How Does Fiserv Stock Stack Up Against Its Peers?
Fiserv‘s stock notably underperformed its peers over the past year, as of February 23, 2026. However, a deeper analysis reveals strong profitability, evidenced by its high operating and free cash flow margins, and a low valuation relative to its peers. Despite these strengths, Fiserv‘s revenue growth lags some competitors, posing challenges in the dynamic payment processing sector as agile fintech pure-plays continue to gain momentum.
- FISV’s 28.7% operating margin, the highest among peers, signals superior efficiency via software/service and cost control.
- FISV’s 5.2% revenue growth (outpacing FIS, PYPL; lagging GPN, JKHY, ACIW) suggests mature market presence despite digital service cross-sell.
- FISV’s 74.9% stock drop (underperforming peers) and 8.7 PE likely reflect market concerns over recent Q3 earnings misses and slower growth.
Here’s how Fiserv stacks up across size, valuation, and profitability versus key peers.
| FISV | FIS | GPN | JKHY | PYPL | ACIW | |
|---|---|---|---|---|---|---|
| Market Cap ($ Bil) | 31.5 | 24.7 | 19.1 | 11.3 | 41.1 | 4.0 |
| Revenue ($ Bil) | 21.2 | 10.5 | 10.7 | 2.5 | 33.2 | 1.7 |
| PE Ratio | 8.7 | 162.7 | 10.9 | 22.2 | 7.8 | 15.2 |
| LTM Revenue Growth | 5.2% | 4.2% | 21.0% | 8.4% | 4.3% | 7.0% |
| LTM Operating Margin | 28.7% | 16.6% | 19.8% | 25.9% | 19.3% | 19.8% |
| LTM FCF Margin | 21.8% | 17.0% | 26.8% | 19.1% | 16.8% | 16.6% |
| 12M Market Return | -74.9% | -30.5% | -22.0% | -7.8% | -41.1% | -23.9% |
For more details on Fiserv, read Buy or Sell FISV Stock. Below we compare FISV’s growth, margin, and valuation with peers across years
Revenue Growth Comparison
| LTM | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
| FISV | 5.2% | – | 7.1% | 7.6% | 9.3% |
| FIS | 4.2% | – | 3.0% | 1.1% | 4.1% |
| GPN | 21.0% | – | 4.7% | 7.6% | 5.3% |
| JKHY | 8.4% | 7.2% | 6.6% | 6.9% | |
| PYPL | 4.3% | 4.3% | 6.8% | 8.2% | |
| ACIW | 7.0% | – | 9.8% | 2.2% | 3.7% |
Operating Margin Comparison
| LTM | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
| FISV | 28.7% | – | 28.7% | 25.4% | 20.8% |
| FIS | 16.6% | – | 17.4% | 15.9% | 13.2% |
| GPN | 19.8% | – | 20.4% | 19.2% | 18.6% |
| JKHY | 25.9% | 23.9% | 22.1% | 23.1% | |
| PYPL | 19.3% | 19.3% | 18.1% | 16.6% | |
| ACIW | 19.8% | – | 19.3% | 15.2% | 14.3% |
PE Ratio Comparison
| LTM | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
| FISV | 8.7 | – | 12.4 | 41.0 | 33.7 |
| FIS | 162.7 | – | 25.3 | -7.2 | -2.2 |
| GPN | 10.9 | – | 12.5 | 29.7 | 313.5 |
| JKHY | 22.2 | 29.2 | 33.5 | 32.5 | |
| PYPL | 7.8 | 10.7 | 21.2 | 16.0 | |
| ACIW | 15.2 | – | 24.8 | 46.4 | 24.5 |
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