Tearsheet

Donegal (DGICB)

Market Price (9/4/2025): $16.05 | Market Cap: $581.9 Mil
Sector: Financials | Industry: Property & Casualty Insurance

Donegal (DGICB)

Market Price (9/4/2025): $16.05
Market Cap: $581.9 Mil
Sector: Financials
Industry: Property & Casualty Insurance

Market Valuation

	9/4/25	2024	2023	2022	2021
Share Price CYE	$16.05	$13.67	$13.45	$14.44	$11.48
Market Cap CYE ($ Mil)	581.9	472.4	447.7	470.2	359.6
Total Debt ($ Mil)	35.0	35.0	35.0	35.0	35.0
Total Cash ($ Mil)	57.4	52.9	23.8	25.1	57.7
Enterprise Value ($ Mil)	559.5	507.4	482.7	505.2	394.6
Valuation Ratios
P/S TTM	0.6	0.5	0.5	0.6	0.5
P/EBIT TTM	5.7	7.5	84.5	-172.5	13.3
P/E TTM	7.0	9.4	108.5	-265.6	16.5
Sector Ratios
P/S TTM (Sector)	3.6	3.4	2.9	3.0	3.7
P/EBIT TTM (Sector)	11.8	10.9	11.5	9.9	8.3
P/E TTM (Sector)	14.5	13.1	11.7	11.0	11.0

	9/4/25	2024	2023
Share Price CYE	$16.05	$13.67	$13.45
Market Cap CYE ($ Mil)	581.9	472.4	447.7
Total Debt ($ Mil)	35.0	35.0	35.0
Total Cash ($ Mil)	57.4	52.9	23.8
Enterprise Value ($ Mil)	559.5	507.4	482.7
Valuation Ratios
P/S TTM	0.6	0.5	0.5
P/EBIT TTM	5.7	7.5	84.5
P/E TTM	7.0	9.4	108.5
Sector Ratios
P/S TTM (Sector)	3.6	3.4	2.9
P/EBIT TTM (Sector)	11.8	10.9	11.5
P/E TTM (Sector)	14.5	13.1	11.7

Stock Price
Market Cap

Stock Price Chart

Return (1Y):

Market Cap Chart

Business Description

Donegal Group Inc., an insurance holding company, provides personal and commercial lines of property and casualty insurance to businesses and individuals. It operates through three segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The company offers private passenger automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents, as well as protection against loss from damage to automobiles; and homeowners policies, which provide coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft, as well as liability of the insured arising from injury to other persons or their property. Show more

Price Returns Compared

Expand for Detailed View

	2020	2021	2022	2023	2024	2025	Total [1]
Returns
DGICB Return	-3%	19%	26%	-7%	2%	-100%	�
Peers Return	16%	27%	5%	13%	28%	8%	140%
S&P 500 Return	16%	27%	-19%	24%	23%	10%	100%

[1] Cumulative total returns since the beginning of 2020
[2] Peers: HIG, FNF, GJNSF, PGR, CB.
[3] 2025 data is for the year up to 9/3/2025 (YTD)

Recent Active Movers

1 Day Top Gainers

#	Ticker	Company	1D Rtn	YTD Rtn
1	XELA	Exela Technologies	212.4%	-95.5%
2	TKCM	Token Communities	82.8%	-64.7%
3	ANGGF	Angang Steel	61.2%	25.0%
4	BATMF	British American Tobacco Malaysia	43.4%	59.2%
5	KYSEF	Kyushu Electric Power	32.1%	32.1%
6	STTK	Shattuck Labs	26.7%	5.8%
7	KTHAF	Krung Thai Bank	24.0%	24.0%
8	SFOSF	Shanghai Fosun Pharmaceutical	23.7%	61.7%
9	INDOY	Indorama Ventures	20.9%	-5.5%
10	M	Macy's	20.7%	-1.0%

