BankUnited (BKU)
Market Price (4/23/2026): $46.025 | Market Cap: $3.4 BilSector: Financials | Industry: Regional Banks
BankUnited (BKU)
Market Price (4/23/2026): $46.025Market Cap: $3.4 BilSector: FinancialsIndustry: Regional Banks
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 9.9%, Dividend Yield is 2.0%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.0%, FCF Yield is 11% Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -224% Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 33%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 33% Low stock price volatilityVol 12M is 30% Capital ratio is >2x the minimum of 6%Tier 1 Capital / Risk Wtd Assets RatioTier 1 Capital / Risk-Weighted Assets is a common measure of financial strength for a bank. It reflects how much equity there is relative to assets where assets are weighted based on riskiness. Low ratios indicate the bank is highly vulnerable to even small changes in the value of their risk assets. is 18% Megatrend and thematic driversMegatrends include Fintech & Digital Payments, and AI in Financial Services. Themes include Online Banking & Lending, Digital Payments, Show more. | Key risksBKU key risks include [1] persistent challenges with loan growth, Show more. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 9.9%, Dividend Yield is 2.0%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.0%, FCF Yield is 11% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -224% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 33%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 33% |
| Low stock price volatilityVol 12M is 30% |
| Capital ratio is >2x the minimum of 6%Tier 1 Capital / Risk Wtd Assets RatioTier 1 Capital / Risk-Weighted Assets is a common measure of financial strength for a bank. It reflects how much equity there is relative to assets where assets are weighted based on riskiness. Low ratios indicate the bank is highly vulnerable to even small changes in the value of their risk assets. is 18% |
| Megatrend and thematic driversMegatrends include Fintech & Digital Payments, and AI in Financial Services. Themes include Online Banking & Lending, Digital Payments, Show more. |
| Key risksBKU key risks include [1] persistent challenges with loan growth, Show more. |
Qualitative Assessment
AI Analysis | Feedback
1. Robust Q4 2025 Earnings Beat and Enhanced Shareholder Returns. BankUnited significantly surpassed Q4 2025 earnings per share estimates by $0.09, reporting $0.94 EPS against an $0.85 forecast. This strong performance was complemented by the expansion of its share repurchase program by an additional $200 million and a $0.02 increase in its quarterly dividend.
2. Positive Analyst Sentiment and Upward Price Target Revisions. During the period, multiple Wall Street analysts maintained favorable ratings, such as "Buy" or "Overweight," and issued increased price targets for BankUnited. For instance, Wells Fargo raised its price target to $55 from $50 on March 30, 2026, and Cantor Fitzgerald increased its target to $56 from $51 on March 3, 2026. The average analyst price target was $53.82, suggesting a potential 13.38% upside from the stock's April 20, 2026 price of $47.47.
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Stock Movement Drivers
Fundamental Drivers
The 4.7% change in BKU stock from 12/31/2025 to 4/22/2026 was primarily driven by a 4.1% change in the company's P/E Multiple.| (LTM values as of) | 12312025 | 4222026 | Change |
|---|---|---|---|
| Stock Price ($) | 43.96 | 46.01 | 4.7% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 1,069 | 1,093 | 2.2% |
| Net Income Margin (%) | 25.1% | 24.5% | -2.2% |
| P/E Multiple | 12.1 | 12.6 | 4.1% |
