Tearsheet

CareCloud (CCLD)


Market Price (3/4/2026): $2.46 | Market Cap: $104.2 Mil
Sector: Health Care | Industry: Health Care Technology

CareCloud (CCLD)


Market Price (3/4/2026): $2.46
Market Cap: $104.2 Mil
Sector: Health Care
Industry: Health Care Technology

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.

0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 11%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.4%, FCF Yield is 17%
Weak multi-year price returns
3Y Excs Rtn is -111%
Weak revenue growth
Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -7.0%
1 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 22%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 15%
  Key risks
CCLD key risks include [1] the potential forced resignation of its public accounting firm and [2] geopolitical instability impacting its substantial operations in Pakistan and Sri Lanka.
2 Megatrend and thematic drivers
Megatrends include Cloud Computing, and Digital Health & Telemedicine. Themes include Software as a Service (SaaS), Telehealth Platforms, Show more.
  
0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 11%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.4%, FCF Yield is 17%
1 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 22%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 15%
2 Megatrend and thematic drivers
Megatrends include Cloud Computing, and Digital Health & Telemedicine. Themes include Software as a Service (SaaS), Telehealth Platforms, Show more.
3 Weak multi-year price returns
3Y Excs Rtn is -111%
4 Weak revenue growth
Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -7.0%
5 Key risks
CCLD key risks include [1] the potential forced resignation of its public accounting firm and [2] geopolitical instability impacting its substantial operations in Pakistan and Sri Lanka.

Valuation, Metrics & Events

Price Chart

Why The Stock Moved

Qualitative Assessment

AI Analysis | Feedback

CareCloud (CCLD) stock has lost about 20% since 11/30/2025 because of the following key factors:

1. Anticipated decline in Q4 2025 earnings per share (EPS). Despite reporting Q3 2025 EPS of $0.10, exceeding analyst estimates of $0.08, the consensus forecast for CareCloud's Q4 2025 EPS is significantly lower at $0.04. This projected deceleration in earnings likely contributed to negative investor sentiment.

2. Significant shareholder dilution. The company experienced substantial dilution, with total shares outstanding growing by 160.8% over the past year.

Show more

Stock Movement Drivers

Fundamental Drivers

The -20.6% change in CCLD stock from 11/30/2025 to 3/3/2026 was primarily driven by a -20.6% change in the company's P/E Multiple.
(LTM values as of)113020253032026Change
Stock Price ($)3.102.46-20.6%
Change Contribution By: 
Total Revenues ($ Mil)1141140.0%
Net Income Margin (%)9.8%9.8%0.0%
P/E Multiple11.79.3-20.6%
Shares Outstanding (Mil)42420.0%
Cumulative Contribution-20.6%

LTM = Last Twelve Months as of date shown

Market Drivers

11/30/2025 to 3/3/2026
ReturnCorrelation
CCLD-20.6% 
Market (SPY)-0.4%28.4%
Sector (XLV)-0.6%9.8%

Fundamental Drivers

The -35.9% change in CCLD stock from 8/31/2025 to 3/3/2026 was primarily driven by a -35.5% change in the company's P/E Multiple.
(LTM values as of)83120253032026Change
Stock Price ($)3.842.46-35.9%
Change Contribution By: 
Total Revenues ($ Mil)1121142.3%
Net Income Margin (%)10.1%9.8%-2.7%
P/E Multiple14.49.3-35.5%
Shares Outstanding (Mil)4242-0.1%
Cumulative Contribution-35.9%

LTM = Last Twelve Months as of date shown

Market Drivers

8/31/2025 to 3/3/2026
ReturnCorrelation
CCLD-35.9% 
Market (SPY)5.8%25.6%
Sector (XLV)14.6%16.6%