1 Day Top Losers

#	Ticker	Company	1D Rtn	YTD Rtn
1	PTLKF	PT Lippo Karawaci	-95.2%	-94.7%
2	MGAWF	Megaworld	-71.0%	-71.0%
3	PTTMF	PT Timah	-62.8%	-83.1%
4	PTJSF	PT Jasa Marga	-50.9%	-50.9%
5	UNLRF	PT Unilever Indonesia	-41.3%	-17.6%
6	DLNDY	D&L Industries	-37.5%	-30.7%
7	SUCEF	Sumitomo Osaka Cement	-37.4%	-37.4%
8	PTKFF	PT Kalbe Farma	-34.7%	-32.1%
9	SMTGF	SMA Solar Technology	-30.1%	28.4%
10	PMDKF	PT Mitra Adiperkasa	-28.6%	-48.9%

1 Week Top Gainers

#	Ticker	Company	1W Rtn	YTD Rtn
1	EAF	GrafTech International	804.0%	-47.2%
2	RLMD	Relmada Therapeutics	122.3%	182.7%
3	XELA	Exela Technologies	109.6%	-95.5%
4	PSNYW	Polestar Automotive UK	96.2%	141.5%
5	TKCM	Token Communities	82.8%	-64.7%
6	PHJMF	PT Hanjaya Mandala Sampoerna	66.7%	34.8%
7	ANGGF	Angang Steel	61.2%	25.0%
8	DTNOF	DNO	49.5%	141.9%
9	BW	Babcock & Wilcox Enterprises	48.5%	54.9%
10	MDB	MongoDB	46.0%	34.4%

1 Week Top Losers

#	Ticker	Company	1W Rtn	YTD Rtn
1	COSG	Grand Gallery	-100.0%	�
2	PTLKF	PT Lippo Karawaci	-95.2%	-94.7%
3	NXTT	Next Technology	-74.5%	-89.4%
4	SCGY	Scientific Energy	-72.7%	-26.9%
5	MGAWF	Megaworld	-71.0%	-71.0%
6	TTOO	T2 Biosystems	-67.7%	-99.0%
7	PTTMF	PT Timah	-62.8%	-83.1%
8	PIGEF	Pigeon	-62.4%	-62.4%
9	NEGG	Newegg Commerce	-53.8%	290.6%
10	PTJSF	PT Jasa Marga	-50.9%	-50.9%

1 Month Top Gainers

#	Ticker	Company	1M Rtn	YTD Rtn
1	MMEX	MMEX Resources	∞%	-50.0%
2	TAWNF	Thai Airways International	3674.5%	3400.0%
3	NOKPF	Nok Airlines	2400.0%	81.8%
4	AYRWF	Ayr Wellness	509.5%	-94.6%
5	XELA	Exela Technologies	379.0%	-95.5%
6	SRNE	Sorrento Therapeutics	233.3%	900.0%
7	PGEN	Precigen	169.9%	324.1%
8	TLS	Telos	154.7%	89.2%
9	SATS	EchoStar	142.7%	179.1%
10	RLMD	Relmada Therapeutics	139.0%	182.7%

1 Month Top Losers

#	Ticker	Company	1M Rtn	YTD Rtn
1	COSG	Grand Gallery	-100.0%	�
2	PTLKF	PT Lippo Karawaci	-95.2%	-94.7%
3	TTOO	T2 Biosystems	-94.8%	-99.0%
4	NXTT	Next Technology	-86.5%	-89.4%
5	OTRK	Ontrak	-78.2%	-96.6%
6	SCGY	Scientific Energy	-72.7%	-26.9%
7	PPCB	Propanc Biopharma	-72.1%	-79.1%
8	MGAWF	Megaworld	-71.0%	-71.0%
9	PTTMF	PT Timah	-62.8%	-83.1%
10	PIGEF	Pigeon	-62.4%	-62.4%