| Shares Outstanding (Mil) | 74 | 74 | 0.6% |
| Cumulative Contribution | 4.7% |
Market Drivers
12/31/2025 to 4/22/2026| Return | Correlation | |
|---|---|---|
| BKU | 4.7% | |
| Market (SPY) | -5.4% | 39.1% |
| Sector (XLF) | -4.7% | 56.7% |
Fundamental Drivers
The 23.2% change in BKU stock from 9/30/2025 to 4/22/2026 was primarily driven by a 17.8% change in the company's P/E Multiple.| (LTM values as of) | 9302025 | 4222026 | Change |
|---|---|---|---|
| Stock Price ($) | 37.35 | 46.01 | 23.2% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 1,051 | 1,093 | 4.0% |
| Net Income Margin (%) | 24.6% | 24.5% | 0.0% |
| P/E Multiple | 10.7 | 12.6 | 17.8% |
| Shares Outstanding (Mil) | 74 | 74 | 0.6% |
| Cumulative Contribution | 23.2% |
Market Drivers
9/30/2025 to 4/22/2026| Return | Correlation | |
|---|---|---|
| BKU | 23.2% | |
| Market (SPY) | -2.9% | 43.0% |
| Sector (XLF) | -2.7% | 57.9% |
Fundamental Drivers
The 39.1% change in BKU stock from 3/31/2025 to 4/22/2026 was primarily driven by a 20.5% change in the company's P/E Multiple.| (LTM values as of) | 3312025 | 4222026 | Change |
|---|---|---|---|
| Stock Price ($) | 33.08 | 46.01 | 39.1% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 1,013 | 1,093 | 7.9% |
| Net Income Margin (%) | 22.9% | 24.5% | 7.0% |
| P/E Multiple | 10.5 | 12.6 | 20.5% |
| Shares Outstanding (Mil) | 74 | 74 | 0.0% |
| Cumulative Contribution | 39.1% |
Market Drivers
3/31/2025 to 4/22/2026| Return | Correlation | |
|---|---|---|
| BKU | 39.1% | |
| Market (SPY) | 16.3% | 63.7% |
| Sector (XLF) | 5.9% | 69.0% |
Fundamental Drivers
The 130.0% change in BKU stock from 3/31/2023 to 4/22/2026 was primarily driven by a 137.4% change in the company's P/E Multiple.| (LTM values as of) | 3312023 | 4222026 | Change |
|---|---|---|---|
| Stock Price ($) | 20.00 | 46.01 | 130.0% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 991 | 1,093 | 10.4% |
| Net Income Margin (%) | 28.8% | 24.5% | -14.7% |
| P/E Multiple | 5.3 | 12.6 | 137.4% |
| Shares Outstanding (Mil) | 76 | 74 | 2.9% |
| Cumulative Contribution | 130.0% |
Market Drivers
3/31/2023 to 4/22/2026| Return | Correlation | |
|---|---|---|
| BKU | 130.0% | |
| Market (SPY) | 63.3% | 51.2% |
| Sector (XLF) | 69.6% | 66.2% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| BKU Return | 24% | -18% | -0% | 22% | 21% | 6% | 60% |
| Peers Return | 32% | 1% | 4% | 15% | 8% | 12% | 95% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | 3% | 88% |
Monthly Win Rates [3] | |||||||
| BKU Win Rate | 58% | 42% | 50% | 42% | 67% | 50% | |
| Peers Win Rate | 72% | 50% | 45% | 53% | 53% | 65% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 50% | |
Max Drawdowns [4] | |||||||
| BKU Max Drawdown | -1% | -21% | -51% | -23% | -22% | -4% | |
| Peers Max Drawdown | -1% | -19% | -37% | -15% | -21% | -2% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -7% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: FULT, RNST, CATY, ABCB, ASB.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 4/22/2026 (YTD)
How Low Can It Go
| Event | BKU | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -67.2% | -25.4% |
| % Gain to Breakeven | 204.8% | 34.1% |
| Time to Breakeven | 985 days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -61.7% | -33.9% |
| % Gain to Breakeven | 161.3% | 51.3% |
| Time to Breakeven | 236 days | 148 days |
| 2018 Correction | ||
| % Loss | -36.2% | -19.8% |
| % Gain to Breakeven | 56.8% | 24.7% |
| Time to Breakeven | 805 days | 120 days |
Compare to FULT, RNST, CATY, ABCB, ASB
In The Past
BankUnited's stock fell -67.2% during the 2022 Inflation Shock from a high on 3/12/2021. A -67.2% loss requires a 204.8% gain to breakeven.
