Principal Financial (PFG)
Market Price (2/10/2026): $92.01 | Market Cap: $20.5 BilSector: Financials | Industry: Life & Health Insurance
Principal Financial (PFG)
Market Price (2/10/2026): $92.01Market Cap: $20.5 BilSector: FinancialsIndustry: Life & Health Insurance
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 11%, Dividend Yield is 3.2%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.4%, FCF Yield is 20% | Trading close to highsDist 52W High is -1.4%, Dist 3Y High is -1.4% | Weak revenue growthRev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -4.1% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -132% | Weak multi-year price returns2Y Excs Rtn is -7.8%, 3Y Excs Rtn is -51% | Key risksPFG key risks include [1] persistent net outflows and [2] underperformance in its asset management business. |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 27%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 26%, CFO LTM is 4.3 Bil, FCF LTM is 4.2 Bil | ||
| Low stock price volatilityVol 12M is 28% | ||
| Megatrend and thematic driversMegatrends include Fintech & Digital Payments, AI in Financial Services, and Sustainable Finance. Themes include Wealth Management Technology, Show more. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 11%, Dividend Yield is 3.2%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.4%, FCF Yield is 20% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -132% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 27%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 26%, CFO LTM is 4.3 Bil, FCF LTM is 4.2 Bil |
| Low stock price volatilityVol 12M is 28% |
| Megatrend and thematic driversMegatrends include Fintech & Digital Payments, AI in Financial Services, and Sustainable Finance. Themes include Wealth Management Technology, Show more. |
| Trading close to highsDist 52W High is -1.4%, Dist 3Y High is -1.4% |
| Weak multi-year price returns2Y Excs Rtn is -7.8%, 3Y Excs Rtn is -51% |
| Weak revenue growthRev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -4.1% |
| Key risksPFG key risks include [1] persistent net outflows and [2] underperformance in its asset management business. |
Qualitative Assessment
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1. Anticipation of Strong Q4 2025 Earnings and Positive 2026 Outlook.
Principal Financial Group was scheduled to release its fourth-quarter and full-year 2025 financial results and its 2026 outlook after market close on February 9, 2026, with a conference call on February 10, 2026. The expectation of favorable performance for the recent quarter and a positive forward-looking statement for the upcoming year likely fueled investor confidence and contributed to the stock's appreciation leading up to the announcement.
2. Favorable Analyst Sentiment and Growth Prospects.
Despite a consensus "Hold" rating from analysts, some maintain a "Buy" recommendation, indicating a positive outlook. Analysts have pointed to Principal Financial Group's strong position for growth, citing improvements in variable investment income and robust performance within its Retirement and Income Solutions segment. The company's strategic focus on a diverse range of products and full-service customers, coupled with increasing assets under management (AUM) and supportive interest rates, is anticipated to boost earnings. Furthermore, ongoing expense reductions and strong demand for new real estate investment funds are seen as key drivers for favorable financial performance.