Fundamental Drivers

The -26.2% change in CCLD stock from 2/28/2025 to 3/3/2026 was primarily driven by a -61.8% change in the company's Shares Outstanding (Mil).
(LTM values as of)22820253032026Change
Stock Price ($)3.332.46-26.2%
Change Contribution By: 
Total Revenues ($ Mil)1111143.0%
P/S Multiple0.50.987.4%
Shares Outstanding (Mil)1642-61.8%
Cumulative Contribution-26.2%

LTM = Last Twelve Months as of date shown

Market Drivers

2/28/2025 to 3/3/2026
ReturnCorrelation
CCLD-26.2% 
Market (SPY)15.5%34.8%
Sector (XLV)6.6%15.7%

Fundamental Drivers

The -34.7% change in CCLD stock from 2/28/2023 to 3/3/2026 was primarily driven by a -64.2% change in the company's Shares Outstanding (Mil).
(LTM values as of)22820233032026Change
Stock Price ($)3.772.46-34.7%
Change Contribution By: 
Total Revenues ($ Mil)144114-20.5%
Net Income Margin (%)5.9%9.8%66.7%
P/E Multiple6.89.337.7%
Shares Outstanding (Mil)1542-64.2%
Cumulative Contribution-34.7%

LTM = Last Twelve Months as of date shown

Market Drivers

2/28/2023 to 3/3/2026
ReturnCorrelation
CCLD-34.7% 
Market (SPY)78.1%18.8%
Sector (XLV)29.0%9.0%

Return vs. Risk

Price Returns Compared

 202120222023202420252026Total [1]
Returns
CCLD Return-30%-56%-46%141%-20%-15%-73%
Peers Return-38%-47%-19%-33%-27%-15%-89%
S&P 500 Return27%-19%24%23%16%1%83%

Monthly Win Rates [3]
CCLD Win Rate42%17%50%50%50%33% 
Peers Win Rate34%35%47%40%30%27% 
S&P 500 Win Rate75%42%67%75%67%67% 

Max Drawdowns [4]
CCLD Max Drawdown-45%-56%-73%-31%-67%-23% 
Peers Max Drawdown-43%-62%-42%-49%-38%-24% 
S&P 500 Max Drawdown-1%-25%-1%-2%-15%-1% 


[1] Cumulative total returns since the beginning of 2021
[2] Peers: PHR, TDOC, AMWL, HCAT, PRVA.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 3/3/2026 (YTD)

How Low Can It Go

Unique KeyEventCCLDS&P 500
2022 Inflation Shock2022 Inflation Shock  
2022 Inflation Shock% Loss% Loss-93.8%-25.4%
2022 Inflation Shock% Gain to Breakeven% Gain to Breakeven1518.7%34.1%
2022 Inflation ShockTime to BreakevenTime to BreakevenNot Fully Recovered days464 days
2020 Covid Pandemic2020 Covid Pandemic  
2020 Covid Pandemic% Loss% Loss-48.7%-33.9%
2020 Covid Pandemic% Gain to Breakeven% Gain to Breakeven95.1%51.3%
2020 Covid PandemicTime to BreakevenTime to Breakeven94 days148 days
2018 Correction2018 Correction  
2018 Correction% Loss% Loss-54.4%-19.8%
2018 Correction% Gain to Breakeven% Gain to Breakeven119.2%24.7%
2018 CorrectionTime to BreakevenTime to Breakeven13 days120 days

Compare to PHR, TDOC, AMWL, HCAT, PRVA

In The Past

CareCloud's stock fell -93.8% during the 2022 Inflation Shock from a high on 2/9/2021. A -93.8% loss requires a 1518.7% gain to breakeven.

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About CareCloud (CCLD)

CareCloud, Inc., a healthcare information technology (IT) company, provides a suite of cloud-based solutions and related business services to healthcare providers and hospitals primarily in the United States. It operates in two segments, Healthcare IT and Practice Management. The company's Software-as-a-Service platform includes revenue cycle management, practice management, electronic health record, business intelligence, telehealth, and patient experience management solutions, as well as complementary software tools and business services for medical groups and health systems. It serves physicians, nurses, nurse practitioners, physician assistants, and other clinicians that render bills for their services. The company was formerly known as MTBC, Inc. and changed its name to CareCloud, Inc. in March 2021. CareCloud, Inc. was founded in 1999 and is headquartered in Somerset, New Jersey.

