Tearsheet

U.S. Bancorp (USB)

Market Price (11/6/2025): $46.99 | Market Cap: $73.2 Bil
Sector: Financials | Industry: Diversified Banks

U.S. Bancorp (USB)

Market Price (11/6/2025): $46.99
Market Cap: $73.2 Bil
Sector: Financials
Industry: Diversified Banks

Investment Highlights Why It Matters Which of these 2 stories sounds closer for this stock?

1. Generates cash flow

The stock generated 4% or more of the share price (called cash flow yield), and shows moderate 10-15% or more growth.

2. Riding a trend

Think Tesla during the pandemic of 2020 when EVs were riding a cultural high, or Nvidia in the current AI boom, or even Figma. These companies don’t have enough yield, or, enough growth, or both - however - they are riding a trend. They have momentum. These can be more volatile - they don’t have the floor of strong cash flow

0	Attractive yield Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 14%, Dividend Yield is 4.3%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 10%, FCF Yield is 14%	Weak multi-year price returns 3Y Excs Rtn is -48%
1	Cash is significant % of market cap Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -107%	Moderate capital ratio Tier 1 Capital / Risk Wtd Assets RatioTier 1 Capital / Risk-Weighted Assets is a common measure of financial strength for a bank. It reflects how much equity there is relative to assets where assets are weighted based on riskiness. Low ratios indicate the bank is highly vulnerable to even small changes in the value of their risk assets. is 7.0%
2	Attractive cash flow generation CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 35%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 35%, CFO LTM is 9.9 Bil, FCF LTM is 9.9 Bil
3	Low stock price volatility Vol 12M is 28%
4	Uninsured deposits are low Uninsured Deposits Ratio %Fraction of deposits that exceed the insurance deposit thresholds. For example, the FDIC protects deposits up to $250K. A high uninsured deposits ratio indicates large accounts and greater potential exposure to bank run risk. is 19%

0	Attractive yield Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 14%, Dividend Yield is 4.3%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 10%, FCF Yield is 14%
1	Cash is significant % of market cap Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -107%
2	Attractive cash flow generation CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 35%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 35%, CFO LTM is 9.9 Bil, FCF LTM is 9.9 Bil
3	Low stock price volatility Vol 12M is 28%
4	Uninsured deposits are low Uninsured Deposits Ratio %Fraction of deposits that exceed the insurance deposit thresholds. For example, the FDIC protects deposits up to $250K. A high uninsured deposits ratio indicates large accounts and greater potential exposure to bank run risk. is 19%
5	Weak multi-year price returns 3Y Excs Rtn is -48%
6	Moderate capital ratio Tier 1 Capital / Risk Wtd Assets RatioTier 1 Capital / Risk-Weighted Assets is a common measure of financial strength for a bank. It reflects how much equity there is relative to assets where assets are weighted based on riskiness. Low ratios indicate the bank is highly vulnerable to even small changes in the value of their risk assets. is 7.0%

Market Valuation & Key Metrics

	11/6/25	2024	2023	2022	2021
Share Price CYE	$46.99	$46.25	$40.00	$38.17	$47.20
Market Cap CYE ($ Bil)	73.2	72.2	62.3	57.3	70.0
Total Debt ($ Bil)	78.0	65.6	62.9	69.4	41.7
Total Cash ($ Bil)	66.6	56.5	61.2	53.5	28.9
Enterprise Value ($ Bil)	84.5	137.8	125.2	126.7	111.7
Valuation Ratios
P/S TTM	2.6	2.7	2.4	2.7	3.7
P/EBIT TTM	0.0	0.0	0.0	0.0	0.0
P/E TTM	10.2	11.8	12.3	11.2	10.5
Sector Ratios
P/S TTM (Sector)	3.1	3.1	2.8	2.8	3.4
P/EBIT TTM (Sector)	6.3	6.9	7.0	6.7	6.8
P/E TTM (Sector)	12.1	11.5	10.1	9.3	9.9

	11/6/25	2024	2023
Share Price CYE	$46.99	$46.25	$40.00
Market Cap CYE ($ Bil)	73.2	72.2	62.3
Total Debt ($ Bil)	78.0	65.6	62.9
Total Cash ($ Bil)	66.6	56.5	61.2
Enterprise Value ($ Bil)	84.5	137.8	125.2
Valuation Ratios
P/S TTM	2.6	2.7	2.4
P/EBIT TTM	0.0	0.0	0.0
P/E TTM	10.2	11.8	12.3
Sector Ratios
P/S TTM (Sector)	3.1	3.1	2.8
P/EBIT TTM (Sector)	6.3	6.9	7.0
P/E TTM (Sector)	12.1	11.5	10.1

	USB	S&P 500
REVENUE GROWTH	FAIR
Rev LTM ($ Bil)	28.2
Rev Chg Q	6.8%	6.9%
Rev Chg LTM	4.0%	5.6%
Rev Chg 3Y Avg	6.5%	5.3%
PROFITABILITY	GOOD
Op Inc LTM ($ Bil)	�
CFO LTM ($ Bil)	9.9
Net Inc LTM ($ Bil)	7.2
CFO/Rev LTM	35.1%	20.4%
Net Inc Mgn	25.5%	12.9%
VALUATION	LOW
P/S	2.6	3.2
P/CFO	7.4	15.4
P/FCF	7.4	20.3
P/E	10.2	23.8

AI Generated Analysis | Feedback

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USB Stock

Return (1M):

Factor Drivers of Stock Movement

The 6.3% change in USB stock from 8/6/2025 to 11/5/2025 was primarily driven by a 5.2% change in the company's Net Income Margin (%).

	8062025	11052025	Change
Stock Price ($)	43.97	46.74	6.30%
Change Contribution By	LTM	LTM
Total Revenues ($ Mil)	27578.00	28182.00	2.19%
Net Income Margin (%)	24.25%	25.51%	5.16%
P/E Multiple	10.25	10.12	-1.20%
Shares Outstanding (Mil)	1559.00	1557.00	0.13%
Cumulative Contribution			6.30%

LTM = Last Twelve Months as of date shown

The 15.6% change in USB stock from 5/7/2025 to 11/5/2025 was primarily driven by a 7.5% change in the company's P/E Multiple.

