How Does Fiserv Stock Stack Up Against Its Peers?
Fiserv‘s (FISV) stock has significantly underperformed its peers over the past year. But how does it measure up against payment processing and fintech competitors rapidly scaling? As of 3/10/2026, a closer look reveals robust profitability with leading operating margins, despite moderate revenue growth. Its low PE ratio (9.15) suggests an appealing valuation, but limited upside exists if growth doesn’t accelerate.
- FISV’s 26.9% operating margin, highest among peers, reflects superior operational efficiency and increasing software/service revenue mix.
- FISV’s 3.6% revenue growth is low, lagging FIS, JKHY, PYPL, ACIW, but outpacing GPN, impacted by Argentina’s economy and strategic recalibrations.
- FISV’s stock is down 72.3% in 1 year, underperforming peers. Its 9.2 PE reflects market apprehension over revised growth guidance and competitive pressures.
Here’s how Fiserv stacks up across size, valuation, and profitability versus key peers.
| FISV | FIS | GPN | JKHY | PYPL | ACIW | |
|---|---|---|---|---|---|---|
| Market Cap ($ Bil) | 31.9 | 26.1 | 17.4 | 12.4 | 42.0 | 4.3 |
| Revenue ($ Bil) | 21.2 | 10.7 | 8.3 | 2.5 | 33.2 | 1.8 |
| PE Ratio | 9.2 | 68.6 | 12.4 | 24.4 | 8.0 | 19.1 |
| LTM Revenue Growth | 3.6% | 5.4% | -0.2% | 8.4% | 4.3% | 10.4% |
| LTM Operating Margin | 26.9% | 16.5% | 18.8% | 25.9% | 19.3% | 18.7% |
| LTM FCF Margin | 20.3% | 17.1% | 24.5% | 19.1% | 16.8% | 16.4% |
| 12M Market Return | -72.3% | -26.9% | -23.1% | -8.8% | -33.6% | -18.6% |
For more details on Fiserv, read Buy or Sell FISV Stock. Below we compare FISV’s growth, margin, and valuation with peers across years
Revenue Growth Comparison
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| LTM | 2025 | 2024 | 2023 | |
|---|---|---|---|---|
| FISV | 3.6% | 3.6% | 7.1% | 7.6% |
| FIS | 5.4% | 5.4% | 3.0% | 1.1% |
| GPN | -0.2% | -0.4% | 4.8% | -17.8% |
| JKHY | 8.4% | 7.2% | 6.6% | 6.9% |
| PYPL | 4.3% | 4.3% | 6.8% | 8.2% |
| ACIW | 10.4% | 10.4% | 9.8% | 2.2% |
Operating Margin Comparison
| LTM | 2025 | 2024 | 2023 | |
|---|---|---|---|---|
| FISV | 26.9% | 26.9% | 28.7% | 25.4% |
| FIS | 16.5% | 16.5% | 17.4% | 15.9% |
| GPN | 18.8% | 19.1% | 22.0% | 19.7% |
| JKHY | 25.9% | 23.9% | 22.1% | 23.1% |
| PYPL | 19.3% | 19.3% | 18.1% | 16.6% |
| ACIW | 18.7% | 18.7% | 19.3% | 15.2% |
PE Ratio Comparison
| LTM | 2025 | 2024 | 2023 | |
|---|---|---|---|---|
| FISV | 9.2 | 10.6 | 38.0 | 26.5 |
| FIS | 68.6 | 91.0 | 30.8 | -5.3 |
| GPN | 12.4 | 13.4 | 18.1 | 33.6 |
| JKHY | 24.4 | 29.2 | 33.5 | 32.5 |
| PYPL | 8.0 | 10.7 | 21.2 | 16.0 |
| ACIW | 19.1 | 21.9 | 27.0 | 27.3 |
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