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About BankUnited (BKU)
AI Analysis | Feedback
Here are a few analogies to describe BankUnited (BKU) succinctly:
- Think of it as a Bank of America or Chase Bank, but operating regionally across Florida and the New York metro area.
- It's similar to a PNC Bank or U.S. Bank, but with its primary operations concentrated in Florida and a few locations in New York.
AI Analysis | Feedback
- Deposit Accounts: Offers various accounts such as checking, savings, money market, and certificates of deposit for individuals and businesses.
- Commercial Lending: Provides a range of loans and credit facilities for businesses, including equipment loans, lines of credit, and commercial credit cards.
- Commercial Real Estate Loans: Offers financing solutions specifically for commercial properties.
- Residential Mortgages: Provides loans to individuals for the purchase or refinancing of homes.
- Consumer Loans: Offers various other loan products tailored for individual consumers.
- Cash Management & Treasury Services: Delivers services such as treasury, commercial payment, and cash management solutions for businesses.
- Digital Banking Services: Provides convenient banking access through online, mobile, and telephone platforms.
AI Analysis | Feedback
As a national banking association, BankUnited (BKU) serves a broad and diverse customer base rather than having a few specific "major customers" in the traditional sense. Its customers are primarily categorized into the following groups:
- Individuals and Consumers: This category includes individuals who utilize BankUnited's deposit products such as checking, money market deposit, and savings accounts, as well as certificates of deposit. It also encompasses customers who obtain residential mortgages and other consumer loans from the bank.
- Small to Medium-Sized Businesses: BankUnited provides a wide array of commercial banking services and loan products to businesses of various sizes. This includes equipment loans, secured and unsecured lines of credit, owner-occupied commercial real estate term loans, mortgage warehouse lines, commercial credit cards, and specialized financing options like Small Business Administration (SBA) and U.S. Department of Agriculture (USDA) product offerings, export-import bank financing, trade finance, and business acquisition finance credit facilities. These businesses also benefit from treasury, commercial payment, and cash management services.
- Commercial Real Estate Investors and Developers: A significant portion of BankUnited's loan portfolio is dedicated to commercial real estate loans, which cater to investors and developers involved in income-producing properties, distinct from owner-occupied business properties.
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Rajinder Singh, Chairman, President and Chief Executive Officer
Rajinder Singh is a founding organizer of BankUnited and has served as Chairman, President, and Chief Executive Officer since January 2019 and January 2017, respectively. He was previously the Chief Operating Officer from October 2010 to 2017. Prior to his tenure at BankUnited, Singh was a managing director and led the financial services practice at Invesco's WL Ross & Co., a private equity firm. He also held executive leadership positions at Capital One Financial Corp., North Fork Bancorporation (which was acquired by Capital One during his time there), and FleetBoston Financial Corporation.
James Mackey, Chief Financial Officer
James Mackey joined BankUnited in 2025 and officially became Chief Financial Officer on November 10, 2025. His extensive experience includes serving as CFO for Wells Fargo's consumer lending division, Freddie Mac, and Ally Financial. Additionally, Mackey was a divisional CFO for Bank of America's corporate investments, corporate treasury, and private equity divisions.
Thomas M. Cornish, Chief Operating Officer
Thomas M. Cornish has been the Chief Operating Officer of BankUnited since January 2017, having joined the bank in 2014 as President, Florida Region. Before joining BankUnited, he was the President and CEO of Marsh & McLennan Agency, Florida Region, from 2004 to March 2014. Earlier in his career, Cornish held several senior leadership positions with SunTrust Bank from 1983 through 2003. While at Marsh & McLennan Agency, he was recognized as "Miami's CEO of the Year" by the South Florida Business Journal.
Jay Richards, Chief Risk Officer of BankUnited, N.A.
