Tearsheet

Senmiao Technology (AIHS)

Market Price (12/4/2025): $1.34 | Market Cap: $0.1 Mil
Sector: Industrials | Industry: Trading Companies & Distributors

Senmiao Technology (AIHS)

Market Price (12/4/2025): $1.34
Market Cap: $0.1 Mil
Sector: Industrials
Industry: Trading Companies & Distributors

Investment Highlights Why It Matters Which of these 2 stories sounds closer for this stock?

1. Generates cash flow

The stock generated 4% or more of the share price (called cash flow yield), and shows moderate 10-15% or more growth.

2. Riding a trend

Think Tesla during the pandemic of 2020 when EVs were riding a cultural high, or Nvidia in the current AI boom, or even Figma. These companies don’t have enough yield, or, enough growth, or both - however - they are riding a trend. They have momentum. These can be more volatile - they don’t have the floor of strong cash flow

0	Cash is significant % of market cap Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -2068%	Weak multi-year price returns 2Y Excs Rtn is -107%, 3Y Excs Rtn is -157%	Not profitable at operating income level Op Inc LTMOperating Income, Last Twelve Months is -3.7 Mil, Op Mgn LTMOperating Margin = Operating Income / Revenue Reflects profitability before taxes and before impact of capital structure (interest payments). is -110%
1	Valuation becoming less expensive P/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -97%		Weak revenue growth Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -16%, Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -17%, Rev Chg QQuarterly Revenue Change % is -2.2%
2	Attractive yield FCF Yield is 499%		Yield minus risk free rate is negative ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -9922%
3			High stock price volatility Vol 12M is 942%

0	Cash is significant % of market cap Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -2068%
1	Valuation becoming less expensive P/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is -97%
2	Attractive yield FCF Yield is 499%
3	Weak multi-year price returns 2Y Excs Rtn is -107%, 3Y Excs Rtn is -157%
4	Not profitable at operating income level Op Inc LTMOperating Income, Last Twelve Months is -3.7 Mil, Op Mgn LTMOperating Margin = Operating Income / Revenue Reflects profitability before taxes and before impact of capital structure (interest payments). is -110%
5	Weak revenue growth Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -16%, Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -17%, Rev Chg QQuarterly Revenue Change % is -2.2%
6	Yield minus risk free rate is negative ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is -9922%
7	High stock price volatility Vol 12M is 942%

Valuation, Metrics & Events

	12/4/25	2024	2023	2022
Share Price CYE	$1.34	$10.70	$4.10	$9.04
Market Cap CYE ($ Mil)	0.1	11.3	3.9	6.9
Total Debt ($ Mil)	0.2	0.4	0.5	1.0
Total Cash ($ Mil)	0.9	0.8	0.7	1.6
Enterprise Value ($ Mil)	-0.5	11.7	4.4	7.9
Valuation Ratios
P/S TTM	0.0	0.3	0.1	0.1
P/EBIT TTM	-0.0	-0.3	-0.1	-0.2
P/E TTM	-0.0	-0.3	-0.1	-0.2
Sector Ratios
P/S TTM (Sector)	0.0	0.0	0.0	0.0
P/EBIT TTM (Sector)	0.0	0.0	0.0	0.0
P/E TTM (Sector)	0.0	0.0	0.0	0.0

	12/4/25	2024
Share Price CYE	$1.34	$10.70
Market Cap CYE ($ Mil)	0.1	11.3
Total Debt ($ Mil)	0.2	0.4
Total Cash ($ Mil)	0.9	0.8
Enterprise Value ($ Mil)	-0.5	11.7
Valuation Ratios
P/S TTM	0.0	0.3
P/EBIT TTM	-0.0	-0.3
P/E TTM	-0.0	-0.3
Sector Ratios
P/S TTM (Sector)	0.0	0.0
P/EBIT TTM (Sector)	0.0	0.0
P/E TTM (Sector)	0.0	0.0

	AIHS	S&P 500
REVENUE GROWTH	VERY POOR
Rev LTM ($ Bil)	0.0
Rev Chg Q	-2.2%	7.1%
Rev Chg LTM	-16.0%	6.1%
Rev Chg 3Y Avg	-16.9%	5.5%
PROFITABILITY	VERY POOR
Op Inc LTM ($ Bil)	-0.0
CFO LTM ($ Bil)	0.0
Net Inc LTM ($ Bil)	-0.0
Op Mgn LTM	-109.9%	18.8%
CFO/Rev LTM	4.8%	20.5%
Net Inc Mgn	-95.4%	13.1%
VALUATION	VERY LOW
P/S	0.0	3.2
P/CFO	0.2	15.8
P/FCF	0.2	20.5
P/E	-0.0	23.5
STABILITY	POOR
Debt/Equity	6.35	0.20
Cash/Assets	0.16	0.07

AI Generated Analysis | Feedback

Metric	Value	Date	Source
Total Completed Orders	0.55 million	12312023	Link
Active Drivers	5127	12312023	Link
Cumulative Rides Completed on Own Platform	26.2 million	12312023	Link
Cumulative Rides Completed on Partner Platforms	9.2 million	12312023	Link

Recent
11/13/2025	Earnings Release	Rev: - EPS: -

AIHS Stock

Return (1M):

Why The Stock Moved

Qualitative Assessment

AI Generated Analysis | Feedback

Senmiao Technology (AIHS) experienced a significant stock movement of -40.7% in the approximate period from August 31, 2025, to December 4, 2025, driven by several key factors: 1. Share Dilution from a Registered Direct Offering. The company announced and subsequently closed a registered direct offering in November 2025, raising approximately $2.8 million by issuing new common shares and pre-funded warrants. This offering was anticipated to cause significant dilution for existing shareholders, leading to a 22.8% collapse in the stock price on the day of the announcement, November 14, 2025.

2. Ongoing Concerns Regarding Financial Performance. Senmiao Technology has consistently demonstrated weak financial performance, including a reported net income loss of $164,397 in the first quarter of 2025. The company operates with thin and negative profit margins, coupled with high total liabilities, signaling underlying financial instability that contributed to investor unease.

3. Limited Positive Impact from Reverse Stock Split. A 1-for-10 reverse stock split became effective on July 29, 2025, intended to increase the per-share trading price. However, the stock's subsequent decline in the following months suggests that this corporate action did not lead to sustained investor confidence or address fundamental business challenges.

4. Executive and Board Leadership Changes. In November 2025, Senmiao Technology announced several changes to its board and executive leadership, including the appointment of a new Chief Executive Officer and new independent directors. While the company stated these changes were not due to disagreements, such significant shifts in leadership can often introduce uncertainty about future strategic direction and operational stability.

