Aegon (AEG)
Market Price (9/4/2025): $7.78 | Market Cap: $17.4 BilSector: Financials | Industry: Multi-line Insurance
Aegon (AEG)
Market Price (9/4/2025): $7.78Market Cap: $17.4 BilSector: FinancialsIndustry: Multi-line Insurance
Market Valuation
| 9/4/25 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Share Price CYE | $7.78 | $5.72 | $5.28 | $4.36 | $4.09 |
| Market Cap CYE ($ Bil) | 17.4 | 12.8 | 11.8 | 11.0 | 10.6 |
| Total Debt ($ Bil) | 5.4 | 5.0 | 4.9 | 6.7 | 12.0 |
| Total Cash ($ Bil) | 3.8 | 3.5 | 4.1 | 3.4 | 6.9 |
| Enterprise Value ($ Bil) | 19.0 | 17.8 | 16.7 | 17.7 | 22.6 |
| Valuation Ratios | |||||
| P/S TTM | 3.7 | 0.6 | 0.7 | 0.0 | 0.3 |
| P/EBIT TTM | 0.0 | 17.8 | -35.5 | 15.4 | 9.1 |
| P/E TTM | -24.7 | 17.2 | -76.2 | -22.5 | 6.5 |
| Sector Ratios | |||||
| P/S TTM (Sector) | 3.6 | 3.4 | 2.9 | 3.0 | 3.7 |
| P/EBIT TTM (Sector) | 11.8 | 10.9 | 11.5 | 9.9 | 8.3 |
| P/E TTM (Sector) | 14.5 | 13.1 | 11.7 | 11.0 | 11.0 |
| 9/4/25 | 2024 | 2023 | |
|---|---|---|---|
| Share Price CYE | $7.78 | $5.72 | $5.28 |
| Market Cap CYE ($ Bil) | 17.4 | 12.8 | 11.8 |
| Total Debt ($ Bil) | 5.4 | 5.0 | 4.9 |
| Total Cash ($ Bil) | 3.8 | 3.5 | 4.1 |
| Enterprise Value ($ Bil) | 19.0 | 17.8 | 16.7 |
| Valuation Ratios | |||
| P/S TTM | 3.7 | 0.6 | 0.7 |
| P/EBIT TTM | 0.0 | 17.8 | -35.5 |
| P/E TTM | -24.7 | 17.2 | -76.2 |
| Sector Ratios | |||
| P/S TTM (Sector) | 3.6 | 3.4 | 2.9 |
| P/EBIT TTM (Sector) | 11.8 | 10.9 | 11.5 |
| P/E TTM (Sector) | 14.5 | 13.1 | 11.7 |
Business Description
Aegon N.V. provides insurance, pensions, and asset management services in the Americas, the Netherlands, and the United Kingdom. The company offers life, accident, and health insurance; savings, pension, annuities, and mutual funds; property and casualty insurance; retirement plans and individual retirement accounts; voluntary employee benefits; and stable value solutions.
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Price Returns Compared
Expand for Detailed View| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| AEG Return | -10% | 29% | 6% | 21% | 5% | 32% | 65% |
| Peers Return | -14% | 36% | 11% | 8% | 17% | 15% | 89% |
| S&P 500 Return | 16% | 27% | -19% | 24% | 23% | 10% | 100% |
[1] Cumulative total returns since the beginning of 2020
[2] Peers: L, GNW, HMN, AIG, AFG.