	5072025	11052025	Change
Stock Price ($)	40.42	46.74	15.65%
Change Contribution By	LTM	LTM
Total Revenues ($ Mil)	27578.00	28182.00	2.19%
Net Income Margin (%)	24.25%	25.51%	5.16%
P/E Multiple	9.42	10.12	7.48%
Shares Outstanding (Mil)	1559.00	1557.00	0.13%
Cumulative Contribution			15.65%

LTM = Last Twelve Months as of date shown

The 2.6% change in USB stock from 11/5/2024 to 11/5/2025 was primarily driven by a 26.0% change in the company's Net Income Margin (%).

	11052024	11052025	Change
Stock Price ($)	45.56	46.74	2.59%
Change Contribution By	LTM	LTM
Total Revenues ($ Mil)	27087.00	28182.00	4.04%
Net Income Margin (%)	20.24%	25.51%	26.00%
P/E Multiple	12.97	10.12	-21.95%
Shares Outstanding (Mil)	1561.00	1557.00	0.26%
Cumulative Contribution			2.59%

LTM = Last Twelve Months as of date shown

The 26.1% change in USB stock from 11/6/2022 to 11/5/2025 was primarily driven by a 20.8% change in the company's P/E Multiple.

	11062022	11052025	Change
Stock Price ($)	37.07	46.74	26.07%
Change Contribution By	LTM	LTM
Total Revenues ($ Mil)	23505.00	28182.00	19.90%
Net Income Margin (%)	27.96%	25.51%	-8.79%
P/E Multiple	8.38	10.12	20.79%
Shares Outstanding (Mil)	1486.00	1557.00	-4.78%
Cumulative Contribution			25.78%

LTM = Last Twelve Months as of date shown

Why The Stock Moved

AI Generated Analysis | Feedback

Here are the key points explaining the 5.1% stock movement for U.S. Bancorp (USB) from approximately July 31, 2025, to November 6, 2025:

1. U.S. Bancorp reported strong third-quarter 2025 earnings, significantly exceeding analyst expectations. The financial services provider announced earnings per share (EPS) of $1.22, surpassing the consensus estimate of $1.11 by $0.11. Additionally, the company's revenue reached $7.34 billion, outperforming the consensus estimate of $7.17 billion and marking a 6.8% increase year-over-year.

2. The company increased its quarterly dividend. U.S. Bancorp recently raised its quarterly dividend from $0.50 to $0.52 per share, which translates to an attractive annual yield of 4.5%. This dividend hike signals confidence from management and can attract income-focused investors.

3. U.S. Bank launched new co-branded products and financing offerings. On November 3, 2025, U.S. Bank announced the availability of new co-branded checking and credit card products, Edward Jones® Everyday Solutions Powered by U.S. Bank®, through Edward Jones' network of financial advisors, aiming to expand its customer reach. Additionally, the bank launched the Split™ World Mastercard® on November 5, 2025, and Avvance, a customized embedded financing offering, on October 21, 2025, indicating strategic product diversification.

4. Morningstar increased its fair value estimate for U.S. Bancorp. On October 29, 2025, Morningstar raised its fair value estimate for U.S. Bancorp to $56, citing the bank's disciplined expense control. This positive analyst sentiment can bolster investor confidence in the stock's future performance.

5. The broader U.S. banking sector showed resilience and periods of outperformance. While September saw some downward trends for most of the U.S. banking sector, the largest banks, including those in U.S. Bancorp's tier, generally bucked this trend. The overall sector experienced a widespread rally in August, contributing to a generally supportive environment for bank stocks during parts of the period.

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Return vs. Risk

Price Returns Compared

	2020	2021	2022	2023	2024	2025	Total [1]
Returns
USB Return	-18%	24%	-19%	5%	16%	1%	1%
Peers Return	-8%	37%	-16%	18%	41%	33%	134%
S&P 500 Return	16%	27%	-19%	24%	23%	16%	110%
Monthly Win Rates [3]
USB Win Rate	50%	67%	42%	42%	50%	40%
Peers Win Rate	50%	62%	43%	55%	63%	68%
S&P 500 Win Rate	58%	75%	42%	67%	75%	70%
Max Drawdowns [4]
USB Max Drawdown	-51%	-8%	-29%	-33%	-10%	-23%
Peers Max Drawdown	-50%	-2%	-28%	-14%	-5%	-16%
S&P 500 Max Drawdown	-31%	-1%	-25%	-1%	-2%	-15%

[1] Cumulative total returns since the beginning of 2020
[2] Peers: JPM, BAC, WFC, MS, C. See USB Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 11/5/2025 (YTD)

How Low Can It Go

Unique Key	Event	USB	S&P 500
2022 Inflation Shock	2022 Inflation Shock
2022 Inflation Shock% Loss	% Loss	-54.7%	-25.4%
2022 Inflation Shock% Gain to Breakeven	% Gain to Breakeven	120.5%	34.1%
2022 Inflation ShockTime to Breakeven	Time to Breakeven	Not Fully Recovered days	464 days
2020 Covid Pandemic	2020 Covid Pandemic
2020 Covid Pandemic% Loss	% Loss	-51.2%	-33.9%
2020 Covid Pandemic% Gain to Breakeven	% Gain to Breakeven	104.9%	51.3%
2020 Covid PandemicTime to Breakeven	Time to Breakeven	402 days	148 days
2018 Correction	2018 Correction
2018 Correction% Loss	% Loss	-24.7%	-19.8%
2018 Correction% Gain to Breakeven	% Gain to Breakeven	32.8%	24.7%
2018 CorrectionTime to Breakeven	Time to Breakeven	315 days	120 days
2008 Global Financial Crisis	2008 Global Financial Crisis
2008 Global Financial Crisis% Loss	% Loss	-76.8%	-56.8%
2008 Global Financial Crisis% Gain to Breakeven	% Gain to Breakeven	330.7%	131.3%
2008 Global Financial CrisisTime to Breakeven	Time to Breakeven	1690 days	1480 days

Compare to JPM, BAC, WFC, MS, C

In The Past

U.S. Bancorp's stock fell -54.7% during the 2022 Inflation Shock from a high on 1/14/2022. A -54.7% loss requires a 120.5% gain to breakeven.

Preserve Wealth

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Asset Allocation

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About U.S. Bancorp (USB)

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.