Recent Active Movers

1 Day Top Gainers

#	Ticker	Company	1D Rtn	YTD Rtn
1	XELA	Exela Technologies	212.4%	-95.5%
2	TKCM	Token Communities	82.8%	-64.7%
3	ANGGF	Angang Steel	61.2%	25.0%
4	BATMF	British American Tobacco Malaysia	43.4%	59.2%
5	KYSEF	Kyushu Electric Power	32.1%	32.1%
6	STTK	Shattuck Labs	26.7%	5.8%
7	KTHAF	Krung Thai Bank	24.0%	24.0%
8	SFOSF	Shanghai Fosun Pharmaceutical	23.7%	61.7%
9	INDOY	Indorama Ventures	20.9%	-5.5%
10	M	Macy's	20.7%	-1.0%

1 Day Top Losers

#	Ticker	Company	1D Rtn	YTD Rtn
1	PTLKF	PT Lippo Karawaci	-95.2%	-94.7%
2	MGAWF	Megaworld	-71.0%	-71.0%
3	PTTMF	PT Timah	-62.8%	-83.1%
4	PTJSF	PT Jasa Marga	-50.9%	-50.9%
5	UNLRF	PT Unilever Indonesia	-41.3%	-17.6%
6	DLNDY	D&L Industries	-37.5%	-30.7%
7	SUCEF	Sumitomo Osaka Cement	-37.4%	-37.4%
8	PTKFF	PT Kalbe Farma	-34.7%	-32.1%
9	SMTGF	SMA Solar Technology	-30.1%	28.4%
10	PMDKF	PT Mitra Adiperkasa	-28.6%	-48.9%

1 Week Top Gainers

#	Ticker	Company	1W Rtn	YTD Rtn
1	EAF	GrafTech International	804.0%	-47.2%
2	RLMD	Relmada Therapeutics	122.3%	182.7%
3	XELA	Exela Technologies	109.6%	-95.5%
4	PSNYW	Polestar Automotive UK	96.2%	141.5%
5	TKCM	Token Communities	82.8%	-64.7%
6	PHJMF	PT Hanjaya Mandala Sampoerna	66.7%	34.8%
7	ANGGF	Angang Steel	61.2%	25.0%
8	DTNOF	DNO	49.5%	141.9%
9	BW	Babcock & Wilcox Enterprises	48.5%	54.9%
10	MDB	MongoDB	46.0%	34.4%

1 Week Top Losers

#	Ticker	Company	1W Rtn	YTD Rtn
1	COSG	Grand Gallery	-100.0%	�
2	PTLKF	PT Lippo Karawaci	-95.2%	-94.7%
3	NXTT	Next Technology	-74.5%	-89.4%
4	SCGY	Scientific Energy	-72.7%	-26.9%
5	MGAWF	Megaworld	-71.0%	-71.0%
6	TTOO	T2 Biosystems	-67.7%	-99.0%
7	PTTMF	PT Timah	-62.8%	-83.1%
8	PIGEF	Pigeon	-62.4%	-62.4%
9	NEGG	Newegg Commerce	-53.8%	290.6%
10	PTJSF	PT Jasa Marga	-50.9%	-50.9%

Peer Comparisons for Donegal

Financials

	DGICB	HIG	FNF	GJNSF	PGR	CB	Median
Name	Donegal	Hartford.	Fidelity.	Gjensidi.	Progress.	Chubb
Mkt Price	-	133.15	59.69	-	246.72	278.22	189.94
Mkt Cap	-	37.8	16.2	-	144.6	111.3	74.5
Rev LTM	-	27,259	13,297	43,515	82,376	57,660	43,515
Op Inc LTM	-	-	-	-	-	-	-
FCF LTM	-	5,690	6,727	-	16,472	14,000	10,364
FCF 3Y Avg	-	4,816	6,250	-	12,350	13,341	9,300
CFO LTM	-	5,828	6,872	-	16,800	14,000	10,436
CFO 3Y Avg	-	5,003	6,388	-	12,634	13,341	9,511

