Kentucky First Federal Bancorp (KFFB)
Market Price (2/16/2026): $4.69 | Market Cap: $37.9 MilSector: Financials | Industry: Regional Banks
Kentucky First Federal Bancorp (KFFB)
Market Price (2/16/2026): $4.69Market Cap: $37.9 MilSector: FinancialsIndustry: Regional Banks
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Strong revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is 26% | Trading close to highsDist 52W High is -1.9% | Debt is significantNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 50% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 19%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 17% | Weak multi-year price returns2Y Excs Rtn is -14%, 3Y Excs Rtn is -94% | Expensive valuation multiplesP/CFOPrice/(Cash Flow from Operations). CFO is cash before capital expenditures. is 22x, P/EPrice/Earnings or Price/(Net Income) is 72x |
| Yield minus risk free rate is negativeERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -2.9% | ||
| Key risksKFFB key risks include [1] operating under a formal written agreement with the OCC, Show more. |
| Strong revenue growthRev Chg LTMRevenue Change % Last Twelve Months (LTM) is 26% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 19%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 17% |
| Trading close to highsDist 52W High is -1.9% |
| Weak multi-year price returns2Y Excs Rtn is -14%, 3Y Excs Rtn is -94% |
| Debt is significantNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is 50% |
| Expensive valuation multiplesP/CFOPrice/(Cash Flow from Operations). CFO is cash before capital expenditures. is 22x, P/EPrice/Earnings or Price/(Net Income) is 72x |
| Yield minus risk free rate is negativeERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -2.9% |
| Key risksKFFB key risks include [1] operating under a formal written agreement with the OCC, Show more. |
Qualitative Assessment
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Kentucky First Federal Bancorp (KFFB) stock has gained about 20% since 10/31/2025 because of the following key factors:
1. Improved Earnings Performance.
Kentucky First Federal Bancorp reported a net income of $344,000, or $0.04 diluted earnings per share, for the three months ended September 30, 2025, a significant increase from a net loss of $15,000, or $(0.00) diluted earnings per share, in the same period of 2024. This positive shift in profitability, announced on November 6, 2025, was primarily driven by a substantial increase in net interest income, which rose by 33.9% to $2.5 million, the absence of a provision for loan loss, and slightly higher non-interest income. The company's fiscal fourth quarter of 2025 (ending June 30, 2025) also showed a return to profitability with a net income of $0.176 million, compared to a net loss in the prior year's fiscal fourth quarter, attributed to stronger net interest income and the absence of a goodwill impairment.
2. Favorable Industry Sentiment and Macroeconomic Conditions for Regional Banks.
The broader regional banking sector experienced a positive sentiment shift and favorable macroeconomic conditions in late 2025 and early 2026. Experts noted that regional bank stocks appeared "bargain-priced" compared to their historical price-to-earnings valuations relative to the S&P 500. The yield curve's steepening (short-term interest rates falling below long-term rates) was identified as a potential catalyst for regional banks to outperform larger banks. Furthermore, deregulation efforts were expected to unlock lending capacity in the financial sector, providing a form of stimulus for banks. There was also a perceived rotation of capital from large-cap technology stocks into more traditional, cyclical sectors, including regional banks.
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1. Improved Earnings Performance.
Kentucky First Federal Bancorp reported a net income of $344,000, or $0.04 diluted earnings per share, for the three months ended September 30, 2025, a significant increase from a net loss of $15,000, or $(0.00) diluted earnings per share, in the same period of 2024. This positive shift in profitability, announced on November 6, 2025, was primarily driven by a substantial increase in net interest income, which rose by 33.9% to $2.5 million, the absence of a provision for loan loss, and slightly higher non-interest income. The company's fiscal fourth quarter of 2025 (ending June 30, 2025) also showed a return to profitability with a net income of $0.176 million, compared to a net loss in the prior year's fiscal fourth quarter, attributed to stronger net interest income and the absence of a goodwill impairment.
2. Favorable Industry Sentiment and Macroeconomic Conditions for Regional Banks.
The broader regional banking sector experienced a positive sentiment shift and favorable macroeconomic conditions in late 2025 and early 2026. Experts noted that regional bank stocks appeared "bargain-priced" compared to their historical price-to-earnings valuations relative to the S&P 500. The yield curve's steepening (short-term interest rates falling below long-term rates) was identified as a potential catalyst for regional banks to outperform larger banks. Furthermore, deregulation efforts were expected to unlock lending capacity in the financial sector, providing a form of stimulus for banks. There was also a perceived rotation of capital from large-cap technology stocks into more traditional, cyclical sectors, including regional banks.