AI Analysis | Feedback

Here are 1-2 brief analogies for CareCloud (CCLD):

  • Salesforce for medical practices
  • SAP for doctors' offices

AI Analysis | Feedback

  • Electronic Health Records (EHR) System: A software platform for documenting, managing, and storing patient health information securely.
  • Practice Management (PM) Software: Software that streamlines administrative tasks, scheduling, billing, and patient information management for healthcare practices.
  • Revenue Cycle Management (RCM) Services: Comprehensive services that optimize the financial aspects of healthcare operations, from claims submission to payment collection.
  • Telehealth Solutions: Platforms enabling virtual doctor-patient consultations and remote care delivery.
  • Patient Experience Management: Tools and services designed to enhance patient engagement, communication, and satisfaction throughout their healthcare journey.
  • Medical Scribing & Virtual Assistants: Services providing clinical documentation support to healthcare providers, often virtually, to reduce administrative burden.

AI Analysis | Feedback

CareCloud (CCLD) Major Customers

CareCloud (CCLD) primarily sells its healthcare information technology solutions to other companies, specifically healthcare provider organizations (B2B).

While CareCloud serves a wide array of customers, it does not publicly disclose the names of individual major customer companies. Its business model typically involves serving numerous healthcare practices and systems, with no single customer usually accounting for a material portion of its revenue that would necessitate individual disclosure in its financial filings.

CareCloud's major customer categories include:

  • Small to mid-sized physician practices
  • Multi-specialty groups and clinics
  • Hospitals and health systems
  • Ambulatory surgical centers (ASCs)
  • Independent Physician Associations (IPAs)
  • Other healthcare provider organizations seeking solutions for electronic health records (EHR), practice management, and revenue cycle management.

AI Analysis | Feedback

  • Amazon Web Services (Parent company: Amazon.com, Inc., Symbol: AMZN)

AI Analysis | Feedback

Here is the management team for CareCloud (CCLD):

A. Hadi Chaudhry Co-CEO

A. Hadi Chaudhry joined CareCloud, then known as MTBC, in October 2002 as an IT Manager. He has since held various key positions, including General Manager, Chief Information Officer, Vice President of Global Operations, and President, before becoming Co-CEO. With over two decades of experience in healthcare technology, operations, and organizational leadership, Mr. Chaudhry has been instrumental in CareCloud's transformation into a leading healthcare IT solutions provider. His background includes studies in mathematical sciences and statistics, a pursuit of a Chartered Accountant designation (similar to a CPA), and experience in the banking and IT sectors.

Stephen Snyder Co-CEO

Stephen Snyder joined CareCloud (formerly MTBC) in 2005 as General Counsel. He has held several influential roles within the company, including Chief Operating Officer, Chief Strategy Officer, and President, and previously served as CEO from 2018-2021. Mr. Snyder currently leads CareCloud's merger and acquisition (M&A) activities as an advisor, leveraging his expertise in healthcare IT, acquisitions, regulatory strategy, and healthcare law. He also founded Hill City Advisors, a firm that provides strategic guidance to healthcare entrepreneurs. Mr. Snyder is an attorney by background.

Norman Roth Interim Chief Financial Officer and Corporate Controller

Norman Roth serves as CareCloud's Interim Chief Financial Officer and Corporate Controller, bringing over 40 years of financial expertise to the company, which he joined in 2014. Prior to CareCloud, he worked as a forensic accountant since 2003 and served as Director of External Reporting, Treasury and Tax, and later Business Manager of WWOR-TV from 1991 to 2002. Mr. Roth began his career at Ernst & Young LLP in 1977, where he worked for 13 years, leaving as a senior manager. He is a Certified Public Accountant (CPA) and a certified fraud examiner.

