CIVB Home Investment Highlights Valuation & Metrics Price Chart Why The Stock Moved Return vs. Risk About CIVB Interactive Breakdown Better Bets vs. CIVB Peer Outperformance Latest Trefis Analyses Trade Ideas More From Trefis Peer Comparisons FDIC Bank Data FDA Approved Drugs Data Clinical Pipeline Financials Segment Financials Price Behavior Short Interest Earnings Returns History SEC Filings Forward Guidance Insider Activity Investor Activity (13F) Trade Sentinel Investor Videos Industry Resource Links External Quote Links

    Civista Bancshares (CIVB)

    Market Price (11/6/2026): $28.15 | Market Cap: $583.0 MilSector: Financials | Industry: Regional Banks

    Civista Bancshares (CIVB)

    Market Price (11/6/2026): $28.15
    Market Cap: $583.0 Mil
    Sector: Financials
    Industry: Regional Banks

    Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

    0

    Attractive yield
    Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 12%, Dividend Yield is 2.4%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.1%, FCF Yield is 9.6%

    Cash is significant % of market cap
    Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -26%

    Attractive cash flow generation
    CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 32%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 31%

    Low stock price volatility
    Vol 12M is 23%

    Megatrend and thematic drivers
    Megatrends include Fintech & Digital Payments. Themes include Online Banking & Lending, and Digital Payments.

    Trading close to highs
    Dist 52W High is -2.7%, Dist 3Y High is -2.7%

    Key risks
    CIVB key risks include [1] significant exposure to interest rate fluctuations that have already decreased its net interest income as interest expense outpaces income, Show more.

    0 Attractive yield
    Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 12%, Dividend Yield is 2.4%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.1%, FCF Yield is 9.6%
    1 Cash is significant % of market cap
    Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -26%
    2 Attractive cash flow generation
    CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 32%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 31%
    3 Low stock price volatility
    Vol 12M is 23%
    4 Megatrend and thematic drivers
    Megatrends include Fintech & Digital Payments. Themes include Online Banking & Lending, and Digital Payments.
    5 Trading close to highs
    Dist 52W High is -2.7%, Dist 3Y High is -2.7%
    6 Key risks
    CIVB key risks include [1] significant exposure to interest rate fluctuations that have already decreased its net interest income as interest expense outpaces income, Show more.

    CIVB in ETFs

    Weight = CIVB's share of each fund

    VTI0.00%
    IWM0.02%
    VIG0.00%
    KRE0.13%
    IWN0.04%
    VTWO0.02%
    AVUV0.02%
    DFAS0.01%
    +2 more covered ETFs

    Valuation & Metrics

    FYE: 12/31CIVB [1]S&P 500 [2]
    REVENUE GROWTH
    LTM Revenue [3]$183.1 Mil—
    FY 2026 Sales$194.1 Mil—
    FY 2027 Sales$202.1 Mil—
    FY 2026 Sales Growth6.0%—
    FY 2027 Sales Growth4.2%8.7%
    EARNINGS
    LTM Net Income (GAAP) [3]$54.3 Mil—
    FY 2026 Net Income (Non-GAAP)$51.2 Mil—
    FY 2027 Net Income (Non-GAAP)$51.8 Mil—
    FY 2027 Net Income Growth1.2%13.9%
    FY 2026 EPS (Non-GAAP)$2.93—
    FY 2027 EPS (Non-GAAP)$2.97—
    FY 2027 EPS Growth1.4%—
    VALUATION
    FY 2026 P/S3.01.7
    FY 2027 P/S2.9—
    FY 2026 P/E11.48.7
    FY 2027 P/E11.3—

    [1] CIVB forward figures are analyst consensus for the next two fiscal years (fiscal year end 12/31). Net Income and EPS are non-GAAP (adjusted) consensus. P/S and P/E divide the current market cap by the consensus figure.
    [2] S&P 500 figures are the SPY ETF's holdings-weighted forward aggregate. P/S and P/E reflect FY1/FY2 consensus blended to the 12-month window ending 11/30/27 (~one year forward), shown when ≥90% of index weight has estimates. Growth is the aggregate next-fiscal-year vs current-fiscal-year (FY1→FY2) change. Index-level dollar Sales, Net Income and EPS are not applicable.
    [3] LTM = reported trailing-twelve-month actuals (GAAP).
    CIVBS&P 500
    REVENUE GROWTHFAIR
    Rev LTM ($ Bil)0.2
    Rev Chg Q15.1%8.9%
    Rev Chg LTM14.5%8.6%
    Rev Chg 3Y Avg4.8%6.3%
    PROFITABILITYGOOD
    Op Inc LTM ($ Bil)�
    CFO LTM ($ Bil)0.1
    Net Inc LTM ($ Bil)0.1
    CFO/Rev LTM31.6%21.5%
    Net Inc Mgn29.7%13.5%
    VALUATIONLOW
    P/S3.23.3
    P/CFO10.115.7
    P/FCF10.420.6
    P/E10.822.9

    AI Analysis | Feedback

    MetricValueDateSource
    Net Interest Margin3.51%3312025Link
    Efficiency Ratio68.3%12312024Link
    Allowance for Credit Losses to Total Loans Ratio1.29%12312024Link
    Cost of Deposits220 basis points12312024Link
    Number of Locations431172024Link
    Number of Full-Time Equivalent Employees5261172024Link
    Loan to Deposit Ratio96%12312024Link
    Assets Under Management$4.1 billion1172024Link

    Price Chart

    Recent
    10/22/2026Earnings ReleaseRev: $49 Mil (A) vs. $48 Mil (E)
    EPS: 0.77 (A) vs. $0.70 (E)
    11/03/2026DividendAmount: $0.18
    Payment On: 11/17/2026
    Upcoming
    1/28/2027Earnings ReleaseRev: $49 Mil (E)
    EPS: $0.75 (E)

    Why The Stock Moved

    Qualitative Assessment

    AI Analysis | Feedback

    Updated on 11/1/2026

    Civista Bancshares (CIVB) stock has remained largely at the same level since 7/31/2026 because of the following key factors:

    1. Solid Fiscal Q3 2026 Performance and Operational Efficiencies. Civista Bancshares reported net income of $16.0 million for the quarter ended September 30, 2026, marking a 25.5% increase year-over-year, and diluted earnings per share of $0.77, surpassing consensus estimates of $0.70. The company's net interest margin (NIM) expanded 35 basis points year-over-year to 3.93%, and its efficiency ratio improved to 55.3% in fiscal Q3 2026 from 61.4% in fiscal Q3 2025. These robust financial results and operational improvements likely provided a floor for the stock, preventing a significant decline.