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Stock Movement Drivers
Fundamental Drivers
The 19.5% change in KFFB stock from 10/31/2025 to 2/15/2026 was primarily driven by a 177.9% change in the company's Net Income Margin (%).| (LTM values as of) | 10312025 | 2152026 | Change |
|---|---|---|---|
| Stock Price ($) | 4.02 | 4.80 | 19.5% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 9 | 9 | 7.4% |
| Net Income Margin (%) | 2.0% | 5.7% | 177.9% |
| P/E Multiple | 179.9 | 72.0 | -60.0% |
| Shares Outstanding (Mil) | 8 | 8 | 0.1% |
| Cumulative Contribution | 19.5% |
Market Drivers
10/31/2025 to 2/15/2026| Return | Correlation | |
|---|---|---|
| KFFB | 19.5% | |
| Market (SPY) | -0.0% | -28.3% |
| Sector (XLF) | -1.4% | -6.5% |
Fundamental Drivers
The 50.2% change in KFFB stock from 7/31/2025 to 2/15/2026 was primarily driven by a 32.4% change in the company's P/S Multiple.| (LTM values as of) | 7312025 | 2152026 | Change |
|---|---|---|---|
| Stock Price ($) | 3.20 | 4.80 | 50.2% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 8 | 9 | 13.2% |
| P/S Multiple | 3.1 | 4.1 | 32.4% |
| Shares Outstanding (Mil) | 8 | 8 | 0.1% |
| Cumulative Contribution | 50.2% |
Market Drivers
7/31/2025 to 2/15/2026| Return | Correlation | |
|---|---|---|
| KFFB | 50.2% | |
| Market (SPY) | 8.2% | -4.2% |
| Sector (XLF) | -1.1% | 0.5% |
Fundamental Drivers
The 55.5% change in KFFB stock from 1/31/2025 to 2/15/2026 was primarily driven by a 26.4% change in the company's Total Revenues ($ Mil).| (LTM values as of) | 1312025 | 2152026 | Change |
|---|---|---|---|
| Stock Price ($) | 3.09 | 4.80 | 55.5% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 8 | 9 | 26.4% |
| P/S Multiple | 3.3 | 4.1 | 23.0% |
| Shares Outstanding (Mil) | 8 | 8 | 0.0% |
| Cumulative Contribution | 55.5% |
Market Drivers
1/31/2025 to 2/15/2026| Return | Correlation | |
|---|---|---|
| KFFB | 55.5% | |
| Market (SPY) | 14.3% | -1.3% |
| Sector (XLF) | 1.4% | -0.9% |
Fundamental Drivers
The -24.9% change in KFFB stock from 1/31/2023 to 2/15/2026 was primarily driven by a -61.4% change in the company's Net Income Margin (%).| (LTM values as of) | 1312023 | 2152026 | Change |
|---|---|---|---|
| Stock Price ($) | 6.40 | 4.80 | -24.9% |
| Change Contribution By: | |||
| Total Revenues ($ Mil) | 9 | 9 | 0.2% |
| Net Income Margin (%) | 14.7% | 5.7% | -61.4% |
| P/E Multiple | 37.4 | 72.0 | 92.3% |
| Shares Outstanding (Mil) | 8 | 8 | 0.8% |
| Cumulative Contribution | -24.9% |
Market Drivers
1/31/2023 to 2/15/2026| Return | Correlation | |
|---|---|---|
| KFFB | -24.9% | |
| Market (SPY) | 74.0% | 4.6% |
| Sector (XLF) | 47.7% | 6.0% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| KFFB Return | 26% | -7% | -30% | -33% | 56% | 5% | -10% |
| Peers Return | 38% | -0% | 3% | 29% | 0% | 11% | 102% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | -0% | 82% |
Monthly Win Rates [3] | |||||||
| KFFB Win Rate | 75% | 42% | 50% | 42% | 67% | 50% | |
| Peers Win Rate | 65% | 40% | 45% | 57% | 55% | 90% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 50% | |
Max Drawdowns [4] | |||||||
| KFFB Max Drawdown | -0% | -7% | -39% | -43% | -28% | -9% | |
| Peers Max Drawdown | -1% | -17% | -26% | -12% | -14% | -0% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | -1% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: SYBT, CTBI, RBCAA, GABC, FFBC.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 2/13/2026 (YTD)
How Low Can It Go
| Event | KFFB | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -55.5% | -25.4% |
| % Gain to Breakeven | 124.5% | 34.1% |
| Time to Breakeven | Not Fully Recovered days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -45.0% | -33.9% |
| % Gain to Breakeven | 81.8% | 51.3% |
| Time to Breakeven | 699 days | 148 days |
| 2018 Correction | ||
| % Loss | -31.5% | -19.8% |
| % Gain to Breakeven | 46.0% | 24.7% |
| Time to Breakeven | Not Fully Recovered days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -30.0% | -56.8% |
| % Gain to Breakeven | 42.9% | 131.3% |
| Time to Breakeven | Not Fully Recovered days | 1,480 days |
Compare to SYBT, CTBI, RBCAA, GABC, FFBC
In The Past
Kentucky First Federal Bancorp's stock fell -55.5% during the 2022 Inflation Shock from a high on 6/17/2022. A -55.5% loss requires a 124.5% gain to breakeven.
