Schwab Intermediately-Term U.S. Treasury ETF (SCHR)


Market Price (9/11/2026): $24.035

Schwab Intermediately-Term U.S. Treasury ETF (SCHR)


Market Price (9/11/2026): $24.035

Key Takeaways

  • SCHR has returned -2.0% YTD vs +11.4% for SPY, -1.6% for AGG; -1.3% over the past 12 months (SPY +17.2%, AGG -0.8%). details →
  • Priced in gold, SCHR has returned -51.9% over the past 3 years, vs +10.9% in dollars — its dollar gains have lagged gold. details →
  • Over the past month, SCHR has seen net inflows of +$152M (+1.1% of assets). details →
  • SCHR yields 3.70% based on its trailing 12-month distributions.
  • SCHR's -2.0% YTD is behind its typical pace — it averaged +0.3% at this point (September 10) over the past 5 years. details →
Last updated: 9/10/2026.

Price Chart

Asset Allocation with SCHR

Risk Tolerance:
ConservativeModerateAggressive
Moderate — 55% equity / 25% bonds / 20% alternatives
10Y Return (ann.)
+11.6%
Volatility
10.5%
Sharpe
0.84
YTD
+7.9%
Modeled with monthly rebalancing to target weights; 10-year figures are annualized from monthly returns. Illustrative only — past performance is not indicative of future results.

Learn More →
Tailored Asset Allocation
[1] Personalized 5 Level Risk Tolerance Assessment
[2] Asset Allocation for My Risk Tolerance
Learn More →
Protect Wealth
[1] Defensive Portfolios
[2] Tax-Efficient Strategies

Top 20 Holdings for SCHR

Total Weights
Top 5: 1.5% | Top 10: 1.5% | Top 20: 1.5%

HoldingETF Weight
TREASURY NOTE 3.50% 02/15/2033 (BBG01DVKBC66)1.48%

Return vs. Risk

Price Returns Compared

 202120222023202420252026Total [1]
Returns
SCHR Return-3%-11%4%1%7%-1%-3%
Peers Return-2%-12%4%1%7%-1%-5%
S&P 500 Return27%-19%24%23%16%12%103%

Monthly Win Rates [3]
SCHR Win Rate42%25%42%67%75%33% 
Peers Win Rate44%25%42%67%73%39% 
S&P 500 Win Rate75%42%67%75%67%44% 

Max Drawdowns [4]
SCHR Max Drawdown-3%-13%-6%-4%-2%-3% 
Peers Max Drawdown-4%-15%-8%-4%-3%-3% 
S&P 500 Max Drawdown-5%-25%-10%-8%-19%-9% 


[1] Cumulative total returns since the beginning of 2021
[2] Peers: IEF, VGIT, GOVT, SPTI.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 9/10/2026 (YTD)

Sharpe Ratios Compared

One measure of reward vs. risk is a Sharpe ratio. A higher ratio indicates better risk-adjusted returns. Most funds have Sharpe ratios < 1.0.

Ticker1Y3Y5Y
SCHR-1.08-0.12-0.70
Bond Top Results (3Y)   
USHY0.210.840.08
SHYG0.220.790.22
JNK0.230.750.01
HYG0.090.750.02
SPSB-0.810.54-0.46

Results as of 8312026.

How Low Can It Go

EventSCHRS&P 500
2022 Inflation Shock & Fed Tightening
  % Loss-12.7%-24.5%
  % Gain to Breakeven14.5%32.4%
  Time to Breakeven1016 days427 days

Compare to IEF, VGIT, GOVT, SPTI

In The Past

Schwab Intermediately-Term U.S. Treasury ETF's stock fell 0.0% during the 2025 US Tariff Shock. Such a loss loss requires a 0.0% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

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Compare to IEF, VGIT, GOVT, SPTI

In The Past

Schwab Intermediately-Term U.S. Treasury ETF's stock fell 0.0% during the 2025 US Tariff Shock. Such a loss loss requires a 0.0% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

SCHR Dip Buy History


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Current Dip Buy Opportunities Across ETFs

ETFs currently down 5% or more from trailing 6M peaks.