5. Increased Short Selling Activity and Bearish Market Sentiment. Analysis in early December 2025 indicated a rising short sale ratio for AIHS, suggesting that a growing number of investors were betting on further declines in the stock price. This bearish sentiment, combined with negative forecasts from market analysts, likely exerted downward pressure on the stock.

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Stock Movement Drivers

Fundamental Drivers

The -63.8% change in AIHS stock from 9/3/2025 to 12/3/2025 was primarily driven by a -63.8% change in the company's P/S Multiple.

	9032025	12032025	Change
Stock Price ($)	3.87	1.40	-63.82%
Change Contribution By	LTM	LTM
Total Revenues ($ Mil)	3.37	3.37	0.00%
P/S Multiple	0.12	0.04	-63.82%
Shares Outstanding (Mil)	0.11	0.11	0.00%
Cumulative Contribution			-63.82%

LTM = Last Twelve Months as of date shown

Market Drivers

9/3/2025 to 12/3/2025

	Return	Correlation
AIHS	-63.8%
Market (SPY)	6.2%	17.9%
Sector (XLI)	2.9%	13.4%

Fundamental Drivers

The -84.6% change in AIHS stock from 6/4/2025 to 12/3/2025 was primarily driven by a -98.4% change in the company's P/S Multiple.

	6042025	12032025	Change
Stock Price ($)	9.10	1.40	-84.62%
Change Contribution By	LTM	LTM
Total Revenues ($ Mil)	3.38	3.37	-0.42%
P/S Multiple	2.83	0.04	-98.41%
Shares Outstanding (Mil)	1.05	0.11	89.71%
Cumulative Contribution			-97.00%

LTM = Last Twelve Months as of date shown

Market Drivers

6/4/2025 to 12/3/2025

	Return	Correlation
AIHS	-84.6%
Market (SPY)	15.1%	-3.0%
Sector (XLI)	7.6%	-13.9%

Fundamental Drivers

The -84.1% change in AIHS stock from 12/3/2024 to 12/3/2025 was primarily driven by a -98.3% change in the company's P/S Multiple.

	12032024	12032025	Change
Stock Price ($)	8.80	1.40	-84.09%
Change Contribution By	LTM	LTM
Total Revenues ($ Mil)	3.57	3.37	-5.67%
P/S Multiple	2.59	0.04	-98.26%
Shares Outstanding (Mil)	1.05	0.11	89.71%
Cumulative Contribution			-96.89%

LTM = Last Twelve Months as of date shown

Market Drivers

12/3/2024 to 12/3/2025

	Return	Correlation
AIHS	-84.1%
Market (SPY)	14.3%	-0.5%
Sector (XLI)	9.8%	-5.9%

Fundamental Drivers

The -84.6% change in AIHS stock from 12/4/2022 to 12/3/2025 was primarily driven by a -94.4% change in the company's P/S Multiple.

	12042022	12032025	Change
Stock Price ($)	9.10	1.40	-84.62%
Change Contribution By	LTM	LTM
Total Revenues ($ Mil)	8.00	3.37	-57.89%
P/S Multiple	0.80	0.04	-94.39%
Shares Outstanding (Mil)	0.70	0.11	84.64%
Cumulative Contribution			-95.64%

LTM = Last Twelve Months as of date shown

Market Drivers

12/4/2023 to 12/3/2025

	Return	Correlation
AIHS	-56.2%
Market (SPY)	53.2%	-0.9%
Sector (XLI)	45.4%	-5.1%

Return vs. Risk

Price Returns Compared

	2020	2021	2022	2023	2024	2025	Total [1]
Returns
AIHS Return	60%	-65%	-76%	-55%	161%	-87%	-98%
Peers Return	26%	36%	-10%	40%	9%	6%	148%
S&P 500 Return	16%	27%	-19%	24%	23%	16%	112%
Monthly Win Rates [3]
AIHS Win Rate	42%	33%	42%	42%	58%	10%
Peers Win Rate	43%	50%	28%	50%	48%	56%
S&P 500 Win Rate	58%	75%	42%	67%	75%	70%
Max Drawdowns [4]
AIHS Max Drawdown	-54%	-66%	-80%	-77%	0%	-98%
Peers Max Drawdown	-28%	-2%	-25%	-6%	-8%	-19%
S&P 500 Max Drawdown	-31%	-1%	-25%	-1%	-2%	-15%

[1] Cumulative total returns since the beginning of 2020
[2] Peers: WSO, UHAL, URI, FERG, FAST.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 12/3/2025 (YTD)

How Low Can It Go

Unique Key	Event	AIHS	S&P 500
2022 Inflation Shock	2022 Inflation Shock
2022 Inflation Shock% Loss	% Loss	-99.0%	-25.4%
2022 Inflation Shock% Gain to Breakeven	% Gain to Breakeven	10042.9%	34.1%
2022 Inflation ShockTime to Breakeven	Time to Breakeven	Not Fully Recovered days	464 days
2020 Covid Pandemic	2020 Covid Pandemic
2020 Covid Pandemic% Loss	% Loss	-74.6%	-33.9%
2020 Covid Pandemic% Gain to Breakeven	% Gain to Breakeven	293.9%	51.3%
2020 Covid PandemicTime to Breakeven	Time to Breakeven	148 days	148 days
2018 Correction	2018 Correction
2018 Correction% Loss	% Loss	-96.7%	-19.8%
2018 Correction% Gain to Breakeven	% Gain to Breakeven	2885.2%	24.7%
2018 CorrectionTime to Breakeven	Time to Breakeven	Not Fully Recovered days	120 days

Compare to WSO, UHAL, URI, FERG, FAST

In The Past

Senmiao Technology's stock fell -99.0% during the 2022 Inflation Shock from a high on 2/22/2021. A -99.0% loss requires a 10042.9% gain to breakeven.

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About Senmiao Technology (AIHS)

Senmiao Technology Limited engages in the automobile transaction and related services business in the People's Republic of China. Its services include the facilitation of automobile transaction and financing, connecting ride-hailing drivers to financial institutions to buy, or get financing on the purchase of, cars to be used to provide online ride-hailing services. The company is also involved in the sale of automobiles; and provision of auto finance services, as well as operates ride hailing platform that enables ride-hailing drivers to provide transportation services. Senmiao Technology Limited was founded in 2014 and is based in Chengdu, the People's Republic of China.

AI Generated Analysis | Feedback

A smaller, regional DiDi Global.
Uber for niche Chinese cities.