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About Kentucky First Federal Bancorp (KFFB)
Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. that provide various banking products and services in Kentucky. The company accepts deposit products include passbook savings and certificate accounts, checking accounts, and individual retirement accounts. Its loan portfolio comprises one-to four-family residential mortgage loans; construction loans; mortgage loans secured by multi-family property; nonresidential loans that are secured by commercial office buildings, churches, and properties used for other purposes; commercial non-mortgage loans; and consumer loans, such as home equity lines of credit, loans secured by savings deposits, automobile loans, and unsecured or personal loans. The company also invests in mortgage-backed securities. It operates through seven banking offices. The company was incorporated in 2005 and is based in Hazard, Kentucky. Kentucky First Federal Bancorp is a subsidiary of First Federal MHC.
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Here are 1-3 brief analogies to describe Kentucky First Federal Bancorp (KFFB):
- Like JPMorgan Chase, but a small, independent community bank serving local customers in Kentucky.
- The local, community-focused equivalent of a regional bank like PNC Financial Services, operating exclusively in Kentucky.
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Major Products/Services of Kentucky First Federal Bancorp (KFFB)
- Deposit Accounts: Offers various accounts, such as checking, savings, money market, and certificates of deposit, for individuals and businesses to save and manage their funds.
- Residential Mortgage Loans: Provides loans to individuals for the purchase or refinancing of one-to-four family homes.
- Commercial Real Estate Loans: Extends financing to businesses for the acquisition, development, or refinancing of commercial properties.
- Construction Loans: Offers short-term financing for the construction of residential and commercial properties.
- Commercial Loans: Provides loans to businesses for operating capital, equipment purchases, and other business needs.
- Consumer Loans: Offers loans to individuals for personal use, such as auto loans, personal loans, and home equity loans.
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Kentucky First Federal Bancorp (KFFB) is a bank holding company that, through its subsidiary First Federal Savings and Loan Association of Hazard, primarily sells banking and financial services directly to individuals and businesses within its market area.
As a financial institution, KFFB does not have "major customers" in the sense of other companies that purchase its products for resale or as primary components of their own products. Instead, its customer base consists of direct clients who utilize its banking services. The company primarily serves the following two categories of customers:
-
Individual Customers (Retail Banking): This category includes individuals, families, and households seeking personal financial services. These services encompass a range of deposit accounts (such as checking accounts, savings accounts, money market accounts, and certificates of deposit), residential mortgage loans, home equity loans, and various consumer loans (including auto and personal loans).
-
Business Customers (Commercial Banking): This category comprises small to medium-sized businesses, sole proprietors, corporations, and professional firms. The banking services provided to this segment include business deposit accounts, commercial real estate loans, commercial and industrial (C&I) loans, lines of credit, and treasury management services.
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Major Suppliers for Kentucky First Federal Bancorp (KFFB):
- Yount, Hyde & Barbour, P.C. (Independent Registered Public Accounting Firm)
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R. Clay Hulette, Chief Executive Officer
R. Clay Hulette was appointed Chief Executive Officer of Kentucky First Federal Bancorp and President and Chief Executive Officer of First Federal Savings Bank of Kentucky in October 2025, pending regulatory approval. Prior to this, Mr. Hulette retired in January 2024 after serving as Chief Financial Officer of Kentucky First Federal Bancorp since its inception in March 2005. He also held the positions of President of First Federal Savings Bank from 2007 to 2013 and Frankfort Area President from 2013 to January 2024. After his retirement in 2024, he continued to serve the company in a consulting capacity.
