UMH Properties (UMH)
Market Price (12/27/2025): $15.69 | Market Cap: $1.3 BilSector: Real Estate | Industry: Multi-Family Residential REITs
UMH Properties (UMH)
Market Price (12/27/2025): $15.69Market Cap: $1.3 BilSector: Real EstateIndustry: Multi-Family Residential REITs
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 7.1%, Dividend Yield is 5.1%, FCF Yield is 6.5% | Weak multi-year price returns2Y Excs Rtn is -28%, 3Y Excs Rtn is -66% | Key risksUMH key risks include [1] its concentration of properties in weather-vulnerable states like Florida and Tennessee and [2] potential losses from the approximately $82 million in mortgage loans it provides directly to its own resident homebuyers. |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 34%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 34% | ||
| Low stock price volatilityVol 12M is 21% | ||
| Megatrend and thematic driversMegatrends include Affordable Living & Housing Accessibility. Themes include Manufactured Housing Development, and Affordable Housing Solutions. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 7.1%, Dividend Yield is 5.1%, FCF Yield is 6.5% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 34%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 34% |
| Low stock price volatilityVol 12M is 21% |
| Megatrend and thematic driversMegatrends include Affordable Living & Housing Accessibility. Themes include Manufactured Housing Development, and Affordable Housing Solutions. |
| Weak multi-year price returns2Y Excs Rtn is -28%, 3Y Excs Rtn is -66% |
| Key risksUMH key risks include [1] its concentration of properties in weather-vulnerable states like Florida and Tennessee and [2] potential losses from the approximately $82 million in mortgage loans it provides directly to its own resident homebuyers. |
Why The Stock Moved
Qualitative Assessment
AI Analysis | Feedback
<b>1. Positive Third Quarter 2025 Financial Results:</b> UMH Properties reported a strong third quarter in 2025 on November 3, 2025, showcasing a 4% increase in normalized Funds From Operations (FFO) per diluted share and a 12% rise in same-property Net Operating Income (NOI). The company's CEO expressed optimism about future growth and projected total income for 2025 to exceed $250 million.
<br><br>
<b>2. Analyst Upgrades and Favorable Ratings:</b> Contributing to positive investor sentiment, on December 4, 2025, Colliers Securities upgraded UMH Properties' stock from "Hold" to "Strong Buy". Overall, the company maintained a "Moderate Buy" or "Strong Buy" consensus rating from analysts, with average price targets suggesting potential upside.
<br><br>
<b>3. Consistent Dividend Payments and Increases:</b> UMH Properties continued its track record of consistent quarterly dividend distributions. A common stock dividend of $0.225 per share had an ex-dividend date of November 17, 2025, and was payable on December 15, 2025. The company also announced its fifth consecutive annual dividend increase in conjunction with its first quarter 2025 results.
<br><br>
<b>4. Strategic Growth and Portfolio Expansion Initiatives:</b> The company outlined plans for strategic growth, including efforts to fill 3,300 vacant sites and develop 800 new rental homes throughout 2025. Additionally, UMH acquired two new communities in Maryland during Q3 2025 and is actively exploring opportunities in leasing oil and gas rights to further expand its portfolio and revenue streams.
<br><br>
<b>5. Bullish Technical Signals and Market Sentiment:</b> As of late December 2025, UMH Properties displayed bullish technical signals, including a recent consolidation trend that saw a 1.53% price increase since December 23, 2025. The stock's overall moving average trend also indicated a bullish outlook, with the share price increasing by 3.52% over the two weeks ending December 19, 2025.