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Stock Movement Drivers
Fundamental Drivers
The 15.2% change in PFG stock from 10/31/2025 to 2/9/2026 was primarily driven by a 15.2% change in the company's P/E Multiple.| (LTM values as of) | 10312025 | 2092026 | Change |
|---|---|---|---|
| Stock Price ($) | 83.25 | 95.93 | 15.2% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 15,801 | 15,801 | 0.0% |
| Net Income Margin (%) | 10.0% | 10.0% | 0.0% |
| P/E Multiple | 11.8 | 13.6 | 15.2% |
| Shares Outstanding (Mil) | 222 | 222 | 0.0% |
| Cumulative Contribution | 15.2% |
Market Drivers
10/31/2025 to 2/9/2026| Return | Correlation | |
|---|---|---|
| PFG | 15.2% | |
| Market (SPY) | 1.7% | 38.0% |
| Sector (XLF) | 3.0% | 59.0% |
Fundamental Drivers
The 25.6% change in PFG stock from 7/31/2025 to 2/9/2026 was primarily driven by a 32.2% change in the company's Net Income Margin (%).| (LTM values as of) | 7312025 | 2092026 | Change |
|---|---|---|---|
| Stock Price ($) | 76.35 | 95.93 | 25.6% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 15,131 | 15,801 | 4.4% |
| Net Income Margin (%) | 7.5% | 10.0% | 32.2% |
| P/E Multiple | 15.0 | 13.6 | -9.7% |
| Shares Outstanding (Mil) | 224 | 222 | 0.8% |
| Cumulative Contribution | 25.6% |
Market Drivers
7/31/2025 to 2/9/2026| Return | Correlation | |
|---|---|---|
| PFG | 25.6% | |
| Market (SPY) | 10.1% | 45.6% |
| Sector (XLF) | 3.3% | 62.3% |
Fundamental Drivers
The 20.9% change in PFG stock from 1/31/2025 to 2/9/2026 was primarily driven by a 12.3% change in the company's Total Revenues ($ Mil).| (LTM values as of) | 1312025 | 2092026 | Change |
|---|---|---|---|
| Stock Price ($) | 79.37 | 95.93 | 20.9% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 14,066 | 15,801 | 12.3% |
| P/S Multiple | 1.3 | 1.4 | 3.7% |
| Shares Outstanding (Mil) | 231 | 222 | 3.7% |
| Cumulative Contribution | 20.9% |
Market Drivers
1/31/2025 to 2/9/2026| Return | Correlation | |
|---|---|---|
| PFG | 20.9% | |
| Market (SPY) | 16.3% | 74.8% |
| Sector (XLF) | 5.9% | 79.4% |
Fundamental Drivers
The 15.5% change in PFG stock from 1/31/2023 to 2/9/2026 was primarily driven by a 236.8% change in the company's P/E Multiple.| (LTM values as of) | 1312023 | 2092026 | Change |
|---|---|---|---|
| Stock Price ($) | 83.02 | 95.93 | 15.5% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 18,642 | 15,801 | -15.2% |
| Net Income Margin (%) | 27.4% | 10.0% | -63.7% |
| P/E Multiple | 4.0 | 13.6 | 236.8% |
| Shares Outstanding (Mil) | 248 | 222 | 11.5% |
| Cumulative Contribution | 15.5% |
Market Drivers
1/31/2023 to 2/9/2026| Return | Correlation | |
|---|---|---|
| PFG | 15.5% | |
| Market (SPY) | 77.1% | 61.9% |
| Sector (XLF) | 54.3% | 78.8% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| PFG Return | 51% | 20% | -3% | 2% | 18% | 10% | 135% |
| Peers Return | 39% | -8% | 9% | 22% | 10% | -1% | 85% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | 1% | 85% |
Monthly Win Rates [3] | |||||||
| PFG Win Rate | 67% | 58% | 50% | 58% | 75% | 100% | |
| Peers Win Rate | 67% | 47% | 53% | 62% | 55% | 40% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 50% | |
Max Drawdowns [4] | |||||||
| PFG Max Drawdown | -3% | -14% | -21% | -6% | -9% | 0% | |
| Peers Max Drawdown | -5% | -24% | -19% | -4% | -17% | -6% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -1% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: MET, PRU, AMP, LNC, VOYA. See PFG Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 2/9/2026 (YTD)
How Low Can It Go
| Event | PFG | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -31.1% | -25.4% |
| % Gain to Breakeven | 45.1% | 34.1% |
| Time to Breakeven | 978 days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -57.7% | -33.9% |
| % Gain to Breakeven | 136.3% | 51.3% |
| Time to Breakeven | 336 days | 148 days |
| 2018 Correction | ||
| % Loss | -45.3% | -19.8% |
| % Gain to Breakeven | 82.7% | 24.7% |
| Time to Breakeven | 1,107 days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -91.7% | -56.8% |
| % Gain to Breakeven | 1102.7% | 131.3% |
| Time to Breakeven | 3,187 days | 1,480 days |
Compare to MET, PRU, AMP, LNC, VOYA
In The Past
Principal Financial's stock fell -31.1% during the 2022 Inflation Shock from a high on 11/11/2022. A -31.1% loss requires a 45.1% gain to breakeven.