Growth & Margins

	DGICB	HIG	FNF	GJNSF	PGR	CB	Median
Name	Donegal	Hartford.	Fidelity.	Gjensidi.	Progress.	Chubb
Rev Chg LTM	-	7.8%	7.4%	11.0%	21.5%	6.8%	7.8%
Rev Chg 3Y Avg	-	8.1%	-0.7%	14.8%	20.0%	12.5%	12.5%
Rev Chg Q	-	7.8%	16.8%	20.2%	21.3%	6.9%	16.8%
QoQ Delta Rev Chg LTM	-	1.9%	4.0%	4.8%	4.9%	1.7%	4.0%
Op Mgn LTM	-	-	-	-	-	-	-
Op Mgn 3Y Avg	-	-	-	-	-	-	-
QoQ Delta Op Mgn LTM	-	-	-	-	-	-	-
CFO/Rev LTM	-	21.4%	51.7%	-	20.4%	24.3%	22.8%
CFO/Rev 3Y Avg	-	19.6%	51.9%	-	18.0%	25.2%	22.4%
FCF/Rev LTM	-	20.9%	50.6%	-	20.0%	24.3%	22.6%
FCF/Rev 3Y Avg	-	18.9%	50.8%	-	17.6%	25.2%	22.1%

Valuation

	DGICB	HIG	FNF	GJNSF	PGR	CB	Median
Name	Donegal	Hartford.	Fidelity.	Gjensidi.	Progress.	Chubb
Mkt Cap	-	37.8	16.2	-	144.6	111.3	74.5
P/S	-	1.4	1.2	-	1.8	1.9	1.6
P/EBIT	-	8.9	9.7	-	10.8	9.1	9.4
P/E	-	11.6	15.1	-	13.9	12.1	13.0
P/CFO	-	6.5	2.4	-	8.6	7.9	7.2
Total Yield	-	10.1%	10.0%	-	9.2%	9.6%	9.8%
Dividend Yield	-	1.5%	3.3%	-	2.0%	1.3%	1.8%
FCF Yield 3Y Avg	-	16.3%	50.1%	-	10.3%	13.5%	14.9%
D/E	-	0.1	0.3	-	0.0	0.1	0.1
Net D/E	-	-0.4	-1.7	-	-0.0	-0.2	-0.3

Returns

	DGICB	HIG	FNF	GJNSF	PGR	CB	Median
Name	Donegal	Hartford.	Fidelity.	Gjensidi.	Progress.	Chubb
1M Rtn	-	5.9%	3.0%	-	2.1%	3.9%	3.4%
3M Rtn	-	4.5%	11.3%	-	-12.6%	-4.3%	0.1%
6M Rtn	-	14.0%	-4.4%	-	-12.4%	-2.4%	-3.4%
12M Rtn	-	16.5%	4.8%	-	-0.3%	-1.7%	2.3%
3Y Rtn	-	117.4%	76.8%	-	107.6%	52.4%	92.2%
1M Excs Rtn	-	4.0%	1.1%	-	0.3%	2.0%	1.6%
3M Excs Rtn	-	-5.2%	2.2%	-	-22.1%	-13.8%	-9.5%
6M Excs Rtn	-	3.1%	-14.8%	-	-24.4%	-13.0%	-13.9%
12M Excs Rtn	-	1.7%	-10.6%	-	-14.7%	-15.4%	-12.6%
3Y Excs Rtn	-	55.8%	15.1%	-	44.1%	-8.5%	29.6%