    2. Disciplined Balance Sheet Management and Sustained Loan Growth. Civista strategically managed its balance sheet by reducing higher-cost brokered deposits by $25.0 million during fiscal Q3 2026, and by $77.0 million since year-end 2025. Concurrently, total loans increased by $38.0 million, or 1.2%, in fiscal Q3 2026 compared to fiscal Q2 2026, translating to an annualized growth rate of 4.7%, even after experiencing $47 million in early loan payoffs. Strong credit quality, with net charge-offs of only $0.1 million in fiscal Q3 2026, also contributed to investor confidence and the stock's stability.

    Show more
    Updated on 11/1/2026

    Civista Bancshares (CIVB) stock has remained largely at the same level since 7/31/2026 because of the following key factors:

    1. Solid Fiscal Q3 2026 Performance and Operational Efficiencies. Civista Bancshares reported net income of $16.0 million for the quarter ended September 30, 2026, marking a 25.5% increase year-over-year, and diluted earnings per share of $0.77, surpassing consensus estimates of $0.70. The company's net interest margin (NIM) expanded 35 basis points year-over-year to 3.93%, and its efficiency ratio improved to 55.3% in fiscal Q3 2026 from 61.4% in fiscal Q3 2025. These robust financial results and operational improvements likely provided a floor for the stock, preventing a significant decline.

    2. Disciplined Balance Sheet Management and Sustained Loan Growth. Civista strategically managed its balance sheet by reducing higher-cost brokered deposits by $25.0 million during fiscal Q3 2026, and by $77.0 million since year-end 2025. Concurrently, total loans increased by $38.0 million, or 1.2%, in fiscal Q3 2026 compared to fiscal Q2 2026, translating to an annualized growth rate of 4.7%, even after experiencing $47 million in early loan payoffs. Strong credit quality, with net charge-offs of only $0.1 million in fiscal Q3 2026, also contributed to investor confidence and the stock's stability.

    3. Macroeconomic Headwinds and Cautious Regional Banking Sentiment. Despite Civista's strong individual performance, the broader market experienced caution due to evolving macroeconomic conditions. The Federal Reserve initiated a federal funds rate hike in September 2026, the first since 2023, leading to a spike in long-bond yields driven by persistent inflation concerns, with Core Personal Consumption Expenditures (PCE) inflation at 3.01%. While rising interest rates can benefit banks, these conditions also introduced potential risks such as impacts on securities valuations and funding challenges across the banking sector, which likely tempered any significant upward momentum for CIVB stock.

    Show less
    Holding a concentrated position? Know your true downside before the momentum shifts.
    Protect Your Wealth →

    Stock Movement Drivers

    Fundamental Drivers

    The -1.9% change in CIVB stock from 7/31/2026 to 11/5/2026 was primarily driven by a -7.5% change in the company's P/E Multiple.
    (LTM values as of)731202611052026Change
    Stock Price ($)28.7028.16-1.9%
    Change Contribution By: 
    Total Revenues ($ Mil)1771833.5%
    Net Income Margin (%)28.8%29.7%2.9%
    P/E Multiple11.610.8-7.5%
    Shares Outstanding (Mil)2121-0.4%
    Cumulative Contribution-1.9%

    LTM = Last Twelve Months as of date shown

    Market Drivers

    7/31/2026 to 11/5/2026
    ReturnCorrelation
    CIVB-1.9% 
    Market (SPY)-1.9%13.1%
    Sector (XLF)1.0%51.9%

    Fundamental Drivers

    The 15.5% change in CIVB stock from 4/30/2026 to 11/5/2026 was primarily driven by a 9.5% change in the company's Net Income Margin (%).
    (LTM values as of)430202611052026Change
    Stock Price ($)24.3828.1615.5%
    Change Contribution By: 
    Total Revenues ($ Mil)1701837.4%
    Net Income Margin (%)27.1%29.7%9.5%
    P/E Multiple10.510.82.8%
    Shares Outstanding (Mil)2021-4.4%
    Cumulative Contribution15.5%

    LTM = Last Twelve Months as of date shown

    Market Drivers

    4/30/2026 to 11/5/2026
    ReturnCorrelation
    CIVB15.5% 
    Market (SPY)2.3%1.7%
    Sector (XLF)10.7%48.0%

    Fundamental Drivers

    The 35.4% change in CIVB stock from 10/31/2025 to 11/5/2026 was primarily driven by a 31.6% change in the company's P/E Multiple.
    (LTM values as of)1031202511052026Change
    Stock Price ($)20.7928.1635.4%
    Change Contribution By: 
    Total Revenues ($ Mil)16018314.5%
    Net Income Margin (%)24.7%29.7%20.3%
    P/E Multiple8.210.831.6%
    Shares Outstanding (Mil)1621-25.3%
    Cumulative Contribution35.4%

    LTM = Last Twelve Months as of date shown

    Market Drivers

    10/31/2025 to 11/5/2026
    ReturnCorrelation
    CIVB35.4% 
    Market (SPY)8.4%17.8%
    Sector (XLF)11.1%46.2%

    Fundamental Drivers

    The 115.6% change in CIVB stock from 10/31/2023 to 11/5/2026 was primarily driven by a 141.4% change in the company's P/E Multiple.
    (LTM values as of)1031202311052026Change
    Stock Price ($)13.0628.16115.6%
    Change Contribution By: 
    Total Revenues ($ Mil)16118314.0%
    Net Income Margin (%)28.8%29.7%3.2%
    P/E Multiple4.510.8141.4%
    Shares Outstanding (Mil)1621-24.1%
    Cumulative Contribution115.6%

    LTM = Last Twelve Months as of date shown

    Market Drivers

    10/31/2023 to 11/5/2026
    ReturnCorrelation
    CIVB115.6% 
    Market (SPY)81.3%30.4%
    Sector (XLF)85.5%50.0%

    Return vs. Risk

    Price Returns Compared

     202120222023202420252026Total [1]
    Returns
    CIVB Return42%-8%-13%19%9%30%93%
    Peers Return34%3%-5%27%-3%21%95%
    S&P 500 Return27%-19%24%23%16%12%105%

    Monthly Win Rates [3]
    CIVB Win Rate67%33%33%58%58%64% 
    Peers Win Rate70%40%42%48%47%60% 
    S&P 500 Win Rate75%42%67%75%67%45% 