Jay Richards has served as the Chief Risk Officer of BankUnited, N.A. since September 2019, following a consolidation of the bank's Credit and Risk organizations. He was previously the Chief Credit Officer from January 2018 to September 2019. His career includes senior leadership roles at TD Bank (and its predecessor banks) from 2008 to 2018, Compass Bank from 2006 to 2008, Regions Bank (and its predecessor banks) from 1999 to 2006, and Bank One (now part of JPMorgan Chase) from 1993 through 1999.
Rishi Bansal, Chief Investment Officer of BankUnited, N.A.
Rishi Bansal joined BankUnited in July 2009 and was part of the advisory group involved in the bank's acquisition. In his role as Chief Investment Officer, he is responsible for the bank's investment securities portfolio, residential loan portfolio, residential mortgage warehouse business, and Pinnacle Public Finance business. Before joining BankUnited, Bansal was a Managing Director in fixed income at Merrill Lynch from 2007 through 2009 and a fixed income trader at Lehman Brothers from 1998 through 2007.
AI Analysis | Feedback
The key risks to BankUnited's business operations include its significant exposure to commercial real estate, the impact of economic and regulatory uncertainties, and its geographic concentration.
- Commercial Real Estate (CRE) Concentration and Credit Quality: BankUnited has a substantial portion of its loan portfolio in commercial real estate, totaling 28% of its overall loans and 185% of its total risk-based capital as of September 30, 2025. This concentration exposes the bank to potential credit losses if the commercial real estate market experiences downturns, which could be exacerbated by geopolitical tensions or an economic slowdown in the U.S. Concerns have also been raised regarding rising nonperforming office loans and the possibility that credit issues in office-heavy commercial real estate could lead to higher loss provisions. While credit risk is generally considered manageable, the bank's reserves have been noted as light relative to nonperforming loans, presenting a downside earnings risk if credit trends worsen.
- Economic and Regulatory Uncertainties: The banking industry is highly sensitive to economic conditions, and BankUnited is particularly vulnerable to interest rate fluctuations and broader real estate market dynamics, which can affect its financial stability. Federal Reserve interest rate policy creates uncertainty concerning deposit costs and loan demand, leading to projected net interest margin pressure. Increased regulatory scrutiny following 2023 bank failures has also intensified supervisory pressure on regional banks, with a focus on interest rate risk, liquidity risk, and deposit stability, which can result in higher compliance costs and reduced operational flexibility for BankUnited.
- Geographic Concentration: BankUnited's strong presence in Florida and the New York metropolitan area, while a strength, also represents a concentration risk. This significant market dependency means the bank is susceptible to localized economic downturns or sector-specific disruptions within these regions. Furthermore, being heavily concentrated in Florida introduces climate risk, particularly from severe weather events like hurricanes, which can directly impact the value of the bank's collateral.
AI Analysis | Feedback
Here are clear emerging threats for BankUnited (BKU):
- Digital-only banks (Neobanks/Challenger Banks): Companies like Chime, SoFi, and others operate with significantly lower overhead due to the absence of physical branches, allowing them to offer more competitive rates on deposits and loans, often combined with superior, mobile-first user experiences. This directly threatens BankUnited's ability to attract and retain deposit customers and compete for consumer and small business loans, particularly among younger, digitally native demographics.
- Big Tech companies expanding into financial services: Giants like Apple (e.g., Apple Card, Apple Savings with Goldman Sachs, Apple Pay Later), Google (e.g., Google Pay, potential for broader financial offerings), and Amazon (e.g., lending to merchants, payment processing) are leveraging their massive user bases, technological expertise, and data to offer increasingly sophisticated financial products. These offerings can directly compete with BankUnited's core services, potentially siphoning away deposit customers, payment volume, and consumer/small business lending opportunities by offering seamless, integrated, and often innovative financial solutions within their established ecosystems.