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Interactive Breakdown

U.S. Bancorp Interactive Breakdown Analysis

Better Bets than U.S. Bancorp (USB)

	USB	Better Performance than USB
Metric	Value	Industry (Diversified Banks)
Rev Chg LTM	4.0%	JPM (8.6%), BAC (8.9%), HSBC (6.6%), RY (16.4%), C (6.3%)
Rev Chg 3Y Avg	6.5%	JPM (13.4%), HSBC (9.4%), RY (9.9%), TD (10.6%), UBS (10.9%)
CFO/Rev LTM	35.1%	BAC (57.3%), RY (135.4%), BNS (52.2%), CM (61.6%), NTB (52.9%)
FCF/Rev LTM	35.1%	BAC (57.3%), RY (131.7%), BNS (51.3%), CM (57.6%), NTB (48.0%)
Total Yield	14.2%	TD (15.1%), NTB (15.2%)

	USB	Better Performance than USB
Metric	Value	Sector (Financials)
Rev Chg LTM	4.0%	JPM (8.6%), V (11.4%), MA (14.6%), BAC (8.9%), MS (17.6%)
Rev Chg 3Y Avg	6.5%	BRK-B (19.8%), JPM (13.4%), V (11.5%), MA (13.2%), MS (7.6%)
CFO/Rev LTM	35.1%	V (60.4%), MA (56.1%), BAC (57.3%), RY (135.4%), SCHW (82.3%)
FCF/Rev LTM	35.1%	V (56.8%), MA (52.5%), BAC (57.3%), RY (131.7%), SCHW (79.4%)
Total Yield	14.2%	TD (15.1%), MFC (16.3%), ALL (18.3%), SYF (14.7%), TROW (14.4%)

	USB	Better Performance than USB
Metric	Value	All Other Sectors
Rev Chg LTM	4.0%	NVDA (71.6%), AAPL (6.0%), MSFT (15.6%), GOOGL (13.4%), AMZN (10.9%)
Rev Chg 3Y Avg	6.5%	NVDA (92.0%), MSFT (13.2%), GOOGL (11.0%), AMZN (11.3%), AVGO (24.0%)
CFO/Rev LTM	35.1%	NVDA (46.6%), MSFT (50.0%), GOOGL (39.3%), AVGO (42.4%), META (56.8%)
FCF/Rev LTM	35.1%	NVDA (43.6%), AVGO (41.6%), PLTR (46.0%), APP (50.6%), ANET (47.9%)
Total Yield	14.2%	BABA (38.3%), TM (2238.3%), VZ (18.6%), CMCSA (26.7%), ENB (14.5%)

		Best Bets In Financials Sector
	USB	OTF	MTG	NMIH	CACC	ENVA	FNF	ACGL	APAM	FI	FHI
What You Pay
P/E	10.1	13.4	8.5	7.5	11.2	10.9	13.9	8.7	11.0	10.4	9.8
P/EBIT	�	9.2	6.5	5.5	8.9	8.4	8.9	7.7	6.3	5.7	7.0
What You Get
Rev Chg Q	6.8%	1,228.5%	-0.7%	7.6%	6.0%	16.3%	16.8%	22.4%	7.8%	8.0%	14.9%
Rev Chg LTM	4.0%	89.0%	2.2%	8.9%	10.2%	21.1%	7.4%	23.5%	8.9%	6.7%	9.0%
Rev Chg 3Y Avg	6.5%	221.9%	1.2%	10.3%	7.6%	23.5%	-0.7%	29.8%	2.9%	7.5%	7.9%
FCF/Rev 3Y Avg	38.2%	76.2%	62.2%	58.4%	55.6%	54.7%	50.8%	38.4%	27.3%	20.7%	18.5%

[1] Choosing top 10 best bets from each sector quarterly is an alpha producing strategy vs sector benchmark
[2] Historical annualized return of 21%, alpha of 9.1%, and sharpe of 0.94

Latest Trefis Analyses

	Title	Topic	Date
0	DASHBOARDS
1	How Low Can U.S. Bancorp Stock Really Go?	Return
2	USB Dip Buy Analysis
3	Day 7 of Gains Streak for U.S. Bancorp Stock with 7.2% Return (vs. -3.2% YTD) [6/27/2025]
4	Day 6 of Gains Streak for U.S. Bancorp Stock with 6.9% Return (vs. -3.5% YTD) [6/26/2025]
5	U.S. Bancorp Total Shareholder Return (TSR): 19.9% in 2024 and 4.5% 3-yr compounded annual returns (below peer average)
6	U.S. Bancorp (USB) Operating Cash Flow Comparison	Financials
7	U.S. Bancorp (USB) Net Income Comparison	Financials
8	U.S. Bancorp vs. S&P500 Correlation	Correlation
9	U.S. Bancorp Price Volatility	Volatility
10	U.S. Bancorp vs. Large Cap Stocks: Which Is A Better Investment?	Investment Theme Comparisons
11	ARTICLES
12	USB Stock Up 7.2% after 7-Day Win Streak		June 30th, 2025
13	Up 23% This Year, What’s New With U.S. Bancorp Stock?		December 12th, 2024
14	U.S. Bancorp Stock Is Trailing S&P500 By 17% YTD, What’s Next?		May 21st, 2024
15	Trailing The Broader Index By 24%, Is U.S. Bancorp Stock Ready To Rebound?		December 28th, 2023
16	What To Expect From U.S. Bancorp Stock?		June 22nd, 2023

	Title
0	DASHBOARDS
1	How Low Can U.S. Bancorp Stock Really Go?
2	USB Dip Buy Analysis
3	Day 7 of Gains Streak for U.S. Bancorp Stock with 7.2% Return (vs. -3.2% YTD) [6/27/2025]
4	Day 6 of Gains Streak for U.S. Bancorp Stock with 6.9% Return (vs. -3.5% YTD) [6/26/2025]
5	U.S. Bancorp Total Shareholder Return (TSR): 19.9% in 2024 and 4.5% 3-yr compounded annual returns (below peer average)
6	U.S. Bancorp (USB) Operating Cash Flow Comparison
7	U.S. Bancorp (USB) Net Income Comparison
8	U.S. Bancorp vs. S&P500 Correlation
9	U.S. Bancorp Price Volatility
10	U.S. Bancorp vs. Large Cap Stocks: Which Is A Better Investment?
11	ARTICLES
12	USB Stock Up 7.2% after 7-Day Win Streak
13	Up 23% This Year, What’s New With U.S. Bancorp Stock?
14	U.S. Bancorp Stock Is Trailing S&P500 By 17% YTD, What’s Next?
15	Trailing The Broader Index By 24%, Is U.S. Bancorp Stock Ready To Rebound?
16	What To Expect From U.S. Bancorp Stock?