AI Generated Analysis | Feedback

Vehicle Leasing and Sales: Provides leasing and sales of new energy vehicles primarily to drivers for use in online ride-hailing services in China.
Cryptocurrency Mining: Operates facilities for mining various cryptocurrencies, including Bitcoin.

AI Generated Analysis | Feedback

Senmiao Technology (AIHS) primarily sells to individuals, particularly those engaged in the ride-hailing ecosystem in China. Based on its business model, the company serves the following major categories of customers:

Ride-hailing Drivers: These are individuals (often self-employed entrepreneurs) who partner with Senmiao. They utilize Senmiao's vehicle financing and leasing services to acquire vehicles for commercial use, predominantly for ride-hailing services. Many also operate on Senmiao's proprietary ride-hailing platform, using it to find passengers and earn income.
Ride-hailing Passengers: These are individuals who use Senmiao's mobile application to book and pay for transportation services. They are the end-consumers of the ride-hailing services facilitated by Senmiao's platform and its network of drivers.
Other Individual Vehicle Financing and Leasing Customers: Beyond drivers directly involved with Senmiao's ride-hailing platform, this category includes individuals or very small businesses (e.g., sole proprietors) who seek auto finance or leasing solutions from Senmiao for general vehicle acquisition, whether for personal use or other commercial purposes outside of direct integration with Senmiao's ride-hailing operations.

AI Generated Analysis | Feedback

Didi Global Inc. (DIDIY)

AI Generated Analysis | Feedback

Xi Wen, Chief Executive Officer, Chairman of the Board, President and Secretary

Mr. Wen was appointed Chief Executive Officer of Senmiao Technology Limited on August 1, 2018. He has served as President, Secretary, and Director of the company since June 2017, and as Chairman of the board since July 20, 2017. Mr. Wen possesses over 10 years of experience in finance and investment management. Prior to his current roles at Senmiao, he served as the Executive Director of Sichuan Senmiao since February 2017, overseeing all operational aspects. Immediately before joining Senmiao, Mr. Wen was a director at Chenghexin.

Xiaoyuan Zhang, Chief Financial Officer, Principal Accounting Officer and Treasurer

Ms. Zhang serves as the Chief Financial Officer, Principal Accounting Officer, and Treasurer of Senmiao Technology Limited. She earned her bachelor's degree with dual majors in Accounting and Law from Southwestern University of Finance and Economics in 2010. Ms. Zhang is also a Certified Public Accountant in China.

Haitao Liu, Chief Operating Officer

Mr. Liu holds the position of Chief Operating Officer at Senmiao Technology Limited. Before joining Senmiao, he served as the Chief Executive Officer of Shenzhen Qianhai Tuteng Internet Financial Services Co., Ltd., a peer-to-peer online lending company specializing in auto loans, from May 2015 to April 2018. Prior to that, Mr. Liu was the Deputy General Manager of Chengdu High-Tech.

AI Generated Analysis | Feedback

The increasing direct entry and expansion of major automotive manufacturers (OEMs) into operating their own ride-hailing platforms and integrated mobility services in China. These OEMs, such as Geely (Cao Cao Mobility) and SAIC (Xiangdao Chuxing), can leverage their vehicle manufacturing capabilities, direct access to vehicle supply (especially New Energy Vehicles), and often robust financial backing to offer integrated solutions to drivers (e.g., vehicle purchase/lease combined with platform access) that could be more attractive than independent platforms. This trend poses a structural competitive threat by potentially reducing the pool of drivers reliant on third-party financing and platforms like Senmiao Technology, and intensifying competition for users.

AI Generated Analysis | Feedback

Senmiao Technology (AIHS) operates within the People's Republic of China, primarily focusing on automobile transaction and related services, and an online ride-hailing platform. The addressable markets for their main products and services in China are as follows:

Automobile Transaction and Related Services (China)

This segment encompasses car sales (new and used), auto finance solutions (including financing leases and loan facilitation), and car rental services.

The China automotive finance market generated an estimated revenue of USD 18,740.0 million in 2024 and is projected to reach USD 31,560.0 million by 2030, demonstrating a Compound Annual Growth Rate (CAGR) of 9.1% from 2025 to 2030.
Another estimate for the China automotive loan market indicates a value of USD 18.76 billion in 2024, with an expected growth to USD 32.78 billion by 2030, at a CAGR of 9.75% during the forecast period.
In terms of loan volume for new and used automobiles, the retail automobile finance market in China expanded from 11.0 million units in 2018 to 13.6 million units in 2022. It is anticipated to further grow to 29.3 million units by 2027.
The retail automobile finance lease market in China, measured by loan volume, is projected to reach approximately 3.3 million units by 2027.

Online Ride-Hailing Platform (China)

Senmiao Technology operates its own online ride-hailing platform, Xixingtianxia, and provides related management services to partner platforms. This also includes the leasing of new energy vehicles for ride-hailing drivers.

The shared mobility market in China, which includes ride-hailing, generated a revenue of USD 65.2 million in 2023 and is expected to reach USD 297.3 million by 2040, with a CAGR of 9.3% from 2024 to 2040.
Historically, the e-hailing market in China was projected to reach $72 billion by 2020.
China's ride-hailing market had approximately 360 million registered users and 30 million registered drivers.

New Energy Vehicle (NEV) Charging Infrastructure (China)

While Senmiao's direct involvement is in NEV leasing for ride-hailing, the growth of EV charging infrastructure directly supports this service.

The China electric vehicle charging infrastructure market was valued at USD 19,135.8 million in 2024 and is expected to grow to USD 75,311.8 million by 2030, with a CAGR of 25.6% from 2025 to 2030.
Another report indicates the China EV charging infrastructure market reached USD 25.60 billion in 2025 and is projected to increase to USD 182.90 billion by 2030, exhibiting a CAGR of 48.56%.
Further data shows the China EV Charging Market, valued at USD 9.98 billion in 2022, is predicted to reach USD 61.35 billion by 2030, with a CAGR of 26.2% from 2023 to 2030.
The electric vehicle charging stations market in China is anticipated to expand from US$11.40 billion in 2024 to US$58.15 billion by 2029, with a CAGR of 38.52%.