TickerNameDip %Mkt PricePrice DatePeak PricePeak Date# Days
QQQInvesco QQQ Trust, Series 1-5.0%708.699102026746.166022026100
QQQMInvesco NASDAQ 100 ETF-5.0%291.809102026307.236022026100
QQEWFirst Trust Nasdaq-100 Select Equal Weight ETF-6.2%156.659102026167.03813202628
IJHiShares Core S&P Mid-Cap ETF-6.1%73.86910202678.67816202625
IWRiShares Russell Mid-Cap ETF-5.1%108.969102026114.82816202625
MDYState Street SPDR S&P MIDCAP 400 ETF Trust-6.1%673.259102026716.91816202625
SCHMSchwab U.S. Mid-Cap ETF-5.4%34.89910202636.87630202672
IVOOVanguard S&P Mid-Cap 400 ETF-6.1%125.019102026133.08816202625
IJRiShares Core S&P Small-Cap ETF-6.0%141.449102026150.44816202625
VBVanguard Small-Cap ETF-5.9%291.189102026309.29816202625
IWMiShares Russell 2000 ETF-5.7%287.709102026305.09816202625
SCHASchwab U.S. Small-Cap ETF-6.9%33.65910202636.13630202672
VTWOVanguard Russell 2000 ETF-5.7%116.349102026123.31816202625
DFASDimensional U.S. Small Cap ETF-5.3%80.01910202684.48816202625
ESMLiShares ESG Aware MSCI USA Small-Cap ETF-5.7%53.41910202656.64816202625
NUSCNuveen ESG Small-Cap ETF-6.5%49.80910202653.27816202625
IWFiShares Russell 1000 Growth ETF-5.8%121.329102026128.776012026101
VONGVanguard Russell 1000 Growth ETF-5.7%124.849102026132.356012026101
AKREAkre Focus ETF-8.8%56.38910202661.85830202611
IWPiShares Russell Mid-Cap Growth ETF-7.5%136.689102026147.70817202624
VOTVanguard Mid-Cap Growth ETF-6.8%292.759102026314.02816202625
IJKiShares S&P Mid-Cap 400 Growth ETF-7.2%110.559102026119.11817202624
MDYGState Street SPDR S&P 400 Mid Cap Growth ETF-7.2%105.509102026113.69817202624
IWOiShares Russell 2000 Growth ETF-7.6%365.679102026395.65816202625
VBKVanguard Small-Cap Growth ETF-7.7%337.989102026366.24817202624
IJTiShares S&P Small-Cap 600 Growth ETF-7.5%165.679102026179.07804202637
SLYGState Street SPDR S&P 600 Small Cap Growth ETF-7.5%110.569102026119.50804202637
IJJiShares S&P Mid-Cap 400 Value ETF-5.0%144.079102026151.67816202625
IEMGiShares Core MSCI Emerging Markets ETF-5.1%81.58910202686.00622202680
EEMiShares MSCI Emerging Markets ETF-5.9%67.00910202671.21622202680
ASHRXtrackers Harvest CSI 300 China A-Shares ETF-9.9%33.62910202637.30622202680
EWYiShares MSCI South Korea ETF-16.6%182.789102026219.20621202681
EWZiShares MSCI Brazil ETF-7.6%38.56910202641.734142026149
FXIiShares China Large-Cap ETF-10.2%34.35910202638.265132026120
KWEBKraneShares CSI China Internet ETF-20.2%24.44910202630.643162026178
NOBLProShares S&P 500 Dividend Aristocrats ETF-5.1%56.08910202659.07824202617
MTUMiShares MSCI USA Momentum Factor ETF-12.2%303.159102026345.22622202680
SPHQInvesco S&P 500 Quality ETF-7.0%83.75910202690.10630202672
FNDASchwab Fundamental U.S. Small Company ETF-6.0%36.19910202638.52816202625
SPMOInvesco S&P 500 Momentum ETF-8.7%147.539102026161.66622202680
URAGlobal X Uranium ETF-22.8%45.00910202658.265062026127
BOTZGlobal X Funds Global X Robotics & Artificial Intelligence ETF-16.5%34.76910202641.635132026120
ROBOROBO Global Robotics & Automation Index ETF-13.9%77.82910202690.346022026100
LITGlobal X Lithium & Battery Tech ETF-21.6%71.81910202691.625112026122
ICLNiShares Global Clean Energy ETF-25.0%17.82910202623.756022026100
ARKQARK Autonomous Technology & Robotics ETF-16.2%120.499102026143.825282026105
ARKXARK Space & Defense Innovation ETF-16.1%31.66910202637.745282026105
NASATema Space Innovators ETF-45.0%23.04910202641.895272026106
AGIXKraneShares Artificial Intelligence ETF-8.3%45.28910202649.406012026101
DRSKAptus Defined Risk ETF-6.1%27.86910202629.676012026101
GDEWisdomTree Efficient Gold Plus Equity Strategy Fund-8.1%65.53910202671.30825202616