Show moreStock Movement Drivers
Fundamental Drivers
The 10.1% change in UMH stock from 9/26/2025 to 12/26/2025 was primarily driven by a 26.4% change in the company's P/E Multiple.| 9262025 | 12262025 | Change | |
|---|---|---|---|
| Stock Price ($) | 14.50 | 15.96 | 10.06% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 250.41 | 256.66 | 2.49% |
| Net Income Margin (%) | 12.18% | 10.47% | -14.02% |
| P/E Multiple | 39.92 | 50.46 | 26.40% |
| Shares Outstanding (Mil) | 83.97 | 84.98 | -1.20% |
| Cumulative Contribution | 10.05% |
Market Drivers
9/26/2025 to 12/26/2025| Return | Correlation | |
|---|---|---|
| UMH | 10.1% | |
| Market (SPY) | 4.3% | 7.7% |
| Sector (XLRE) | -3.2% | 46.1% |
Fundamental Drivers
The -1.8% change in UMH stock from 6/27/2025 to 12/26/2025 was primarily driven by a -9.0% change in the company's Net Income Margin (%).| 6272025 | 12262025 | Change | |
|---|---|---|---|
| Stock Price ($) | 16.25 | 15.96 | -1.80% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 244.10 | 256.66 | 5.15% |
| Net Income Margin (%) | 11.51% | 10.47% | -8.96% |
| P/E Multiple | 47.68 | 50.46 | 5.82% |
| Shares Outstanding (Mil) | 82.39 | 84.98 | -3.15% |
| Cumulative Contribution | -1.90% |
Market Drivers
6/27/2025 to 12/26/2025| Return | Correlation | |
|---|---|---|
| UMH | -1.8% | |
| Market (SPY) | 12.6% | 16.3% |
| Sector (XLRE) | -0.7% | 59.0% |
Fundamental Drivers
The -11.0% change in UMH stock from 12/26/2024 to 12/26/2025 was primarily driven by a -12.4% change in the company's Shares Outstanding (Mil).| 12262024 | 12262025 | Change | |
|---|---|---|---|
| Stock Price ($) | 17.94 | 15.96 | -11.03% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 235.66 | 256.66 | 8.91% |
| Net Income Margin (%) | 11.85% | 10.47% | -11.58% |
| P/E Multiple | 48.59 | 50.46 | 3.85% |
| Shares Outstanding (Mil) | 75.61 | 84.98 | -12.40% |
| Cumulative Contribution | -12.40% |
Market Drivers
12/26/2024 to 12/26/2025| Return | Correlation | |
|---|---|---|
| UMH | -11.0% | |
| Market (SPY) | 15.8% | 35.5% |
| Sector (XLRE) | 1.4% | 70.5% |
Fundamental Drivers
The 15.2% change in UMH stock from 12/27/2022 to 12/26/2025 was primarily driven by a 139.5% change in the company's Net Income Margin (%).| 12272022 | 12262025 | Change | |
|---|---|---|---|
| Stock Price ($) | 13.85 | 15.96 | 15.19% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 193.03 | 256.66 | 32.96% |
| Net Income Margin (%) | 4.37% | 10.47% | 139.55% |
| P/E Multiple | 90.11 | 50.46 | -44.00% |
| Shares Outstanding (Mil) | 54.89 | 84.98 | -54.83% |
| Cumulative Contribution | -19.43% |
Market Drivers
12/27/2023 to 12/26/2025| Return | Correlation | |
|---|---|---|
| UMH | 14.9% | |
| Market (SPY) | 48.0% | 31.7% |
| Sector (XLRE) | 6.6% | 66.1% |
Price Returns Compared
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| UMH Return | -1% | 91% | -39% | 0% | 30% | -11% | 34% |
| Peers Return | 16% | 38% | -12% | 21% | 26% | 16% | 150% |
| S&P 500 Return | 16% | 27% | -19% | 24% | 23% | 18% | 114% |
Monthly Win Rates [3] | |||||||
| UMH Win Rate | 58% | 67% | 33% | 58% | 58% | 25% | |
| Peers Win Rate | 52% | 65% | 42% | 68% | 57% | 52% | |
| S&P 500 Win Rate | 58% | 75% | 42% | 67% | 75% | 73% | |
Max Drawdowns [4] | |||||||
| UMH Max Drawdown | -41% | -3% | -43% | -14% | -6% | -22% | |
| Peers Max Drawdown | -34% | -5% | -26% | -7% | -9% | -23% | |
| S&P 500 Max Drawdown | -31% | -1% | -25% | -1% | -2% | -15% | |
[1] Cumulative total returns since the beginning of 2020
[2] Peers: HPQ, HPE, IBM, CSCO, AAPL.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 12/26/2025 (YTD)
How Low Can It Go
| Event | UMH | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -50.9% | -25.4% |
| % Gain to Breakeven | 103.8% | 34.1% |
| Time to Breakeven | Not Fully Recovered days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -45.3% | -33.9% |
| % Gain to Breakeven | 82.7% | 51.3% |
| Time to Breakeven | 324 days | 148 days |
| 2018 Correction | ||
| % Loss | -34.8% | -19.8% |
| % Gain to Breakeven | 53.3% | 24.7% |
| Time to Breakeven | 1,099 days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -68.3% | -56.8% |
| % Gain to Breakeven | 215.7% | 131.3% |
| Time to Breakeven | 3,051 days | 1,480 days |
Compare to HPQ, HPE, IBM, CSCO, AAPL
In The Past
UMH Properties's stock fell -50.9% during the 2022 Inflation Shock from a high on 12/31/2021. A -50.9% loss requires a 103.8% gain to breakeven.
