Citigroup Stock 10-Day Winning Spree: Stock Climbs 9.9%
Citigroup (C) stock hit day 10 of a continuous streak of days with gains, with cumulative gains over this period amounting to a 9.9% return. The company has gained about $17 Bil in value over the last 10 days, with its current market capitalization at about $185 Bil. The stock remains 64.7% above its value at the end of 2024. This compares with year-to-date returns of 15.9% for the S&P 500.
Citigroup’s recent streak saw strong analyst upgrades, with JP Morgan raising its price target to $124, alongside strategic progress like the Banamex stake sale completion. The redemption of $1.5 billion in preferred stock and a base rate cut to 6.75% further underscored financial optimization and market confidence, pushing shares to a 17-year high.
What is the point? Momentum often precedes conviction. A multi-day win streak can signal growing investor confidence or spark follow-on buying. Tracking such trends can help you ride the strength, or prepare for a well-timed entry if momentum fades. Our take: There are a few things to fear in Citigroup stock given its overall Moderate operating performance and financial condition. Hence, despite its Low valuation, this makes the stock look Risky (see Buy or Sell C).
For quick background, C provides diverse financial products and services, including retail banking and credit cards for consumers, and wholesale banking, trading, research, lending, and investment banking for institutions.
Comparing C Stock Returns With The S&P 500
The following table summarizes the return for C stock vs. the S&P 500 index over different periods, including the current streak:
| Return Period | C | S&P 500 |
|---|---|---|
| 1D | 0.9% | -0.2% |
| 10D (Current Streak) | 9.9% | 0.1% |
| 1M (21D) | 12.0% | 1.2% |
| 3M (63D) | 12.8% | 3.2% |
| YTD 2025 | 64.7% | 15.9% |
| 2024 | 41.9% | 23.3% |
| 2023 | 19.0% | 24.2% |
| 2022 | -22.1% | -19.4% |
However, big gains can follow sharp reversals – but how has C behaved after prior drops? See C Dip Buyer Analysis to learn more.
Gains and Losses Streaks: S&P 500 Constituents
There are currently 105 S&P constituents with 3 days or more of consecutive gains and 41 constituents with 3 days or more of consecutive losses.
| Consecutive Days | # of Gainers | # of Losers |
|---|---|---|
| 3D | 31 | 31 |
| 4D | 41 | 4 |
| 5D | 24 | 4 |
| 6D | 3 | 2 |
| 7D or more | 6 | 0 |
| Total >=3 D | 105 | 41 |
Key Financials for Citigroup (C)
Last 2 Fiscal Years:
| Metric | FY2023 | FY2024 |
|---|---|---|
| Revenues | $77.0 Bil | $81.1 Bil |
| EBT | $12.9 Bil | $17.0 Bil |
| Net Income | $9.2 Bil | $12.7 Bil |
Last 2 Fiscal Quarters:
| Metric | 2025 FQ2 | 2025 FQ3 |
|---|---|---|
| Revenues | $21.7 Bil | $22.1 Bil |
| EBT | $5.2 Bil | $5.4 Bil |
| Net Income | $4.0 Bil | $3.8 Bil |
While C stock looks attractive given its winning streak, investing in a single stock without detailed, thorough analysis can be risky. The Trefis High Quality (HQ) Portfolio, with a collection of 30 stocks, has a track record of comfortably outperforming its benchmark that includes all 3 — the S&P 500, S&P mid-cap, and Russell 2000 indices. Why is that? As a group, HQ Portfolio stocks provided better returns with less risk versus the benchmark index; less of a roller-coaster ride, as evident in HQ Portfolio performance metrics.