Trade Ideas

Select past ideas related to USB. For more, see Trefis Trade Ideas.

Unique Key	Date	Ticker	Company	Category	Trade Strategy	6M Fwd Rtn	12M Fwd Rtn	12M Max DD
BRO_10312025_Dip_Buyer_FCFYield	10312025	BRO	Brown & Brown	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	-2.4%	-2.4%	-2.4%
CPAY_10312025_Dip_Buyer_FCFYield	10312025	CPAY	Corpay	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	0.5%	0.5%	0.0%
EEFT_10312025_Dip_Buyer_FCFYield	10312025	EEFT	Euronet Worldwide	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	-3.5%	-3.5%	-3.5%
GPN_10312025_Dip_Buyer_FCFYield	10312025	GPN	Global Payments	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	1.9%	1.9%	-0.8%
APO_10102025_Dip_Buyer_FCFYield	10102025	APO	Apollo Asset Management	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	13.1%	13.1%	0.0%

Unique Key	Date	Ticker	Company	Category	Trade Strategy	6M Fwd Rtn	12M Fwd Rtn	12M Max DD
BRO_10312025_Dip_Buyer_FCFYield	10312025	BRO	Brown & Brown	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	-2.4%	-2.4%	-2.4%
CPAY_10312025_Dip_Buyer_FCFYield	10312025	CPAY	Corpay	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	0.5%	0.5%	0.0%
EEFT_10312025_Dip_Buyer_FCFYield	10312025	EEFT	Euronet Worldwide	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	-3.5%	-3.5%	-3.5%
GPN_10312025_Dip_Buyer_FCFYield	10312025	GPN	Global Payments	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	1.9%	1.9%	-0.8%
APO_10102025_Dip_Buyer_FCFYield	10102025	APO	Apollo Asset Management	Dip Buy	DB \| FCFY OPMDip Buy with High FCF Yield and High Margin Buying dips for companies with high FCF yield and meaningfully high operating margin	13.1%	13.1%	0.0%

Recent Active Movers

1 Day Top Gainers

Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
SLDP	Solid Power	1.5	51.6%	350.3%
LMND	Lemonade	5.8	34.2%	114.6%
RIGL	Rigel Pharmaceuticals	0.7	33.4%	125.0%
TDC	Teradata	2.6	32.6%	-11.8%
KW	Kennedy-Wilson	1.4	31.2%	2.7%
SEDG	SolarEdge Technologies	2.4	28.9%	201.6%
VCYT	Veracyte	3.6	27.5%	16.3%
AIP	Arteris	0.6	26.1%	52.4%
DAWN	Day One Biopharmaceuticals	0.9	25.2%	-27.9%
ALGT	Allegiant Travel	1.3	25.1%	-22.9%

1 Day Top Losers

Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
BHVN	Biohaven	0.9	-40.2%	-77.7%
TREX	Trex	3.5	-31.1%	-53.0%
SLNO	Soleno Therapeutics	2.4	-26.6%	4.3%
PRGO	Perrigo	2.1	-25.2%	-39.3%
WWW	Wolverine World Wide	1.4	-24.3%	-23.1%
PINS	Pinterest	17.4	-21.8%	-11.2%
ACMR	ACM Research	2.0	-19.9%	106.2%
RPD	Rapid7	0.9	-19.9%	-64.6%
INNV	InnovAge	0.5	-17.6%	1.5%
SUPN	Supernus Pharmaceuticals	2.6	-17.4%	30.3%

1 Week Top Gainers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
TERN	Terns Pharmaceuticals	1.7	126.8%	228.3%
SLDP	Solid Power	1.5	54.2%	350.3%
CSIQ	Canadian Solar	1.7	42.3%	124.8%
CSTL	Castle Biosciences	1.0	41.4%	26.0%
MTSR	Metsera	7.5	36.7%	71379900.0%
GH	Guardant Health	11.8	31.5%	211.1%
KW	Kennedy-Wilson	1.4	31.4%	2.7%
TDC	Teradata	2.6	30.5%	-11.8%
VCYT	Veracyte	3.6	30.0%	16.3%
DAWN	Day One Biopharmaceuticals	0.9	29.8%	-27.9%

1 Week Top Losers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
QURE	uniQure	1.4	-63.1%	47.6%
SOC	Sable Offshore	0.5	-57.2%	-75.2%
FMC	FMC	1.7	-54.0%	-71.3%
BHVN	Biohaven	0.9	-53.9%	-77.7%
DD	DuPont de Nemours	16.6	-51.8%	-47.2%
ALVO	Alvotech	1.4	-38.2%	-63.1%
WOLF	Wolfspeed	3.2	-36.7%
SVV	Savers Value Village	1.3	-35.2%	-16.1%
NWL	Newell Brands	1.3	-34.7%	-66.5%
APLS	Apellis Pharmaceuticals	2.5	-33.6%	-37.5%

1 Month Top Gainers

Ticker	Company	Mkt Cap (B)	1M Rtn	YTD Rtn
PRAX	Praxis Precision Medicines	3.5	216.4%	113.9%
INBX	Inhibrx Biosciences	1.3	145.6%	434.2%
TERN	Terns Pharmaceuticals	1.7	127.7%	228.3%
VTYX	Ventyx Biosciences	0.6	126.1%	311.0%
PUMP	ProPetro	1.1	99.3%	16.2%
VICR	Vicor	4.3	95.1%	96.4%
REPL	Replimune	0.8	84.5%	-29.1%
SNDK	SanDisk	31.4	79.0%
CSIQ	Canadian Solar	1.7	73.3%	124.8%
ATXS	Astria Therapeutics	0.7	68.9%	41.2%