Preserve Wealth
Limiting losses and compounding gains is essential to preserving wealth over time.
Asset Allocation
Actively managed asset allocation strategies protect wealth. Learn more.
AI Analysis | Feedback
Here are 1-2 brief analogies to describe UMH Properties:
- Equity Residential for manufactured home communities.
- Public Storage for residential living plots.
AI Analysis | Feedback
- Manufactured Home Lot Leasing: Provides developed land lots for rent within their manufactured home communities.
- Manufactured Home Sales: Sells new and pre-owned manufactured homes to residents for placement within their communities.
- Manufactured Home Leasing: Leases manufactured homes to residents, often with a lease-to-own option.
AI Analysis | Feedback
UMH Properties (symbol: UMH) primarily serves individuals rather than other companies. As a Real Estate Investment Trust (REIT) that owns and operates manufactured home communities, its major customers are the residents who lease homesites or manufactured homes within its properties.
The company serves the following categories of individual customers:
- Retirees and Seniors: Individuals seeking affordable, community-oriented living options, often in age-restricted communities, with amenities tailored for an active or relaxed retirement.
- Families and Working Professionals: Individuals and families looking for affordable housing solutions, often with the benefits of community living, that are more budget-friendly than traditional site-built homes. This group might be attracted by the lower cost of living and potentially larger living spaces compared to apartments.
- Budget-Conscious Individuals/Moderate-Income Households: People seeking the most affordable path to homeownership or long-term rental, where manufactured housing provides a cost-effective alternative to other housing types.
AI Analysis | Feedback
nullAI Analysis | Feedback
Samuel A. Landy, President & Chief Executive Officer
Mr. Landy began his career at UMH Properties in 1991 and was appointed President and Chief Executive Officer in 1995. He is an Attorney at Law. Under his leadership, UMH has significantly expanded its portfolio of manufactured housing communities from 22 in 1991 to 136, encompassing approximately 25,800 homesites. He spearheaded the creation of UMH Sales and Finance, Inc., facilitating the sale of over 5,700 manufactured homes and financing more than $100 million in loans. He later shifted the company's strategy to a rental model, growing the rental home portfolio to 10,200 units. Mr. Landy also served as a Director of Monmouth Real Estate Investment Corporation from 1989 to 2022. In 2024, he was inducted into the RV/MH Hall of Fame.
Anna T. Chew, Executive Vice President, Chief Financial Officer & Treasurer
Ms. Chew has served as Executive Vice President, Chief Financial Officer, and Treasurer of UMH Properties since 2022, having previously held the roles of Vice President and Chief Financial Officer from 1995 to 2022. She has been the Chief Accounting Officer since 1991 and Treasurer since 2004, and also serves as a Director since 1995. Ms. Chew is a Certified Public Accountant.
Eugene W. Landy, Chairman of the Board, Founder
Mr. Landy founded UMH Properties in 1968. He has been the Chairman of the Board since 1995 and a Director since 1968. He is an Attorney at Law. Mr. Landy also founded Monmouth Real Estate Investment Corporation in 1968, where he served as Chairman of the Board and Director until 2022, and as President and Chief Executive Officer until 2013.
Brett Taft, Executive Vice President & Chief Operating Officer
Mr. Taft was appointed Executive Vice President and Chief Operating Officer in 2022. His previous roles at UMH Properties include Vice President and Chief Operating Officer (2020-2022), Vice President (2016-2019), and Vice President of Acquisitions and Property Integration (2013-2016). He is also the Chairperson of the CentraState Healthcare Foundation since 2024 and a Trustee of the CentraState Healthcare System since 2020.
Craig Koster, Executive Vice President, General Counsel & Secretary
Mr. Koster has been Executive Vice President, General Counsel, and Secretary of UMH Properties since 2022. He previously served as General Counsel and Secretary from 2015 to 2022 and as In-House Counsel from 2012 to 2014. Mr. Koster is an Attorney at Law.
AI Analysis | Feedback
The key risks to UMH Properties' business operations include:
- Interest Rate Risk: As a real estate investment trust (REIT) with significant debt, UMH Properties is exposed to fluctuations in interest rates. The company has outstanding debt that includes both variable and fixed-rate components, and recently issued new bonds at a 5.85% interest rate, indicating the cost of capital. Rising interest rates can increase the cost of financing new acquisitions and refinancing existing debt, potentially impacting the company's profitability and growth.