XLKState Street Technology Select Sector SPDR ETF-6.6%185.229102026198.216022026100
XLVState Street Health Care Select Sector SPDR ETF-5.7%165.669102026175.68819202622
XLIState Street Industrial Select Sector SPDR ETF-8.6%170.559102026186.51816202625
XLCState Street Communication Services Select Sector SPDR ETF-6.4%111.509102026119.104192026144
XLYState Street Consumer Discretionary Select Sector SPDR ETF-8.3%111.969102026122.065282026105
XLUState Street Utilities Select Sector SPDR ETF-9.8%42.52910202647.154092026154
XLBState Street Materials Select Sector SPDR ETF-5.4%50.76910202653.67826202615
VHTVanguard Health Care ETF-5.5%311.279102026329.48819202622
IYJiShares U.S. Industrials ETF-7.8%156.539102026169.86804202637
IYMiShares U.S. Basic Materials ETF-5.3%186.039102026196.45825202616
SMHVanEck Semiconductor ETF-16.2%560.289102026668.91622202680
SOXXiShares Semiconductor ETF-21.0%517.439102026655.01622202680
IBBiShares Biotechnology ETF-6.6%202.649102026216.96819202622
XBIState Street SPDR S&P Biotech ETF-7.5%156.829102026169.55819202622
ITAiShares U.S. Aerospace & Defense ETF-13.8%218.329102026253.22816202625
IGViShares Expanded Tech-Software Sector ETF-8.3%101.209102026110.32827202614
IYTiShares U.S. Transportation ETF-8.9%82.03910202690.01716202656
KREState Street SPDR S&P Regional Banking ETF-5.3%73.81910202677.93816202625
MISLFirst Trust Indxx Aerospace & Defense ETF-14.0%42.29910202649.195282026105
RINGiShares MSCI Global Gold Miners ETF-9.2%84.56910202693.17825202616
SOXQInvesco PHLX Semiconductor ETF-20.5%91.479102026115.11622202680
TLTiShares 20+ Year Treasury Bond ETF-6.9%80.78910202686.78629202673
VGLTVanguard Long-Term Treasury ETF-5.9%51.88910202655.12629202673
SPTLState Street SPDR Portfolio Long Term Treasury ETF-6.2%24.70910202626.33629202673
TLHiShares 10-20 Year Treasury Bond ETF-5.5%95.049102026100.56629202673
EDVVanguard World Funds Extended Duration ETF-10.1%58.85910202665.43624202678
VCLTVanguard Long-Term Corporate Bond ETF-5.7%70.62910202674.85629202673
SPLBState Street SPDR Portfolio Long Term Corporate Bond ETF-6.1%21.03910202622.40629202673
IGLBiShares 10+ Year Investment Grade Corporate Bond ETF-6.0%47.07910202650.05629202673
LMUBiShares Long-Term National Muni Bond ETF-6.4%47.74910202651.00705202667
GSGiShares GSCI Commodity-5.8%30.01910202631.853182026176
GLDSPDR Gold Trust-15.1%396.369102026466.883122026182
IAUiShares Gold Trust-13.5%82.69910202695.653122026182
GLDMSPDR Gold MiniShares Trust-15.0%85.519102026100.603122026182
SGOLETFS Physical Swiss Gold Shares-7.8%44.66910202648.433122026182
BARDirexion Daily Gold Bull 3X Shares-11.4%44.34910202650.063122026182
SLViShares Silver Trust-23.5%60.72910202679.355132026120
PPLTETFS Physical Platinum Shares-17.5%16.13910202619.555132026120
CPERUnited States Copper Index Fund ETV-6.6%33.33910202635.693162026178
PALLETFS Physical Palladium Shares-21.0%23.23910202629.413122026182
UNGUnited States Natural Gas Fund LP-21.9%10.19910202613.043122026182
BNOUnited States Brent Oil Fund LP ETV-7.1%55.85910202660.135042026129
VNQVanguard Real Estate ETF-6.8%94.129102026100.95728202644
XLREState Street Real Estate Select Sector SPDR ETF-6.4%43.05910202646.01728202644
SCHHSchwab U.S. REIT ETF-7.2%23.06910202624.86726202646
IYRiShares U.S. Real Estate ETF-6.8%99.979102026107.26728202644
REETiShares Global REIT ETF-6.9%26.89910202628.89726202646
USRTiShares Core U.S. REIT ETF-8.0%64.22910202669.82726202646
IBITiShares Bitcoin Trust ETF-6.0%43.68910202646.475112026122
FBTCFidelity Wise Origin Bitcoin Fund-6.0%67.06910202671.355112026122

ETF Fund Flows

Largest fund inflows and outflows across ETFs, with the asset-allocation rotation they imply.

Net fund flows · as of 2026-09-10

Asset allocation rotation · Past month

  • Bond ETFs drew the largest net inflows (+$16.2B), followed by Equity (+$15.4B), while Real Estate (−$520M) saw the largest outflows.
  • Within the mix, money rotated into Short Treasury (+$9.1B) and out of US Large Cap Core (−$18.4B).
  • Relative to fund size, CNEQ drew the largest inflow (+79.2% of AUM) and SNXX the largest outflow (−41.2%).
Largest inflows
#TickerNameTypeNet flow% of AUM
1VOOVanguard S&P 500 ETFEquity US Large Cap Core+$43.65B+4.2%
2VTIVanguard Morningstar Total Stock Market ETFEquity US Total Market+$7.65B+1.1%
3SGOViShares 0-3 Month Treasury Bond ETFCash+$7.49B+7.1%
4VGSHVanguard Short-Term Treasury ETFBond Short Treasury+$4.68B+14.9%
5GLDSPDR Gold SharesCommodity Gold+$4.19B+2.8%
6SCHDSchwab U.S. Dividend Equity ETFEquity Dividend Income+$3.83B+3.4%
7AVLVAvantis U.S. Large Cap Value ETFOther+$3.78B+17.5%
8TLTiShares 20+ Year Treasury Bond ETFBond Long Treasury+$3.65B+7.8%
9VXUSVanguard Total International Stock ETFEquity International Broad+$3.31B+2.0%
10IBITiShares Bitcoin Trust ETFCrypto+$2.8B+4.6%
Largest outflows
#TickerNameTypeNet flow% of AUM
1IVViShares Core S&P 500 ETFEquity US Large Cap Core-$59.47B-6.7%
2SPYMState Street SPDR Portfolio S&P 500 ETFEquity US Large Cap Core-$4.97B-2.9%
3LQDiShares iBoxx $ Investment Grade Corporate Bond ETFBond Intermediate Corporate-$4.14B-12.6%
4XLFState Street Financial Select Sector SPDR ETFEquity Broad Sector-$3.42B-6.2%
5HYGiShares iBoxx $ High Yield Corporate Bond ETFBond High Yield Corporate-$3.03B-18.4%
6VGITVanguard Intermediate-Term Treasury ETFBond Intermediate Treasury-$2.47B-5.8%
7DRAMRoundhill Memory ETFOther-$2.14B-8.2%
8GOVTiShares U.S. Treasury Bond ETFBond Intermediate Treasury-$1.82B-4.2%
9XLKState Street Technology Select Sector SPDR ETFEquity Broad Sector-$1.18B-1.0%
10EWYiShares MSCI South Korea ETFEquity Emerging Markets-$1.06B-3.8%

Largest ETF fund flows across ~2646 funds (min AUM $100M). Net creations/redemptions; leveraged & inverse ETFs excluded. A ⚠ marks a day excluded as a suspected data error.