Financials

Annual
Quarterly

$ Mil \| FY: 12/31	LTM	2024	2023	2022	2021	2020	2019
Period End		12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Filing Date		3/10/2025	3/6/2024	3/6/2023	3/7/2022	3/5/2021	3/6/2020
Key Financials
Total Revenue	994	990	927	848	816	778	812
Net Income	83	51	4	-2	25	53	47
EPS	2.41	1.53	0.14	-0.06	0.83	1.84	1.68
Growth Rates
Total Revenue Growth	3.4%	6.7%	9.3%	3.9%	5.0%	-4.2%	5.6%
Net Income Growth	1029.5%	1049.3%	325.9%	-107.8%	-52.2%	12.0%	243.9%
Margins
Net Income Margin	8.3%	5.1%	0.5%	-0.2%	3.1%	6.8%	5.8%
Cash & Debt
Total Cash	468	402	645	606	603	679	628
Total Debt	35	35	35	35	35	90	40
Net Debt / (Cash)	-433	-367	-610	-571	-568	-589	-588
Cash Flows
Net Cash from Operations	79	67	29	67	77	101	76
Free Cash from Operations	79	67	29	67	77	101	76
Returns to Shareholders
Dividends	24	23	22	21	19	17	16
Share Repurchases	-0	-0	-0	-0	-0	-0	-0

$ Mil \| FY: 12/31	2025Q2	2025Q1	2024Q4	2024Q3	2024Q2	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3
Period End	6/30/2025	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Filing Date	8/5/2025	5/6/2025	3/10/2025	11/6/2024	8/7/2024	5/3/2024	3/6/2024	11/3/2023	8/4/2023	5/5/2023	3/6/2023	11/4/2022
Key Financials Quarterly
Total Revenue	247	245	250	252	247	241	239	234	229	225	223	213
Net Income	17	25	24	17	4	6	-2	-1	2	5	3	-10
EPS	0.47	0.72	0.71	0.51	0.13	0.18	-0.06	-0.02	0.06	0.16	0.11	-0.33
Key Financials TTM
Total Revenue TTM	994	994	990	979	961	944	927	911	890	865	848	835
Net Income TTM	83	70	51	25	7	5	4	10	0	-10	-2	-0
Growth Rates Quarterly
Total Revenue Growth	0.2%	1.7%	4.4%	7.6%	7.7%	7.3%	7.2%	9.9%	12.2%	8.2%	6.3%	4.8%
Net Income Growth	306.1%	323.2%	1318.3%	2180.2%	107.9%	14.5%	-156.6%	92.2%	124.3%	-60.4%	-34.0%	-54.6%
Margins Quarterly
Net Income Margin	6.8%	10.3%	9.6%	6.7%	1.7%	2.5%	-0.8%	-0.3%	0.9%	2.3%	1.6%	-4.9%
Cash & Debt
Total Cash	468	436	402	377	379	381	645	339	609	597	606	564
Total Debt	35	35	35	35	35	35	35	35	35	35	35	35
Net Debt / (Cash)	-433	-401	-367	-342	-344	-346	-610	-304	-574	-562	-571	-529
Cash Flows Quarterly
FCF from Operations	12	26	28	13	22	5	3	13	14	-1	17	15
Cash Flows TTM
FCF from Operations TTM	79	88	67	42	42	34	29	43	45	46	67	68
Returns to Shareholders Quarterly
Dividends	6	6	6	6	6	6	6	6	5	5	5	5
Share Repurchases	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0
Return on Invested Capital (ROIC) Quarterly
ROIC	-	-	-	-	-	-	-	-	-	-	-	-
Return on Invested Capital (ROIC) TTM
ROIC TTM	-	-	-	-	-	-	-	-	-	-	-	-

Segment Financials

Revenue by Segment

$ Mil	2024	2023	2022	2021	2020
Commercial lines	533	521	479	413	385
Personal lines	349	301	297	329	371
Investments	44	24
Other	1	2	3	3	5
Investment gains			6	3	22
Net investment income			31	30	30
Total	927	848	816	778	812

Price Behavior

Behavior Stats
Betas Matrix

Price Behavior

Market Price	$14.88
Market Cap ($ Bil)	0.5
First Trading Date	07/03/2003
Distance from 52W High	-22.5%
	50 Days	200 Days
DMA Price	$15.08	$12.51
DMA Trend	up	down
Distance from DMA	-1.3%	18.9%
	3M	1YR
Volatility	83.2%	69.7%
Downside Capture	-317.82	-32.01
Upside Capture	-279.68	-1.68
Correlation (SPY)	-10.4%	9.0%
	5D	10D
Expected Return	-0.3%	2.6%
Expected Excess Return	-0.3%	-0.6%
Chance of Rise	38.4%	48.0%
Std Dev of Returns	0.6%	2.4%