    Max Drawdowns [4]
    CIVB Max Drawdown-14%-20%-36%-24%-23%-12% 
    Peers Max Drawdown-20%-24%-36%-16%-23%-15% 
    S&P 500 Max Drawdown-5%-25%-10%-8%-19%-9% 

    [1] Cumulative total returns since the beginning of 2021
    [2] Peers: FFBC, SYBT, FRME, PRK, ONB.
    [3] Win Rate = % of calendar months in which monthly returns were positive
    [4] Max drawdown represents maximum peak-to-trough decline within a year
    [5] 2026 data is for the year up to 11/5/2026 (YTD)

    How Low Can It Go

    EventCIVBS&P 500
    2025 US Tariff Shock
      % Loss-13.1%-18.8%
      % Gain to Breakeven15.1%23.1%
      Time to Breakeven17 days79 days
    Summer-Fall 2023 Five Percent Yield Shock
      % Loss-22.3%-9.5%
      % Gain to Breakeven28.7%10.5%
      Time to Breakeven48 days24 days
    2023 SVB Regional Banking Crisis
      % Loss-32.7%-6.7%
      % Gain to Breakeven48.5%7.1%
      Time to Breakeven547 days31 days
    2022 Inflation Shock & Fed Tightening
      % Loss-17.1%-24.5%
      % Gain to Breakeven20.7%32.4%
      Time to Breakeven919 days427 days
    2020 COVID-19 Crash
      % Loss-45.4%-33.7%
      % Gain to Breakeven83.0%50.9%
      Time to Breakeven327 days140 days
    Q4 2018 Fed Policy Error / Growth Scare
      % Loss-32.6%-19.2%
      % Gain to Breakeven48.3%23.8%
      Time to Breakeven361 days105 days

    Compare to FFBC, SYBT, FRME, PRK, ONB

    In The Past

    Civista Bancshares's stock fell -13.1% during the 2025 US Tariff Shock. Such a loss loss requires a 15.1% gain to breakeven.

    Preserve Wealth

    Limiting losses and compounding gains is essential to preserving wealth.

    Asset Allocation

    Actively managed asset allocation strategies protect wealth. Learn more.

    EventCIVBS&P 500
    Summer-Fall 2023 Five Percent Yield Shock
      % Loss-22.3%-9.5%
      % Gain to Breakeven28.7%10.5%
      Time to Breakeven48 days24 days
    2023 SVB Regional Banking Crisis
      % Loss-32.7%-6.7%
      % Gain to Breakeven48.5%7.1%
      Time to Breakeven547 days31 days
    2020 COVID-19 Crash
      % Loss-45.4%-33.7%
      % Gain to Breakeven83.0%50.9%
      Time to Breakeven327 days140 days
    Q4 2018 Fed Policy Error / Growth Scare
      % Loss-32.6%-19.2%
      % Gain to Breakeven48.3%23.8%
      Time to Breakeven361 days105 days
    2010 Eurozone Sovereign Debt Crisis / Flash Crash
      % Loss-27.5%-15.4%
      % Gain to Breakeven37.8%18.2%
      Time to Breakeven643 days125 days
    2008-2009 Global Financial Crisis
      % Loss-60.8%-53.4%
      % Gain to Breakeven154.9%114.4%
      Time to Breakeven2572 days1085 days

    Compare to FFBC, SYBT, FRME, PRK, ONB

    In The Past

    Civista Bancshares's stock fell -13.1% during the 2025 US Tariff Shock. Such a loss loss requires a 15.1% gain to breakeven.

    Preserve Wealth

    Limiting losses and compounding gains is essential to preserving wealth.

    Asset Allocation

    Actively managed asset allocation strategies protect wealth. Learn more.

    About Civista Bancshares (CIVB)

    Civista Bancshares, Inc. (CIVB) is a financial holding company operating primarily through its subsidiary, Civista Bank. The company provides comprehensive community banking services, focusing on gathering customer deposits and extending a variety of loans to individuals and businesses. Its core mission is to serve the financial needs of the local communities where it operates.

    The bank's main products and services include a wide array of loans such as commercial and agriculture loans, commercial and residential real estate loans, farm real estate loans, real estate construction loans, and consumer loans, along with offering letters of credit. Beyond lending, Civista Bancshares also engages in purchasing securities and provides essential trust and third-party insurance services. Civista Bank primarily serves customers through its branch banking offices located across numerous communities in Ohio and Indiana, supplemented by loan production offices in Westlake, Ohio, and Fort Mitchell, Kentucky.

    AI Analysis | Feedback

    Here are a couple of analogies for Civista Bancshares:

    • Civista Bancshares is like a regional Bank of America, primarily serving communities in Ohio and Indiana.
    • Think of it as a community-centric Chase Bank for Ohio and Indiana.

    AI Analysis | Feedback

    • Deposit Services: Collects a range of customer deposits, including checking, savings, and money market accounts.
    • Loan Services: Provides various types of loans, such as commercial, agriculture, real estate (commercial, residential, farm, and construction), and consumer loans.
    • Letters of Credit: Offers letters of credit to facilitate commercial transactions and provide financial guarantees.
    • Trust Services: Provides fiduciary services for managing assets on behalf of individuals and institutions.
    • Third-Party Insurance Services: Offers insurance products, typically through partnerships, to meet customer needs.

    AI Analysis | Feedback

    Civista Bancshares (CIVB)

    Civista Bancshares, Inc., through its subsidiary Civista Bank, primarily provides community banking services to a broad base of individual consumers and businesses within its operating communities. As a financial institution, it does not typically have "major customers" in the traditional sense of a few large entities comprising a significant portion of its revenue. Instead, its customer base is diverse.

    Based on the company description, Civista Bancshares serves the following categories of customers:

    • Individual Consumers: This category includes individuals who utilize the bank for a range of personal financial services, such as collecting deposits, obtaining consumer loans, and other personal banking needs.
    • Commercial and Agricultural Businesses: The bank offers commercial and agriculture loans, as well as general business banking services, to various small and medium-sized enterprises, including farms and other agricultural operations, within its service areas.
    • Real Estate Developers and Investors: Civista Bank provides financing for commercial and residential real estate, farm real estate, and real estate construction, catering to developers, investors, and property owners.

    AI Analysis | Feedback

    null

    AI Analysis | Feedback

    Dennis G. Shaffer, CEO and President

    Dennis G. Shaffer joined Civista Bancshares, Inc. in 2009 and has served as CEO and President since December 2017. He also holds the title of Vice Chairman of the Board. With 40 years of banking experience, Mr. Shaffer began his career with The Ohio Bank in 1985. He previously held positions as senior vice president and district president for Sky Bank's Columbus, Ohio region and as senior vice president in charge of investment real estate at Huntington Bank. Mr. Shaffer is slated to retire on August 28, 2026, and will remain Chairman of the Board.

    Ian Whinnem, Executive Vice President, Chief Financial Officer

    Ian Whinnem became Civista's Executive Vice President, Chief Financial Officer in June 2024. He brings over 25 years of corporate finance management experience in the banking sector. Prior to joining Civista, Mr. Whinnem served as Senior Vice President, director of Profitability Management and Capital Utilization for Huntington Bancshares, Inc. His career started in 1998 with FirstMerit Corporation, where he held various finance roles, including Director of Finance, before its acquisition by Huntington in 2016.

    Charles A. Parcher, Executive Vice President, President of Civista Bank

    Charles A. Parcher joined Civista in 2016 and currently serves as Executive Vice President of Civista Bancshares, Inc. and President of Civista Bank. He is also the CEO-elect, succeeding Mr. Shaffer on August 28, 2026. Mr. Parcher has over 36 years of banking experience, including previous roles as Market President for FirstMerit in Northwest Ohio, Executive Vice President at Sky Bank overseeing commercial banking operations, and Senior Vice President and commercial region manager at Huntington Bank.

    Richard J. Dutton, Senior Vice President, Chief Operating Officer

    Richard J. Dutton joined Civista in 2006 as executive vice president of Civista Bank and senior vice president of the holding company, becoming Civista Bank's Chief Operating Officer in 2013. Prior to Civista, from 2002 to 2006, he was vice president and treasurer of Peoples Ohio Financial Corp, and he also had a 17-year career in public accounting with BKD, LLP.

    Robert L. Katitus, Senior Vice President, Chief Lending Officer

    Robert L. Katitus joined Civista in 2010 and holds the title of Senior Vice President, Chief Lending Officer for both Civista Bancshares, Inc. and Civista Bank. He has over 25 years of banking and commercial lending experience. Mr. Katitus previously served as Senior Vice President and Regional Market Executive for Northeast Ohio and oversaw commercial banking in Northwest Ohio after the 2022 merger with The Henry County Bank. He held leadership roles in commercial lending at Park View Federal Savings Bank and began his banking career in 1998 at National City Corporation.

    AI Analysis | Feedback

    The key risks to Civista Bancshares (CIVB) are primarily related to its liquidity, the broader economic environment impacting credit quality, and the integration of acquired entities.

    Key Risks to Civista Bancshares (CIVB)

    1. Liquidity Risk and Deposit Volatility: Civista Bancshares faces significant liquidity risk due to its reliance on customer deposits to fund its operations, with these deposits being payable on demand. The company experienced deposit outflows in 2023, particularly concerning uninsured deposits, following failures of other regional banks, which highlights a vulnerability to reduced depositor confidence. This reliance on deposits means that factors like interest rate fluctuations, regulatory changes, or economic downturns can impact the company's ability to maintain sufficient liquidity. Additionally, intense competition for deposits puts pressure on pricing, leading to a shift towards higher-cost products and affecting the net interest margin. Customers' ability to easily seek higher-yielding alternatives elsewhere further exacerbates this pressure on profitability.
    2. Economic Uncertainties and Credit Risk: As a community bank, Civista Bancshares is exposed to general economic uncertainties that can influence loan demand and overall interest rate sensitivity. While the company maintained strong credit quality with low delinquencies and charge-offs in late 2023, the inherent nature of banking means that changes in economic conditions, such as unemployment and vacancy trends, could adversely affect the quality of its loan portfolio. The company's risk management explicitly monitors credit risk, including the characteristics, concentration, and quality of its credit portfolio.
    3. Acquisition Integration Risks: Civista Bancshares is undertaking strategic acquisitions, such as the pending merger with The Farmers Savings Bank by the fourth quarter of 2025. Such mergers introduce integration risks, including challenges in combining systems and organizational cultures, as well as the risk that the anticipated synergy benefits may not be fully realized.

    AI Analysis | Feedback

    The clear emerging threats to Civista Bancshares, Inc., a traditional community bank, are the rise of **digital-only banks (neobanks)** and **specialized financial technology (fintech) companies**. These entities utilize technology to offer banking services, attract deposits, and provide various lending products (including commercial, real estate, and consumer loans) primarily through online platforms and mobile applications. This digital-first model directly challenges Civista Bancshares' traditional branch-based operations and customer acquisition strategies by offering enhanced convenience, potentially lower fees, or more streamlined processes, thereby attracting customers who prefer digital interactions and potentially more competitive offerings.

    AI Analysis | Feedback

    Addressable Market Sizes for Civista Bancshares' Main Products and Services

    • Customer Deposits:
      • Ohio: Approximately $565.32 billion (2025).
      • Indiana: $209 billion (2024).
    • Commercial Loans:
      • Ohio (Commercial Banking industry revenue, which includes commercial, industrial, and consumer loans): Projected $63.8 billion (2026).
      • Indiana: Not specifically available for Indiana.
    • Agriculture Loans (Small Farm Loans):
      • Ohio: $1.4 billion (2024).
      • Indiana: $847.8 million (2024).
    • Commercial Real Estate Loans:
      • Ohio (Annual commercial real estate transaction volume): Approximately $14.2 billion.
      • Indiana: Not specifically available for Indiana.
    • Residential Real Estate Loans (New Home Loans):
      • Ohio: $38.9 billion in new home loans originated (2024).
      • Indiana: $17.2 billion in new home loans booked (2024).
    • Real Estate Construction Loans:
      • Ohio and Indiana: Not specifically available for the operating regions of Ohio and Indiana as a standalone market.
    • Consumer Loans:
      • Ohio and Indiana: Not specifically available for the operating regions of Ohio and Indiana as a standalone market.
    • Trust and Third-Party Insurance Services (Wealth Management):
      • Ohio (Central Ohio, Assets Under Management by top firms): Firms like Diamond Hill Capital Management manage $23.4 billion, Meeder Investment Management manages $17.9 billion, and Lifetime Financial Growth manages $5.3 billion in total assets under local management.
      • Indiana: Not specifically available for Indiana.