Tyler W. Eades, Chief Financial Officer & Vice President
Tyler W. Eades was appointed Chief Financial Officer and Vice President of Kentucky First Federal Bancorp and its subsidiary banks, effective January 2, 2024. Mr. Eades previously served as Chief Financial Officer for First Federal Savings and Loan of Hazard starting in 2022. Since joining the banks in 2018, he has held various roles, including assisting with SEC filings, preparing financial reports, supervising internal audits, and conducting loan analysis. Mr. Eades is the nephew of R. Clay Hulette.
Don D. Jennings, President
Don D. Jennings serves as President of Kentucky First Federal Bancorp and Chairman of the Board of Directors of First Federal Savings Bank of Kentucky. He has also been appointed Director of Operations for First Federal Savings Bank of Kentucky. Mr. Jennings's previous roles include Executive Vice President/Secretary, and President/COO at Kentucky First Federal Bancorp, and Interim CEO/VP/Secretary at First Federal Savings Bank of Kentucky.
Jaime Coffey, Secretary
Jaime Coffey holds the title of Secretary at Kentucky First Federal Bancorp.
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The key risks to Kentucky First Federal Bancorp (KFFB) are primarily centered around regulatory compliance, challenges in maintaining funding stability and asset growth, and a comparatively low net interest margin.
- Regulatory Risk: The most significant risk for Kentucky First Federal Bancorp is regulatory in nature. The bank is currently operating under a formal written agreement with the Office of the Comptroller of the Currency (OCC), which can impose restrictions or requirements that impact operations and profitability.
- Funding Stability and Asset Growth: KFFB faces challenges in maintaining funding stability and achieving asset growth. Recent reports indicate a decrease in total assets and deposits, suggesting a headwind in securing funding and expanding its asset base.
- Low Net Interest Margin (NIM): The company exhibits a low Net Interest Margin (NIM) of 2.28%, which is notably below the community bank average of 3.46%. This indicates that KFFB earns less on its assets relative to the cost of its funding compared to many of its peers, pointing to weak core profitability.
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The emergence and growth of digital-first financial service providers, including neobanks and specialized fintech companies, pose a clear emerging threat. These entities leverage technology to offer banking products and services with lower overhead, often better rates, and seamless digital experiences, directly challenging KFFB's traditional branch-based model for deposits, loans, and customer engagement.
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Kentucky First Federal Bancorp (KFFB) primarily offers traditional banking products and services, focusing on accepting deposits and originating various types of loans within its operational region of Perry, Franklin, Boyle, and Garrard, and surrounding counties in Kentucky, U.S..
Addressable Market Sizes for Main Products/Services in Kentucky, U.S.:
- Deposits: The total deposits for all financial institutions in Kentucky amounted to approximately $81.24 billion as of the first quarter of 2025.
- Residential Mortgage Loans: The market for residential mortgage loan applications in Kentucky totaled approximately $28.77 billion in 2023. The median home sales price in Kentucky was $265,000 in April 2025.
- Multi-family Loans: Null
- Construction Loans: Null
- Consumer Loans: Null
- Commercial Real Estate Loans: Null
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Here are 3-5 expected drivers of future revenue growth for Kentucky First Federal Bancorp (KFFB) over the next 2-3 years:
- Optimized Net Interest Margin through Loan Repricing and New Originations: Kentucky First Federal Bancorp has demonstrated an ability to increase the average rate earned on its interest-earning assets, particularly loans. This is attributed to both new loan production at higher interest rates and the successful repricing of adjustable-rate mortgages. Continuing this trend of favorable loan repricing and originating new loans at advantageous coupons will be a key driver for growing net interest income.
- Controlled Cost of Funds: The company has also shown an ability to decrease the average rate paid on its interest-bearing liabilities. Sustaining this trend, potentially through strategic management of deposit accounts and other funding sources, will contribute positively to net interest income and overall revenue growth by widening the net interest margin.
- Growth in Non-Interest Income from Loan Sales: KFFB experienced increased non-interest income due to net gains on the sales of loans, driven by demand for fixed-rate secondary market loans. Continued activity in this area, capitalizing on market demand for such loan products, is expected to contribute to future revenue growth.
- Stable Asset Quality and Managed Loan Portfolio: The absence of a provision for credit losses in recent quarters, citing a sufficient allowance, indicates stable asset quality. Maintaining a healthy loan portfolio with minimal credit loss provisions allows the company to maximize interest income from its loan portfolio without significant deductions, thus supporting revenue growth.