1 Month Top Losers

Ticker	Company	Mkt Cap (B)	1M Rtn	YTD Rtn
SOC	Sable Offshore	0.5	-70.6%	-75.2%
FMC	FMC	1.7	-57.1%	-71.3%
QURE	uniQure	1.4	-55.0%	47.6%
DD	DuPont de Nemours	16.6	-49.8%	-47.2%
FI	Fiserv	35.3	-49.5%	-68.8%
LRN	Stride	3.1	-48.6%	-30.8%
ONDS	Ondas	0.9	-45.9%	134.4%
BHVN	Biohaven	0.9	-44.5%	-77.7%
LAC	Lithium Americas	1.0	-44.3%	55.2%
ALVO	Alvotech	1.4	-43.5%	-63.1%

Recent Active Movers

1 Day Top Gainers

Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
SLDP	Solid Power	1.5	51.6%	350.3%
LMND	Lemonade	5.8	34.2%	114.6%
RIGL	Rigel Pharmaceuticals	0.7	33.4%	125.0%
TDC	Teradata	2.6	32.6%	-11.8%
KW	Kennedy-Wilson	1.4	31.2%	2.7%
SEDG	SolarEdge Technologies	2.4	28.9%	201.6%
VCYT	Veracyte	3.6	27.5%	16.3%
AIP	Arteris	0.6	26.1%	52.4%
DAWN	Day One Biopharmaceuticals	0.9	25.2%	-27.9%
ALGT	Allegiant Travel	1.3	25.1%	-22.9%

1 Day Top Losers

Ticker	Company	Mkt Cap (B)	1D Rtn	YTD Rtn
BHVN	Biohaven	0.9	-40.2%	-77.7%
TREX	Trex	3.5	-31.1%	-53.0%
SLNO	Soleno Therapeutics	2.4	-26.6%	4.3%
PRGO	Perrigo	2.1	-25.2%	-39.3%
WWW	Wolverine World Wide	1.4	-24.3%	-23.1%
PINS	Pinterest	17.4	-21.8%	-11.2%
ACMR	ACM Research	2.0	-19.9%	106.2%
RPD	Rapid7	0.9	-19.9%	-64.6%
INNV	InnovAge	0.5	-17.6%	1.5%
SUPN	Supernus Pharmaceuticals	2.6	-17.4%	30.3%

1 Week Top Gainers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
TERN	Terns Pharmaceuticals	1.7	126.8%	228.3%
SLDP	Solid Power	1.5	54.2%	350.3%
CSIQ	Canadian Solar	1.7	42.3%	124.8%
CSTL	Castle Biosciences	1.0	41.4%	26.0%
MTSR	Metsera	7.5	36.7%	71379900.0%
GH	Guardant Health	11.8	31.5%	211.1%
KW	Kennedy-Wilson	1.4	31.4%	2.7%
TDC	Teradata	2.6	30.5%	-11.8%
VCYT	Veracyte	3.6	30.0%	16.3%
DAWN	Day One Biopharmaceuticals	0.9	29.8%	-27.9%

1 Week Top Losers

Ticker	Company	Mkt Cap (B)	1W Rtn	YTD Rtn
QURE	uniQure	1.4	-63.1%	47.6%
SOC	Sable Offshore	0.5	-57.2%	-75.2%
FMC	FMC	1.7	-54.0%	-71.3%
BHVN	Biohaven	0.9	-53.9%	-77.7%
DD	DuPont de Nemours	16.6	-51.8%	-47.2%
ALVO	Alvotech	1.4	-38.2%	-63.1%
WOLF	Wolfspeed	3.2	-36.7%
SVV	Savers Value Village	1.3	-35.2%	-16.1%
NWL	Newell Brands	1.3	-34.7%	-66.5%
APLS	Apellis Pharmaceuticals	2.5	-33.6%	-37.5%

Peer Comparisons for U.S. Bancorp

Financials

	USB	JPM	BAC	WFC	MS	C	Median
Name	U.S. Ban.	JPMorgan.	Bank of .	Wells Fa.	Morgan S.	Citigroup
Mkt Price	46.74	311.68	52.45	86.95	165.18	101.69	94.32
Mkt Cap	72.8	861.0	391.6	276.7	259.5	188.7	268.1
Rev LTM	28,182	179,430	107,264	82,532	64,247	83,113	82,822
Op Inc LTM	-	-	-	-	-	-	-
FCF LTM	9,900	-119,748	61,472	-14,218	-6,747	-93,686	-10,482
FCF 3Y Avg	10,581	-65,107	34,244	9,172	-23,827	-65,690	-7,328
CFO LTM	9,900	-119,748	61,472	-14,218	-3,679	-87,165	-8,948
CFO 3Y Avg	10,581	-65,107	34,244	9,172	-20,550	-59,182	-5,689

Growth & Margins

	USB	JPM	BAC	WFC	MS	C	Median
Name	U.S. Ban.	JPMorgan.	Bank of .	Wells Fa.	Morgan S.	Citigroup
Rev Chg LTM	4.0%	8.6%	8.9%	0.2%	17.6%	6.3%	7.4%
Rev Chg 3Y Avg	6.5%	13.4%	5.2%	2.9%	7.6%	4.3%	5.9%
Rev Chg Q	6.8%	8.8%	10.8%	5.3%	19.1%	8.1%	8.5%
QoQ Delta Rev Chg LTM	1.7%	2.1%	2.6%	1.3%	4.5%	2.0%	2.1%
Op Mgn LTM	-	-	-	-	-	-	-
Op Mgn 3Y Avg	-	-	-	-	-	-	-
QoQ Delta Op Mgn LTM	-	-	-	-	-	-	-
CFO/Rev LTM	35.1%	-66.7%	57.3%	-17.2%	-5.7%	-104.9%	-11.5%
CFO/Rev 3Y Avg	38.2%	-36.4%	32.7%	11.2%	-38.8%	-74.6%	-12.6%
FCF/Rev LTM	35.1%	-66.7%	57.3%	-17.2%	-10.5%	-112.7%	-13.9%
FCF/Rev 3Y Avg	38.2%	-36.4%	32.7%	11.2%	-44.6%	-82.8%	-12.6%