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About Principal Financial (PFG)
AI Analysis | Feedback
Here are 1-3 brief analogies for Principal Financial (PFG):
- A blend of Fidelity's retirement services and Prudential's insurance offerings.
- Essentially MetLife, providing a broad range of retirement, investment, and insurance solutions.
- Think T. Rowe Price for investment and retirement, plus Lincoln Financial for insurance.
AI Analysis | Feedback
Principal Financial Group (PFG) offers a range of financial products and services, primarily categorized as:- Retirement Plans: Services helping businesses offer and manage various defined contribution and defined benefit retirement plans for their employees.
- Annuities: Financial contracts that provide a steady stream of income, often used for retirement, for a specified period or for life.
- Life Insurance: Products offering financial protection to beneficiaries upon the death of the insured, safeguarding families and businesses.
- Group Benefits: Services providing employers with various employee benefits such as dental, vision, short-term and long-term disability insurance.
- Asset Management: Investment management services for institutional clients, mutual funds, and other investment solutions across various asset classes.
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Principal Financial Group (symbol: PFG) primarily sells its financial products and services to other companies and institutional clients, although individuals are often the ultimate beneficiaries or participants in the plans managed by Principal. Its major customers, therefore, are typically businesses and institutions rather than direct individual consumers.
The categories of major customers for Principal Financial include:
- Employers (Small, Mid-Market, and Large Corporations): These companies engage Principal to provide a wide range of employee benefits, including workplace retirement plans (such as 401(k) and 403(b)), group life insurance, disability insurance, and other voluntary benefits like dental and vision insurance for their employees.
- Institutional Investors: This category includes corporate and public pension funds, endowments, foundations, sovereign wealth funds, and other financial institutions that utilize Principal Global Investors for various asset management and investment solutions.
- Financial Intermediaries and Advisors: Principal partners with independent financial advisors, broker-dealers, and consultants who then offer Principal's investment products (e.g., mutual funds, annuities) and insurance solutions to their own individual and business clients. While not the end-user, these intermediaries are crucial B2B customers for product distribution.
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- IBM (NYSE: IBM)
- Ernst & Young LLP
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Deanna D. Strable, Chair, President and Chief Executive Officer
Deanna D. Strable became Chair, President, and Chief Executive Officer of Principal Financial Group in January 2025. She previously served as President and Chief Operating Officer, a role she assumed in August 2024, and before that, she was the Executive Vice President and Chief Financial Officer. Her career at Principal Financial Group demonstrates a long tenure and progression through various senior leadership positions.
Joel M. Pitz, Executive Vice President and Chief Financial Officer
Joel M. Pitz was appointed Executive Vice President and Chief Financial Officer in May 2025. He has a career spanning three decades with Principal Financial Group. Prior to his current role, he served as Senior Vice President and Controller, and also as interim CFO starting in August 2024. His experience at Principal includes serving as CFO for international businesses, where he was responsible for global finance and strategy for emerging market operations, and he has also held the position of chief accounting officer.
Daniel J. Houston, Executive Chair of the Board of Directors
Daniel J. Houston transitioned to Executive Chair of the Board of Directors in January 2025. He previously held the positions of Chairman, President, and Chief Executive Officer of Principal Financial Group, a role he took on in 2015. Mr. Houston joined Principal in 1984 and has held several management positions, including senior vice president in 2000, executive vice president in 2006, and president of Retirement and Income Solutions in 2008. He was named president and chief operating officer in 2014.
Amy C. Friedrich, President, Benefits and Protection
Amy C. Friedrich serves as the President of Benefits and Protection, also referred to as President of U.S. Insurance Solutions, at Principal Financial Group.
Christopher J. Littlefield, President, Retirement and Income Solutions
Christopher J. Littlefield is the President of Retirement and Income Solutions for Principal Financial Group.