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Share Repurchases
- Kentucky First Federal Bancorp announced on February 3, 2021, that it had substantially completed a stock repurchase program initiated on December 19, 2018.
- The Board of Directors authorized a new stock repurchase program on February 3, 2021, for up to 150,000 shares.
- As of September 13, 2024, the company had not repurchased any shares of its common stock in the fourth quarter ended August 2, 2024.
Share Issuance
- No significant share issuances (such as follow-on offerings or large private placements) by Kentucky First Federal Bancorp were explicitly detailed as capital allocation decisions in the provided search results for the last 3-5 years.
Inbound Investments
- No significant inbound investments made in Kentucky First Federal Bancorp by third-parties (e.g., strategic partners or private equity firms) were explicitly detailed in the provided search results for the last 3-5 years.
Outbound Investments
- Kentucky First Federal Bancorp engages in investing in mortgage-backed and other securities when there is insufficient loan demand in its market area, as part of its investment policies.
- First Federal of Hazard has purchased whole loans and participations in loans originated at First Federal of Kentucky since the Company's formation in 2005.
- In the fiscal year ended June 30, 2025, the company's investment securities increased by $67,000 to $9.9 million due to investment purchases and principal repayments/prepayments.
Capital Expenditures
- Kentucky First Federal Bancorp reported capital expenditures of -$165,000 in 2020, -$71,000 in 2021, -$151,000 in 2022, $53,000 in 2023, and -$66,000 in 2024.
- The negative capital expenditures values in some years may indicate net proceeds from the sale of property and equipment exceeding purchases.
Latest Trefis Analyses
| Title | Date | |
|---|---|---|
| DASHBOARDS | ||
| How Low Can Kentucky First Federal Bancorp Stock Really Go? | 10/17/2025 |
| Title | |
|---|---|
| ARTICLES |
Research & Analysis
Invest in Strategies
Wealth Management
Peer Comparisons
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 53.40 |
| Mkt Cap | 1.5 |
| Rev LTM | 355 |
| Op Inc LTM | - |
| FCF LTM | 132 |
| FCF 3Y Avg | 117 |
| CFO LTM | 139 |
| CFO 3Y Avg | 125 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 13.1% |
| Rev Chg 3Y Avg | 10.0% |
| Rev Chg Q | 15.1% |
| QoQ Delta Rev Chg LTM | 3.6% |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 36.9% |
| CFO/Rev 3Y Avg | 38.6% |
| FCF/Rev LTM | 34.5% |
| FCF/Rev 3Y Avg | 36.0% |
Valuation
| Median | |
|---|---|
| Name | |
| Mkt Cap | 1.5 |
| P/S | 4.1 |
| P/EBIT | - |
| P/E | 13.7 |
| P/CFO | 10.7 |
| Total Yield | 9.9% |
| Dividend Yield | 2.4% |
| FCF Yield 3Y Avg | 9.7% |
| D/E | 0.2 |
| Net D/E | -0.6 |
Returns
| Median | |
|---|---|
| Name | |
| 1M Rtn | 7.2% |
| 3M Rtn | 13.5% |
| 6M Rtn | 14.5% |
| 12M Rtn | 11.8% |
| 3Y Rtn | 31.7% |
| 1M Excs Rtn | 10.3% |
| 3M Excs Rtn | 14.5% |
| 6M Excs Rtn | 6.6% |
| 12M Excs Rtn | 0.1% |
| 3Y Excs Rtn | -39.1% |
Price Behavior
Price Behavior
| Market Price | $4.80 | |
| Market Cap ($ Bil) | 0.0 | |
| First Trading Date | 03/03/2005 | |
| Distance from 52W High | -1.9% | |
| 50 Days | 200 Days | |
| DMA Price | $3.72 | $4.30 |
| DMA Trend | up | up |
| Distance from DMA | 29.1% | 11.8% |
| 3M | 1YR | |
| Volatility | 63.9% | 63.4% |
| Downside Capture | -165.66 | -4.34 |