Crystal Williams President

Crystal Williams was appointed President of CareCloud effective January 1, 2025. She has over two decades of leadership experience in Revenue Cycle Management (RCM), global operations, client success, credentialing, and coding. Before her promotion to President, she served as Chief Operating Officer at CareCloud. Prior to joining CareCloud in 2020, Ms. Williams held leadership roles at GE Healthcare IT, where she achieved Lean certification. Her background also includes systems and computer science, a graduate degree in public policy, and experience in management consulting and large-scale transformation initiatives.

Mahmud Haq Founder and Executive Chairman

Mahmud Haq founded CareCloud, originally known as Medical Transcription Billing Corporation (MTBC), in 1999. As Executive Chairman, he has been crucial in shaping the company's success. Before establishing CareCloud, Mr. Haq served as CEO and President of Compass International Services Corporation (NASDAQ: CMPS) from 1997 to 1999. He also spent over a decade at American Express (NYSE: AXP), where he held the position of Vice President of Global Risk Management.

AI Analysis | Feedback

The key risks to CareCloud's (CCLD) business include the potential resignation of its audit firm, geographical risks associated with its international operations, and intense competition within a rapidly evolving healthcare technology industry.

The most significant and immediate risk stems from the potential resignation of its current independent registered public accounting firm. This could occur if CareCloud's public float reaches or exceeds $75 million by June 30, 2025, which would classify it as an accelerated filer requiring an Internal Control over Financial Reporting (ICFR) attestation. CareCloud's current audit firm has stated it lacks the capacity for such an attestation, necessitating the engagement of a new accounting firm, which could lead to disruptions, additional costs, and complexities in the audit process.

CareCloud also faces significant geographical risks due to its substantial back-office operations located in Islamabad and Bagh, Pakistan, and Colombo, Sri Lanka. The company's business, financial condition, and results of operations may be materially influenced by the political, economic, and legal environments in these countries.

Furthermore, CareCloud operates in a highly competitive industry. Its competitors may possess greater resources or evolve more rapidly. The company must continually develop new technologies, including incorporating artificial intelligence, and adapt its existing technologies to keep pace with evolving industry standards and regulatory changes.

AI Analysis | Feedback

The entry of hyperscale technology companies (e.g., Amazon, Microsoft, Google) into the healthcare sector represents a clear emerging threat. These companies possess immense resources, advanced cloud infrastructure, and rapidly developing artificial intelligence capabilities, which they are leveraging to build integrated healthcare ecosystems. Their strategic acquisitions (e.g., Amazon's acquisition of One Medical, Microsoft's acquisition of Nuance) and product launches (e.g., Amazon Clinic, Microsoft Cloud for Healthcare) demonstrate a clear intent to offer comprehensive solutions that could encompass and potentially disrupt traditional healthcare IT offerings such as electronic health records (EHR), practice management (PM), and revenue cycle management (RCM) provided by companies like CareCloud. Their ability to deliver end-to-end platforms, potentially at a lower cost or with superior integration and user experience, poses a significant long-term competitive challenge.

AI Analysis | Feedback

CareCloud (CCLD) operates in the healthcare technology sector, providing a suite of cloud-based and AI-powered solutions for medical practices and health systems. Their main products and services include Revenue Cycle Management (RCM), Electronic Health Records (EHR), Practice Management (PM) software, and Telehealth services, as well as patient engagement and broader healthcare IT solutions. The addressable markets for these services in the U.S. are substantial:
  • U.S. Revenue Cycle Management (RCM) Market: The U.S. revenue cycle management market was estimated to be between USD 54.24 billion and USD 172.24 billion in 2024. It is projected to grow significantly, with estimates ranging from USD 100.52 billion by 2030 (CAGR 10.62%) to USD 308.2 billion by 2030 (CAGR 10.1%). Another projection indicates the market could reach USD 272.78 billion by 2030 at a CAGR of 11.55% from 2024.
  • U.S. Electronic Health Records (EHR) Market: The U.S. electronic health records market size was estimated at approximately USD 12.87 billion in 2024 and is projected to grow at a CAGR of 2.55% from 2025 to 2030. Other estimates place the market size at USD 18.7 billion in 2024, growing to USD 19.4 billion in 2025. Another report valued the market at USD 34 billion in 2023, with a projected growth to USD 64.5 billion by 2032 at a CAGR of 7.4%.
  • U.S. Practice Management (PM) Software Market: The U.S. practice management system market was estimated at approximately USD 5.89 billion in 2024, with another source reporting USD 9.61 billion in 2024. This market is projected to reach USD 13.70 billion by 2033 (CAGR 10.03%). The global practice management system market was USD 14.45 billion in 2024, with North America holding the largest revenue share.
  • U.S. Telehealth Market: The U.S. telehealth market was valued between USD 42.54 billion and USD 42.61 billion in 2024. It is anticipated to grow significantly, with projections suggesting it could reach USD 150.13 billion by 2030 (CAGR 23.8%) and approximately USD 358.96 billion by 2034 (CAGR 23.84%).
  • U.S. Healthcare IT Market (broader category): The broader U.S. healthcare IT software market was estimated at USD 166.83 billion in 2024 and is projected to grow at a CAGR of 15.46% from 2025 to 2030, reaching USD 388.99 billion by 2030. Another report estimates the U.S. healthcare IT market size at USD 176.6 billion in 2025. The total U.S. healthcare IT market was valued at USD 96.93 billion in 2020 and is projected to reach USD 344.07 billion by 2030.

AI Analysis | Feedback

CareCloud (CCLD) is anticipated to drive future revenue growth over the next 2-3 years through several key strategic initiatives:

  1. Strategic Acquisitions and Market Expansion: CareCloud's acquisition of Medsphere Systems Corporation's business assets and Map App are significant drivers. The Medsphere acquisition specifically expands CareCloud's presence into the inpatient hospital market, complementing its existing ambulatory solutions, revenue cycle, and technology-enabled services. This expansion into new market segments, particularly the hospital IT market, is expected to increase the company's scale and generate revenue. CareCloud has already raised its 2025 revenue guidance due to the Medsphere acquisition.
  2. AI-Driven Solutions and Innovation: The company is heavily investing in and advancing its AI-driven solutions, such as CareCloud CirrusAI and the Agentic AI front desk solution. These AI technologies are designed to streamline administrative tasks, improve clinical documentation, and manage patient interactions more efficiently, which can lead to increased provider capacity and patient volume. CareCloud has also launched an AI Center of Excellence to embed AI capabilities into its platforms. The Agentic AI front desk solution has shown success in managing a high percentage of incoming patient calls and appointment scheduling, showcasing the potential for these innovations to drive efficiency and, consequently, revenue.
  3. Cross-selling Opportunities: Following its strategic acquisitions, CareCloud anticipates significant cross-selling opportunities. By integrating acquired assets and expanding its service offerings, the company can leverage its broader portfolio to provide more comprehensive solutions to both new and existing clients, thereby increasing revenue per customer.
  4. Expanded Hospital Adoption: A direct consequence of the Medsphere acquisition and the expansion into the inpatient market is the expectation of expanded hospital adoption of CareCloud's offerings. As the company integrates Medsphere's solutions and gains a stronger foothold in the hospital sector, it anticipates increased client acquisition within this market segment.
  5. Organic Growth from Existing and New Clients: CareCloud's revenue guidance incorporates expectations for continued momentum from its core business, including revenue from existing clients and organic growth from new client additions. This indicates an ongoing focus on retaining and expanding its current customer base while also attracting new clients through its evolving product and service offerings. The company's consistent profitability and strong cash flow generation also provide a foundation to reinvest in future growth opportunities.