AI Analysis | Feedback
For BankUnited (BKU), the addressable markets for its main products and services, primarily within the U.S. given its operational focus in Florida and the New York metropolitan area, can be sized as follows:
Commercial Banking Market
The U.S. commercial banking market size is estimated at approximately USD 765.53 billion in 2026, with projections to reach USD 954.48 billion by 2031. This market encompasses commercial loans (including equipment loans, lines of credit, and commercial real estate loans), treasury management, and other commercial payment and cash management services. In Florida, new home loans booked in 2024 totaled USD 87.1 billion, and small business loans amounted to USD 52.9 billion. Specific market size data for commercial banking in the New York metropolitan area was not explicitly available in the search results, though New York, Massachusetts, and California anchor complex treasury-management and capital-markets engagements.
Residential Mortgage Market
The U.S. home loan market is estimated to reach USD 2.42 trillion in 2026 and is forecasted to grow to USD 3.17 trillion by 2031. Total single-family mortgage origination volume in the U.S. is expected to increase to USD 2.2 trillion in 2026. In Florida, the median sales price for existing single-family homes in March 2025 was USD 412,500. For New York, the median sales price for homes in January 2026 was USD 717,250.
Retail/Consumer Banking Market
The United States retail banking market, which includes deposit products (checking, money market, and savings accounts) and other consumer loans, was valued at USD 0.91 trillion in 2026 and is projected to reach USD 1.11 trillion by 2031. This market is supported by steady loan demand, a resilient deposit base, and a rapid consumer shift to digital banking.
Digital Banking Services Market
The U.S. digital banking market generated approximately USD 1,839 million in revenue in 2024 and is anticipated to reach USD 3,859 million by 2032, growing at a compound annual growth rate (CAGR) of 9.9% during this period. This market covers online, mobile, and telephone banking services offered by the company.
AI Analysis | Feedback
Below are 3-5 expected drivers of future revenue growth for BankUnited (BKU) over the next 2-3 years:- Geographic Expansion: BankUnited is actively pursuing expansion beyond its core markets of Florida and New York. The company plans to enter new densely populated urban markets in the Eastern United States, ranging from Boston to Atlanta, by establishing teams of bankers to originate commercial loans and build client relationships, rather than through acquisitions.
- Core Commercial and Small Business Loan Growth: Management anticipates continued growth within its core commercial, commercial real estate (CRE), and small business lending portfolios. Specifically, the bank projects mid-single-digit growth in core Commercial & Industrial (C&I) and CRE loans.
- Net Interest Margin (NIM) Expansion: BankUnited expects to see ongoing improvement and expansion of its net interest margin. This growth is primarily driven by a favorable shift in its funding mix, with a focus on increasing non-interest-bearing demand deposits (NIDDA), which helps reduce the overall cost of deposits. The company has set targets for NIM to reach approximately 3.20% and potentially mid-3% in upcoming quarters.
- Non-Interest Income Growth: The company expects an increase in non-interest income, stemming from the organic growth of its core commercial businesses, particularly through deposit and payment products. BankUnited is also emphasizing the long-term potential of its fee income initiatives and continued investment in fee-based business lines, such as syndication, commercial card, and capital markets income, to diversify revenue streams.
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Share Repurchases
- BankUnited's Board of Directors authorized a new share repurchase program of up to $200 million on January 20, 2026. This authorization is in addition to the $55.5 million that remained available under a prior program as of December 31, 2025.
- In July 2025, the Board authorized a share repurchase program of up to $100 million.
- In September 2022, the Board authorized the repurchase of up to an additional $150 million worth of shares, following a similar authorization in May 2022. As of December 31, 2024, approximately $20.2 million worth of shares remained to be repurchased under this program.
Capital Expenditures
- BankUnited incurred write-downs of previously capitalized software totaling $3.8 million before taxes in the fourth quarter of 2025, indicating investments in software development or acquisition.
- The company invests in technology, including loan servicing and deposit transaction processing systems, cloud-based data storage, electronic funds transfer transaction processing, online banking services, ERP systems, and computer and networking infrastructure.