AI Generated Analysis | Feedback

Senmiao Technology (AIHS) is expected to drive future revenue growth over the next 2-3 years through several key strategies:

Expansion of Automobile Transaction and Related Services: The company's primary continuing business is its automobile transaction and related services, including sales, financing, management, and operating leases. Growth is anticipated through increasing the volume of these services, particularly to support the evolving ride-sharing market in China.
Strategic Partnerships and Collaborations: Senmiao Technology is actively pursuing strategic alliances to expand its market reach and service offerings. For example, a cooperation agreement with Qinhong International Group is designed to provide opportunities for Senmiao to participate in Qinhong's business operations across China, share resources, expand the customer base, and boost revenues.
Development and Commercialization of AI-driven Technology Solutions: The company is pivoting towards providing AI-powered solutions for the transportation industry. This includes agreements for AI-driven application development and strategic cooperation to develop AI-backed data management systems for online ride-hailing service providers, signaling a shift to being a technology provider within the ecosystem rather than solely operating its own ride-hailing platform.
Geographic Expansion within China: Senmiao Technology is exploring opportunities to extend its services into new geographic regions and demographic segments within the Chinese market. This expansion is expected to unlock additional revenue streams as the company broadens the reach of its automobile transaction services and newly developed AI solutions.

AI Generated Analysis | Feedback

Share Issuance

Senmiao Technology completed a private placement of approximately $5 million with certain institutional investors on November 10, 2021, involving the sale of Series A Convertible Preferred Stock.
A 1-for-10 reverse stock split was implemented on July 29, 2025, which also reduced the company's authorized shares from 500 million to 50 million.
Another 0.1:1 (1-for-10) stock split occurred on April 5, 2022.

Inbound Investments

On November 10, 2021, Senmiao Technology completed a private placement, receiving approximately $5 million from institutional investors.

Capital Expenditures

Capital expenditures were approximately $2.29 million in fiscal year 2021, $3.22 million in fiscal year 2022, $1.15 million in fiscal year 2023, and $0.67 million in fiscal year 2024.
As of the trailing twelve months ending March 2025 and June 2025, capital expenditures were approximately $0 million.

Better Bets than Senmiao Technology (AIHS)

	AIHS	Better Performance than AIHS
Metric	Value	INDUSTRY: Trading Companies & Distributors
Rev Chg LTM	-16.0%	QXO (8117.4%), FTAI (51.4%), FAST (6.9%), URI (6.7%), FERG (3.8%)
Rev Chg 3Y Avg	-16.9%	QXO (2715.8%), FTAI (66.9%), URI (13.2%), FAST (5.5%), FERG (2.5%)
Op Mgn LTM	-109.9%	FTAI (31.1%), URI (25.1%), FAST (20.2%), FERG (8.7%), QXO (-4.5%)
CFO/Rev LTM	4.8%	URI (31.2%), UHAL (27.1%), FAST (15.1%), WSO (7.4%), FERG (6.2%)
FCF/Rev LTM	4.8%	FAST (12.1%), AIT (9.8%), CNM (7.3%), WSO (7.0%), FERG (5.2%)
Total Yield	-9917.7%	URI (4.9%), FERG (4.3%), FAST (3.9%), FTAI (3.6%), QXO (-1.3%)
P/S	0.0
P/Op Inc	0.0

	AIHS	Better Performance than AIHS
Metric	Value	SECTOR: Industrials
Rev Chg LTM	-16.0%	UBER (18.2%), GE (17.7%), GEV (9.4%), RTX (8.8%), CAT (-4.9%)
Rev Chg 3Y Avg	-16.9%	UBER (19.6%), GE (15.7%), BA (10.1%), RTX (9.4%), CAT (5.8%)
Op Mgn LTM	-109.9%	GE (20.5%), CAT (18.2%), RTX (10.3%), UBER (9.2%), GEV (3.7%)
CFO/Rev LTM	4.8%	UBER (18.1%), CAT (18.0%), GE (17.2%), RTX (9.3%), GEV (9.1%)
FCF/Rev LTM	4.8%	UBER (17.5%), GE (14.7%), CAT (12.3%), GEV (6.6%), RTX (5.5%)
Total Yield	-9917.7%	UBER (8.1%), CAT (6.7%), RTX (4.5%), GE (2.5%), GEV (1.1%)
P/S	0.0	WNC (0.0), GWAV (0.0)
P/Op Inc	0.0

	AIHS	Better Performance than AIHS
Metric	Value	ALL OTHER SECTORS
Rev Chg LTM	-16.0%	NVDA (71.6%), MSFT (15.6%), GOOGL (13.4%), AMZN (10.9%), AAPL (6.0%)
Rev Chg 3Y Avg	-16.9%	NVDA (92.0%), MSFT (13.2%), AMZN (11.3%), GOOGL (11.0%), AAPL (1.8%)
Op Mgn LTM	-109.9%	NVDA (58.1%), MSFT (46.3%), GOOGL (32.2%), AAPL (31.9%), AMZN (11.4%)
CFO/Rev LTM	4.8%	MSFT (50.0%), NVDA (46.6%), GOOGL (39.3%), AAPL (26.6%), AMZN (18.1%)
FCF/Rev LTM	4.8%	NVDA (43.6%), AVGO (41.6%), MSFT (26.6%), AAPL (23.5%), GOOGL (19.1%)
Total Yield	-9917.7%	GOOGL (4.6%), MSFT (3.4%), AMZN (3.0%), AAPL (3.0%), NVDA (2.3%)
P/S	0.0	CBK (0.0), SDOT (0.0), SLB (0.0), FLGC (0.0), CRCL (0.0)
P/Op Inc	0.0

		Best Bets In Industrials Sector
	AIHS
What You Pay
P/E	-0.0
P/EBIT	-0.0
What You Get
Rev Chg Q	-2.2%
Rev Chg LTM	-16.0%
Rev Chg 3Y Avg	-16.9%
FCF/Rev 3Y Avg	-8.3%

[1] Choosing top 10 best bets from each sector quarterly is an alpha producing strategy vs sector benchmark
[2] Historical annualized return of 16%, alpha of 4.2%, and sharpe of 0.76

Latest Trefis Analyses

	Title	Topic
0	DASHBOARDS
1	With Senmiao Technology Stock Sliding, Have You Assessed The Risk?	Return

	Title
0	ARTICLES

Trade Ideas

Select past ideas related to AIHS. For more, see Trefis Trade Ideas.

