LM Funding America Stock Slides -39% With A 12-Day Losing Spree
LM Funding America (LMFA) stock hit day 12 of a continuous streak of days with losses, with cumulative losses over this period amounting to a -39% return. The company has lost about $3.7 Mil in value over the last 12 days, with its current market capitalization at about $5.9 Mil. The stock remains 72.7% below its value at the end of 2024. This compares with year-to-date returns of 16.2% for the S&P 500.
LMFA’s recent streak reflects investor caution following a $6.5M registered direct offering at $0.71 per share, coupled with the repricing of outstanding warrants. This immediate dilution risk overshadowed the company’s efforts to expand its Bitcoin mining capacity.
What is the point? Sustained weakness can be more than noise. It often signals shifting sentiment or deeper concerns. A multi-day losing streak may warn of further downside, or present an opportunity to buy if fundamentals are intact.For quick background, LMFA provides funding to nonprofit community associations, primarily in Florida, by purchasing their rights under delinquent accounts.
Comparing LMFA Stock Returns With The S&P 500
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The following table summarizes the return for LMFA stock vs. the S&P 500 index over different periods, including the current streak:
| Return Period | LMFA | S&P 500 |
|---|---|---|
| 1D | -16.7% | 0.9% |
| 12D (Current Streak) | -38.8% | -0.2% |
| 1M (21D) | -28.5% | 2.9% |
| 3M (63D) | -49.9% | 2.1% |
| YTD 2025 | -72.7% | 16.2% |
| 2024 | -41.9% | 23.3% |
| 2023 | 11.7% | 24.2% |
| 2022 | -88.6% | -19.4% |
Gains and Losses Streaks: S&P 500 Constituents
There are currently 45 S&P constituents with 3 days or more of consecutive gains and 30 constituents with 3 days or more of consecutive losses.
| Consecutive Days | # of Gainers | # of Losers |
|---|---|---|
| 3D | 34 | 7 |
| 4D | 7 | 16 |
| 5D | 2 | 2 |
| 6D | 0 | 5 |
| 7D or more | 2 | 0 |
| Total >=3 D | 45 | 30 |
Key Financials for LM Funding America (LMFA)
Last 2 Fiscal Years:
| Metric | FY2023 | FY2024 |
|---|---|---|
| Revenues | $6.2 Mil | $17.0 Mil |
| EBT | $-18.8 Mil | $-7.7 Mil |
| Net Income | $-15.9 Mil | $-7.3 Mil |
Last 2 Fiscal Quarters:
| Metric | 2025 FQ2 | 2025 FQ3 |
|---|---|---|
| Revenues | $5.4 Mil | $2.2 Mil |
| EBT | $60,500 | $-3.7 Mil |
| Net Income | $0.1 Mil | $-3.7 Mil |
The losing streak LMFA stock is currently on doesn’t inspire much confidence among investors. In contrast, Trefis High Quality (HQ) Portfolio, with a collection of 30 stocks, has a track record of comfortably outperforming its benchmark that includes all 3 — the S&P 500, S&P mid-cap, and Russell 2000 indices. Why is that? As a group, HQ Portfolio stocks provided better returns with less risk versus the benchmark index; less of a roller-coaster ride, as evident in HQ Portfolio performance metrics.