DGICB Betas & Captures as of 8/31/2025

	1M	2M	3M	6M	1Y	3Y
Beta	1.01	0.87	-0.56	0.10	0.26	0.17
Up Beta	1.60	0.93	0.39	0.49	0.35	0.36
Down Beta	7.70	4.59	2.43	0.32	0.34	0.05
Up Capture	-134%	-108%	-132%	-30%	12%	2%
Bmk +ve Days	10	22	35	71	142	415
Stock +ve Days	9	12	17	39	73	222
Down Capture	-28%	114%	-195%	-83%	8%	32%
Bmk -ve Days	11	19	27	54	106	334
Stock -ve Days	9	16	23	40	73	235

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively

Short Interest

Short Interest: As Of Date	8152025
Short Interest: Shares Quantity	2,321
Short Interest: % Change Since 7312025	-2.3%
Average Daily Volume	791
Days-to-Cover Short Interest	2.93
Basic Shares Quantity	36,255,000
Short % of Basic Shares	0.0%

Earnings Returns History

Expand for More

	Forward Returns
Earnings Date	1D Returns	5D Returns	21D Returns
7/24/2025	0.4%	-6.2%	-9.7%
2/20/2025	0.0%	7.1%	3.6%
10/24/2024	2.4%	16.1%	14.2%
7/25/2024	0.0%	8.9%	7.1%
2/22/2024	9.1%	5.9%	-2.3%
10/26/2023	-2.9%	2.2%	-4.6%
7/27/2023	3.3%	18.0%	17.5%
2/23/2023	0.5%	0.1%	-6.8%
...
SUMMARY STATS
# Positive	16	15	10
# Negative	4	5	10
Median Positive	0.2%	4.1%	7.7%
Median Negative	-2.7%	-5.3%	-6.1%
Max Positive	11.5%	18.0%	18.3%
Max Negative	-7.2%	-10.2%	-14.1%

	Forward Returns
7/24/2025	0.4%	-6.2%	-9.7%
2/20/2025	0.0%	7.1%	3.6%
10/24/2024	2.4%	16.1%	14.2%
7/25/2024	0.0%	8.9%	7.1%
2/22/2024	9.1%	5.9%	-2.3%
10/26/2023	-2.9%	2.2%	-4.6%
7/27/2023	3.3%	18.0%	17.5%
2/23/2023	0.5%	0.1%	-6.8%
10/27/2022	0.0%	-10.2%	-11.5%
7/28/2022	-7.2%	-3.4%	-4.9%
4/28/2022	0.0%	6.2%	18.3%
2/17/2022	-2.4%	-5.3%	-5.2%
10/27/2021	0.0%	0.0%	-13.1%
7/27/2021	0.3%	0.3%	1.9%
2/23/2021	1.9%	4.1%	7.7%
10/28/2020	0.0%	0.0%	7.6%
7/27/2020	0.0%	1.1%	13.9%
2/24/2020	-0.3%	-4.3%	-14.1%
10/30/2019	0.0%	1.4%	-5.4%
7/29/2019	11.5%	6.8%	2.4%
SUMMARY STATS
# Positive	16	15	10
# Negative	4	5	10
Median Positive	0.2%	4.1%	7.7%
Median Negative	-2.7%	-5.3%	-6.1%
Max Positive	11.5%	18.0%	18.3%
Max Negative	-7.2%	-10.2%	-14.1%

SEC Filings

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Report Date	Filing
6302025	10-Q 6/30/2025
3312025	10-Q 3/31/2025
12312024	10-K 12/31/2024
9302024	10-Q 9/30/2024
6302024	10-Q 6/30/2024
3312024	10-Q 3/31/2024
12312023	10-K 12/31/2023
9302023	10-Q 9/30/2023
6302023	10-Q 6/30/2023
3312023	10-Q 3/31/2023
12312022	10-K 12/31/2022
9302022	10-Q 9/30/2022
6302022	10-Q 6/30/2022
3312022	10-Q 3/31/2022
12312021	10-K 12/31/2021
9302021	10-Q 9/30/2021

Insider Activity

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	Owner	Title	Filing Date	Action	Price	Shares	Transacted Value	Value of Held Shares	Form
0	DONEGAL MUTUAL INSURANCE CO		8282025	Buy	17.45	15,815	275,951	234,814,764	Form
1	SPONIC DAVID WAYNE	Senior Vice President	8252025	Buy	17.75	4	71	6,603	Form
2	DONEGAL MUTUAL INSURANCE CO		5132025	Buy	19.83	71,000	1,408,214	266,601,111	Form
3	DONEGAL MUTUAL INSURANCE CO		5052025	Buy	19.38	36,239	702,384	259,149,376	Form
4	DONEGAL MUTUAL INSURANCE CO		3172025	Buy	18.09	12,000	217,105	241,102,236	Form

Collapse to Preview

	Owner	Title	Filing Date	Action	Price	Shares	Transacted Value	Value of Held Shares	Form
0	DONEGAL MUTUAL INSURANCE CO		8282025	Buy	17.45	15,815	275,951	234,814,764	Form
1	SPONIC DAVID WAYNE	Senior Vice President	8252025	Buy	17.75	4	71	6,603	Form
2	DONEGAL MUTUAL INSURANCE CO		5132025	Buy	19.83	71,000	1,408,214	266,601,111	Form
3	DONEGAL MUTUAL INSURANCE CO		5052025	Buy	19.38	36,239	702,384	259,149,376	Form
4	DONEGAL MUTUAL INSURANCE CO		3172025	Buy	18.09	12,000	217,105	241,102,236	Form
5	DONEGAL MUTUAL INSURANCE CO		3132025	Buy	17.72	12,100	214,360	235,668,095	Form
6	DONEGAL MUTUAL INSURANCE CO		3112025	Buy	17.96	14,608	262,366	238,436,559	Form
7	DONEGAL MUTUAL INSURANCE CO		3072025	Buy	17.98	15,000	269,638	238,155,041	Form
8	DONEGAL MUTUAL INSURANCE CO		3052025	Buy	17.85	15,000	267,752	235,965,345	Form
9	VIOZZI VINCENT ANTHONY	Sr. VP & Chief Inv Officer	3052025	Sell	18.03	575	10,367	167,967	Form
10	DONEGAL MUTUAL INSURANCE CO		3032025	Buy	17.06	14,700	250,782	225,008,997	Form
11	DONEGAL MUTUAL INSURANCE CO		2272025	Buy	16.49	12,000	197,918	217,122,620	Form
12	DONEGAL MUTUAL INSURANCE CO		12162024	Buy	16.29	7,817	127,320	214,220,574	Form
13	DONEGAL MUTUAL INSURANCE CO		12132024	Buy	16.37	8,729	142,893	215,014,626	Form
14	DONEGAL MUTUAL INSURANCE CO		12112024	Buy	16.64	60,000	998,520	218,112,149	Form
15	DONEGAL MUTUAL INSURANCE CO		12092024	Buy	16.40	10,000	163,997	209,688,631	Form
16	DONEGAL MUTUAL INSURANCE CO		12062024	Buy	16.54	9,522	157,521	211,187,469	Form
17	DONEGAL MUTUAL INSURANCE CO		12042024	Buy	16.73	8,354	139,752	213,235,389	Form
18	DONEGAL MUTUAL INSURANCE CO		12022024	Buy	16.47	8,500	140,020	209,699,193	Form
19	DONEGAL MUTUAL INSURANCE CO		11272024	Buy	16.19	8,500	137,636	205,857,487	Form
20	DONEGAL MUTUAL INSURANCE CO		11222024	Buy	15.97	8,500	135,708	202,701,461	Form
21	VIOZZI VINCENT ANTHONY	Sr. VP & Chief Inv Officer	11222024	Sell	15.94	200	3,188		Form
22	DONEGAL MUTUAL INSURANCE CO		11212024	Buy	15.82	30,000	474,600	200,461,390	Form
23	DONEGAL MUTUAL INSURANCE CO		11192024	Buy	15.83	8,500	134,556	199,851,340	Form
24	DONEGAL MUTUAL INSURANCE CO		11152024	Buy	15.82	30,000	474,600	199,454,890	Form
25	DONEGAL MUTUAL INSURANCE CO		11142024	Buy	15.94	8,400	133,863	200,311,486	Form
26	DONEGAL MUTUAL INSURANCE CO		11122024	Buy	15.74	8,500	133,806	197,482,104	Form
27	DONEGAL MUTUAL INSURANCE CO		11062024	Buy	15.31	10,000	153,080	191,720,943	Form
28	DONEGAL MUTUAL INSURANCE CO		11052024	Buy	15.17	7,729	117,222	189,734,356	Form
29	DONEGAL MUTUAL INSURANCE CO		11012024	Buy	15.50	141,000	2,184,936	193,590,505	Form
30	DONEGAL MUTUAL INSURANCE CO		9162024	Buy	15.34	6,005	92,088	189,419,378	Form
31	DONEGAL MUTUAL INSURANCE CO		9132024	Buy	15.00	8,390	125,813	185,001,092	Form
32	DONEGAL MUTUAL INSURANCE CO		9112024	Buy	15.33	5,865	89,906	188,906,714	Form
33	DONEGAL MUTUAL INSURANCE CO		9092024	Buy	15.32	4,889	74,880	188,139,297	Form
34	DONEGAL MUTUAL INSURANCE CO		9042024	Buy	15.24	9,452	144,071	187,026,854	Form
35	DONEGAL MUTUAL INSURANCE CO		9032024	Buy	15.20	8,028	121,993	186,312,660	Form

