Nutanix vs Affirm: Which Stock Could Rally?
Nutanix fell -5.3% during the past Day. You may be tempted to buy more, or may want to reduce your exposure. But there is an entirely different perspective you might be missing. Is there a better alternative? Turns out, its peer Affirm gives you more. Affirm (AFRM) stock offers superior revenue growth across key periods, better profitability, and relatively lower valuation vs Nutanix (NTNX) stock, suggesting you may be better off investing in AFRM
- AFRM’s quarterly revenue growth was 33.6%, vs. NTNX’s 19.2%.
- In addition, its Last 12 Months revenue growth came in at 37.0%, ahead of NTNX’s 18.1%.
- AFRM’s LTM margin is higher: 15.6% vs. NTNX’s 6.8%.
A single stock can be risky, but there is a huge value to a broader, diversified approach we take with the Trefis High Quality Portfolio. Trefis works with Empirical Asset Management — a Boston area wealth manager — whose asset allocation strategies yielded positive returns during the 2008-09 period when the S&P lost more than 40%. Empirical has incorporated the Trefis HQ Portfolio in this asset allocation framework to provide clients with higher returns while taking on lower levels of risk versus the benchmark index.
NTNX provides an enterprise cloud platform offering converged virtualization, storage, networking, and security services across global regions including North America, Europe, Asia Pacific, Middle East, Latin America, and Africa. AFRM operates a digital, mobile-first commerce platform offering point-of-sale payments, merchant solutions, and a consumer app, serving around 29,000 merchants in the US and Canada.
Valuation & Performance Overview
| NTNX | AFRM | Preferred | |
|---|---|---|---|
| Valuation | |||
| P/EBIT Ratio | 106.7 | 48.4 | AFRM |
| Revenue Growth | |||
| Last Quarter | 19.2% | 33.6% | AFRM |
| Last 12 Months | 18.1% | 37.0% | AFRM |
| Last 3 Year Average | 17.1% | 34.4% | AFRM |
| Operating Margins | |||
| Last 12 Months | 6.8% | 15.6% | AFRM |
| Last 3 Year Average | -1.3% | -13.4% | NTNX |
| Momentum | |||
| Last 3 Year Return | 141.1% | 341.7% | NTNX |
Note: For “Last 3 Year Return” metric, preferred stock is one with higher returns unless the returns are too high (>300%) which creates risk of sell off.
See more revenue details: NTNX Revenue Comparison | AFRM Revenue Comparison
See more margin details: NTNX Operating Income Comparison | AFRM Operating Income Comparison
But do these numbers tell the full story? Read Buy or Sell AFRM Stock to see if Affirm’s edge holds up under the hood or if Nutanix still has cards to play (see Buy or Sell NTNX Stock).
Historical Market Performance
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Total [1] | Avg | Best | |
|---|---|---|---|---|---|---|---|---|---|
| Returns | |||||||||
| NTNX Return | 2% | -0% | -18% | 83% | 28% | 12% | 119% | <=== | |
| AFRM Return | – | – | -90% | 408% | 24% | 23% | -25% | ||
| S&P 500 Return | 16% | 27% | -19% | 24% | 23% | 16% | 112% | ||
| Monthly Win Rates [3] | |||||||||
| NTNX Win Rate | 58% | 42% | 50% | 75% | 50% | 40% | 52% | ||
| AFRM Win Rate | – | 36% | 25% | 67% | 33% | 60% | 37% | ||
| S&P 500 Win Rate | 58% | 75% | 42% | 67% | 75% | 70% | 64% | <=== | |
| Max Drawdowns [4] | |||||||||
| NTNX Max Drawdown | -60% | -20% | -57% | -10% | -6% | -5% | -26% | ||
| AFRM Max Drawdown | – | – | -91% | -7% | -51% | -41% | -32% | ||
| S&P 500 Max Drawdown | -31% | -1% | -25% | -1% | -2% | -15% | -12% | <=== | |
[1] Cumulative total returns since the beginning of 2020
[2] 2025 data is for the year up to 11/11/2025 (YTD)
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
No matter how good the numbers, stock investment is never a smooth ride. There is a risk you must factor in. Read AFRM Dip Buyer Analyses and NTNX Dip Buyer Analyses to see how these stocks have fallen and recovered in the past.
Whatever your view on either of these stocks, investing in one or two stocks remains a risky proposition. Instead, the Trefis High Quality (HQ) Portfolio, with a collection of 30 stocks, has a track record of comfortably outperforming its benchmark that includes all 3 — the S&P 500, S&P mid-cap, and Russell 2000 indices. Why is that? As a group, HQ Portfolio stocks provided better returns with less risk versus the benchmark index; less of a roller-coaster ride, as evident in HQ Portfolio performance metrics.