- Climate Change and Severe Weather Events: UMH Properties identifies the unpredictability, frequency, and severity of changes in weather patterns as an acute and constant challenge. Severe and disruptive weather events can directly and indirectly affect the company's assets, particularly in states like Florida and Tennessee, where approximately 6% of their properties were located in 2023. This risk can lead to property damage, increased insurance costs, and business interruptions.
- Reliance on Manufactured Home Buyer Financing and Occupancy Rates: The company's business model relies on the ability of manufactured home buyers to obtain financing and on maintaining strong occupancy and rental growth within its communities. UMH Properties itself provides personal property mortgage loans to resident homebuyers, amounting to approximately $82 million on its balance sheet, which puts its own funds at risk of loss if buyers are unable to repay these loans. A decline in the availability of financing for buyers or a reduction in occupancy rates would directly impact revenue and the company's ability to execute its growth strategy.
AI Analysis | Feedback
nullAI Analysis | Feedback
UMH Properties Inc. (symbol: UMH) operates primarily within the manufactured housing sector in the United States, with a business model centered around the acquisition, development, and management of manufactured home communities. The company generates revenue through renting homesites and rental homes, selling manufactured homes, and providing financing services to homebuyers. Additionally, UMH Properties also owns and operates self-storage units. The addressable markets for UMH Properties' main products and services in the U.S. are as follows:Manufactured Homes Market
The United States manufactured homes market was valued at approximately USD 25.91 billion in 2024. This market is projected to grow to about USD 43.43 billion by 2034, with a compound annual growth rate (CAGR) of 5.30% during the forecast period of 2025-2034.
Self-Storage Market
Due to the absence of specific market size data for the self-storage units operated by UMH Properties, the market size for this product cannot be provided at this time. Therefore, the market size for self-storage units is null.
AI Analysis | Feedback
UMH Properties (symbol: UMH) is anticipated to drive future revenue growth over the next 2-3 years through several key strategies:
-
Expansion of Rental Portfolio and Increased Occupancy: UMH Properties is actively expanding its rental home portfolio and improving occupancy rates within its communities. The company has approximately 3,500 existing vacant lots to fill and over 2,300 vacant acres designated for the development of approximately 9,200 future lots. UMH plans to add 700-800 additional rental homes by the end of 2025, significantly contributing to its revenue-generating units. The rental occupancy rate has already shown improvement, increasing from 84.0% in 2020 to 93.9% by Q3 2025.
-
Annual Rent Increases: The company projects a 5% annual rent increase, which is expected to generate an additional $11 million in revenue. This consistent increase in rental rates across its portfolio will be a direct contributor to revenue growth.
-
Strategic Acquisitions and Community Expansion: UMH Properties has a consistent strategy of acquiring new communities and expanding existing ones. This expansion adds to their overall portfolio of homesites and rental units, increasing potential rental and sales income. For instance, the company recently acquired a community in Georgia with approximately 130 homesites for $2.6 million, further expanding its presence in the southern United States.
-
Growth in Manufactured Home Sales: UMH generates revenue from the sale of manufactured homes. The company reported an 5% increase in sales of manufactured homes in Q3 2025 compared to the previous year. Furthermore, gross home sales for Q2 2025 reached a record of $10.5 million. Continued strong demand and strategic sales efforts are expected to boost this revenue stream.
-
Development of Vacant Land and Lots: UMH is well-positioned for organic growth through the development of its substantial inventory of vacant lots and undeveloped land. This includes 3,500 existing vacant lots and over 2,300 vacant acres with the potential to build approximately 9,200 future lots. Capitalizing on these development opportunities will significantly increase the company's asset base and rental income capacity.
AI Analysis | Feedback
Share Repurchases
- UMH Properties increased its common stock repurchase authorization to $100 million from $25 million on September 22, 2025.
- Since the program's inception in 2009, UMH has repurchased approximately 194,000 shares for a total of $2.1 million.
- No share repurchases have been made since 2020.
Share Issuance
- Through its 2022 Common Stock At-The-Market (ATM) Program, UMH sold 6,808,811 shares of common stock for approximately $130.2 million through April 3, 2023.
- During 2021, UMH issued and sold 8.2 million shares of Common Stock through ATM Programs, generating gross proceeds of $182.0 million and net proceeds of $179.1 million.