[3] 2025 data is for the year up to 9/3/2025 (YTD)
Latest Trefis Analyses
| Title | Topic | |
|---|---|---|
| DASHBOARDS | ||
| Fundamental Metrics: AEGON |
| Title | |
|---|---|
| ARTICLES | |
| Fundamental Metrics: AEGON |
Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons for Aegon
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 81.05 |
| Mkt Cap | 11.4 |
| Rev LTM | 8,284 |
| Op Inc LTM | - |
| FCF LTM | 1,666 |
| FCF 3Y Avg | 1,431 |
| CFO LTM | 1,666 |
| CFO 3Y Avg | 1,431 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 3.5% |
| Rev Chg 3Y Avg | 7.3% |
| Rev Chg Q | 3.3% |
| QoQ Delta Rev Chg LTM | 0.8% |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 20.1% |
| CFO/Rev 3Y Avg | 19.7% |
| FCF/Rev LTM | 17.3% |
| FCF/Rev 3Y Avg | 18.1% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 11.4 |
| P/S | 1.2 |
| P/EBIT | 9.1 |
| P/E | 14.9 |
| P/CFO | 6.9 |
| Total Yield | 9.0% |
| Dividend Yield | 2.1% |
| FCF Yield 3Y Avg | 18.1% |
| D/E | 0.3 |
| Net D/E | -0.6 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | 7.8% |
| 3M Rtn | 7.4% |
| 6M Rtn | 13.0% |
| 12M Rtn | 17.7% |
| 3Y Rtn | 65.3% |
| 1M Excs Rtn | 4.9% |
| 3M Excs Rtn | -0.8% |
| 6M Excs Rtn | 0.2% |
| 12M Excs Rtn | 3.9% |
| 3Y Excs Rtn | 4.0% |
Segment Financials
Revenue by Segment
| $ Mil | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Americas | 14,582 | 15,295 | 13,019 | 13,131 | 13,631 |
| United Kingdom | 3,239 | 2,865 | 6,531 | 6,847 | 8,337 |
| International | 2,058 | 1,993 | 2,418 | 2,091 | 2,362 |
| Asset Management | 649 | 710 | 814 | 759 | 633 |
| Holding and other activities | 589 | 427 | 254 | 260 | 286 |
| The Netherlands | 0 | 0 | 4,101 | 4,332 | 4,583 |
| Eliminations | -713 | -648 | -444 | -465 | -480 |
| Joint ventures and associates eliminations | -1,862 | -1,607 | -1,484 | -1,298 | -1,155 |
| Total | 18,542 | 19,035 | 25,209 | 25,657 | 28,197 |
| $ Mil | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Asset Management | 70 | 104 | 170 | 151 | 97 |
| United Kingdom | 29 | 67 | 122 | 67 | -34 |
| International | 16 | 526 | 157 | 164 | 165 |
| Eliminations | 11 | -93 | 2 | 1 | 1 |
| Joint ventures and associates eliminations | 0 | 0 | 0 | ||
| Holding and other activities | -14 | -303 | -267 | -355 | -270 |
| The Netherlands | -65 | -1,373 | 833 | 371 | 94 |
| Americas | -246 | 533 | 1,012 | -535 | 1,183 |
| Total | -199 | -539 | 2,029 | -136 | 1,236 |
| $ Mil | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Americas | 186,415 | 234,037 | 216,875 | 219,469 | |
| United Kingdom | 105,265 | 113,758 | 98,982 | 97,655 | |
| Holding and other activities | 13,215 | 33,056 | 34,319 | 32,871 | |
| International | 8,664 | 12,979 | 12,482 | 13,065 | |
| Asset Management | 1,457 | 1,326 | 1,109 | 840 | |
| Eliminations | -13,436 | -33,679 | -34,914 | -32,853 | |
| The Netherlands | 106,775 | 114,962 | 108,722 | ||
| Total | 301,580 | 468,252 | 443,815 | 439,769 |
SEC Filings
Expand for More| Report Date | Filing |
|---|---|
| 6302025 | 6-K 6/30/2025 |
| 12312024 | 20-F 12/31/2024 |
| 6302024 | 6-K 6/30/2024 |
| 12312023 | 20-F 12/31/2023 |
| 6302023 | 6-K 6/30/2023 |
| 12312022 | 20-F 12/31/2022 |
| 9302022 | 6-K 9/30/2022 |
| 6302022 | 6-K 6/30/2022 |
| 3312022 | 6-K 3/31/2022 |
| 12312021 | 20-F 12/31/2021 |
| 9302021 | 6-K 9/30/2021 |
| 6302021 | 6-K 6/30/2021 |
| 3312021 | 6-K 3/31/2021 |
| 12312020 | 20-F 12/31/2020 |
| 6302020 | 6-K 6/30/2020 |
| 12312019 | 20-F 12/31/2019 |
Industry Resources
| Financials Resources |
| Federal Reserve Economic Data |
| Federal Reserve |
| FDIC Data |
| American Banker |
| The Banker |
| Banking Technology |
| Multi-line Insurance Resources |
| Insurance Business America |
| A.M. Best |
| National Underwriter |
| Insurance News |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |