UMH Properties (UMH)
Market Price (12/4/2025): $15.44 | Market Cap: $1.3 BilSector: Real Estate | Industry: Multi-Family Residential REITs
UMH Properties (UMH)
Market Price (12/4/2025): $15.44Market Cap: $1.3 BilSector: Real EstateIndustry: Multi-Family Residential REITs
Investment Highlights
Why It Matters
Which of these 2 stories sounds closer for this stock?
1. Generates cash flow
The stock generated 4% or more of the share price (called cash flow yield), and shows moderate 10-15% or more growth.
2. Riding a trend
Think Tesla during the pandemic of 2020 when EVs were riding a cultural high, or Nvidia in the current AI boom, or even Figma. These companies don’t have enough yield, or, enough growth, or both - however - they are riding a trend. They have momentum. These can be more volatile - they don’t have the floor of strong cash flow
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 7.6%, Dividend Yield is 5.5%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 3.5%, FCF Yield is 7.0% | Weak multi-year price returns2Y Excs Rtn is -33%, 3Y Excs Rtn is -72% | |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 34%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 34% | ||
| Low stock price volatilityVol 12M is 22% | ||
| Megatrend and thematic driversMegatrends include Affordable Living & Housing Accessibility. Themes include Manufactured Housing Development, and Affordable Housing Solutions. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 7.6%, Dividend Yield is 5.5%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 3.5%, FCF Yield is 7.0% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 34%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 34% |
| Low stock price volatilityVol 12M is 22% |
| Megatrend and thematic driversMegatrends include Affordable Living & Housing Accessibility. Themes include Manufactured Housing Development, and Affordable Housing Solutions. |
| Weak multi-year price returns2Y Excs Rtn is -33%, 3Y Excs Rtn is -72% |
Valuation, Metrics & Events
UMH Stock
Why The Stock Moved
Qualitative Assessment
AI Generated Analysis | Feedback
The requested time period from August 31, 2025, to December 4, 2025, is in the future. As an AI, I do not have access to future data or events and therefore cannot provide factual explanations for a hypothetical stock movement in that timeframe.
Show moreStock Movement Drivers
Return vs. Risk
Price Returns Compared
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| UMH Return | -1% | 91% | -39% | 0% | 30% | -17% | 26% |
| Peers Return | -7% | 63% | -30% | 2% | 12% | -8% | 12% |
| S&P 500 Return | 16% | 27% | -19% | 24% | 23% | 16% | 112% |
Monthly Win Rates [3] | |||||||
| UMH Win Rate | 58% | 67% | 33% | 58% | 58% | 10% | |
| Peers Win Rate | 48% | 80% | 28% | 45% | 57% | 36% | |
| S&P 500 Win Rate | 58% | 75% | 42% | 67% | 75% | 70% | |
Max Drawdowns [4] | |||||||
| UMH Max Drawdown | -41% | -3% | -43% | -14% | -6% | -22% | |
| Peers Max Drawdown | -40% | -6% | -34% | -17% | -12% | -15% | |
| S&P 500 Max Drawdown | -31% | -1% | -25% | -1% | -2% | -15% | |
[1] Cumulative total returns since the beginning of 2020
[2] Peers: SUI, UDR, CPT, BRT, AVB.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 12/3/2025 (YTD)
How Low Can It Go
| Event | UMH | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -50.9% | -25.4% |
| % Gain to Breakeven | 103.8% | 34.1% |
| Time to Breakeven | Not Fully Recovered days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -45.3% | -33.9% |
| % Gain to Breakeven | 82.7% | 51.3% |
| Time to Breakeven | 324 days | 148 days |
| 2018 Correction | ||
| % Loss | -34.8% | -19.8% |
| % Gain to Breakeven | 53.3% | 24.7% |
| Time to Breakeven | 1099 days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -68.3% | -56.8% |
| % Gain to Breakeven | 215.7% | 131.3% |
| Time to Breakeven | 3051 days | 1480 days |
Compare to SUI, UDR, CPT, BRT, AVB
In The Past
UMH Properties's stock fell -50.9% during the 2022 Inflation Shock from a high on 12/31/2021. A -50.9% loss requires a 103.8% gain to breakeven.
Preserve Wealth
Limiting losses and compounding gains is essential to preserving wealth over time.
Asset Allocation
Actively managed asset allocation strategies protect wealth. Learn more.