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The key risks to Principal Financial's business are:-
Sensitivity to Market Conditions and Interest Rates: Principal Financial's financial performance is significantly influenced by broader market conditions, economic downturns, and changes in interest rates. Fluctuations in these areas can impact the company's investment portfolio, leading to variations in financial results. Specifically, a sustained low interest rate environment or sudden shifts in interest rates can adversely affect profitability, financial condition, and liquidity. Periods of rising interest rates may necessitate offering more competitive crediting rates on insurance and annuity products, potentially narrowing profit margins if returns on invested assets do not keep pace. Furthermore, rapid increases in interest rates can trigger higher policy surrenders, withdrawals, and requests for policy loans.
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Net Outflows and Underperformance in Asset Management: The company faces ongoing challenges with persistent net outflows, particularly within its fee-focused businesses, such as Retirement and Income Solutions (RIS) and Principal Asset Management. These outflows can directly reduce assets under management (AUM) and subsequently impact fee-based revenue, posing a challenge to long-term growth prospects and market share in competitive segments. Mixed fund performance, with a relatively low percentage of funds outperforming benchmarks, further contributes to these outflows and raises concerns about future earnings growth.
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Cybersecurity Incidents and Technology Disruption: Principal Financial is exposed to the costs and risks associated with potential cybersecurity incidents or other technology disruptions. Given the company's reliance on technology, any disruption or delay in the implementation of new technological solutions, including artificial intelligence, could also pose significant risks to its operations.
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Principal Financial Group (PFG) operates within substantial addressable markets for its core products and services, primarily encompassing retirement solutions, asset management, and various insurance offerings, including group benefits.
Addressable Markets for Principal Financial Group's Main Products and Services:
-
Retirement Solutions:
- U.S. Market: The U.S. retirement market, including assets in corporate, governmental, and not-for-profit Defined Contribution (DC) plans, Defined Benefit (DB) plans, and Individual Retirement Accounts (IRAs), was estimated at approximately $36 trillion as of 2024. Other estimates place U.S. pension assets at $38 trillion by the end of 2024. The U.S. Pension Funds Market was valued at USD 6.12 trillion in 2024 and is projected to reach USD 10.24 trillion by 2030.
- Global Market: Global pension assets reached a record high of $58.5 trillion in 2024. This market is projected to reach $67.16 trillion in 2025 and is expected to climb to $88.28 trillion by 2030.
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Asset Management:
- U.S. Market: The U.S. asset management market was valued at USD 63.28 trillion in 2025 and is forecast to expand to USD 112.17 trillion by 2030.
- Global Market: The global asset management industry grew to a record-breaking $128 trillion in assets under management (AuM) in 2024. The global asset management market size was estimated at USD 458.02 billion in 2023 and is expected to reach USD 3,677.39 billion by 2030, growing at a CAGR of 36.4%. Another report indicates that the global asset management market generated a revenue of USD 264,680.2 million in 2023 and is expected to reach USD 1,379,133.1 million by 2030.
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Insurance (Life, Health, and Group Benefits):
- U.S. Market (Overall Insurance): The U.S. insurance market size was valued at USD 1.48 trillion in 2023 and is predicted to reach USD 2.39 trillion by 2030. The United States life and non-life insurance market size reached USD 3.239 trillion in 2025 and is forecast to touch USD 3.851 trillion by 2030. The U.S. insurance industry's net premiums written totaled $1.7 trillion in 2024.
- U.S. Market (Group Health Insurance): The U.S. group health insurance market size was estimated at USD 1.41 trillion in 2024.
- Global Market (Overall Insurance): The global insurance market size was valued at $9.0 trillion in 2023, and is projected to reach $28.5 trillion by 2032. Global premium income reached EUR 7.0 trillion (approximately $7.6 trillion USD) in 2024.
- Global Market (Group Insurance): The global group insurance market size is set to grow from USD 1.2 trillion in 2023 to an estimated USD 2.5 trillion by 2032. Within this, the global group life insurance market is valued at USD 164.40 billion in 2025 and is projected to reach USD 405.10 billion by 2034.
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Principal Financial Group (PFG) is expected to drive future revenue growth over the next 2-3 years through several key strategic initiatives and market opportunities:
-
Expansion within the Retirement Ecosystem: Principal Financial is strategically focused on leveraging its leadership in recordkeeping to grow its Retirement Ecosystem. This includes increasing Workplace Savings and Retirement Solutions (WSRS) transfer deposits and overall Retirement and Income Solutions (RIS) sales. The company has observed strong growth in WSRS transfer deposits and recurring deposits from small and mid-sized businesses (SMBs), indicating continued expansion in this segment.
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Growth in Global Asset Management: A significant driver of future revenue is anticipated from Principal Asset Management. This involves increasing gross sales in Investment Management, attracting net inflows into its ETF business, and expanding in private markets. The company plans to leverage privileged partnerships to scale its global asset management capabilities.
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Strength in Specialty Benefits Business: The Specialty Benefits segment is expected to continue contributing to revenue growth through favorable underwriting results and overall business expansion. Principal Financial emphasizes pricing discipline, which has led to strong underwriting performance and margin expansion in this area.
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Strategic Focus on Higher-Growth, Capital-Efficient Businesses: Following a strategic review, Principal Financial has sharpened its focus on its higher-growth, more capital-efficient businesses, specifically retirement in the U.S. and select emerging markets, global asset management, and U.S. specialty benefits and protection for small-to-medium-sized businesses. This refined portfolio and capital management strategy are designed to drive profitable growth and generate long-term value.
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Positive Market Performance and Fee-Based Revenue: While not directly controlled by the company, a favorable market environment, particularly stronger equity markets, is expected to increase customer account values. This, in turn, can lead to improved fee-based revenue for Principal Financial, as a significant portion of its income is tied to assets under management (AUM).
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The capital allocation decisions of Principal Financial (PFG) over the last 3-5 years have primarily focused on returning capital to shareholders through repurchases and dividends, alongside strategic investments in high-growth areas.Share Repurchases
- In February 2024, the board authorized a share repurchase program of up to $1.5 billion, which has no expiration date.
- Principal Financial expects to conduct $800 million to $1.1 billion in share repurchases in 2024, as part of a total capital deployment target of $1.5 billion to $1.8 billion for the year.
- For the full year 2025, the company targets $700 million to $1 billion in share repurchases, within a total capital return goal of $1.4 billion to $1.7 billion.
Share Issuance
- The number of outstanding shares for Principal Financial has consistently decreased over the last few years, indicating net share repurchases rather than issuances. For instance, shares outstanding decreased from 0.27 billion in 2020 to 0.22 billion in 2025.
Outbound Investments
- Principal Financial is strategically expanding its investments in data centers, having raised $3.64 billion in capital for its Data Center Growth & Income Fund in March 2025, with the fund expected to capitalize more than $8 billion of hyperscale development assets.
- In October 2025, Principal partnered with Barings on a new $1 billion portfolio finance initiative to strengthen its private credit platform.
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Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 86.16 |
| Mkt Cap | 28.8 |
| Rev LTM | 18,238 |
| Op Inc LTM | - |
| FCF LTM | 4,723 |
| FCF 3Y Avg | 4,905 |
| CFO LTM | 4,763 |
| CFO 3Y Avg | 4,949 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 5.0% |
| Rev Chg 3Y Avg | 2.5% |
| Rev Chg Q | 8.2% |
| QoQ Delta Rev Chg LTM | 2.0% |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 14.9% |
| CFO/Rev 3Y Avg | 14.5% |
| FCF/Rev LTM | 14.9% |
| FCF/Rev 3Y Avg | 14.5% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 28.8 |
| P/S | 0.8 |
| P/EBIT | 8.5 |
| P/E | 13.4 |
| P/CFO | 5.9 |
| Total Yield | 10.6% |
| Dividend Yield | 3.1% |
| FCF Yield 3Y Avg | 13.3% |
| D/E | 0.4 |
| Net D/E | -1.6 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | -3.1% |
| 3M Rtn | 3.9% |
| 6M Rtn | 6.6% |
| 12M Rtn | 5.0% |
| 3Y Rtn | 17.8% |
| 1M Excs Rtn | -4.1% |
| 3M Excs Rtn | -0.0% |
| 6M Excs Rtn | -2.1% |
| 12M Excs Rtn | -8.6% |
| 3Y Excs Rtn | -47.3% |
Segment Financials
Assets by Segment| $ Mil | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Retirement and Income Solutions | 213,208 | 202,294 | 221,994 | 207,288 | 192,698 |
| Principal Asset Management | 45,905 | 45,951 | |||
| Benefits and Protection | 43,764 | 40,048 | |||
| Corporate | 2,170 | 2,285 | 4,183 | 3,898 | 3,499 |
| Principal Global Investors | 2,445 | 2,294 | 2,363 | ||
| Principal International | 42,812 | 51,708 | 48,858 | ||
| U.S. Insurance Solutions | 33,223 | 31,439 | 28,670 | ||
| Total | 305,047 | 290,578 | 304,657 | 296,628 | 276,088 |
Price Behavior
| Market Price | $95.93 | |
| Market Cap ($ Bil) | 21.3 | |
| First Trading Date | 10/23/2001 | |
| Distance from 52W High | -1.4% | |
| 50 Days | 200 Days | |
| DMA Price | $90.31 | $81.41 |
| DMA Trend | up | up |
| Distance from DMA | 6.2% | 17.8% |
| 3M | 1YR | |
| Volatility | 21.4% | 28.3% |
| Downside Capture | 48.42 | 102.67 |
| Upside Capture | 126.30 | 106.12 |
| Correlation (SPY) | 43.5% | 75.3% |
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 0.52 | 0.77 | 0.66 | 0.79 | 1.11 | 1.04 |
| Up Beta | 2.48 | 1.40 | 0.65 | 0.57 | 1.06 | 1.03 |
| Down Beta | -0.08 | 0.34 | 0.45 | 0.80 | 1.28 | 1.18 |
| Up Capture | 120% | 156% | 117% | 110% | 107% | 70% |
| Bmk +ve Days | 11 | 22 | 34 | 71 | 142 | 430 |
| Stock +ve Days | 11 | 20 | 31 | 70 | 131 | 388 |
| Down Capture | -27% | 28% | 45% | 65% | 102% | 101% |
| Bmk -ve Days | 9 | 19 | 27 | 54 | 109 | 321 |
| Stock -ve Days | 9 | 21 | 30 | 54 | 118 | 361 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with PFG | |
|---|---|---|---|---|
| PFG | 24.7% | 28.4% | 0.77 | - |
| Sector ETF (XLF) | 4.6% | 19.2% | 0.11 | 79.8% |
| Equity (SPY) | 15.5% | 19.4% | 0.62 | 75.0% |
| Gold (GLD) | 78.8% | 24.9% | 2.30 | 0.6% |
| Commodities (DBC) | 9.9% | 16.6% | 0.40 | 28.6% |
| Real Estate (VNQ) | 4.8% | 16.5% | 0.11 | 62.6% |
| Bitcoin (BTCUSD) | -27.0% | 44.8% | -0.57 | 24.6% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with PFG | |
|---|---|---|---|---|
| PFG | 17.8% | 27.0% | 0.62 | - |
| Sector ETF (XLF) | 14.3% | 18.7% | 0.63 | 82.0% |
| Equity (SPY) | 14.2% | 17.0% | 0.67 | 65.1% |
| Gold (GLD) | 22.3% | 16.9% | 1.07 | 3.5% |
| Commodities (DBC) | 11.6% | 18.9% | 0.49 | 23.3% |
| Real Estate (VNQ) | 5.0% | 18.8% | 0.17 | 54.7% |
| Bitcoin (BTCUSD) | 14.7% | 58.0% | 0.47 | 23.3% |
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Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with PFG | |
|---|---|---|---|---|
| PFG | 13.9% | 32.2% | 0.48 | - |
| Sector ETF (XLF) | 14.0% | 22.2% | 0.58 | 85.3% |
| Equity (SPY) | 15.5% | 17.9% | 0.74 | 70.7% |
| Gold (GLD) | 15.8% | 15.5% | 0.85 | -4.3% |
| Commodities (DBC) | 8.3% | 17.6% | 0.39 | 31.6% |
| Real Estate (VNQ) | 6.0% | 20.7% | 0.25 | 58.6% |
| Bitcoin (BTCUSD) | 69.0% | 66.8% | 1.08 | 16.0% |
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Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 2/9/2026 | |||
| 10/27/2025 | 3.3% | 4.3% | 6.4% |
| 7/28/2025 | -0.2% | -5.6% | 0.2% |
| 4/24/2025 | -2.1% | -1.2% | 2.7% |
| 2/6/2025 | 2.9% | 8.7% | 4.6% |
| 10/24/2024 | -6.6% | -8.1% | -4.4% |
| 7/25/2024 | -3.4% | -5.9% | -5.9% |
| 4/25/2024 | -2.4% | -0.7% | 1.4% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 9 | 11 | 16 |
| # Negative | 14 | 12 | 7 |
| Median Positive | 3.3% | 3.2% | 5.9% |
| Median Negative | -3.1% | -4.3% | -5.9% |
| Max Positive | 7.5% | 15.0% | 29.3% |
| Max Negative | -6.6% | -8.1% | -10.8% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 09/30/2025 | 10/29/2025 | 10-Q |
| 06/30/2025 | 07/30/2025 | 10-Q |
| 03/31/2025 | 04/30/2025 | 10-Q |
| 12/31/2024 | 02/19/2025 | 10-K |
| 09/30/2024 | 10/30/2024 | 10-Q |
| 06/30/2024 | 07/31/2024 | 10-Q |
| 03/31/2024 | 05/01/2024 | 10-Q |
| 12/31/2023 | 02/20/2024 | 10-K |
| 09/30/2023 | 11/01/2023 | 10-Q |
| 06/30/2023 | 08/02/2023 | 10-Q |
| 03/31/2023 | 05/03/2023 | 10-Q |
| 12/31/2022 | 02/16/2023 | 10-K |
| 09/30/2022 | 11/02/2022 | 10-Q |
| 06/30/2022 | 08/09/2022 | 10-Q |
| 03/31/2022 | 05/04/2022 | 10-Q |
| 12/31/2021 | 02/11/2022 | 10-K |
Insider Activity
Expand for More| # | Owner | Title | Holding | Action | Filing Date | Price | Shares | Transacted Value | Value of Held Shares | Form |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Cheong, Wee Yee | EVP, Principal Asia | Direct | Sell | 11132025 | 85.04 | 1,887 | 160,470 | 6,924,042 | Form |
| 2 | Strable-Soethout, Deanna D | President and CEO | Spouse | Sell | 1262026 | 92.56 | 8,025 | 742,794 | 5,019,251 | Form |
| 3 | Strable-Soethout, Deanna D | President and CEO | Spouse | Sell | 1122026 | 92.50 | 300 | 27,750 | 5,758,310 | Form |
| 4 | Strable-Soethout, Deanna D | President and CEO | Direct | Sell | 1302026 | 95.12 | 9,300 | 884,616 | 13,713,260 | Form |
| 5 | Strable-Soethout, Deanna D | President and CEO | Direct | Sell | 2022026 | 95.00 | 7,340 | 697,300 | 12,998,660 | Form |
Industry Resources
| Financials Resources |
| Federal Reserve Economic Data |
| Federal Reserve |
| FDIC Data |
| American Banker |
| The Banker |
| Banking Technology |
| Life & Health Insurance Resources |
| Insurance Business America |
| A.M. Best |
| National Underwriter |
| Insurance News |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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