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About SCHR

0Holdings Count: 101
Expense Ratio: 0.03%
Inception Date: 2010-08-05
Schwab Intermediate-Term U.S. Treasury ETF
The fund’s goal is to track as closely as possible, before fees and expenses, the total return of an index that measures the performance of the intermediate-term U.S. Treasury bond market.
Asset Class: Fixed Income | ETF Website

Recent Active Movers

Peer Comparisons

Peers to compare with:

Profile

SCHRIEFVGITGOVTSPTIMedian
NameSchwab Int.iShares 7-.Vanguard I.iShares U..State Stre. 
Asset ClassBondBondBondBondBond-
AUM ($ Bil)13.442.050.741.610.641.6
Expense Ratio0.03%0.15%0.03%0.05%0.03%0.03%
10-D Avg Volume (Mil)2.867.103.819.882.303.81
Latest Day Volume (Mil)5.629.844.79-2.035.20
Holdings Count1011676218110101
Inception Date8/5/20107/21/200211/19/20092/13/20125/23/2007-

Fundamentals

SCHRIEFVGITGOVTSPTIMedian
NameSchwab Int.iShares 7-.Vanguard I.iShares U..State Stre. 
Net Asset Value24.2392.1757.9122.3327.90-
Premium/Discount-0.8%-1.1%-0.8%-0.7%-0.9%-0.8%
Distribution Yield4.0%4.1%4.0%0.0%4.0%4.0%
Sales Yield------
Earnings Yield------

Valuation

SCHRIEFVGITGOVTSPTIMedian
NameSchwab Int.iShares 7-.Vanguard I.iShares U..State Stre. 
P/S (TTM)------
P/E (TTM)------
P/FCF (TTM)------
Forward P/E------
Forward P/S------

Risk

SCHRIEFVGITGOVTSPTIMedian
NameSchwab Int.iShares 7-.Vanguard I.iShares U..State Stre. 
Volatility (1Y)3.3%4.7%3.3%3.5%3.3%3.3%
Volatility (3Y)4.4%6.3%4.4%5.1%4.4%4.4%
Volatility (5Y)5.4%7.7%5.4%6.0%5.4%5.4%
Beta (1Y)0.070.110.070.080.070.07
Beta (3Y)0.020.040.020.030.020.02
Beta (5Y)0.020.040.020.020.020.02
Sharpe Ratio (1Y)-0.35-0.52-0.28-0.28-0.36-0.35
Sharpe Ratio (3Y)0.790.460.810.600.790.79
Sharpe Ratio (5Y)-0.06-0.23-0.05-0.16-0.06-0.06
Max Drawdown (1Y)-3.5%-5.1%-3.3%-3.4%-3.5%-3.5%
Max Drawdown (3Y)-4.3%-6.9%-4.3%-4.9%-4.4%-4.4%
Max Drawdown (5Y)-14.7%-20.9%-14.6%-16.5%-14.7%-14.7%

Returns

SCHRIEFVGITGOVTSPTIMedian
NameSchwab Int.iShares 7-.Vanguard I.iShares U..State Stre. 
1M Return-1.5%-1.8%-1.2%-1.2%-1.5%-1.5%
3M Return-1.3%-2.0%-1.0%-1.3%-1.3%-1.3%
6M Return-2.4%-3.4%-2.0%-2.1%-2.4%-2.4%
YTD Return-2.0%-3.0%-1.6%-1.7%-2.0%-2.0%
1Y Return-1.2%-2.5%-0.9%-1.0%-1.2%-1.2%
2Y Return2.4%-0.1%2.8%1.1%2.5%2.4%
3Y Return10.9%8.7%11.2%9.4%10.9%10.9%

Short Interest

Short Interest: As Of Date8142026
Short Interest: Shares Quantity1.0 Mil
Short Interest: % Change Since 7312026-38.8%
Average Daily Volume2.3 Mil
Days-to-Cover Short Interest1