    AI Analysis | Feedback

    Civista Bancshares (CIVB) is anticipated to drive future revenue growth over the next 2-3 years through several key strategies:

    1. Strategic Acquisitions: The company's recent acquisition of Farmers Savings Bank (FSB) in Q4 2025 is expected to enhance margins and contribute to overall growth by adding significant assets, loans, and deposits to its balance sheet. Integration and system conversion related to this acquisition were on track for completion in early 2026.
    2. Organic Loan Growth: Civista Bancshares forecasts mid-single-digit organic loan growth for 2026, with particular strength anticipated in the commercial and commercial & industrial (C&I) segments. The company also saw an 8.7% annualized growth rate in its organic loan portfolio in Q4 2025, excluding acquired loans, and an overall net loan increase of 6.1% year-over-year in 2025, including expansion in residential, commercial real estate, and consumer lending.
    3. Net Interest Margin Expansion: Management projects an expansion of its net interest margin, with an expected increase of 2-3 basis points in Q1 2026 and an additional 3-4 basis points in Q2, assuming future rate cuts. This expansion is supported by declining funding costs and steady asset yields, which contributed to an 11 basis point improvement in net interest margin to 3.69% in Q4 2025.
    4. Growth in Non-Interest Income: The company has provided guidance for non-interest income in Q1 2026, with expectations for an increase in Q2. This segment saw growth in Q4 2025 driven by higher interchange fees and leasing activity, suggesting a potential rebound after a full-year decline in 2025 primarily due to lower lease revenue.
    5. Digital Banking and Technology Investments: Civista Bancshares is investing in digital banking initiatives, having launched a digital deposit account opening platform in Q3 2025, which expanded in Q4 to include checking and money market accounts. Further investments in digital banking and technology are expected by management, aiming to attract customers and improve operational efficiency.

    AI Analysis | Feedback

    Capital Allocation Decisions (Last 3-5 Years)

    Share Repurchases

    • On April 18, 2024, Civista Bancshares, Inc. announced a new stock repurchase program authorizing the purchase of up to an aggregate of $13.5 million of its outstanding common shares.
    • This new program replaced a prior share repurchase program, under which an aggregate of $1.5 million in common shares had been purchased through April 18, 2024.
    • The current repurchase program is scheduled to continue until April 15, 2025.

    Share Issuance

    • Civista Bancshares completed a successful $80.5 million capital raise in late 2025, contributing to the company's net income.
    • The number of shares outstanding for Civista Bancshares increased by 13.19% in the year leading up to late 2025 or early 2026.
    • On January 2, 2026, 1,769 shares were withheld by the company to cover taxes upon the vesting of restricted shares.

    Inbound Investments

    • Civista Bancshares executed a successful $80.5 million capital raise in late 2025.

    Outbound Investments

    • Civista Bancshares completed the acquisition of Farmers Savings Bank in November 2025, which expanded its deposit base to approximately $3.5 billion and total assets to approximately $4.4 billion.
    • The company also completed the acquisition of Vision Financial Group Inc.

    Capital Expenditures

    • In the last 12 months (prior to late 2025 or early 2026), Civista Bancshares reported capital expenditures of -$1.16 million.

    Peer Outperformance in Regional Banks

    CIVB has trailed 65% of its 262 Regional Banks peers over 5Y. Among the peers that beat it are FBP, BPOP and SRCE. Regional Banks ranks 8th of 18 industries in Financials by median 5Y return.
    Share of Regional Banks constituents that CIVB has outperformed, by holding period. Peers without a full price history over a given window are excluded from that window.
    1Y
    57%
    of 281 industry peers · 33.0% return
    3Y
    71%
    of 273 industry peers · 109.8% return
    5Y
    35%
    of 262 industry peers · 30.9% return
    Regional Banks peers with revenue growth within 4pp of CIVB's that beat it on at least 2 of 3 windows, and by at least 20pp over 5Y. Growth is matched by construction, so the gap is largely a re-rating gap. The multiple column is the context for it.
    Ticker Name Rev Growth 3Y Avg P/E 1Y3Y5Y 5Y Gap
    CIVB Civista Bancshares 4.8% 10.8x 33.0%109.8%30.9% —
    FBP First BanCorp 2.9% 10.7x 33.9%101.1%117.2% +86pp
    BPOP Popular 2.8% 10.3x 41.4%144.6%117.1% +86pp
    SRCE 1st Source 7.5% 11.8x 46.3%95.9%95.9% +65pp
    EWBC East West Bancorp 6.3% 12.3x 31.5%139.6%76.7% +46pp
    FULT Fulton Financial 8.0% 11.5x 40.0%92.4%73.1% +42pp
    Price returns, excluding dividends. P/E shown for context only and not used for matching.
    Median price return by industry across the Financials sector, ranked by 5Y. Regional Banks is CIVB's own industry. Use this to see which corners of the sector have carried the returns.
    Industry Names 1Y med3Y med5Y med Top 3 by 5Y
    Reinsurance 6 33.1%75.7%125.1% SPNT 168% · RGA 162% · RNR 141%
    Investment Banking & Brokerage 13 -3.9%89.1%93.1% IBKR 305% · SNEX 152% · GS 141%
    Diversified Banks 12 30.0%140.4%90.3% CM 144% · RY 129% · JPM 127%
    Life & Health Insurance 20 14.3%52.3%75.4% JXN 514% · UNM 224% · FG 188%
    Property & Casualty Insurance 42 18.9%76.8%66.8% TRV 178% · PGR 172% · ACGL 168%
    Multi-Sector Holdings 3 10.1%53.8%59.4% BRK-B 99% · VOYA 59% · JEF 37%
    Multi-line Insurance 9 9.5%71.4%59.4% AIZ 105% · GNW 104% · L 98%
    Regional Banks ← 263 30.0%87.5%46.7% CBC 268% · FCNCA 176% · NIC 136%
    Insurance Brokers 15 5.5%13.4%33.4% LIFE 287% · ARX 89% · WTW 56%
    Financial Exchanges & Data 15 20.6%37.2%27.9% CBOE 183% · VIRT 131% · CME 71%
    Asset Management & Custody Banks 83 -5.9%22.8%12.3% VCTR 210% · AAMI 207% · WT 205%
    Consumer Finance 30 2.9%81.0%8.1% ENVA 330% · FCFS 130% · ECPG 111%
    Commercial & Residential Mortgage Finance 14 -46.5%36.8%2.5% FNMA 327% · FMCC 293% · ACT 158%
    Diversified Financial Services 4 -1.6%20.1%-1.1% FRHC 153% · EQH 71%
    Specialized Finance 3 15.8%31.5%-19.7% HASI -20% · CACC -24%
    Transaction & Payment Processing Services 17 19.3%9.1%-29.4% V 103% · MA 94% · CPAY 83%
    Mortgage REITs 35 -18.0%-6.1%-37.2% RITM 36% · DX 17% · AGNC 10%
    Diversified Capital Markets 20 -47.1%-8.5%-70.1% LPLA 83% · TW 38% · RIOT -53%
    Median of constituents with a full price history over each window. Top names are limited to companies above $2B market cap.