Valuation

	USB	JPM	BAC	WFC	MS	C	Median
Name	U.S. Ban.	JPMorgan.	Bank of .	Wells Fa.	Morgan S.	Citigroup
Mkt Cap	72.8	861.0	391.6	276.7	259.5	188.7	268.1
P/S	2.6	4.8	3.7	3.4	4.0	2.3	3.5
P/EBIT	-	-	-	-	-	-	-
P/E	10.1	14.8	13.2	13.1	16.0	13.3	13.3
P/CFO	7.4	-7.2	6.4	-19.5	-70.5	-2.2	-4.7
Total Yield	14.2%	6.7%	7.6%	9.5%	6.2%	7.5%	7.5%
Dividend Yield	4.3%	0.0%	0.0%	1.9%	0.0%	0.0%	0.0%
FCF Yield 3Y Avg	17.3%	-7.5%	11.7%	6.9%	-15.6%	-56.0%	-0.3%
D/E	1.1	0.6	0.9	0.8	1.4	2.0	1.0
Net D/E	-1.1	-0.3	-0.7	-0.6	1.0	-1.0	-0.7

Returns

	USB	JPM	BAC	WFC	MS	C	Median
Name	U.S. Ban.	JPMorgan.	Bank of .	Wells Fa.	Morgan S.	Citigroup
1M Rtn	-2.1%	0.8%	4.1%	7.8%	5.1%	4.3%	4.2%
3M Rtn	6.3%	7.5%	16.1%	12.0%	17.6%	10.9%	11.5%
6M Rtn	15.6%	26.2%	29.6%	20.2%	40.5%	46.6%	27.9%
12M Rtn	2.6%	43.7%	28.2%	38.7%	44.1%	64.1%	41.2%
3Y Rtn	26.1%	156.8%	54.3%	100.1%	115.4%	151.3%	107.8%
1M Excs Rtn	-2.8%	0.1%	3.1%	5.9%	5.3%	3.4%	3.2%
3M Excs Rtn	-0.0%	2.0%	10.2%	5.7%	10.7%	4.9%	5.3%
6M Excs Rtn	-5.0%	5.5%	8.9%	-0.5%	19.8%	25.9%	7.2%
12M Excs Rtn	-16.5%	24.1%	9.9%	18.8%	26.7%	46.9%	21.5%
3Y Excs Rtn	-48.3%	91.1%	-18.0%	29.2%	47.0%	74.6%	38.1%

FDIC Bank Data

Bank Capital

FDIC Data As Of	6301998
CAPITAL
Equity Total Capital ($ Bil)	1
Tier 1 (Core) Capital ($ Bil)	1
ASSETS
Total Assets ($ Bil)	15
Adjusted Average Assets ($ Bil)	13
Risk Weighted Assets Adjusted ($ Bil)	11
LEVERAGE RATIOS
Tier 1 Capital / Total Assets Ratio	5.5%
Tier 1 Capital / Adjusted Avg Assets Ratio	6.1%
Tier 1 Capital / Risk Wtd Assets Ratio	7.0%

Bank Deposits

FDIC Data As Of	6301998
DEPOSITS
Total Deposits ($ Bil)	12
Uninsured Deposits ($ Bil)	2
Uninsured Deposits Ratio %	18.9%

Bank Assets

FDIC Data As Of	6301998
ASSETS
Cash Balance ($ Bil)	1
Securities ($ Bil)	3
Net Loans ($ Bil)	10
Trading Assets ($ Bil)	0
Bank Premises Assets ($ Bil)	0
Other Real Estate Owned ($ Bil)	0
Goodwill & Intangibles ($ Bil)	1
Other Assets ($ Bil)	0
Total Assets (Sum) ($ Bil)	15
Total Assets (Reported) ($ Bil)	15
Risk Weighted Assets ($ Bil)	11
SECURITIES DETAILS
US Govt Securities ($ Bil)	2
Equity Securities Not Held for Trading ($ Bil)	0
Total Debt Securities ($ Bil)	3
Mortgage-Backed Securities ($ Bil)	3
SECURITIES VALUATION
Securities Held to Maturity (Book Value) ($ Bil)	0
Securities Available for Sale (Fair Market) ($ Bil)	3

Bank Loans

[valid:false, table:

FDIC Data As Of	6301998
LOAN DETAILS
All Real Estate Loans ($ Bil)	4
Farm Loans ($ Bil)	0
Commercial and Industrial Loans ($ Bil)	2
Loans to Individuals (CC, revolving credit, auto, other) (non-mortgage) ($ Bil)	2
Commercial Real Estate Loans not Secured by Real Estate ($ Bil)	0

, map:[FDIC Data As Of:6301998, LOAN DETAILS:null, All Real Estate Loans ($ Bil):4.461009, Farm Loans ($ Bil):0.029227, Commercial and Industrial Loans ($ Bil):2.328128, Loans to Individuals (CC, revolving credit, auto, other) (non-mortgage) ($ Bil):1.544896, Commercial Real Estate Loans not Secured by Real Estate ($ Bil):0.006128]]

Financials

Annual
Quarterly

$ Mil \| FY: 12/31	LTM	2024	2023	2022	2021	2020	2019
Period End	9/30/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Filing Date	11/5/2025	2/21/2025	2/20/2024	2/27/2023	2/22/2022	2/23/2021	2/20/2020
Key Financials
Total Revenue	28,182	27,335	28,013	24,184	22,721	23,226	22,883
Net Income	7,188	6,299	5,429	5,825	7,963	4,959	6,914
EPS	4.37	3.79	3.27	3.69	5.11	3.06	4.16
Growth Rates
Total Revenue Growth	4.0%	-2.4%	15.8%	6.4%	-2.2%	1.5%	1.6%
Net Income Growth	31.1%	16.0%	-6.8%	-26.8%	60.6%	-28.3%	-2.6%
Margins
Net Income Margin	25.5%	23.0%	19.4%	24.1%	35.0%	21.4%	30.2%
Cash & Debt
Total Cash	155,675	142,866	130,560	125,594	161,311	199,018	144,749
Total Debt	77,984	65,626	62,935	69,388	41,718	50,856	61,897
Net Debt / (Cash)	-77,691	-77,240	-67,625	-56,206	-119,593	-148,162	-82,852
Cash Flows
Net Cash from Operations	9,900	11,273	8,447	21,119	9,870	3,716	4,889
Free Cash from Operations	9,900	11,273	8,447	21,119	9,870	3,716	4,889
Returns to Shareholders
Dividends	3,140	3,448	3,311	3,075	2,887	2,852	2,745
Share Repurchases	489	173	62	1,169	2,805	1,672	4,525