Unique Key	Date	Ticker	Company	Category	Trade Strategy	6M Fwd Rtn	12M Fwd Rtn	12M Max DD
CNM_11212025_Dip_Buyer_FCFYield	11212025	CNM	Core & Main	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	7.3%	7.3%	-1.6%
VRRM_11212025_Dip_Buyer_FCFYield	11212025	VRRM	Verra Mobility	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	2.3%	2.3%	-1.2%
LII_11212025_Dip_Buyer_ValueBuy	11212025	LII	Lennox International	Dip Buy	DB \| P/E OPMDip Buy with Low PE and High Margin Buying dips for companies with tame PE and meaningfully high operating margin	4.8%	4.8%	0.0%
ADP_11212025_Monopoly_xInd_xCD_Getting_Cheaper	11212025	ADP	Automatic Data Processing	Monopoly	MY \| Getting CheaperMonopoly-Like with P/S Decline Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple	1.6%	1.6%	-1.2%
CW_11212025_Quality_Momentum_RoomToRun_10%	11212025	CW	Curtiss-Wright	Quality	Q \| Momentum \| UpsideQuality Stocks with Momentum and Upside Buying quality stocks with strong momentum but still having room to run	2.2%	2.2%	0.0%

Unique Key	Date	Ticker	Company	Category	Trade Strategy	6M Fwd Rtn	12M Fwd Rtn	12M Max DD
CNM_11212025_Dip_Buyer_FCFYield	11212025	CNM	Core & Main	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	7.3%	7.3%	-1.6%
VRRM_11212025_Dip_Buyer_FCFYield	11212025	VRRM	Verra Mobility	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	2.3%	2.3%	-1.2%
LII_11212025_Dip_Buyer_ValueBuy	11212025	LII	Lennox International	Dip Buy	DB \| P/E OPMDip Buy with Low PE and High Margin Buying dips for companies with tame PE and meaningfully high operating margin	4.8%	4.8%	0.0%
ADP_11212025_Monopoly_xInd_xCD_Getting_Cheaper	11212025	ADP	Automatic Data Processing	Monopoly	MY \| Getting CheaperMonopoly-Like with P/S Decline Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple	1.6%	1.6%	-1.2%
CW_11212025_Quality_Momentum_RoomToRun_10%	11212025	CW	Curtiss-Wright	Quality	Q \| Momentum \| UpsideQuality Stocks with Momentum and Upside Buying quality stocks with strong momentum but still having room to run	2.2%	2.2%	0.0%

Recent Active Movers

1 Day Top Gainers

Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
MPLT	MapLight Therapeutics	0.7	31.3%
AEVA	Aeva Technologies	0.8	25.7%	188.2%
DC	Dakota Gold	0.6	19.7%	150.9%
SERV	Serve Robotics	0.7	18.2%	-12.6%
ACDC	ProFrac	0.7	17.6%	-45.0%
HY	Hyster Yale	0.6	15.6%	-29.9%
AEO	American Eagle Outfitters	4.1	15.1%	49.7%
BEAM	Beam Therapeutics	2.7	14.4%	7.8%
GOSS	Gossamer Bio	0.8	14.4%	278.1%
FTRE	Fortrea	1.3	14.4%	-21.8%

1 Day Top Losers

Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
PSTG	Pure Storage	22.6	-27.3%	12.1%
GTLB	GitLab	6.3	-12.8%	-32.9%
CTEV	Claritev	0.7	-11.3%
FBYD	Falcons Beyond Global	0.7	-11.2%	131.2%
ACHC	Acadia Healthcare	1.3	-10.9%	-63.0%
ULS	UL Solutions	16.0	-10.7%	60.4%
HPK	HighPeak Energy	0.7	-10.6%	-59.8%
OS	OneStream	3.5	-10.4%	-35.0%
ARE	Alexandria Real Estate Equities	8.2	-10.1%	-47.9%
THO	Thor Industries	5.3	-9.5%	6.6%

1 Week Top Gainers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
HPP	Hudson Pacific Properties	6.3	641.5%	-34.3%
TLRY	Tilray Brands	7.5	618.1%	-46.9%
TMC	TMC The Metals	2.8	42.2%	589.3%
VERA	Vera Therapeutics	2.6	40.2%	-2.4%
ARWR	Arrowhead Pharmaceuticals	9.0	39.1%	246.1%
TE	T1 Energy	0.7	37.4%
MPLT	MapLight Therapeutics	0.7	32.1%
AEVA	Aeva Technologies	0.8	31.1%	188.2%
AMKR	Amkor Technology	10.9	30.2%	73.4%
DC	Dakota Gold	0.6	30.2%	150.9%

1 Week Top Losers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
JANX	Janux Therapeutics	1.1	-50.7%	-68.0%
VTYX	Ventyx Biosciences	0.6	-25.0%	258.0%
CTEV	Claritev	0.7	-23.5%
AMBA	Ambarella	3.0	-22.9%	-3.6%
FULC	Fulcrum Therapeutics	0.6	-21.5%	92.8%
PD	PagerDuty	1.1	-20.5%	-33.9%
NTNX	Nutanix	12.7	-19.3%	-22.4%
CNK	Cinemark	2.6	-18.0%	-25.2%
PSTG	Pure Storage	22.6	-17.2%	12.1%
ZS	Zscaler	38.1	-15.9%	35.1%

1 Month Top Gainers

Ticker	Company	Mkt Cap (B)	1M Rtn	YTD Rtn
OLMA	Olema Pharmaceuticals	2.3	223.6%	367.4%
COGT	Cogent Biosciences	5.4	152.6%	402.1%
CDTX	Cidara Therapeutics	5.9	115.1%	722.1%
IRWD	Ironwood Pharmaceuticals	0.6	100.5%	-15.8%
TERN	Terns Pharmaceuticals	2.5	95.9%	396.2%
FRGE	Forge Global	0.6	90.3%	217.8%
SGML	Sigma Lithium	1.1	87.3%	-10.6%
INSP	Inspire Medical Systems	4.0	82.8%	-27.3%
NPCE	NeuroPace	0.6	77.2%	48.9%
ALMS	Alumis	0.6	71.9%	-0.3%

1 Month Top Losers

Ticker	Company	Mkt Cap (B)	1M Rtn	YTD Rtn
UP	Wheels Up Experience	0.4	-52.7%	-62.4%
CCOI	Cogent Communications	0.9	-51.9%	-72.9%
SMR	NuScale Power	3.0	-50.7%	12.3%
FRMI	Fermi	10.3	-47.5%
AMSC	American Superconductor	1.4	-47.2%	30.1%
TLRY	Tilray Brands	7.5	-46.1%	-46.9%
BTDR	Bitdeer Technologies	2.4	-44.8%	-41.8%
EXOD	Exodus Movement	0.4	-43.1%	-53.3%
STUB	Stubhub	3.5	-39.8%
METC	Ramaco Resources	1.0	-39.4%	66.9%

