DAVE Stock Sinks 27%, Is A Rebound Coming?

DAVE: Dave logo
DAVE
Dave

Dave stock has fallen by 27.1% in less than a month, from levels of $279.80 on 7/7/2025 to $204.02 now. Should you buy this dip? Dip buying is a viable strategy for quality stocks that have a history of recovering from dips.

As it turns out, Dave passes basic quality checks and has returned (median) 206% in one year, and 304% as peak return following sharp dips (>30% in 30 days) historically.

That said, if you seek upside with lower volatility than individual stocks, the Trefis High Quality portfolio presents an alternative – having outperformed the S&P 500 and generated returns exceeding 91% since its inception.

Historical Median Returns Post Dips

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Period Past Median Return
1M 9.6%
3M -8.0%
6M -19.8%
12M 205.7%

Historical Dip-Wise Details

DAVE had 6 events since 1/1/2020 where the dip threshold of -30% within 30 days was triggered

  • 304% median peak return within 1 year of dip event
  • 120 days is the median time to peak return after a dip event
  • -38% median max drawdown within 1 year of dip event

30 Day Dip DAVE Subsequent Performance
Date DAVE SPY 1Y Peak
Return
Max
Drop
# Days
to Peak
Median     206% 304% -38% 120
6262024 -38% 5% 778% 695% -2% 365
10132023 -34% -4% 796% 938% -2% 209
3172023 -32% -6% 403% 462% -31% 356
1062023 -31% -3% 8% 21% -44% 31
9082022 -34% -0% -58% 11% -70% 4
1072022 -42% -0% -96% 146% -96% 25

Dave Passes Basic Financial Quality Checks

Revenue growth, profitability, cash flow, and balance sheet strength need to be evaluated to reduce the risk of a dip being the sign of a deteriorating business situation.

Quality Metrics Value Quality Check
Revenue Growth (LTM) 39.3% Pass
Revenue Growth (3-Yr Avg) 33.5% Pass
Operating Cash Flow Margin (LTM) 39.9% Pass
Leverage (see below) Pass
=> Interest Coverage Ratio 8.5  
=> Cash To Interest Expense Ratio 11.7  

Dip buying, while attractive, needs to be evaluated carefully from multiple angles. Such multi-factor analysis is exactly how we construct Trefis portfolio strategies. If you want upside with a smoother ride than an individual stock, consider the High Quality portfolio, which has outperformed the S&P, and clocked >91% returns since inception.