$ Mil \| FY: 12/31	2025Q3	2025Q2	2025Q1	2024Q4	2024Q3	2024Q2	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4
Period End	9/30/2025	6/30/2025	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022
Filing Date	11/5/2025	8/7/2025	5/6/2025	2/21/2025	11/5/2024	8/6/2024	5/1/2024	2/20/2024	11/1/2023	8/7/2023	5/8/2023	2/27/2023
Key Financials Quarterly
Total Revenue	7,300	6,975	6,928	6,979	6,833	6,838	6,685	6,731	7,000	7,141	7,141	6,336
Net Income	2,001	1,815	1,709	1,663	1,714	1,603	1,319	847	1,523	1,361	1,698	925
EPS	1.22	1.11	1.03	1.01	1.03	0.97	0.78	0.49	0.91	0.84	1.04	0.57
Key Financials TTM
Total Revenue TTM	28,182	27,715	27,578	27,335	27,087	27,254	27,557	28,013	27,618	26,914	25,756	24,184
Net Income TTM	7,188	6,901	6,689	6,299	5,483	5,292	5,050	5,429	5,507	5,796	5,966	5,825
Growth Rates Quarterly
Total Revenue Growth	6.8%	2.0%	3.6%	3.7%	-2.4%	-4.2%	-6.4%	6.2%	11.2%	19.4%	28.2%	12.0%
Net Income Growth	16.7%	13.2%	29.6%	96.3%	12.5%	17.8%	-22.3%	-8.4%	-15.9%	-11.1%	9.1%	-44.7%
Margins Quarterly
Net Income Margin	27.4%	26.0%	24.7%	23.8%	25.1%	23.4%	19.7%	12.6%	21.8%	19.1%	23.8%	14.6%
Cash & Debt
Total Cash	155,675	148,065	136,360	142,866	155,660	146,035	149,143	130,560	131,339	139,608	132,141	125,594
Total Debt	77,984	79,052	77,017	65,626	78,547	69,277	69,795	62,935	64,974	77,617	98,920	69,388
Net Debt / (Cash)	-77,691	-69,013	-59,343	-77,240	-77,113	-76,758	-79,348	-67,625	-66,365	-61,991	-33,221	-56,206
Cash Flows Quarterly
FCF from Operations	3,388	2,031	-285	4,766	972	2,874	2,661	416	3,873	3,316	842	6,888
Cash Flows TTM
FCF from Operations TTM	9,900	7,484	8,327	11,273	6,923	9,824	10,266	8,447	14,919	14,551	13,484	21,119
Returns to Shareholders Quarterly
Dividends	784	784	787	785	768	769	770	751	740	739	740	716
Share Repurchases	101	106	160	122	1	1	49	17	1	-0	44	14
Return on Invested Capital (ROIC) Quarterly
ROIC	-	-	-	-	-	-	-	-	-	-	-	-
Return on Invested Capital (ROIC) TTM
ROIC TTM	-	-	-	-	-	-	-	-	-	-	-	-

Segment Financials

Revenue by Segment

$ Mil	2024	2023	2022	2021	2020
Wealth, Corporate, Commercial and Institutional Banking	12,003	8,774	3,892	4,528	3,962
Consumer and Business Banking	10,358	8,300	8,581	8,936	8,736
Payment Services	6,664	6,298	6,007	5,686	6,185
Treasury and Corporate Support	-881	930	1,123	907	1,128
Commercial and Institutional Banking			3,224	3,268	2,975
Total	28,144	24,302	22,827	23,325	22,986

Net Income by Segment

$ Mil	2024	2023	2022	2021	2020
Wealth, Corporate, Commercial and Institutional Banking	4,664	3,363	1,564	1,659	1,683
Consumer and Business Banking	2,557	1,834	2,357	2,368	2,359
Payment Services	1,013	1,344	1,704	1,300	1,454
Treasury and Corporate Support	-2,805	-716	1,496	-1,309	527
Commercial and Institutional Banking			842	941	891
Total	5,429	5,825	7,963	4,959	6,914

Price Behavior

Price Behavior

Market Price	$46.74
Market Cap ($ Bil)	72.9
First Trading Date	11/05/1987
Distance from 52W High	-9.0%
	50 Days	200 Days
DMA Price	$47.79	$44.41
DMA Trend	indeterminate	up
Distance from DMA	-2.2%	5.2%
	3M	1YR
Volatility	21.1%	28.4%
Downside Capture	63.69	113.69
Upside Capture	72.69	97.14
Correlation (SPY)	54.8%	73.6%

USB Betas & Captures as of 10/31/2025

	1M	2M	3M	6M	1Y	3Y
Beta	0.97	0.91	1.11	1.29	1.06	1.15
Up Beta	1.98	1.68	1.93	1.52	0.95	1.03
Down Beta	1.68	1.53	1.41	1.58	1.22	1.31
Up Capture	-9%	9%	66%	98%	93%	122%
Bmk +ve Days	14	27	37	74	145	425
Stock +ve Days	11	20	33	65	126	371
Down Capture	46%	57%	72%	112%	109%	105%
Bmk -ve Days	9	17	28	53	106	327
Stock -ve Days	12	24	32	61	124	378

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively

1Y 5Y 10Y

Based On 1-Year Data

		Comparison of USB With Other Asset Classes (Last 1Y)
	USB	Sector ETF	Equity	Gold	Commodities	Real Estate	Bitcoin
Annualized Return	1.1%	14.5%	20.3%	44.6%	1.0%	-2.3%	44.1%
Annualized Volatility	28.3%	20.1%	19.5%	19.9%	16.3%	18.0%	37.0%
Sharpe Ratio	0.03	0.56	0.82	1.74	-0.12	-0.28	0.78
Correlation With Other Assets		82.4%	73.5%	-10.6%	18.6%	54.2%	33.8%

ETFs used for asset classes: Sector ETF = XLF, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
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Based On 5-Year Data

