FIS’s 8.5% One Day Dip Begs The Question: Is FI Better Instead?
Fiserv (FI) offers superior revenue growth across key periods, better profitability, and relatively lower valuation vs Fidelity National Information Services (FIS), suggesting you may be better off investing in FI
- FI’s quarterly revenue growth was 8.0%, vs. FIS’s 2.6%.
- In addition, its Last 12 Months revenue growth came in at 6.7%, ahead of FIS’s 3.0%.
- FI leads on profitability over both periods – LTM margin of 30.0% and 3-year average of 26.7%.
FIS provides technology solutions for merchants, banks, and capital markets, including enterprise and small business acquiring, global e-commerce, core banking processing, and digital banking applications. FI provides payment and financial technology, including point-of-sale acquiring, digital commerce, card transaction processing, and institution ledger management services.
Valuation & Performance Overview
| FIS | FI | Preferred | |
|---|---|---|---|
| Valuation | |||
| P/EBIT Ratio | 21.8 | 11.7 | FI |
| Revenue Growth | |||
| Last Quarter | 2.6% | 8.0% | FI |
| Last 12 Months | 3.0% | 6.7% | FI |
| Last 3 Year Average | 2.5% | 7.5% | FI |
| Operating Margins | |||
| Last 12 Months | 17.2% | 30.0% | FI |
| Last 3 Year Average | 15.6% | 26.7% | FI |
| Momentum | |||
| Last 3 Year Return | -19.9% | 26.6% | FI |
Note: For “Last 3 Year Return” metric, preferred stock is one with higher returns unless the returns are too high (>300%) which creates risk of sell off.
See more revenue details: FIS Revenue Comparison | FI Revenue Comparison
See more margin details: FIS Operating Income Comparison | FI Operating Income Comparison
But do these numbers tell the full story? Read Buy or Sell FI Stock to see if Fiserv’s edge holds up under the hood or if Fidelity National Information Services still has cards to play (see Buy or Sell FIS Stock).
That is one way to look at stocks. Trefis High Quality Portfolio evaluates much more, and is designed to reduce stock-specific risk while giving upside exposure
Historical Market Performance
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Total [1] | Avg | Best | |
|---|---|---|---|---|---|---|---|---|---|
| Returns | |||||||||
| FIS Return | 3% | -22% | -36% | -8% | 37% | -1% | -37% | ||
| FI Return | -2% | -9% | -3% | 31% | 55% | -34% | 17% | ||
| S&P 500 Return | 16% | 27% | -19% | 24% | 23% | 8% | 93% | <=== | |
| Monthly Win Rates [3] | |||||||||
| FIS Win Rate | 50% | 42% | 42% | 50% | 67% | 71% | 54% | ||
| FI Win Rate | 50% | 50% | 50% | 67% | 67% | 43% | 54% | ||
| S&P 500 Win Rate | 58% | 75% | 42% | 67% | 75% | 57% | 62% | <=== | |
| Max Drawdowns [4] | |||||||||
| FIS Max Drawdown | -26% | -27% | -47% | -29% | -2% | -15% | -24% | ||
| FI Max Drawdown | -33% | -16% | -15% | -2% | -1% | -34% | -17% | ||
| S&P 500 Max Drawdown | -31% | -1% | -25% | -1% | -2% | -15% | -12% | <=== | |
[1] Cumulative total returns since the beginning of 2020
[2] 2025 data is for the year till date (YTD)
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
No matter how good the numbers, stock investment is never a smooth ride. There is a risk you must factor in. Read FI Dip Buyer Analyses and FIS Dip Buyer Analyses to see how these stocks have fallen and recovered in the past.