- For the year ended December 31, 2023, UMH issued and sold 2.6 million shares of Series D Preferred Stock through ATM Programs, generating gross proceeds of $56.7 million and net proceeds of $55.7 million.
Inbound Investments
- UMH has established joint ventures with Nuveen Real Estate for the ownership and operation of communities, which allows UMH to pursue development deals while reducing capital requirements.
Outbound Investments
- Year-to-date in 2025, UMH completed 5 acquisitions totaling 587 sites for $41.7 million, including two communities in Maryland for $14.6 million in Q3 2025, and Albany Dunes in Georgia for $2.6 million in October 2025.
- In 2023, UMH, through its Opportunity Zone Fund, acquired Mighty Oak in Albany, Georgia, for approximately $3.7 million.
- In 2022, UMH, through its Opportunity Zone Fund, acquired Garden View Estates in Orangeburg, South Carolina, for approximately $5.2 million.
Capital Expenditures
- UMH plans to add an additional 700-800 rental homes by the end of 2025, expanding its rental portfolio which stood at approximately 10,800 units as of Q3 2025.
- The company has 3,500 existing vacant lots to fill and over 2,300 vacant acres available for the development of approximately 9,200 future lots.
- Capital expenditures are primarily focused on building, upgrading, and managing communities, including infrastructure improvements, deferred maintenance, and introducing new homes for sale and rent.
Latest Trefis Analyses
| Title | |
|---|---|
| ARTICLES |
Trade Ideas
Select ideas related to UMH. For more, see Trefis Trade Ideas.
| Date | Ticker | Company | Category | Trade Strategy | 6M Fwd Rtn | 12M Fwd Rtn | 12M Max DD |
|---|---|---|---|---|---|---|---|
| 10312025 | MPW | Medical Properties Trust | Special | Short Squeeze PotentialShort Squeeze PotentialHas potential for a short squeeze. High short interest, rising short interest and high debt. | -0.1% | -0.1% | -5.8% |
Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons for UMH Properties
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 51.32 |
| Mkt Cap | 158.8 |
| Rev LTM | 56,496 |
| Op Inc LTM | 7,584 |
| FCF LTM | 7,327 |
| FCF 3Y Avg | 7,366 |
| CFO LTM | 8,590 |
| CFO 3Y Avg | 8,697 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 7.4% |
| Rev Chg 3Y Avg | 3.2% |
| Rev Chg Q | 9.4% |
| QoQ Delta Rev Chg LTM | 2.1% |
| Op Mgn LTM | 17.7% |
| Op Mgn 3Y Avg | 16.6% |
| QoQ Delta Op Mgn LTM | 0.0% |
| CFO/Rev LTM | 22.2% |
| CFO/Rev 3Y Avg | 23.8% |
| FCF/Rev LTM | 20.1% |
| FCF/Rev 3Y Avg | 21.6% |
Price Behavior
| Market Price | $15.96 | |
| Market Cap ($ Bil) | 1.4 | |
| First Trading Date | 12/06/1993 | |
| Distance from 52W High | -12.0% | |
| 50 Days | 200 Days | |
| DMA Price | $15.01 | $15.80 |
| DMA Trend | down | up |
| Distance from DMA | 6.3% | 1.0% |
| 3M | 1YR | |
| Volatility | 19.2% | 21.4% |
| Downside Capture | -7.93 | 44.69 |
| Upside Capture | 39.75 | 26.50 |
| Correlation (SPY) | 8.1% | 35.5% |
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 0.06 | 0.12 | 0.26 | 0.40 | 0.41 | 0.61 |
| Up Beta | -1.25 | -0.03 | 0.15 | 0.50 | 0.46 | 0.55 |
| Down Beta | -0.53 | 0.33 | 0.23 | 0.19 | 0.40 | 0.49 |
| Up Capture | 109% | 18% | 17% | 21% | 15% | 32% |
| Bmk +ve Days | 13 | 26 | 39 | 74 | 142 | 427 |
| Stock +ve Days | 12 | 22 | 27 | 55 | 114 | 363 |
