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Investment Highlights

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Market Valuation

 9/4/252024202320222021
Share Price CYE$7.78$5.72$5.28$4.36$4.09
Market Cap CYE ($ Bil)17.412.811.811.010.6
Total Debt ($ Bil)5.45.04.96.712.0
Total Cash ($ Bil)3.83.54.13.46.9
Enterprise Value ($ Bil)19.017.816.717.722.6
Valuation Ratios     
P/S TTM3.70.60.70.00.3
P/EBIT TTM0.017.8-35.515.49.1
P/E TTM-24.717.2-76.2-22.56.5
Sector Ratios     
P/S TTM (Sector)3.63.42.93.03.7
P/EBIT TTM (Sector)11.810.911.59.98.3
P/E TTM (Sector)14.513.111.711.011.0
 9/4/2520242023
Share Price CYE$7.78$5.72$5.28
Market Cap CYE ($ Bil)17.412.811.8
Total Debt ($ Bil)5.45.04.9
Total Cash ($ Bil)3.83.54.1
Enterprise Value ($ Bil)19.017.816.7
Valuation Ratios   
P/S TTM3.70.60.7
P/EBIT TTM0.017.8-35.5
P/E TTM-24.717.2-76.2
Sector Ratios   
P/S TTM (Sector)3.63.42.9
P/EBIT TTM (Sector)11.810.911.5
P/E TTM (Sector)14.513.111.7

Business Description

Aegon N.V. provides insurance, pensions, and asset management services in the Americas, the Netherlands, and the United Kingdom. The company offers life, accident, and health insurance; savings, pension, annuities, and mutual funds; property and casualty insurance; retirement plans and individual retirement accounts; voluntary employee benefits; and stable value solutions. Show more

Price Returns Compared

Expand for Detailed View

 202020212022202320242025Total [1]
Returns
AEG Return-10%29%6%21%5%32%65%
Peers Return-14%36%11%8%17%15%89%
S&P 500 Return16%27%-19%24%23%10%100%

[1] Cumulative total returns since the beginning of 2020
[2] Peers: L, GNW, HMN, AIG, AFG.
[3] 2025 data is for the year up to 9/3/2025 (YTD)

Latest Trefis Analyses

TitleTopic
0DASHBOARDS 
1Fundamental Metrics: AEGON 

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Peer Comparisons for Aegon

Financials

AEGLGNWHMNAIGAFGMedian
NameAegon Loews Genworth.Horace M.American.American. 
Mkt Price-96.228.4646.1281.05136.8781.05
Mkt Cap-20.13.51.946.411.411.4
Rev LTM-17,7817,0711,58227,7438,2848,284
Op Inc LTM-------
FCF LTM-3,0712286103,1591,6661,666
FCF 3Y Avg-2,8814793734,7961,4311,431
CFO LTM-3,6172286103,1591,6661,666
CFO 3Y Avg-3,5144793734,7961,4311,431

Growth & Margins

AEGLGNWHMNAIGAFGMedian
NameAegon Loews Genworth.Horace M.American.American. 
Rev Chg LTM-8.0%-2.4%5.4%2.2%3.5%3.5%
Rev Chg 3Y Avg-9.3%-1.3%7.3%-8.5%9.9%7.3%
Rev Chg Q-6.7%-0.3%3.3%7.2%2.3%3.3%
QoQ Delta Rev Chg LTM-1.6%-0.1%0.8%1.7%0.5%0.8%
Op Mgn LTM-------
Op Mgn 3Y Avg-------
QoQ Delta Op Mgn LTM-------
CFO/Rev LTM-20.3%3.2%38.5%11.4%20.1%20.1%
CFO/Rev 3Y Avg-21.7%6.6%24.7%19.7%18.1%19.7%
FCF/Rev LTM-17.3%3.2%38.5%11.4%20.1%17.3%
FCF/Rev 3Y Avg-17.8%6.6%24.7%19.7%18.1%18.1%

Valuation

AEGLGNWHMNAIGAFGMedian
NameAegon Loews Genworth.Horace M.American.American. 
Mkt Cap-20.13.51.946.411.411.4
P/S-1.10.51.21.71.41.2
P/EBIT-9.06.19.19.110.99.1
P/E-14.918.513.614.515.014.9
P/CFO-5.615.33.114.76.96.9
Total Yield-6.8%5.4%10.3%9.0%13.4%9.0%
Dividend Yield-0.1%0.0%3.0%2.1%6.7%2.1%
FCF Yield 3Y Avg-18.1%19.1%24.6%10.3%13.8%18.1%
D/E-0.40.40.30.20.10.3
Net D/E-0.1-1.8-1.0-0.6-0.0-0.6

Returns

AEGLGNWHMNAIGAFGMedian
NameAegon Loews Genworth.Horace M.American.American. 
1M Rtn-6.6%7.8%11.8%5.3%11.8%7.8%
3M Rtn-7.4%19.7%6.8%-4.8%10.6%7.4%
6M Rtn-13.2%27.4%13.0%2.5%11.9%13.0%
12M Rtn-17.7%21.2%34.1%7.4%9.7%17.7%
3Y Rtn-75.3%104.8%45.3%65.3%30.2%65.3%
1M Excs Rtn-3.7%4.9%8.9%2.4%9.0%4.9%
3M Excs Rtn--0.8%11.4%-1.9%-13.1%2.2%-0.8%
6M Excs Rtn-0.8%12.8%0.2%-10.5%-0.1%0.2%
12M Excs Rtn-3.9%8.4%21.7%-5.1%-3.9%3.9%
3Y Excs Rtn-14.9%37.8%-14.5%4.0%-28.9%4.0%

Financials

Segment Financials

Revenue by Segment

$ Mil20242023202220212020
Americas14,58215,29513,01913,13113,631
United Kingdom3,2392,8656,5316,8478,337
International2,0581,9932,4182,0912,362
Asset Management649710814759633
Holding and other activities589427254260286
The Netherlands004,1014,3324,583
Eliminations-713-648-444-465-480
Joint ventures and associates eliminations-1,862-1,607-1,484-1,298-1,155
Total18,54219,03525,20925,65728,197


Net Income by Segment
$ Mil20242023202220212020
Asset Management7010417015197
United Kingdom296712267-34
International16526157164165
Eliminations11-93211
Joint ventures and associates eliminations00  0
Holding and other activities-14-303-267-355-270
The Netherlands-65-1,37383337194
Americas-2465331,012-5351,183
Total-199-5392,029-1361,236


Assets by Segment
$ Mil20242023202220212020
Americas186,415 234,037216,875219,469
United Kingdom105,265 113,75898,98297,655
Holding and other activities13,215 33,05634,31932,871
International8,664 12,97912,48213,065
Asset Management1,457 1,3261,109840
Eliminations-13,436 -33,679-34,914-32,853
The Netherlands  106,775114,962108,722
Total301,580 468,252443,815439,769


Price Behavior

Short Interest

Short Interest: As Of Date8152025
Short Interest: Shares Quantity8,670,350
Short Interest: % Change Since 731202519.6%
Average Daily Volume4,428,949
Days-to-Cover Short Interest1.96
Basic Shares Quantity2,233,333,333
Short % of Basic Shares0.4%