Recent Active Movers

1 Day Top Gainers

Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
MPLT	MapLight Therapeutics	0.7	31.3%
AEVA	Aeva Technologies	0.8	25.7%	188.2%
DC	Dakota Gold	0.6	19.7%	150.9%
SERV	Serve Robotics	0.7	18.2%	-12.6%
ACDC	ProFrac	0.7	17.6%	-45.0%
HY	Hyster Yale	0.6	15.6%	-29.9%
AEO	American Eagle Outfitters	4.1	15.1%	49.7%
BEAM	Beam Therapeutics	2.7	14.4%	7.8%
GOSS	Gossamer Bio	0.8	14.4%	278.1%
FTRE	Fortrea	1.3	14.4%	-21.8%

1 Day Top Losers

Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
PSTG	Pure Storage	22.6	-27.3%	12.1%
GTLB	GitLab	6.3	-12.8%	-32.9%
CTEV	Claritev	0.7	-11.3%
FBYD	Falcons Beyond Global	0.7	-11.2%	131.2%
ACHC	Acadia Healthcare	1.3	-10.9%	-63.0%
ULS	UL Solutions	16.0	-10.7%	60.4%
HPK	HighPeak Energy	0.7	-10.6%	-59.8%
OS	OneStream	3.5	-10.4%	-35.0%
ARE	Alexandria Real Estate Equities	8.2	-10.1%	-47.9%
THO	Thor Industries	5.3	-9.5%	6.6%

1 Week Top Gainers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
HPP	Hudson Pacific Properties	6.3	641.5%	-34.3%
TLRY	Tilray Brands	7.5	618.1%	-46.9%
TMC	TMC The Metals	2.8	42.2%	589.3%
VERA	Vera Therapeutics	2.6	40.2%	-2.4%
ARWR	Arrowhead Pharmaceuticals	9.0	39.1%	246.1%
TE	T1 Energy	0.7	37.4%
MPLT	MapLight Therapeutics	0.7	32.1%
AEVA	Aeva Technologies	0.8	31.1%	188.2%
AMKR	Amkor Technology	10.9	30.2%	73.4%
DC	Dakota Gold	0.6	30.2%	150.9%

1 Week Top Losers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
JANX	Janux Therapeutics	1.1	-50.7%	-68.0%
VTYX	Ventyx Biosciences	0.6	-25.0%	258.0%
CTEV	Claritev	0.7	-23.5%
AMBA	Ambarella	3.0	-22.9%	-3.6%
FULC	Fulcrum Therapeutics	0.6	-21.5%	92.8%
PD	PagerDuty	1.1	-20.5%	-33.9%
NTNX	Nutanix	12.7	-19.3%	-22.4%
CNK	Cinemark	2.6	-18.0%	-25.2%
PSTG	Pure Storage	22.6	-17.2%	12.1%
ZS	Zscaler	38.1	-15.9%	35.1%

Peer Comparisons for Senmiao Technology

Peers to compare with:

Financials

	AIHS	WSO	UHAL	URI	FERG	FAST	Median
Name	Senmiao .	Watsco	U-Haul	United R.	Ferguson.	Fastenal
Mkt Price	1.40	355.86	53.89	813.66	252.84	41.22	153.37
Mkt Cap	0.0	13.5	10.6	52.2	49.8	47.3	30.4
Rev LTM	3	7,414	5,972	15,986	30,762	7,998	7,706
Op Inc LTM	-4	734	700	4,009	2,683	1,616	1,175
FCF LTM	0	517	-1,820	450	1,603	965	484
FCF 3Y Avg	-1	540	-1,717	446	1,795	1,069	493
CFO LTM	0	549	1,620	4,982	1,908	1,210	1,415
CFO 3Y Avg	0	573	1,533	4,812	2,168	1,279	1,406

Growth & Margins

	AIHS	WSO	UHAL	URI	FERG	FAST	Median
Name	Senmiao .	Watsco	U-Haul	United R.	Ferguson.	Fastenal
Rev Chg LTM	-16.0%	-0.7%	5.9%	6.7%	3.8%	6.9%	4.8%
Rev Chg 3Y Avg	-16.9%	1.0%	0.5%	13.2%	2.5%	5.5%	1.7%
Rev Chg Q	-2.2%	-4.3%	3.7%	5.9%	6.9%	11.7%	4.8%
QoQ Delta Rev Chg LTM	-0.6%	-1.2%	1.0%	1.5%	1.8%	2.9%	1.3%
Op Mgn LTM	-109.9%	9.9%	11.7%	25.1%	8.7%	20.2%	10.8%
Op Mgn 3Y Avg	-96.6%	10.2%	16.6%	26.5%	9.0%	20.4%	13.4%
QoQ Delta Op Mgn LTM	4.2%	-0.1%	-0.6%	-0.4%	0.2%	0.1%	0.0%
CFO/Rev LTM	4.8%	7.4%	27.1%	31.2%	6.2%	15.1%	11.3%
CFO/Rev 3Y Avg	1.2%	7.7%	26.5%	32.2%	7.2%	16.9%	12.3%
FCF/Rev LTM	4.8%	7.0%	-30.5%	2.8%	5.2%	12.1%	5.0%
FCF/Rev 3Y Avg	-8.3%	7.3%	-29.6%	2.9%	6.0%	14.2%	4.5%

Valuation

	AIHS	WSO	UHAL	URI	FERG	FAST	Median
Name	Senmiao .	Watsco	U-Haul	United R.	Ferguson.	Fastenal
Mkt Cap	0.0	13.5	10.6	52.2	49.8	47.3	30.4
P/S	0.0	2.1	1.9	3.8	1.4	7.0	2.0
P/EBIT	-0.0	20.9	17.9	15.0	16.4	34.7	17.2
P/E	-0.0	29.3	48.1	24.2	23.1	45.9	26.8
P/CFO	0.2	27.9	6.9	12.3	22.5	46.5	17.4
Total Yield	-9,917.7%	6.4%	2.4%	4.9%	4.3%	3.9%	4.1%
Dividend Yield	0.0%	3.0%	0.3%	0.7%	0.0%	1.7%	0.5%
FCF Yield 3Y Avg	-96.4%	3.4%	-14.2%	0.9%	-	2.7%	0.9%
D/E	6.1	0.0	0.7	0.2	0.1	0.0	0.2
Net D/E	-20.7	-0.0	0.5	0.2	0.1	0.0	0.1

Returns

	AIHS	WSO	UHAL	URI	FERG	FAST	Median
Name	Senmiao .	Watsco	U-Haul	United R.	Ferguson.	Fastenal
1M Rtn	-11.9%	-1.5%	1.6%	-4.9%	2.1%	0.4%	-0.5%
3M Rtn	-63.8%	-8.8%	-5.7%	-13.7%	10.4%	-16.3%	-11.3%
6M Rtn	-84.6%	-18.9%	-14.8%	17.3%	17.9%	1.8%	-6.5%
12M Rtn	-84.1%	-32.7%	-25.5%	-5.5%	16.4%	1.7%	-15.5%
3Y Rtn	-84.6%	44.6%	-19.4%	135.6%	-	72.8%	44.6%
1M Excs Rtn	-11.9%	-1.5%	1.6%	-4.9%	2.2%	0.5%	-0.5%
3M Excs Rtn	-60.9%	-16.4%	-12.9%	-20.8%	1.2%	-22.9%	-18.6%
6M Excs Rtn	-99.3%	-33.6%	-29.6%	2.6%	3.1%	-12.9%	-21.2%
12M Excs Rtn	-97.9%	-47.3%	-37.3%	-18.8%	5.6%	-12.8%	-28.0%
3Y Excs Rtn	-157.2%	-30.1%	-82.5%	68.9%	-	0.8%	-30.1%

Financials

Annual
Quarterly

$ Mil \| FY: 3/31	LTM	2025	2024	2023	2022	2021	2020
Period End	6/30/2025	3/31/2025	3/31/2024	3/31/2023	3/31/2022	3/31/2021	3/31/2020
Filing Date	8/19/2025	7/10/2025	6/27/2024	7/13/2023	7/15/2022	7/8/2021	7/9/2020
Key Financials
Total Revenue	3	3	4	8	5	2	16
EBITDA	-2	-2	-2	-2	-3	-7	-2
Operating Income	-4	-4	-4	-6	-11	-6	-2
Net Income	-3	-4	-4	-3	-1	-10	-9
EPS	-4.30	-3.50	-4.10	-4.30	-1.00	-26.30	-24.00
Growth Rates
Total Revenue Growth	-16.0%	-21.5%	-46.6%	64.5%	124.5%	-86.0%	513.7%
EBITDA Growth	36.8%	9.5%	-35.4%	48.8%	49.2%	-212.0%	-101.2%
Operating Income Growth	15.9%	11.6%	28.7%	46.0%	-89.3%	-182.8%	-104.4%
Net Income Growth	17.8%	-1.5%	-17.8%	-480.2%	94.8%	-19.4%	-90.6%
Margins
EBITDA Margin	-52.8%	-64.1%	-55.6%	-21.9%	-70.6%	-312.0%	-14.0%
Operating Income Margin	-109.9%	-114.1%	-101.3%	-75.9%	-231.2%	-274.1%	-13.6%
Net Income Margin	-95.4%	-109.9%	-84.9%	-38.5%	-10.9%	-473.3%	-55.4%
Cash & Debt
Total Cash	1	1	1	2	1	4	1
Total Debt	0	0	1	1	1	1	7
Net Debt / (Cash)	-1	-0	-0	-1	-0	-3	6
Cash Flows
Net Cash from Operations	0	1	0	1	-9	-4	-6
Free Cash from Operations	0	0	-1	-1	-13	-6	-7
Returns to Shareholders
Dividends	0	-0	-0	-0	-0	-0	-0
Share Repurchases	-0	-0	-0	-0	-0	-0	-0

$ Mil \| FY: 3/31	2026Q1	2025Q4	2025Q3	2025Q2	2025Q1	2024Q4	2024Q3	2024Q2	2024Q1	2023Q4	2023Q3	2023Q2
Period End	6/30/2025	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Filing Date	8/19/2025	7/10/2025	2/14/2025	11/14/2024	8/14/2024	6/27/2024	2/9/2024	11/14/2023	8/14/2023	7/13/2023	2/14/2023	11/14/2022
Key Financials Quarterly
Total Revenue	1	1	1	1	1	1	1	1	2	2	2	2
Ebitda	-0	-2	-0	0	-0	-1	-0	-1	-0	-1	-1	-1
Operating Income	-1	-2	-1	-1	-1	-2	-1	-1	-1	-2	-1	-2
Net Income	-0	-2	-1	-1	-1	-1	-1	-1	-0	-1	-1	-1
EPS	-1.50	-1.60	-0.50	-0.70	-6.40	-1.40	-1.00	-1.20	-0.50	-1.80	-1.30	-1.50
Key Financials TTM
Total Revenue TTM	3	3	3	4	4	5	6	7	8	8	8	8
Ebitda TTM	-2	-2	-2	-2	-3	-2	-3	-3	-3	-2	-0	1
Operating Income TTM	-4	-4	-4	-4	-4	-4	-5	-5	-5	-6	-6	-7
Net Income TTM	-3	-4	-3	-4	-4	-4	-4	-4	-4	-3	3	5
Growth Rates Quarterly
Total Revenue Growth	-2.2%	0.6%	-17.0%	-37.0%	-58.0%	-52.3%	-36.3%	-47.2%	-10.6%	-0.1%	4.9%	101.2%
EBITDA Growth	98.3%	-15.9%	11.4%	111.7%	-1122.3%	5.0%	41.9%	-21.4%	-104.1%	-705.2%	-160.3%	-149.6%
Operating Income Growth	21.0%	-13.7%	21.7%	47.5%	1.8%	12.7%	32.1%	26.1%	45.2%	6.3%	47.0%	31.3%
Net Income Growth	75.6%	-28.5%	39.5%	23.2%	-57.4%	0.8%	3.8%	14.5%	-228.5%	-127.1%	-724.8%	-358.0%
Margins Quarterly
EBITDA Margin	-0.8%	-189.0%	-28.8%	11.7%	-45.4%	-163.9%	-27.0%	-62.9%	-1.6%	-82.4%	-29.6%	-27.4%
Operating Income Margin	-71.1%	-209.8%	-76.8%	-82.6%	-88.1%	-185.6%	-81.4%	-99.1%	-37.6%	-101.5%	-76.4%	-70.7%
Net Income Margin	-19.1%	-210.2%	-61.5%	-95.4%	-76.6%	-164.5%	-84.3%	-78.3%	-20.4%	-79.1%	-55.8%	-48.3%
Cash & Debt
Total Cash	1	1	1	1	1	1	1	1	1	2	2	2
Total Debt	0	0	0	0	1	1	1	1	1	1	1	1
Net Debt / (Cash)	-1	-0	-0	-0	-0	-0	0	0	0	-1	-0	-1
Cash Flows Quarterly
FCF from Operations	-0	-0	0	0	0	-0	0	-0	0	0	-0	-0
Cash Flows TTM
FCF from Operations TTM	0	1	0	0	-0	0	1	0	0	1	-2	-3
Returns to Shareholders Quarterly
Dividends	0	0	0	0	0	0	0	0	0	0	0	0
Share Repurchases	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0
Return on Invested Capital (ROIC) Quarterly
ROIC	-5.8%	-17.0%	-6.8%	-5.9%	-7.3%	-14.8%	-8.5%	-11.3%	-7.6%	-17.2%	-12.7%	-15.6%
Return on Invested Capital (ROIC) TTM
ROIC TTM	-8.8%	-9.3%	-8.8%	-9.2%	-10.5%	-10.5%	-10.9%	-12.2%	-13.2%	-14.8%	-15.0%	-18.3%