| Down Capture | 11% | -3% | 41% | 71% | 58% | 93% |
| Bmk -ve Days | 7 | 16 | 24 | 52 | 107 | 323 |
| Stock -ve Days | 8 | 20 | 35 | 67 | 127 | 376 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Comparison of UMH With Other Asset Classes (Last 1Y) | |||||||
|---|---|---|---|---|---|---|---|
| UMH | Sector ETF | Equity | Gold | Commodities | Real Estate | Bitcoin | |
| Annualized Return | -11.6% | 2.7% | 17.8% | 72.1% | 8.6% | 4.4% | -8.3% |
| Annualized Volatility | 21.3% | 16.8% | 19.4% | 19.3% | 15.2% | 17.0% | 35.0% |
| Sharpe Ratio | -0.67 | -0.01 | 0.72 | 2.70 | 0.34 | 0.09 | -0.08 |
| Correlation With Other Assets | 70.3% | 35.4% | -1.0% | 3.7% | 71.9% | 7.9% | |
ETFs used for asset classes: Sector ETF = XLRE, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 5-Year Data
| Comparison of UMH With Other Asset Classes (Last 5Y) | |||||||
|---|---|---|---|---|---|---|---|
| UMH | Sector ETF | Equity | Gold | Commodities | Real Estate | Bitcoin | |
| Annualized Return | 4.0% | 5.3% | 14.7% | 18.7% | 11.5% | 4.6% | 30.8% |
| Annualized Volatility | 26.0% | 19.1% | 17.1% | 15.5% | 18.7% | 18.9% | 48.7% |
| Sharpe Ratio | 0.15 | 0.19 | 0.70 | 0.97 | 0.50 | 0.16 | 0.57 |
| Correlation With Other Assets | 70.2% | 45.6% | 10.3% | 8.1% | 72.9% | 15.0% | |
ETFs used for asset classes: Sector ETF = XLRE, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
| Comparison of UMH With Other Asset Classes (Last 10Y) | |||||||
|---|---|---|---|---|---|---|---|
| UMH | Sector ETF | Equity | Gold | Commodities | Real Estate | Bitcoin | |
| Annualized Return | 10.0% | 6.3% | 14.8% | 15.3% | 7.0% | 5.3% | 69.2% |
| Annualized Volatility | 30.0% | 20.6% | 18.0% | 14.7% | 17.6% | 20.8% | 55.8% |
| Sharpe Ratio | 0.38 | 0.27 | 0.71 | 0.86 | 0.32 | 0.22 | 0.90 |
| Correlation With Other Assets | 67.7% | 51.5% | 4.4% | 18.2% | 71.5% | 10.2% | |
ETFs used for asset classes: Sector ETF = XLRE, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 11/3/2025 | -0.9% | 2.7% | 5.7% |
| 8/6/2025 | 0.2% | -0.3% | -6.2% |
| 2/26/2025 | 2.9% | 2.9% | 2.6% |
| 11/6/2024 | 1.0% | 5.2% | 3.8% |
| 8/6/2024 | 0.2% | 2.0% | 4.8% |
| 2/28/2024 | 7.8% | 13.7% | 13.7% |
| 11/8/2023 | -1.6% | -1.1% | 1.8% |
| 8/8/2023 | -2.5% | -4.4% | -7.5% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 12 | 13 | 13 |
| # Negative | 8 | 7 | 7 |
| Median Positive | 2.7% | 2.7% | 5.7% |
| Median Negative | -1.9% | -4.4% | -7.5% |
| Max Positive | 7.8% | 13.7% | 19.5% |
| Max Negative | -7.2% | -22.2% | -34.0% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 9302025 | 11032025 | 10-Q 9/30/2025 |
| 6302025 | 8062025 | 10-Q 6/30/2025 |
| 3312025 | 5012025 | 10-Q 3/31/2025 |
| 12312024 | 2262025 | 10-K 12/31/2024 |
| 9302024 | 11062024 | 10-Q 9/30/2024 |
| 6302024 | 8062024 | 10-Q 6/30/2024 |
| 3312024 | 5022024 | 10-Q 3/31/2024 |
| 12312023 | 2282024 | 10-K 12/31/2023 |
| 9302023 | 11082023 | 10-Q 9/30/2023 |
| 6302023 | 8082023 | 10-Q 6/30/2023 |
| 3312023 | 5092023 | 10-Q 3/31/2023 |
| 12312022 | 2282023 | 10-K 12/31/2022 |
| 9302022 | 11082022 | 10-Q 9/30/2022 |
| 6302022 | 8032022 | 10-Q 6/30/2022 |
| 3312022 | 5042022 | 10-Q 3/31/2022 |
| 12312021 | 2242022 | 10-K 12/31/2021 |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
Prefer one of these to Trefis? Tell us why.