AI Analysis | Feedback

Capital Allocation Decisions (Last 3-5 Years)

Share Issuance

  • In Q4 2024, CareCloud completed the conversion of 3.5 million Series A preferred shares into 26 million common shares, significantly reducing its annual dividend burden by $7.7 million.
  • This conversion was a strategic move aimed at enhancing financial flexibility and demonstrating confidence in the company's profitability.

Outbound Investments

  • CareCloud completed two strategic acquisitions in Q3 2025: Medsphere and MapApp.
  • The Medsphere acquisition, completed around August 2025, had a total purchase price of $16.5 million, expanding CareCloud's reach into the hospital market.
  • The acquisition of MapApp aims to enhance CareCloud's analytics and benchmarking capabilities.

Capital Expenditures

  • For the 12 months ending November 6, 2025, CareCloud reported capital expenditures of approximately -$3.59 million.
  • The company generated $13.2 million of free cash flow in 2024, an increase of 244% from $3.8 million in 2023.
  • CareCloud has been focusing on reinvesting generated profits and cash flows for future growth, particularly in AI-driven solutions, with an AI Center of Excellence launched to scale generative AI initiatives.

Better Bets vs. CareCloud (CCLD)

Latest Trefis Analyses

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0ARTICLES

Trade Ideas

Select ideas related to CCLD.

Unique KeyDateTickerCompanyCategoryTrade Strategy6M Fwd Rtn12M Fwd Rtn12M Max DD
QDEL_2282026_Insider_Buying_45D_2Buy_200K02282026QDELQuidelOrthoInsiderInsider Buys 45DStrong Insider Buying
Companies with multiple insider buys in the last 45 days
0.0%0.0%0.0%
CHE_2272026_Dip_Buyer_FCFYield02272026CHEChemedDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin
0.0%0.0%0.0%
LLY_2272026_Monopoly_xInd_xCD_Getting_Cheaper02272026LLYEli LillyMonopolyMY | Getting CheaperMonopoly-Like with P/S Decline
Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple
0.0%0.0%0.0%
HAE_2202026_Dip_Buyer_FCFYield02202026HAEHaemoneticsDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin
3.5%3.5%0.0%
IQV_2132026_Dip_Buyer_ValueBuy02132026IQVIQVIADip BuyDB | P/E OPMDip Buy with Low PE and High Margin
Buying dips for companies with tame PE and meaningfully high operating margin
7.1%7.1%-3.0%

Recent Active Movers

Peer Comparisons

Peers to compare with:

Financials

CCLDPHRTDOCAMWLHCATPRVAMedian
NameCareCloudPhreesia Teladoc .American.Health C.Privia H. 
Mkt Price2.4612.375.105.151.7223.775.12
Mkt Cap0.10.70.90.10.12.90.4
Rev LTM1144632,5282493162,043390
Op Inc LTM12-9-179-105-6428-36
FCF LTM1835140-66-3311126
FCF 3Y Avg12-15153-124-3185-2
CFO LTM2561293-66-1311143
CFO 3Y Avg2110305-114-148515