| Upside Capture | -64.03 | 45.27 |
| Correlation (SPY) | -28.0% | -1.5% |
KFFB Betas & Captures as of 1/31/2026
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | -1.94 | -2.80 | -1.42 | -0.08 | 0.02 | 0.17 |
| Up Beta | -2.55 | -3.85 | -0.74 | -0.66 | -0.27 | -0.12 |
| Down Beta | -1.24 | -4.47 | -2.79 | -1.05 | 0.10 | 0.11 |
| Up Capture | -212% | -82% | -40% | 101% | 29% | 8% |
| Bmk +ve Days | 11 | 22 | 34 | 71 | 142 | 430 |
| Stock +ve Days | 7 | 20 | 27 | 55 | 106 | 301 |
| Down Capture | -256% | -224% | -147% | 17% | 18% | 76% |
| Bmk -ve Days | 9 | 19 | 27 | 54 | 109 | 321 |
| Stock -ve Days | 10 | 17 | 26 | 45 | 93 | 321 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with KFFB | |
|---|---|---|---|---|
| KFFB | 129.0% | 62.9% | 2.07 | - |
| Sector ETF (XLF) | 1.6% | 19.3% | -0.04 | 0.5% |
| Equity (SPY) | 14.0% | 19.4% | 0.55 | -2.8% |
| Gold (GLD) | 74.3% | 25.3% | 2.17 | -2.6% |
| Commodities (DBC) | 7.0% | 16.7% | 0.24 | 8.5% |
| Real Estate (VNQ) | 7.9% | 16.6% | 0.28 | -1.6% |
| Bitcoin (BTCUSD) | -29.8% | 44.9% | -0.65 | 0.2% |
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Based On 5-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with KFFB | |
|---|---|---|---|---|
| KFFB | 10.1% | 49.8% | 0.43 | - |
| Sector ETF (XLF) | 12.4% | 18.7% | 0.54 | 5.2% |
| Equity (SPY) | 13.3% | 17.0% | 0.62 | 1.7% |
| Gold (GLD) | 22.1% | 17.0% | 1.06 | 0.5% |
| Commodities (DBC) | 10.5% | 18.9% | 0.44 | 4.1% |
| Real Estate (VNQ) | 5.2% | 18.8% | 0.18 | 3.3% |
| Bitcoin (BTCUSD) | 8.3% | 57.2% | 0.37 | 0.9% |
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Based On 10-Year Data
| Annualized Return | Annualized Volatility | Sharpe Ratio | Correlation with KFFB | |
|---|---|---|---|---|
| KFFB | 4.5% | 44.6% | 0.28 | - |
| Sector ETF (XLF) | 13.8% | 22.2% | 0.57 | 8.7% |
| Equity (SPY) | 15.6% | 17.9% | 0.75 | 5.7% |
| Gold (GLD) | 15.3% | 15.6% | 0.82 | 2.0% |
| Commodities (DBC) | 8.1% | 17.6% | 0.38 | 8.2% |
| Real Estate (VNQ) | 6.4% | 20.7% | 0.27 | 6.4% |
| Bitcoin (BTCUSD) | 67.9% | 66.7% | 1.07 | 3.4% |
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Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 2/12/2026 | 5.9% | ||
| 9/25/2025 | 7.8% | -0.7% | 8.6% |
| 5/13/2025 | 4.8% | 0.0% | 11.2% |
| 2/12/2025 | 0.8% | -5.3% | -11.5% |
| 9/18/2024 | 0.4% | 0.0% | 26.4% |
| 5/13/2024 | 4.6% | -1.4% | -6.2% |
| 2/13/2024 | -0.3% | -1.5% | 0.3% |
| 9/7/2023 | -2.7% | -1.8% | -12.5% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 13 | 9 | 9 |
| # Negative | 5 | 8 | 8 |
| Median Positive | 0.8% | 2.4% | 5.0% |
| Median Negative | -0.5% | -1.5% | -3.6% |
| Max Positive | 7.8% | 4.4% | 26.4% |
| Max Negative | -3.7% | -5.3% | -12.5% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 09/30/2025 | 11/14/2025 | 10-Q |
| 06/30/2025 | 09/30/2025 | 10-K |
| 03/31/2025 | 05/15/2025 | 10-Q |
| 12/31/2024 | 02/14/2025 | 10-Q |
| 09/30/2024 | 11/14/2024 | 10-Q |
| 06/30/2024 | 10/03/2024 | 10-K |
| 03/31/2024 | 05/15/2024 | 10-Q |
| 12/31/2023 | 02/14/2024 | 10-Q |
| 09/30/2023 | 11/14/2023 | 10-Q |
| 06/30/2023 | 09/28/2023 | 10-K |
| 03/31/2023 | 05/15/2023 | 10-Q |
| 12/31/2022 | 02/14/2023 | 10-Q |
| 09/30/2022 | 11/14/2022 | 10-Q |
| 06/30/2022 | 09/28/2022 | 10-K |
| 03/31/2022 | 05/16/2022 | 10-Q |
| 12/31/2021 | 02/14/2022 | 10-Q |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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