		Comparison of USB With Other Asset Classes (Last 5Y)
	USB	Sector ETF	Equity	Gold	Commodities	Real Estate	Bitcoin
Annualized Return	9.2%	19.4%	17.3%	15.8%	13.5%	7.1%	50.1%
Annualized Volatility	30.8%	19.4%	17.1%	15.6%	18.9%	19.1%	49.2%
Sharpe Ratio	0.33	0.84	0.83	0.81	0.59	0.28	0.77
Correlation With Other Assets		79.1%	55.4%	-5.2%	18.7%	51.8%	20.1%

Based On 10-Year Data

		Comparison of USB With Other Asset Classes (Last 10Y)
	USB	Sector ETF	Equity	Gold	Commodities	Real Estate	Bitcoin
Annualized Return	4.5%	12.3%	14.4%	12.7%	5.1%	5.1%	78.7%
Annualized Volatility	30.3%	22.4%	18.0%	14.7%	17.7%	20.9%	56.2%
Sharpe Ratio	0.21	0.51	0.69	0.71	0.22	0.21	0.96
Correlation With Other Assets		84.5%	65.7%	-9.7%	25.6%	57.3%	14.8%

Short Interest

Short Interest: As Of Date	10152025
Short Interest: Shares Quantity	16,892,383
Short Interest: % Change Since 9302025	7.8%
Average Daily Volume	8,553,498
Days-to-Cover Short Interest	1.97
Basic Shares Quantity	1,557,000,000
Short % of Basic Shares	1.1%

Returns Analyses

	Title
0	How Low Can U.S. Bancorp Stock Really Go?
1	U.S. Bancorp During 2008 Recession vs. 2022 Inflation Shock: USB Stock Has 14% Upside If It Recovers To Pre-Inflation Shock Levels
2	USB YTD Stock Return Of -10% Underperforms BAC by -8.3% and Underperforms JPM by -29%
3	U.S. Bancorp Stock Return Comparison
4	U.S. Bancorp Total Shareholder Return (TSR): -19.2% in 2022 and -6.6% 3-yr returns (below peer average)

Earnings Returns History

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	Forward Returns
Earnings Date	1D Returns	5D Returns	21D Returns
10/16/2025	-1.7%	1.9%
7/17/2025	-1.0%	1.3%	2.5%
4/16/2025	-2.1%	2.3%	15.4%
1/16/2025	-5.6%	-4.9%	-6.2%
10/16/2024	4.7%	2.2%	8.9%
7/17/2024	4.6%	5.2%	-2.2%
4/17/2024	-3.6%	-0.1%	3.0%
1/17/2024	-1.4%	1.4%	-2.1%
...
SUMMARY STATS
# Positive	10	14	14
# Negative	14	10	10
Median Positive	4.4%	2.1%	5.2%
Median Negative	-2.6%	-5.4%	-4.0%
Max Positive	6.5%	7.6%	15.4%
Max Negative	-7.8%	-10.0%	-17.7%

	Forward Returns
10/16/2025	-1.7%	1.9%
7/17/2025	-1.0%	1.3%	2.5%
4/16/2025	-2.1%	2.3%	15.4%
1/16/2025	-5.6%	-4.9%	-6.2%
10/16/2024	4.7%	2.2%	8.9%
7/17/2024	4.6%	5.2%	-2.2%
4/17/2024	-3.6%	-0.1%	3.0%
1/17/2024	-1.4%	1.4%	-2.1%
10/18/2023	-4.4%	-10.0%	6.6%
7/19/2023	6.5%	3.6%	1.4%
4/19/2023	2.3%	-9.7%	-13.5%
1/25/2023	5.3%	6.7%	2.2%
10/14/2022	3.4%	-3.3%	8.6%
7/15/2022	5.2%	7.6%	10.2%
4/14/2022	4.1%	4.0%	-4.0%
1/19/2022	-7.8%	-7.7%	-5.8%
10/14/2021	-2.2%	1.8%	-1.1%
7/15/2021	3.2%	0.4%	3.3%
4/15/2021	-2.2%	-1.0%	6.1%
1/20/2021	-5.2%	-6.0%	2.1%
10/14/2020	-0.4%	2.1%	13.9%
7/15/2020	3.7%	0.9%	4.2%
4/15/2020	-6.9%	-8.6%	-17.7%
1/15/2020	-2.9%	-2.9%	-2.5%
SUMMARY STATS
# Positive	10	14	14
# Negative	14	10	10
Median Positive	4.4%	2.1%	5.2%
Median Negative	-2.6%	-5.4%	-4.0%
Max Positive	6.5%	7.6%	15.4%
Max Negative	-7.8%	-10.0%	-17.7%

SEC Filings

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Report Date	Filing Date	Filing
9302025	11052025	10-Q 9/30/2025
6302025	8072025	10-Q 6/30/2025
3312025	5062025	10-Q 3/31/2025
12312024	2212025	10-K 12/31/2024
9302024	11052024	10-Q 9/30/2024
6302024	8062024	10-Q 6/30/2024
3312024	5012024	10-Q 3/31/2024
12312023	2202024	10-K 12/31/2023
9302023	11012023	10-Q 9/30/2023
6302023	8072023	10-Q 6/30/2023
3312023	5082023	10-Q 3/31/2023
12312022	2272023	10-K 12/31/2022
9302022	11012022	10-Q 9/30/2022
6302022	8042022	10-Q 6/30/2022
3312022	5032022	10-Q 3/31/2022
12312021	2222022	10-K 12/31/2021

Insider Activity

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Industry Resources

Financials Resources

Federal Reserve Economic Data

External Quote Links

0	Y Finance	Barrons
1	TradingView	Morningstar
2	SeekingAlpha	ValueLine
3	Motley Fool	Robinhood
4	CNBC	Etrade
5	MarketWatch	Unusual Whales
6	YCharts	Perplexity Finance
7	FinViz

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U.S. Bancorp (USB)

Market Price (11/6/2025): $46.99 | Market Cap: $73.2 BilSector: Financials | Industry: Diversified Banks

U.S. Bancorp (USB)

Market Price (11/6/2025): $46.99Market Cap: $73.2 BilSector: FinancialsIndustry: Diversified Banks

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USB Stock

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Market Price (11/6/2025): $46.99 | Market Cap: $73.2 Bil
Sector: Financials | Industry: Diversified Banks

Market Price (11/6/2025): $46.99
Market Cap: $73.2 Bil
Sector: Financials
Industry: Diversified Banks