Growth & Margins

CCLDPHRTDOCAMWLHCATPRVAMedian
NameCareCloudPhreesia Teladoc .American.Health C.Privia H. 
Rev Chg LTM3.0%14.3%-2.4%-2.0%4.6%19.0%3.8%
Rev Chg 3Y Avg-7.0%21.0%3.0%-3.4%5.2%17.4%4.1%
Rev Chg Q8.8%12.7%-2.2%-22.1%-0.0%32.5%4.4%
QoQ Delta Rev Chg LTM2.3%3.0%-0.6%-5.9%-0.0%7.5%1.1%
Op Mgn LTM10.4%-1.9%-7.1%-42.2%-20.1%1.4%-4.5%
Op Mgn 3Y Avg4.5%-21.7%-7.6%-75.5%-31.1%1.2%-14.7%
QoQ Delta Op Mgn LTM-0.3%4.0%0.2%4.1%-1.2%0.3%0.3%
CFO/Rev LTM22.0%13.3%11.6%-26.5%-4.0%5.4%8.5%
CFO/Rev 3Y Avg18.0%1.0%11.9%-44.6%-4.8%4.7%2.9%
FCF/Rev LTM15.5%7.6%5.5%-26.5%-10.6%5.4%5.5%
FCF/Rev 3Y Avg10.3%-5.3%6.0%-48.6%-10.4%4.7%-0.3%

Valuation

CCLDPHRTDOCAMWLHCATPRVAMedian
NameCareCloudPhreesia Teladoc .American.Health C.Privia H. 
Mkt Cap0.10.70.90.10.12.90.4
P/S0.91.60.40.30.41.40.6
P/EBIT8.9-328.3-3.9-0.8-1.5103.5-1.2
P/E9.3-138.0-4.0-0.9-1.1160.6-1.0
P/CFO4.212.13.1-1.3-9.526.43.6
Total Yield10.8%-0.7%-24.8%-113.3%-88.9%0.6%-12.8%
Dividend Yield0.0%0.0%0.0%0.0%0.0%0.0%0.0%
FCF Yield 3Y Avg19.4%-0.9%9.2%-82.6%-10.7%3.2%1.2%
D/E0.10.01.20.11.40.00.1
Net D/E0.1-0.10.3-2.10.7-0.1-0.0

Returns

CCLDPHRTDOCAMWLHCATPRVAMedian
NameCareCloudPhreesia Teladoc .American.Health C.Privia H. 
1M Rtn-9.2%-7.9%-6.4%13.2%-20.0%2.4%-7.2%
3M Rtn-19.1%-38.6%-32.0%26.5%-37.7%-1.0%-25.5%
6M Rtn-33.2%-60.7%-33.2%-23.7%-49.4%2.5%-33.2%
12M Rtn-19.6%-52.0%-45.9%-41.1%-62.6%-4.8%-43.5%
3Y Rtn-29.2%-67.5%-81.0%-90.8%-87.8%-17.2%-74.3%
1M Excs Rtn-7.5%-6.1%-4.7%15.0%-18.2%4.1%-5.4%
3M Excs Rtn-20.2%-39.2%-32.3%22.2%-42.0%-2.0%-26.3%
6M Excs Rtn-41.5%-66.4%-39.5%-30.9%-54.8%-2.3%-40.5%
12M Excs Rtn-40.7%-67.9%-61.1%-62.8%-77.6%-19.3%-62.0%
3Y Excs Rtn-110.5%-136.6%-152.8%-163.2%-158.9%-83.2%-144.7%

Comparison Analyses

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Financials

Segment Financials

Revenue by Segment
$ Mil20242023202220212020
Healthcare Information Technology (IT)1041251279351
Medical Practice Management1314131213
Unallocated Corporate Expenses 0   
Total11713914010564


Operating Income by Segment
$ Mil20242023202220212020
Medical Practice Management11000
Unallocated Corporate Expenses-9-9-8-6-5
Healthcare Information Technology (IT)-391512-24
Total-4774-80


Price Behavior

Price Behavior
Market Price$2.46 
Market Cap ($ Bil)0.1 
First Trading Date07/23/2014 
Distance from 52W High-35.9% 
   50 Days200 Days
DMA Price$2.74$2.83
DMA Trendupdown
Distance from DMA-10.2%-12.9%
 3M1YR
Volatility48.4%81.2%
Downside Capture170.48157.87
Upside Capture35.05109.67
Correlation (SPY)28.6%34.7%
CCLD Betas & Captures as of 2/28/2026