Industry Resources

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0	Y Finance	Barrons
1	TradingView	Morningstar
2	SeekingAlpha	ValueLine
3	Motley Fool	Robinhood
4	CNBC	Etrade
5	MarketWatch	Unusual Whales
6	YCharts	Perplexity Finance
7	FinViz

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	2020	2021	2022	2023	2024	2025	Total [1]
Returns
DGICB Return	-3%	19%	26%	-7%	2%	-100%	�
Peers Return	16%	27%	5%	13%	28%	8%	140%
S&P 500 Return	16%	27%	-19%	24%	23%	10%	100%
Monthly Win Rates [3]
DGICB Win Rate	42%	67%	50%	25%	50%	-
Peers Win Rate	53%	52%	45%	57%	58%	46%
S&P 500 Win Rate	58%	75%	42%	67%	75%	57%
Max Drawdowns [4]
DGICB Max Drawdown	-17%	0%	-2%	-21%	-24%	-
Peers Max Drawdown	-31%	-5%	-13%	-16%	-2%	-3%
S&P 500 Max Drawdown	-31%	-1%	-25%	-1%	-2%	-15%

Donegal (DGICB)

Market Price (9/4/2025): $16.05 | Market Cap: $581.9 MilSector: Financials | Industry: Property & Casualty Insurance

Donegal (DGICB)

Market Price (9/4/2025): $16.05Market Cap: $581.9 MilSector: FinancialsIndustry: Property & Casualty Insurance

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Market Price (9/4/2025): $16.05 | Market Cap: $581.9 Mil
Sector: Financials | Industry: Property & Casualty Insurance

Market Price (9/4/2025): $16.05
Market Cap: $581.9 Mil
Sector: Financials
Industry: Property & Casualty Insurance