    Recent Active Movers

    Top Gainers

    TickerCompanyMkt Cap (B)1W RtnYTD Rtn
    ULHUniversal Logistics0.869.2%97.6%
    CRCTCricut1.949.7%95.1%
    ARRYArray Technologies0.848.9%-42.5%
    DNUTKrispy Kreme0.843.7%14.4%
    GDYNGrid Dynamics1.142.6%49.9%
    APPAppLovin119.639.7%-47.2%
    EVEREverQuote1.133.0%12.3%
    AGLAgilon Health1.932.4%560.8%
    CPRICapri2.331.6%-13.4%
    GPKGraphic Packaging3.431.0%-20.8%

    Top Losers

    TickerCompanyMkt Cap (B)1W RtnYTD Rtn
    VCYTVeracyte1.9-54.0%-43.0%
    MNTNMNTN0.3-52.2%-60.6%
    FRMIFermi1.0-46.5%-80.9%
    NRIXNurix Therapeutics1.7-45.3%-21.8%
    LITELumentum43.5-44.6%38.3%
    ACDCProFrac0.5-44.1%-30.3%
    PCTPureCycle Technologies0.3-43.5%-78.1%
    INTCIntel274.0-43.2%41.6%
    OFRMOnce Upon a Farm PBC0.4-42.7%-56.5%
    AESIAtlas Energy Solutions0.7-42.5%-43.5%

    Top Gainers

    TickerCompanyMkt Cap (B)1M RtnYTD Rtn
    BMBLBumble0.8139.2%67.5%
    GDYNGrid Dynamics1.176.5%49.9%
    ULHUniversal Logistics0.872.3%97.6%
    TDOCTeladoc Health1.769.2%34.4%
    SGRYSurgery Partners3.069.0%50.0%
    LQDALiquidia4.066.8%29.0%
    ENOVEnovis1.662.5%7.4%
    BRZEBraze5.161.0%33.6%
    UPBDUpbound1.559.3%51.6%
    COAGHemab Therapeutics1.458.8%34.0%

    Top Losers

    TickerCompanyMkt Cap (B)1M RtnYTD Rtn
    CIFRCipher Digital2.3-61.9%-62.4%
    AAOIApplied Optoelectronics3.8-61.7%34.5%
    FRMIFermi1.0-61.5%-80.9%
    MXLMaxLinear4.0-58.7%154.2%
    AESIAtlas Energy Solutions0.7-57.3%-43.5%
    FPSForgent Power Solutions4.7-55.2%-37.2%
    STRLSterling Infrastructure7.5-54.3%-20.2%
    LITELumentum43.5-54.1%38.3%
    AXTIAXT2.2-54.0%124.6%
    ICHRIchor1.0-54.0%52.1%

    More From Trefis

    Research & Analysis

    Invest in Strategies

    Wealth Management

    Peer Comparisons

    Peers to compare with:

    Financials

    CIVBFFBCSYBTFRMEPRKONBMedian
    NameCivista .First Fi.Stock Ya.First Me.Park Nat.Old Nati. 
    Mkt Price28.1532.4979.3141.06179.7025.1136.78
    Mkt Cap0.63.42.42.63.39.52.9
    Rev LTM1839964157246242,831674
    Op Inc LTM-------
    FCF LTM56756147306184980245
    FCF 3Y Avg45437137280176711228
    CFO LTM587921613061991,025252
    CFO 3Y Avg48463147280186747233

    Growth & Margins

    CIVBFFBCSYBTFRMEPRKONBMedian
    NameCivista .First Fi.Stock Ya.First Me.Park Nat.Old Nati. 
    Rev Chg LTM14.5%16.9%13.0%11.8%14.9%21.8%14.7%
    Rev Chg 3Y Avg4.8%6.9%7.6%3.0%8.5%14.4%7.3%
    Rev Chg Q15.1%15.3%17.4%19.8%26.4%1.1%16.3%
    QoQ Delta Rev Chg LTM3.5%3.6%4.2%4.8%6.3%0.3%3.9%
    Op Inc Chg LTM-------
    Op Inc Chg 3Y Avg-------
    Op Mgn LTM-------
    Op Mgn 3Y Avg-------
    QoQ Delta Op Mgn LTM-------
    CFO/Rev LTM31.6%79.5%38.7%42.2%31.9%36.2%37.4%
    CFO/Rev 3Y Avg29.0%50.2%39.7%42.1%34.1%31.2%36.9%
    FCF/Rev LTM30.7%75.9%35.5%42.2%29.5%34.6%35.0%
    FCF/Rev 3Y Avg27.3%47.4%36.8%42.1%32.3%29.6%34.6%

    Valuation

    CIVBFFBCSYBTFRMEPRKONBMedian
    NameCivista .First Fi.Stock Ya.First Me.Park Nat.Old Nati. 
    Mkt Cap0.63.42.42.63.39.52.9
    P/S3.23.45.83.55.23.43.5
    P/Op Inc-------
    P/EBIT-------
    P/E10.811.816.112.917.19.912.4
    P/CFO10.14.315.08.416.39.39.7
    Total Yield11.7%11.4%7.8%11.3%8.8%12.6%11.3%
    Dividend Yield2.4%3.0%1.6%3.5%2.9%2.5%2.7%
    FCF Yield 3Y Avg12.3%15.5%6.9%12.4%6.5%8.7%10.5%
    D/E0.40.30.10.40.00.70.3
    Net D/E-0.3-1.1-0.20.1-0.60.5-0.2