Latest Trefis Analyses
Trade Ideas
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| 03312026 | HBAN | Huntington Bancshares | Insider | Insider Buys 45DStrong Insider BuyingCompanies with multiple insider buys in the last 45 days | 0.0% | 0.0% | 0.0% |
| 03312026 | NP | Neptune Insurance | Insider | Insider Buys 45DStrong Insider BuyingCompanies with multiple insider buys in the last 45 days | 0.0% | 0.0% | 0.0% |
| 03272026 | JKHY | Jack Henry & Associates | Monopoly | MY | Getting CheaperMonopoly-Like with P/S DeclineLarge cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple | 3.1% | 3.1% | 0.0% |
| 03202026 | MKTX | MarketAxess | Dip Buy | DB | FCFY OPMDip Buy with High FCF Yield and High MarginBuying dips for companies with high FCF yield and meaningfully high operating margin | -5.2% | -5.2% | -5.7% |
| 03202026 | RYAN | Ryan Specialty | Insider | Insider Buys | Low D/EStrong Insider BuyingCompanies with strong insider buying in the last 1 month, positive operating income and reasonable debt / market cap | -2.7% | -2.7% | -8.5% |
Research & Analysis
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Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 42.83 |
| Mkt Cap | 3.8 |
| Rev LTM | 1,133 |
| Op Inc LTM | - |
| FCF LTM | 361 |
| FCF 3Y Avg | 355 |
| CFO LTM | 364 |
| CFO 3Y Avg | 366 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 11.7% |
| Rev Chg 3Y Avg | 6.3% |
| Rev Chg Q | 14.2% |
| QoQ Delta Rev Chg LTM | 3.4% |
| Op Inc Chg LTM | - |
| Op Inc Chg 3Y Avg | - |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 33.0% |
| CFO/Rev 3Y Avg | 39.9% |
| FCF/Rev LTM | 32.1% |
| FCF/Rev 3Y Avg | 37.2% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 3.8 |
| P/S | 3.5 |
| P/Op Inc | - |
| P/EBIT | - |
| P/E | 12.1 |
| P/CFO | 11.4 |
| Total Yield | 9.9% |
| Dividend Yield | 2.1% |
| FCF Yield 3Y Avg | 10.6% |
| D/E | 0.2 |
| Net D/E | -0.7 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | 11.0% |
| 3M Rtn | 3.1% |
| 6M Rtn | 16.8% |
| 12M Rtn | 41.0% |
| 3Y Rtn | 88.4% |
| 1M Excs Rtn | 2.5% |
| 3M Excs Rtn | -0.7% |
| 6M Excs Rtn | 10.1% |
| 12M Excs Rtn | 6.6% |
| 3Y Excs Rtn | 9.5% |
Price Behavior
| Market Price | $46.01 | |
| Market Cap ($ Bil) | 3.4 | |
| First Trading Date | 01/28/2011 | |
| Distance from 52W High | -9.0% | |
| 50 Days | 200 Days | |
| DMA Price | $46.06 | $41.81 |
| DMA Trend | up | down |
| Distance from DMA | -0.1% | 10.0% |
| 3M | 1YR | |
| Volatility | 28.2% | 29.6% |
| Downside Capture | 0.35 | 0.51 |
| Upside Capture | 56.50 | 130.37 |
| Correlation (SPY) | 37.6% | 52.5% |
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 0.87 | 0.85 | 1.01 | 1.10 | 1.16 | 1.35 |
| Up Beta | 0.26 | 0.45 | 2.20 | 1.61 | 1.08 | 1.32 |
| Down Beta | 0.49 | 0.38 | 0.64 | 1.11 | 1.23 | 1.17 |
| Up Capture | 135% | 119% | 118% | 135% | 145% | 374% |
| Bmk +ve Days | 7 | 16 | 27 | 65 | 139 | 424 |