 1M2M3M6M1Y3Y
Beta2.051.411.361.331.471.31
Up Beta5.265.204.262.371.531.16
Down Beta-0.760.090.100.791.511.56
Up Capture100%5%36%46%122%97%
Bmk +ve Days9203170142431
Stock +ve Days7142342103322
Down Capture279%178%182%178%134%108%
Bmk -ve Days12213054109320
Stock -ve Days13253576131393

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with CCLD
CCLD-23.5%81.6%0.04-
Sector ETF (XLV)6.7%17.4%0.2215.5%
Equity (SPY)15.6%19.3%0.6334.6%
Gold (GLD)79.3%26.1%2.22-2.3%
Commodities (DBC)17.8%17.1%0.8011.0%
Real Estate (VNQ)5.6%16.6%0.1625.7%
Bitcoin (BTCUSD)-18.7%45.2%-0.3219.5%

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Based On 5-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with CCLD
CCLD-26.4%90.3%0.04-
Sector ETF (XLV)8.1%14.5%0.3712.3%
Equity (SPY)13.2%17.0%0.6121.3%
Gold (GLD)22.8%17.3%1.08-0.8%
Commodities (DBC)10.8%19.0%0.462.6%
Real Estate (VNQ)4.8%18.8%0.1617.8%
Bitcoin (BTCUSD)6.7%56.8%0.3416.4%

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Based On 10-Year Data
Annualized
Return
Annualized
Volatility
Sharpe
Ratio
Correlation
with CCLD
CCLD11.4%109.8%0.50-
Sector ETF (XLV)10.8%16.5%0.549.9%
Equity (SPY)15.3%17.9%0.7415.0%
Gold (GLD)14.9%15.6%0.800.1%
Commodities (DBC)9.1%17.6%0.433.4%
Real Estate (VNQ)6.5%20.7%0.2810.9%
Bitcoin (BTCUSD)66.5%66.8%1.069.5%

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Short Interest

Short Interest: As Of Date2132026
Short Interest: Shares Quantity0.5 Mil
Short Interest: % Change Since 13120265.1%
Average Daily Volume0.4 Mil
Days-to-Cover Short Interest1.3 days
Basic Shares Quantity42.4 Mil
Short % of Basic Shares1.3%

Earnings Returns History

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 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
11/6/202517.6%8.6%5.8%
8/5/20250.0%7.6%53.4%
3/13/20250.0%3.1%-21.9%
11/12/202421.5%6.9%51.3%
8/13/202412.7%44.6%25.0%
3/21/2024-6.7%-0.8%-4.2%
11/2/20233.9%22.4%13.7%
8/3/2023-11.4%-26.9%-48.1%
...
SUMMARY STATS   
# Positive1289
# Negative81211
Median Positive1.9%8.1%17.4%
Median Negative-9.3%-5.4%-14.8%
Max Positive21.5%44.6%53.4%
Max Negative-15.1%-26.9%-48.1%

SEC Filings

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Report DateFiling DateFiling
09/30/202511/06/202510-Q
06/30/202508/05/202510-Q
03/31/202505/06/202510-Q
12/31/202403/13/202510-K
09/30/202411/12/202410-Q
06/30/202408/13/202410-Q
03/31/202405/14/202410-Q
12/31/202303/21/202410-K
09/30/202311/02/202310-Q
06/30/202308/03/202310-Q
03/31/202305/04/202310-Q
12/31/202203/02/202310-K
09/30/202211/03/202210-Q
06/30/202208/04/202210-Q
03/31/202205/09/202210-Q
12/31/202103/14/202210-K

Insider Activity

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#OwnerTitleHoldingActionFiling DatePriceSharesTransacted
Value
Value of
Held Shares
Form
1Daly, John NDirectSell111220253.4115,00051,150176,468Form
2Haq, Mahmud UlExecutive ChairmanDirectSell929202521.0811,960  Form
3Daly, John NDirectSell61820252.1115,00031,650130,292Form