    Returns

    CIVBFFBCSYBTFRMEPRKONBMedian
    NameCivista .First Fi.Stock Ya.First Me.Park Nat.Old Nati. 
    1M Rtn6.0%3.6%2.9%3.5%-0.3%0.9%3.2%
    3M Rtn-1.2%-3.0%-5.1%-3.2%-12.1%-5.3%-4.2%
    6M Rtn14.1%8.5%10.7%3.2%4.1%5.1%6.8%
    12M Rtn32.9%40.5%20.8%18.0%19.7%24.4%22.6%
    3Y Rtn109.7%82.9%91.2%56.0%83.6%89.0%86.3%
    1M Excs Rtn7.9%6.7%6.3%6.0%3.5%4.3%6.1%
    3M Excs Rtn0.9%-1.8%-3.8%-1.8%-10.3%-4.0%-2.8%
    6M Excs Rtn9.3%3.7%5.9%-1.6%-0.7%0.3%2.0%
    12M Excs Rtn21.9%29.2%10.0%5.9%8.9%12.2%11.1%
    3Y Excs Rtn32.2%13.3%31.8%-14.9%11.0%15.6%14.5%

    Comparison Analyses

    null

    Financials

    $ Mil | FY: 12/312026Q22026Q12025Q42025Q32025Q22025Q12024Q42024Q32024Q22024Q12023Q42023Q3
    Period End6/30/20263/31/202612/31/20259/30/20256/30/20253/31/202512/31/20249/30/20246/30/20243/31/202412/31/20239/30/2023
    Filing Date8/6/20265/8/20263/6/202611/5/20258/6/20255/7/20253/10/202511/12/20248/9/20245/9/20243/14/202411/9/2023
    Key Financials Quarterly            
    Total Revenue474747434140413837363839
    Net Income141512131110108761010
    EPS0.690.720.610.680.710.660.630.530.450.410.620.66
    Key Financials TTM            
    Total Revenue TTM183177170165160157153150151153160164
    Net Income TTM545146443935323133364345
    Growth Rates Quarterly            
    Total Revenue Growth15.1%16.2%14.2%12.4%8.6%11.2%6.7%-1.7%-6.0%-16.4%-9.0%9.7%
    Net Income Growth30.0%47.4%24.0%52.5%55.9%59.9%2.5%-19.5%-29.6%-50.7%-20.5%-6.5%
    Margins Quarterly            
    Net Income Margin30.6%32.2%26.3%29.6%27.1%25.4%24.2%21.8%18.8%17.7%25.2%26.6%
    Cash & Debt            
    Total Cash385415400361717361713703667658680645
    Total Debt231209284342544472451399614483454549
    Net Debt / (Cash)-153-206-116-19-173111-262-304-53-175-226-96
    Cash Flows Quarterly            
    FCF from Operations171210191142213121221
    Cash Flows TTM            
    FCF from Operations TTM585243565051482837446358
    Returns to Shareholders Quarterly            
    Dividends443333333333
    Share Repurchases-0000-00-00-0001
    Return on Invested Capital (ROIC) Quarterly            
    ROIC75.7%320.2%43.7%29.4%-18.5%--53.7%---
    Return on Invested Capital (ROIC) TTM            
    ROIC TTM71.8%272.5%41.2%25.2%-16.2%--63.6%---

    Segment Financials

    Revenue by Segment
    $ Mil20252024202320222021
    Single Segment170152160137125
    Total170152160137125


    Price Behavior

    Price Behavior
    Market Price$28.16 
    Market Cap ($ Bil)0.6 
    First Trading Date04/06/1994 
    Distance from 52W High-2.7% 
       50 Days200 Days
    DMA Price$27.15$25.63
    DMA Trenddownup
    Distance from DMA3.7%9.9%
     3M1YR
    Volatility19.4%22.8%
    Downside Capture-14.9518.37
    Upside Capture-1.4254.05
    Correlation (S&P 500)-2.4%16.2%
    CIVB Betas & Captures as of 10/31/2026

     1M2M3M6M1Y3Y
    Beta-0.49-0.08-0.04-0.110.270.62
    Up Beta-1.91-0.650.09-0.550.190.58
    Down Beta-0.07-0.10-0.31-0.300.020.58
    Up Capture-1%16%-5%20%44%45%
    Bmk +ve Days12182862130427
    Stock +ve Days10202865128377
    Down Capture-107%-21%9%-13%28%81%
    Bmk -ve Days10253664121325
    Stock -ve Days11213358118364

    [1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
    Based On 1-Year Data
    Annualized
    Return    		Annualized
    Volatility    		Sharpe
    Ratio    		Correlation
    with CIVB
    CIVB35.6%22.8%1.25-
    Sector ETF (XLF)11.1%15.2%0.4746.3%
    Equity (SPY)9.5%13.6%0.4117.7%
    Gold (GLD)3.6%28.7%0.110.3%
    Commodities (DBC)37.7%21.2%1.40-27.4%
    Real Estate (VNQ)12.0%14.2%0.5540.2%
    Bitcoin (BTCUSD)-20.8%43.3%-0.42-2.4%

    Smart multi-asset allocation framework can stack odds in your favor. Learn How
    Based On 5-Year Data
    Annualized
    Return    		Annualized
    Volatility    		Sharpe
    Ratio    		Correlation
    with CIVB
    CIVB6.4%30.2%0.23-
    Sector ETF (XLF)9.1%18.4%0.3650.8%
    Equity (SPY)11.3%17.3%0.4834.0%
    Gold (GLD)17.5%19.1%0.74-0.7%
    Commodities (DBC)8.0%19.6%0.291.6%
    Real Estate (VNQ)1.2%18.9%-0.0540.1%
    Bitcoin (BTCUSD)5.9%51.5%0.2912.7%

    Smart multi-asset allocation framework can stack odds in your favor. Learn How
    Based On 10-Year Data
    Annualized
    Return    		Annualized
    Volatility    		Sharpe
    Ratio    		Correlation
    with CIVB
    CIVB9.5%36.8%0.35-
    Sector ETF (XLF)13.3%22.1%0.5462.0%
    Equity (SPY)14.9%18.0%0.7046.4%
    Gold (GLD)12.0%16.5%0.59-3.0%
    Commodities (DBC)7.6%18.1%0.3314.5%
    Real Estate (VNQ)5.7%20.7%0.2348.1%
    Bitcoin (BTCUSD)61.3%66.2%1.0111.6%

    Smart multi-asset allocation framework can stack odds in your favor. Learn How

    Short Interest

    Short Interest: As Of Date10152026
    Short Interest: Shares Quantity0.7 Mil
    Short Interest: % Change Since 9302026-1.3%
    Average Daily Volume0.1 Mil
    Days-to-Cover Short Interest7.7 days
    Basic Shares Quantity20.8 Mil
    Short % of Basic Shares3.5%