| Stock +ve Days | 11 | 20 | 29 | 65 | 132 | 378 |
| Down Capture | 91% | 101% | 80% | 77% | 107% | 108% |
| Bmk -ve Days | 12 | 23 | 33 | 58 | 110 | 323 |
| Stock -ve Days | 11 | 22 | 33 | 59 | 117 | 369 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with BKU | |
|---|---|---|---|---|
| BKU | 55.0% | 29.8% | 1.47 | - |
| Sector ETF (XLF) | 15.6% | 15.1% | 0.76 | 62.9% |
| Equity (SPY) | 26.7% | 12.5% | 1.77 | 53.2% |
| Gold (GLD) | 38.9% | 27.4% | 1.19 | -6.1% |
| Commodities (DBC) | 23.5% | 16.2% | 1.32 | 1.7% |
| Real Estate (VNQ) | 15.6% | 13.6% | 0.82 | 36.0% |
| Bitcoin (BTCUSD) | -12.8% | 42.6% | -0.21 | 23.9% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with BKU | |
|---|---|---|---|---|
| BKU | 4.5% | 38.7% | 0.22 | - |
| Sector ETF (XLF) | 10.0% | 18.7% | 0.42 | 70.0% |
| Equity (SPY) | 10.5% | 17.1% | 0.48 | 54.2% |
| Gold (GLD) | 21.5% | 17.8% | 0.99 | 0.3% |
| Commodities (DBC) | 10.7% | 18.8% | 0.47 | 16.6% |
| Real Estate (VNQ) | 3.6% | 18.8% | 0.09 | 50.0% |
| Bitcoin (BTCUSD) | 3.8% | 56.4% | 0.29 | 18.8% |
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Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with BKU | |
|---|---|---|---|---|
| BKU | 5.8% | 40.6% | 0.28 | - |
| Sector ETF (XLF) | 12.9% | 22.2% | 0.53 | 74.5% |
| Equity (SPY) | 13.8% | 17.9% | 0.66 | 55.7% |
| Gold (GLD) | 13.9% | 15.9% | 0.73 | -6.7% |
| Commodities (DBC) | 8.1% | 17.6% | 0.38 | 22.9% |
| Real Estate (VNQ) | 5.4% | 20.7% | 0.23 | 50.9% |
| Bitcoin (BTCUSD) | 68.1% | 66.9% | 1.07 | 14.8% |
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Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 4/22/2026 | -1.6% | ||
| 1/21/2026 | 8.5% | 2.6% | 5.6% |
| 10/22/2025 | 1.7% | 8.0% | 8.1% |
| 7/23/2025 | 2.1% | -2.6% | -3.7% |
| 4/28/2025 | -2.2% | 0.5% | 4.0% |
| 1/22/2025 | -1.3% | 1.7% | -1.7% |
| 10/22/2024 | -0.3% | 2.0% | 18.0% |
| 7/18/2024 | 4.5% | 7.2% | 4.9% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 9 | 14 | 15 |
| # Negative | 15 | 9 | 8 |
| Median Positive | 2.9% | 4.1% | 8.1% |
| Median Negative | -3.1% | -3.7% | -7.2% |
| Max Positive | 12.9% | 12.7% | 35.5% |
| Max Negative | -6.6% | -13.8% | -12.4% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 12/31/2025 | 02/26/2026 | 10-K |
| 09/30/2025 | 11/05/2025 | 10-Q |
| 06/30/2025 | 08/05/2025 | 10-Q |
| 03/31/2025 | 05/08/2025 | 10-Q |
| 12/31/2024 | 02/28/2025 | 10-K |
| 09/30/2024 | 11/04/2024 | 10-Q |
| 06/30/2024 | 08/05/2024 | 10-Q |
| 03/31/2024 | 04/25/2024 | 10-Q |
| 12/31/2023 | 02/20/2024 | 10-K |
| 09/30/2023 | 11/01/2023 | 10-Q |
| 06/30/2023 | 08/02/2023 | 10-Q |
| 03/31/2023 | 05/02/2023 | 10-Q |
| 12/31/2022 | 02/22/2023 | 10-K |
| 09/30/2022 | 11/01/2022 | 10-Q |
| 06/30/2022 | 08/02/2022 | 10-Q |
| 03/31/2022 | 05/04/2022 | 10-Q |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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