin | 0.0% | 0.0% | 0.0% |
Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 233.93 |
| Mkt Cap | 43.3 |
| Rev LTM | 196,951 |
| Op Inc LTM | 1 |
| FCF LTM | 3,748 |
| FCF 3Y Avg | 4,830 |
| CFO LTM | 4,689 |
| CFO 3Y Avg | 6,053 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 12.6% |
| Rev Chg 3Y Avg | 11.4% |
| Rev Chg Q | 11.8% |
| QoQ Delta Rev Chg LTM | 2.8% |
| Op Mgn LTM | 4.5% |
| Op Mgn 3Y Avg | 4.5% |
| QoQ Delta Op Mgn LTM | -0.7% |
| CFO/Rev LTM | 3.1% |
| CFO/Rev 3Y Avg | 3.4% |
| FCF/Rev LTM | 1.9% |
| FCF/Rev 3Y Avg | 2.7% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 43.3 |
| P/S | 0.3 |
| P/EBIT | 9.1 |
| P/E | 13.8 |
| P/CFO | 13.8 |
| Total Yield | 8.5% |
| Dividend Yield | 2.0% |
| FCF Yield 3Y Avg | 5.2% |
| D/E | 0.5 |
| Net D/E | -0.1 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | 3.5% |
| 3M Rtn | -3.3% |
| 6M Rtn | -6.3% |
| 12M Rtn | -27.3% |
| 3Y Rtn | -35.4% |
| 1M Excs Rtn | 5.1% |
| 3M Excs Rtn | -5.7% |
| 6M Excs Rtn | -13.5% |
| 12M Excs Rtn | -44.4% |
| 3Y Excs Rtn | -108.6% |
Price Behavior
| Market Price | $1.62 | |
| Market Cap ($ Bil) | 0.1 | |
| First Trading Date | 12/23/2024 | |
| Distance from 52W High | -78.3% | |
| 50 Days | 200 Days | |
| DMA Price | $1.70 | $4.64 |
| DMA Trend | up | down |
| Distance from DMA | -4.7% | -65.1% |
| 3M | 1YR | |
| Volatility | 100.0% | 148.7% |
| Downside Capture | -8.72 | 130.62 |
| Upside Capture | 136.27 | -47.09 |
| Correlation (SPY) | 13.6% | 13.6% |
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 2.28 | 1.71 | 1.09 | 1.60 | 1.08 | 0.72 |
| Up Beta | 2.73 | 3.20 | 5.91 | 3.80 | 1.20 | 1.64 |
| Down Beta | 0.17 | -0.22 | 2.03 | 2.30 | 1.17 | -0.01 |
| Up Capture | 453% | 102% | -73% | -32% | -26% | -2% |
| Bmk +ve Days | 9 | 20 | 31 | 70 | 142 | 431 |
| Stock +ve Days | 9 | 15 | 26 | 54 | 120 | 147 |
| Down Capture | 123% | 299% | -40% | 150% | 113% | 72% |
| Bmk -ve Days | 12 | 21 | 30 | 54 | 109 | 320 |
| Stock -ve Days | 11 | 25 | 32 | 66 | 123 | 139 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with HIT | |
|---|---|---|---|---|
| HIT | -76.1% | 149.1% | 0.13 | - |
| Sector ETF (XLK) | 28.6% | 27.2% | 0.90 | 12.2% |
| Equity (SPY) | 18.5% | 19.2% | 0.76 | 13.9% |
| Gold (GLD) | 78.4% | 26.1% | 2.20 | 1.9% |
| Commodities (DBC) | 19.7% | 17.1% | 0.89 | 4.3% |
| Real Estate (VNQ) | 5.3% | 16.6% | 0.14 | 8.4% |
| Bitcoin (BTCUSD) | -20.7% | 45.1% | -0.38 | 12.9% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with HIT | |
|---|---|---|---|---|
| HIT | -20.8% | 139.8% | 0.30 | - |
| Sector ETF (XLK) | 17.5% | 24.7% | 0.63 | 11.7% |
| Equity (SPY) | 13.9% | 17.0% | 0.65 | 14.1% |
| Gold (GLD) | 23.4% | 17.3% | 1.11 | 1.8% |
| Commodities (DBC) | 11.2% | 19.0% | 0.47 | 3.8% |
| Real Estate (VNQ) | 5.2% | 18.8% | 0.18 | 10.0% |
| Bitcoin (BTCUSD) | 7.7% | 56.8% | 0.36 | 12.8% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with HIT | |
|---|---|---|---|---|
| HIT | -11.0% | 139.8% | 0.30 | - |
| Sector ETF (XLK) | 22.6% | 24.2% | 0.85 | 11.7% |
| Equity (SPY) | 15.4% | 17.9% | 0.74 | 14.1% |
| Gold (GLD) | 15.0% | 15.6% | 0.80 | 1.8% |
| Commodities (DBC) | 9.0% | 17.6% | 0.42 | 3.8% |
| Real Estate (VNQ) | 6.5% | 20.7% | 0.28 | 10.0% |
| Bitcoin (BTCUSD) | 66.2% | 66.8% | 1.06 | 12.8% |
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 11/12/2025 | -14.9% | -35.8% | -50.7% |
| 7/21/2025 | 25.2% | 21.5% | 137.8% |
| 3/17/2025 | -18.2% | -22.8% | -15.6% |
| SUMMARY STATS | |||
| # Positive | 1 | 1 | 1 |
| # Negative | 2 | 2 | 2 |
| Median Positive | 25.2% | 21.5% | 137.8% |
| Median Negative | -16.6% | -29.3% | -33.1% |
| Max Positive | 25.2% | 21.5% | 137.8% |
| Max Negative | -18.2% | -35.8% | -50.7% |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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