    Earnings Returns History

    Updated 11/1/2026
    Expand for More
     Forward Returns
    Earnings Date1D Returns5D Returns21D Returns
    10/22/20265.2%5.3% 
    7/23/20260.4%3.8%-1.6%
    4/22/20263.4%7.2%6.7%
    1/29/20265.8%6.4%3.0%
    10/23/2025-1.3%0.5%0.4%
    7/24/2025-2.3%-7.8%-6.2%
    4/24/20250.3%9.2%8.3%
    1/30/2025-0.6%-0.5%-3.4%
    ...
    SUMMARY STATS   
    # Positive111213
    # Negative131210
    Median Positive1.6%4.6%3.3%
    Median Negative-2.3%-3.7%-3.5%
    Max Positive7.1%10.1%24.2%
    Max Negative-8.1%-14.1%-11.9%
     Collapse to Preview
     Forward Returns
    Earnings Date1D Returns5D Returns21D Returns
    10/22/20265.2%5.3% 
    7/23/20260.4%3.8%-1.6%
    4/22/20263.4%7.2%6.7%
    1/29/20265.8%6.4%3.0%
    10/23/2025-1.3%0.5%0.4%
    7/24/2025-2.3%-7.8%-6.2%
    4/24/20250.3%9.2%8.3%
    1/30/2025-0.6%-0.5%-3.4%
    10/29/20241.3%10.1%24.2%
    7/29/2024-8.1%-14.1%-10.6%
    4/30/2024-3.4%-2.6%-2.8%
    2/8/20241.6%-4.2%-6.8%
    10/27/2023-4.9%-4.6%0.6%
    7/28/2023-2.4%-5.2%-11.9%
    4/28/20237.1%-1.1%6.4%
    2/7/2023-1.3%-2.7%-3.5%
    10/27/20222.5%5.6%5.8%
    7/28/2022-1.4%-3.7%-0.6%
    4/28/2022-0.9%-3.7%-3.6%
    2/4/20221.5%2.0%1.1%
    10/27/2021-4.1%-2.6%1.2%
    7/23/2021-1.4%0.7%0.7%
    4/23/20211.2%0.3%3.3%
    2/5/2021-2.4%2.3%17.1%
    SUMMARY STATS   
    # Positive111213
    # Negative131210
    Median Positive1.6%4.6%3.3%
    Median Negative-2.3%-3.7%-3.5%
    Max Positive7.1%10.1%24.2%
    Max Negative-8.1%-14.1%-11.9%

    SEC Filings

    Expand for More
    Report DateFiling DateFiling
    06/30/202608/06/202610-Q
    03/31/202605/08/202610-Q
    12/31/202503/06/202610-K
    09/30/202511/05/202510-Q
    06/30/202508/06/202510-Q
    03/31/202505/07/202510-Q
    12/31/202403/10/202510-K
    09/30/202411/12/202410-Q
    06/30/202408/09/202410-Q
    03/31/202405/09/202410-Q
    12/31/202303/14/202410-K
    09/30/202311/09/202310-Q
    06/30/202308/09/202310-Q
    03/31/202305/08/202310-Q
    12/31/202203/15/202310-K
    09/30/202211/09/202210-Q
     Collapse to Preview
    Report DateFiling DateFiling
    06/30/202608/06/202610-Q
    03/31/202605/08/202610-Q
    12/31/202503/06/202610-K
    09/30/202511/05/202510-Q
    06/30/202508/06/202510-Q
    03/31/202505/07/202510-Q
    12/31/202403/10/202510-K
    09/30/202411/12/202410-Q
    06/30/202408/09/202410-Q
    03/31/202405/09/202410-Q
    12/31/202303/14/202410-K
    09/30/202311/09/202310-Q
    06/30/202308/09/202310-Q
    03/31/202305/08/202310-Q
    12/31/202203/15/202310-K
    09/30/202211/09/202210-Q
    06/30/202208/09/202210-Q
    03/31/202205/10/202210-Q
    12/31/202103/15/202210-K
    09/30/202111/09/202110-Q
    06/30/202108/09/202110-Q
    03/31/202105/10/202110-Q
    12/31/202003/15/202110-K
    09/30/202011/09/202010-Q
    06/30/202008/10/202010-Q
    03/31/202005/11/202010-Q
    12/31/201903/16/202010-K
    09/30/201911/12/201910-Q

    Insider Activity

    Updated 11/5/2026
    Expand for More
    #OwnerTitleHoldingActionFiling DatePriceSharesTransacted
    Value    		Value of
    Held Shares    		Form
    1MacIoce, Mark J DirectBuy1105202628.982096,05715,688Form
    2Parcher, Charles APresidentIRABuy924202626.7540010,70084,262Form
    3Weaks, Nathan E IRABuy1119202521.491,00021,490242,472Form
     Collapse to Preview
    #OwnerTitleHoldingActionFiling DatePriceSharesTransacted
    Value    		Value of
    Held Shares    		Form
    1MacIoce, Mark J DirectBuy1105202628.982096,05715,688Form
    2Parcher, Charles APresidentIRABuy924202626.7540010,70084,262Form
    3Weaks, Nathan E IRABuy1119202521.491,00021,490242,472Form

    Investor Activity (13F)

    Updated Nov 6, 2026
    13F holdings as of Mar 31, 2026 (Q1 2026)

    Active managers (13F portfolio over $250M, at least 3 holdings) with a position over $5M that is either over 10% of their portfolio or held in a concentrated book of 50 or fewer total positions. Index/ETF, sovereign, bank, community-bank and charitable/donor-advised filers are excluded.

    Active ManagerValue% of PortfolioTotal PositionsQoQFiling
    Endeavour Capital Advisors Inc$14.1 Mil3.2%42ADD +13.3%13F
    Active ManagerValue% of PortfolioTotal PositionsQoQFiling
    Endeavour Capital Advisors Inc$14.1 Mil3.2%42ADD +13.3%13F
    Active Manager
    Active ManagerValue% of PortfolioTotal PositionsQoQFiling
    Endeavour Capital Advisors Inc$14.1 Mil3.2%42ADD +13.3%13F

    Industry Resources

    External Quote Links


    Prefer one of these to Trefis? Tell us why.
    Core Cache Last Updated: 11/5/2026