Price Behavior

Price Behavior

Market Price	$1.40
Market Cap ($ Bil)	0.0
First Trading Date	03/16/2018
Distance from 52W High	-90.0%
	50 Days	200 Days
DMA Price	$1.69	$5.03
DMA Trend	down	down
Distance from DMA	-17.4%	-72.2%
	3M	1YR
Volatility	136.8%	947.3%
Downside Capture	538.06	-62.83
Upside Capture	-79.33	-232.07
Correlation (SPY)	18.0%	-0.4%

AIHS Betas & Captures as of 11/30/2025

	1M	2M	3M	6M	1Y	3Y
Beta	1.99	2.52	2.61	-3.71	-0.26	-0.06
Up Beta	0.63	0.50	0.33	3.67	0.51	0.29
Down Beta	-0.67	1.98	2.48	19.38	5.76	3.19
Up Capture	156%	152%	101%	-184%	-53%	-6%
Bmk +ve Days	12	25	38	73	141	426
Stock +ve Days	7	15	23	48	102	322
Down Capture	304%	364%	361%	-437%	-151%	-72%
Bmk -ve Days	7	16	24	52	107	323
Stock -ve Days	11	24	37	70	130	394

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively

1Y 5Y 10Y

Based On 1-Year Data

		Comparison of AIHS With Other Asset Classes (Last 1Y)
	AIHS	Sector ETF	Equity	Gold	Commodities	Real Estate	Bitcoin
Annualized Return	-84.3%	8.9%	15.3%	58.9%	4.6%	-5.8%	-3.1%
Annualized Volatility	941.7%	18.9%	19.7%	19.4%	15.9%	17.8%	35.7%
Sharpe Ratio	0.79	0.32	0.60	2.26	0.09	-0.48	0.04
Correlation With Other Assets		-5.9%	-0.5%	-0.2%	6.8%	8.3%	0.4%

ETFs used for asset classes: Sector ETF = XLI, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
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Based On 5-Year Data

		Comparison of AIHS With Other Asset Classes (Last 5Y)
	AIHS	Sector ETF	Equity	Gold	Commodities	Real Estate	Bitcoin
Annualized Return	-60.0%	13.1%	15.0%	17.9%	11.9%	4.9%	37.1%
Annualized Volatility	430.8%	17.2%	17.1%	15.5%	18.9%	19.0%	49.1%
Sharpe Ratio	0.31	0.61	0.71	0.93	0.52	0.17	0.64
Correlation With Other Assets		-1.1%	1.8%	0.7%	3.4%	4.8%	2.3%

Based On 10-Year Data

		Comparison of AIHS With Other Asset Classes (Last 10Y)
	AIHS	Sector ETF	Equity	Gold	Commodities	Real Estate	Bitcoin
Annualized Return	-54.2%	12.8%	14.5%	14.2%	5.6%	5.4%	76.3%
Annualized Volatility	359.5%	19.9%	18.0%	14.8%	17.7%	20.9%	55.9%
Sharpe Ratio	0.28	0.57	0.69	0.79	0.25	0.23	0.95
Correlation With Other Assets		0.6%	2.5%	0.4%	4.0%	4.0%	2.5%

Short Interest

Short Interest: As Of Date	11142025
Short Interest: Shares Quantity	9,085
Short Interest: % Change Since 10312025	-54.2%
Average Daily Volume	46,394
Days-to-Cover Short Interest	1
Basic Shares Quantity	108,280
Short % of Basic Shares	8.4%

Returns Analyses

	Title
0	With Senmiao Technology Stock Sliding, Have You Assessed The Risk?

SEC Filings

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Report Date	Filing Date	Filing
6302025	8192025	10-Q 6/30/2025
3312025	7102025	10-K 3/31/2025
12312024	2142025	10-Q 12/31/2024
9302024	11142024	10-Q 9/30/2024
6302024	8142024	10-Q 6/30/2024
3312024	6272024	10-K 3/31/2024
12312023	2092024	10-Q 12/31/2023
9302023	11142023	10-Q 9/30/2023
6302023	8142023	10-Q 6/30/2023
3312023	7132023	10-K 3/31/2023
12312022	2142023	10-Q 12/31/2022
9302022	11142022	10-Q 9/30/2022
6302022	8152022	10-Q 6/30/2022
3312022	7152022	10-K 3/31/2022
12312021	2142022	10-Q 12/31/2021
9302021	11152021	10-Q 9/30/2021

External Quote Links

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2	SeekingAlpha	ValueLine
3	Motley Fool	Robinhood
4	CNBC	Etrade
5	MarketWatch	Unusual Whales
6	YCharts	Perplexity Finance
7	FinViz

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Senmiao Technology (AIHS)

Market Price (12/4/2025): $1.34 | Market Cap: $0.1 MilSector: Industrials | Industry: Trading Companies & Distributors

Senmiao Technology (AIHS)

Market Price (12/4/2025): $1.34Market Cap: $0.1 MilSector: IndustrialsIndustry: Trading Companies & Distributors

Valuation, Metrics & Events

AIHS Stock

Why The Stock Moved

Qualitative Assessment

Stock Movement Drivers

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Market Drivers

Return vs. Risk

Price Returns Compared

How Low Can It Go

In The Past

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Asset Allocation

About Senmiao Technology (AIHS)

Automobile Transaction and Related Services (China)

Online Ride-Hailing Platform (China)

New Energy Vehicle (NEV) Charging Infrastructure (China)

Share Issuance

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Interactive Breakdown

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1 Week Top Losers

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Based On 1-Year Data

Based On 5-Year Data

Based On 10-Year Data

Short Interest

Returns Analyses

Earnings Returns History

SEC Filings

Insider Activity

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External Quote Links

Market Price (12/4/2025): $1.34 | Market Cap: $0.1 Mil
Sector: Industrials | Industry: Trading Companies & Distributors

Market Price (12/4/2025): $1.34
Market Cap: $0.1 Mil
Sector: Industrials
Industry: Trading Companies & Distributors