Latest Trefis Analyses
| Title | Topic | Date | |
|---|---|---|---|
| DASHBOARDS | |||
| How Low Can UMH Properties Stock Really Go? | Return | ||
| UMH Properties (UMH) Operating Cash Flow Comparison | Financials | ||
| UMH Properties (UMH) Net Income Comparison | Financials | ||
| UMH Properties (UMH) EBITDA Comparison | Financials | ||
| UMH Properties (UMH) Operating Income Comparison | Financials | ||
| UMH Properties (UMH) Debt Comparison | Financials | ||
| UMH Properties (UMH) Revenue Comparison | Financials | ||
| UMH Properties (UMH) Tax Expense Comparison | Financials | ||
| Why UMH Properties Stock Moved: UMH Stock Has Lost 32% Since 2021 Fiscal End, Primarily Due To Unfavorable Change In Revenues | |||
| UMH Dip Buy Analysis | |||
| ARTICLES | |||
| Stocks Trading At 52-Week Low | August 26th, 2025 | ||
| Stocks Trading At 52-Week Low | August 19th, 2025 | ||
| Stocks Trading At 52-Week Low | August 15th, 2025 |
Trade Ideas
Select past ideas related to UMH. For more, see Trefis Trade Ideas.
| Date | Ticker | Company | Category | Trade Strategy | 6M Fwd Rtn | 12M Fwd Rtn | 12M Max DD |
|---|---|---|---|---|---|---|---|
| 10312025 | MPW | Medical Properties Trust | Special | Short Squeeze PotentialShort Squeeze PotentialHas potential for a short squeeze. High short interest, rising short interest and high debt. | 8.7% | 8.7% | -5.8% |
| Date | Ticker | Company | Category | Trade Strategy | 6M Fwd Rtn | 12M Fwd Rtn | 12M Max DD |
|---|---|---|---|---|---|---|---|
| 10312025 | MPW | Medical Properties Trust | Special | Short Squeeze PotentialShort Squeeze PotentialHas potential for a short squeeze. High short interest, rising short interest and high debt. | 8.7% | 8.7% | -5.8% |
Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons for UMH Properties
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 70.66 |
| Mkt Cap | 11.6 |
| Rev LTM | 1,636 |
| Op Inc LTM | 298 |
| FCF LTM | 493 |
| FCF 3Y Avg | 473 |
| CFO LTM | 799 |
| CFO 3Y Avg | 794 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 3.5% |
| Rev Chg 3Y Avg | 6.6% |
| Rev Chg Q | 2.5% |
| QoQ Delta Rev Chg LTM | 0.6% |
| Op Mgn LTM | 17.9% |
| Op Mgn 3Y Avg | 17.5% |
| QoQ Delta Op Mgn LTM | -0.3% |
| CFO/Rev LTM | 42.1% |
| CFO/Rev 3Y Avg | 43.3% |
| FCF/Rev LTM | 30.4% |
| FCF/Rev 3Y Avg | 30.9% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 11.6 |
| P/S | 6.1 |
| P/EBIT | 22.0 |
| P/E | 33.3 |
| P/CFO | 14.6 |
| Total Yield | 6.0% |
| Dividend Yield | 5.0% |
| FCF Yield 3Y Avg | 5.0% |
| D/E | 0.4 |
| Net D/E | 0.4 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | 3.7% |
| 3M Rtn | -3.3% |
| 6M Rtn | -8.0% |
| 12M Rtn | -16.6% |
| 3Y Rtn | -1.2% |
| 1M Excs Rtn | 3.7% |
| 3M Excs Rtn | -9.5% |
| 6M Excs Rtn | -22.7% |
| 12M Excs Rtn | -31.6% |
| 3Y Excs Rtn | -70.6% |
Returns Analyses
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 9302025 | 11032025 | 10-Q 9/30/2025 |
| 6302025 | 8062025 | 10-Q 6/30/2025 |
| 3312025 | 5012025 | 10-Q 3/31/2025 |
| 12312024 | 2262025 | 10-K 12/31/2024 |
| 9302024 | 11062024 | 10-Q 9/30/2024 |
| 6302024 | 8062024 | 10-Q 6/30/2024 |
| 3312024 | 5022024 | 10-Q 3/31/2024 |
| 12312023 | 2282024 | 10-K 12/31/2023 |
| 9302023 | 11082023 | 10-Q 9/30/2023 |
| 6302023 | 8082023 | 10-Q 6/30/2023 |
| 3312023 | 5092023 | 10-Q 3/31/2023 |
| 12312022 | 2282023 | 10-K 12/31/2022 |
| 9302022 | 11082022 | 10-Q 9/30/2022 |
| 6302022 | 8032022 | 10-Q 6/30/2022 |
| 3312022 | 5042022 | 10-Q 3/31/2022 |
| 12312021 | 2242022 | 10-K 12/31/2021 |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |