Tearsheet

Prudential Financial (PRU)

Market Price (9/13/2025): $106.93 | Market Cap: $37.9 Bil
Sector: Financials | Industry: Life & Health Insurance

Prudential Financial (PRU)

Market Price (9/13/2025): $106.93
Market Cap: $37.9 Bil
Sector: Financials
Industry: Life & Health Insurance

Investment Highlights

0	Attractive yield Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 11%, Dividend Yield is 5.0%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.6%	Weak multi-year price returns 2Y Excs Rtn is -24%, 3Y Excs Rtn is -36%	Expensive valuation multiples P/CFOPrice/(Cash Flow from Operations). CFO is cash before capital expenditures. is 49x
1	Cash is significant % of market cap Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -128%		Weak revenue growth Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -2.8%, Rev Chg QQuarterly Revenue Change % is -43%
2	Low stock price volatility Vol 12M is 28%

0	Attractive yield Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 11%, Dividend Yield is 5.0%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 6.6%
1	Cash is significant % of market cap Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -128%
2	Low stock price volatility Vol 12M is 28%
3	Weak multi-year price returns 2Y Excs Rtn is -24%, 3Y Excs Rtn is -36%
4	Expensive valuation multiples P/CFOPrice/(Cash Flow from Operations). CFO is cash before capital expenditures. is 49x
5	Weak revenue growth Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -2.8%, Rev Chg QQuarterly Revenue Change % is -43%

Market Valuation

	9/13/25	2024	2023	2022	2021
Share Price CYE	$106.93	$114.17	$95.57	$86.81	$90.30
Market Cap CYE ($ Bil)	37.9	40.5	34.4	31.9	34.1
Total Debt ($ Bil)	22.4	21.6	20.9	21.1	19.6
Total Cash ($ Bil)	16.1	18.5	19.4	17.3	12.9
Enterprise Value ($ Bil)	44.2	62.1	55.3	53.0	53.7
Valuation Ratios
P/S TTM	0.6	0.6	0.7	0.7	0.6
P/EBIT TTM	0.0	0.0	0.0	0.0	0.0
P/E TTM	16.5	15.5	15.2	-22.5	4.7
Sector Ratios
P/S TTM (Sector)	3.2	3.1	2.8	2.8	3.4
P/EBIT TTM (Sector)	7.0	6.9	7.1	7.1	7.0
P/E TTM (Sector)	12.9	11.6	10.2	9.4	10.0

	9/13/25	2024	2023
Share Price CYE	$106.93	$114.17	$95.57
Market Cap CYE ($ Bil)	37.9	40.5	34.4
Total Debt ($ Bil)	22.4	21.6	20.9
Total Cash ($ Bil)	16.1	18.5	19.4
Enterprise Value ($ Bil)	44.2	62.1	55.3
Valuation Ratios
P/S TTM	0.6	0.6	0.7
P/EBIT TTM	0.0	0.0	0.0
P/E TTM	16.5	15.5	15.2
Sector Ratios
P/S TTM (Sector)	3.2	3.1	2.8
P/EBIT TTM (Sector)	7.0	6.9	7.1
P/E TTM (Sector)	12.9	11.6	10.2

Stock Price
Market Cap

Stock Price Chart

Return (1Y):

Market Cap Chart

Business Description

Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally. It operates through eight segments: PGIM, Retirement, Group Insurance, Individual Annuities, Individual Life, Assurance IQ, International Businesses, and Closed Block. The company offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its general account. Show more

Price Returns Compared

Expand for Detailed View

	2020	2021	2022	2023	2024	2025	Total [1]
Returns
PRU Return	-11%	45%	-4%	10%	19%	-6%	56%
Peers Return	-10%	37%	19%	7%	27%	11%	119%
S&P 500 Return	16%	27%	-19%	24%	23%	12%	101%

[1] Cumulative total returns since the beginning of 2020
[2] Peers: TRV, AFL, MET, AIG, HIG. See PRU Returns vs. Peers.
[3] 2025 data is for the year up to 9/12/2025 (YTD)

Interactive Breakdown

Prudential Financial Interactive Breakdown Analysis

Latest Trefis Analyses

	Title	Topic	Date
0	DASHBOARDS
1	PRU Dip Buy Analysis
2	Prudential Financial Total Shareholder Return (TSR): 24.3% in 2024 and 13.1% 3-yr compounded annual returns (below peer average)
3	Prudential Financial (PRU) Operating Cash Flow Comparison	Financials
4	Prudential Financial (PRU) Net Income Comparison	Financials
5	Prudential Financial vs. S&P500 Correlation	Correlation
6	Prudential Financial Price Volatility	Volatility
7	Will You Be Comfortable Buying Prudential Financial Stock?	Return
8	Fundamental Metrics: ...
9	PRU YTD Stock Return Of 15% Outperforms AFL by 9.3% and Underperforms HIG by -12%	Return
10	What to expect for Prudential Financial stock, one day after earnings?
11	ARTICLES
12	Sell Prudential Financial Stock Ahead Of Upcoming Earnings?		July 25th, 2025
13	How Will Prudential Financial Stock React To Its Upcoming Earnings?		April 28th, 2025
14	UP 19% Over The Last Year, What To Expect From Prudential Stock?		January 9th, 2025
15	Up 13% YTD, What To Expect From Prudential Financial Stock?		April 4th, 2024
16	Prudential Financial Stock To Post Mixed Results In Q4		February 6th, 2023

	Title
0	DASHBOARDS
1	Sell Prudential Financial Stock Ahead Of Upcoming Earnings?
2	How Will Prudential Financial Stock React To Its Upcoming Earnings?
3	UP 19% Over The Last Year, What To Expect From Prudential Stock?
4	Up 13% YTD, What To Expect From Prudential Financial Stock?
5	Prudential Financial Stock To Post Mixed Results In Q4
6	ARTICLES
7	PRU Dip Buy Analysis
8	Prudential Financial Total Shareholder Return (TSR): 24.3% in 2024 and 13.1% 3-yr compounded annual returns (below peer average)
9	Prudential Financial (PRU) Operating Cash Flow Comparison
10	Prudential Financial (PRU) Net Income Comparison
11	Prudential Financial vs. S&P500 Correlation
12	Prudential Financial Price Volatility
13	Will You Be Comfortable Buying Prudential Financial Stock?
14	Fundamental Metrics: ...
15	PRU YTD Stock Return Of 15% Outperforms AFL by 9.3% and Underperforms HIG by -12%
16	What to expect for Prudential Financial stock, one day after earnings?

Recent Active Movers

1 Day Top Gainers

#	Ticker	Company	1D Rtn	YTD Rtn
1	GCTK	GlucoTrack	117.5%	-97.6%
2	OPI	Office Properties Income Trust	78.6%	-42.6%
3	HCWB	HCW Biologics	68.4%	-68.7%
4	AGAE	Allied Gaming & Entertainment	62.4%	86.8%
5	ATCH	AtlasClear	53.4%	-95.9%
6	SONN	Sonnet BioTherapeutics	49.0%	304.1%
7	EVTV	Envirotech Vehicles	48.4%	-66.3%
8	ISPC	iSpecimen	47.7%	-26.6%
9	ENTO	Entero Therapeutics	37.0%	68.8%
10	IBEX	IBEX	36.5%	93.5%

1 Day Top Losers

#	Ticker	Company	1D Rtn	YTD Rtn
1	NXTT	Next Technology	-57.4%	-93.8%
2	VCIG	VCI Global	-42.8%	-98.7%
3	RENT	Rent the Runway	-36.4%	-40.9%
4	NUAI	New Era Energy & Digital	-30.5%
5	AEI	Alset	-29.6%	156.9%
6	NAKA	Kindly MD	-29.5%
7	XTIA	XTI Aerospace	-24.6%	-85.8%
8	FARM	Farmer Bros	-21.5%	1.7%
9	FEIM	Frequency Electronics	-21.0%	46.5%
10	MSS	Maison Solutions	-20.4%	-27.6%

1 Week Top Gainers

#	Ticker	Company	1W Rtn	YTD Rtn
1	OCTO	Eightco	900.0%	562.1%
2	QMMM	QMMM	875.3%	5698.4%
3	WLDS	Wearable Devices	780.4%	8.0%
4	CWD	CaliberCos	268.8%	-45.1%
5	AIRE	ReAlpha Tech	257.5%	-49.8%
6	PTNM	Pitanium	154.0%
7	OPI	Office Properties Income Trust	144.0%	-42.6%
8	HYPD	Hyperion DeFi	144.0%
9	ISPC	iSpecimen	128.4%	-26.6%
10	EDHL	Everbright Digital	127.6%

1 Week Top Losers

#	Ticker	Company	1W Rtn	YTD Rtn
1	DGNX	Diginex	-85.6%
2	LGCL	Lucas GC	-69.1%	-76.6%
3	YYGH	YY	-68.7%	-76.6%
4	BINI	Bollinger Innovations	-61.6%	-100.0%
5	IPDN	Professional Diversity Network	-54.5%	-41.4%
6	INHD	Inno	-53.4%	-4.4%
7	CDT	CDT Equity	-49.2%	-99.4%
8	NFE	New Fortress Energy	-46.5%	-91.3%
9	TGHL	Growhub	-44.8%
10	SLXN	Silexion Therapeutics	-43.1%	-86.5%

1 Month Top Gainers

#	Ticker	Company	1M Rtn	YTD Rtn
1	PMI	Picard Medical	11249.2%	11249.2%
2	GIBO	GIBO	7400.0%
3	LNZA	LanzaTech Global	4710.5%	-85.8%
4	CHSN	Chanson International	3717.0%	-99.3%
5	QMMM	QMMM	2669.4%	5698.4%
6	VTAK	Catheter Precision	1332.7%	-71.4%
7	CURX	Curanex Pharmaceuticals	1309.0%	1309.0%
8	OCTO	Eightco	811.9%	562.1%
9	WLDS	Wearable Devices	708.6%	8.0%
10	PTNM	Pitanium	423.7%

1 Month Top Losers

#	Ticker	Company	1M Rtn	YTD Rtn
1	BINI	Bollinger Innovations	-93.4%	-100.0%
2	ETS	Elite Express	-92.8%	-92.8%
3	CJET	Chijet Motor	-92.7%	-94.6%
4	ELPW	Elong Power	-91.7%	-75.8%
5	STFS	Star Fashion Culture	-91.4%	-97.8%
6	JEM	707 Cayman	-90.4%	-98.0%
7	FLYE	Fly-E	-90.4%	-82.8%
8	NXTT	Next Technology	-89.3%	-93.8%
9	NUTR	NusaTrip	-87.2%	-87.2%
10	CUPR	Cuprina	-84.3%

Recent Active Movers

1 Day Top Gainers

#	Ticker	Company	1D Rtn	YTD Rtn
1	GCTK	GlucoTrack	117.5%	-97.6%
2	OPI	Office Properties Income Trust	78.6%	-42.6%
3	HCWB	HCW Biologics	68.4%	-68.7%
4	AGAE	Allied Gaming & Entertainment	62.4%	86.8%
5	ATCH	AtlasClear	53.4%	-95.9%
6	SONN	Sonnet BioTherapeutics	49.0%	304.1%
7	EVTV	Envirotech Vehicles	48.4%	-66.3%
8	ISPC	iSpecimen	47.7%	-26.6%
9	ENTO	Entero Therapeutics	37.0%	68.8%
10	IBEX	IBEX	36.5%	93.5%

1 Day Top Losers

#	Ticker	Company	1D Rtn	YTD Rtn
1	NXTT	Next Technology	-57.4%	-93.8%
2	VCIG	VCI Global	-42.8%	-98.7%
3	RENT	Rent the Runway	-36.4%	-40.9%
4	NUAI	New Era Energy & Digital	-30.5%
5	AEI	Alset	-29.6%	156.9%
6	NAKA	Kindly MD	-29.5%
7	XTIA	XTI Aerospace	-24.6%	-85.8%
8	FARM	Farmer Bros	-21.5%	1.7%
9	FEIM	Frequency Electronics	-21.0%	46.5%
10	MSS	Maison Solutions	-20.4%	-27.6%

1 Week Top Gainers

#	Ticker	Company	1W Rtn	YTD Rtn
1	OCTO	Eightco	900.0%	562.1%
2	QMMM	QMMM	875.3%	5698.4%
3	WLDS	Wearable Devices	780.4%	8.0%
4	CWD	CaliberCos	268.8%	-45.1%
5	AIRE	ReAlpha Tech	257.5%	-49.8%
6	PTNM	Pitanium	154.0%
7	OPI	Office Properties Income Trust	144.0%	-42.6%
8	HYPD	Hyperion DeFi	144.0%
9	ISPC	iSpecimen	128.4%	-26.6%
10	EDHL	Everbright Digital	127.6%

1 Week Top Losers

#	Ticker	Company	1W Rtn	YTD Rtn
1	DGNX	Diginex	-85.6%
2	LGCL	Lucas GC	-69.1%	-76.6%
3	YYGH	YY	-68.7%	-76.6%
4	BINI	Bollinger Innovations	-61.6%	-100.0%
5	IPDN	Professional Diversity Network	-54.5%	-41.4%
6	INHD	Inno	-53.4%	-4.4%
7	CDT	CDT Equity	-49.2%	-99.4%
8	NFE	New Fortress Energy	-46.5%	-91.3%
9	TGHL	Growhub	-44.8%
10	SLXN	Silexion Therapeutics	-43.1%	-86.5%

Peer Comparisons for Prudential Financial

Financials

	PRU	TRV	AFL	MET	AIG	HIG	Median
Name	Prudenti.	Traveler.	Aflac	MetLife	American.	Hartford.
Mkt Price	106.90	278.93	109.13	80.82	78.93	132.52	108.02
Mkt Cap	37.9	63.0	58.6	54.2	45.2	37.6	49.7
Rev LTM	60,620	47,843	16,204	72,078	27,743	27,259	37,793
Op Inc LTM	-	-	-	-	-	-	-
FCF LTM	775	9,633	2,591	15,229	3,159	5,690	4,424
FCF 3Y Avg	5,888	8,101	2,998	13,793	4,796	4,816	5,352
CFO LTM	775	9,633	2,591	15,229	3,159	5,828	4,494
CFO 3Y Avg	5,888	8,101	2,998	13,793	4,796	5,003	5,446

Growth & Margins

	PRU	TRV	AFL	MET	AIG	HIG	Median
Name	Prudenti.	Traveler.	Aflac	MetLife	American.	Hartford.
Rev Chg LTM	-0.2%	8.5%	-16.6%	5.9%	2.2%	7.8%	4.0%
Rev Chg 3Y Avg	-2.8%	10.2%	-7.4%	6.0%	-8.5%	8.1%	1.6%
Rev Chg Q	-42.5%	7.4%	-18.2%	-1.8%	7.2%	7.8%	2.7%
QoQ Delta Rev Chg LTM	-14.2%	1.8%	-5.5%	-0.4%	1.7%	1.9%	0.6%
Op Mgn LTM	-	-	-	-	-	-	-
Op Mgn 3Y Avg	-	-	-	-	-	-	-
QoQ Delta Op Mgn LTM	-	-	-	-	-	-	-
CFO/Rev LTM	1.3%	20.1%	16.0%	21.1%	11.4%	21.4%	18.1%
CFO/Rev 3Y Avg	9.7%	18.5%	16.6%	19.7%	19.7%	19.6%	19.0%
FCF/Rev LTM	1.3%	20.1%	16.0%	21.1%	11.4%	20.9%	18.1%
FCF/Rev 3Y Avg	9.7%	18.5%	16.6%	19.7%	19.7%	18.9%	18.7%

Valuation

	PRU	TRV	AFL	MET	AIG	HIG	Median
Name	Prudenti.	Traveler.	Aflac	MetLife	American.	Hartford.
Mkt Cap	37.9	63.0	58.6	54.2	45.2	37.6	49.7
P/S	0.6	1.3	3.6	0.8	1.6	1.4	1.3
P/EBIT	-	9.1	17.2	8.0	8.8	8.8	8.8
P/E	16.5	12.0	24.0	12.6	14.1	11.6	13.4
P/CFO	48.9	6.5	22.6	3.6	14.3	6.5	10.4
Total Yield	11.1%	9.1%	6.1%	10.7%	9.3%	10.2%	9.7%
Dividend Yield	5.0%	0.8%	2.0%	2.8%	2.2%	1.5%	2.1%
FCF Yield 3Y Avg	15.6%	16.6%	6.2%	28.1%	10.3%	16.3%	16.0%
D/E	0.6	0.1	0.2	0.4	0.2	0.1	0.2
Net D/E	-1.3	-1.3	-1.1	-1.7	-0.6	-0.4	-1.2

Returns

	PRU	TRV	AFL	MET	AIG	HIG	Median
Name	Prudenti.	Traveler.	Aflac	MetLife	American.	Hartford.
1M Rtn	-0.3%	4.0%	3.2%	4.5%	-1.2%	1.6%	2.4%
3M Rtn	5.1%	6.3%	6.8%	5.3%	-6.7%	6.2%	5.8%
6M Rtn	1.1%	7.8%	2.3%	2.0%	-4.1%	12.4%	2.2%
12M Rtn	-3.2%	21.1%	2.7%	10.2%	10.2%	17.0%	10.2%
3Y Rtn	29.3%	82.2%	90.9%	33.4%	55.3%	112.1%	68.7%
1M Excs Rtn	-2.1%	2.2%	1.4%	2.7%	-3.0%	-0.2%	0.6%
3M Excs Rtn	-5.7%	-3.6%	-2.6%	-5.8%	-16.9%	-3.5%	-4.7%
6M Excs Rtn	-14.9%	-9.4%	-14.8%	-13.7%	-21.5%	-4.6%	-14.3%
12M Excs Rtn	-22.0%	-1.1%	-17.6%	-8.4%	-8.3%	-4.5%	-8.4%
3Y Excs Rtn	-36.1%	15.8%	25.2%	-31.5%	-8.3%	48.5%	3.7%

Financials

Annual
Quarterly

$ Mil \| FY: 12/31	LTM	2024	2023	2022	2021	2020	2019
Period End		12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019
Filing Date		2/13/2025	2/21/2024	2/16/2023	2/17/2022	2/19/2021	2/14/2020
Key Financials
Total Revenue	60,620	70,645	54,265	56,960	71,149	57,030	64,800
Net Income	2,296	2,727	2,488	-1,647	8,868	-374	4,186
EPS	6.34	7.54	6.76	-4.49	22.56	-1.00	10.23
Growth Rates
Total Revenue Growth	-0.2%	30.2%	-4.7%	-19.9%	24.8%	-12.0%	2.9%
Net Income Growth	6.1%	9.6%	251.1%	-118.6%	2471.1%	-108.9%	2.7%
Margins
Net Income Margin	3.8%	3.9%	4.6%	-2.9%	12.5%	-0.7%	6.5%
Cash & Debt
Total Cash	70,920	66,393	340,745	329,561	391,933	434,406	412,890
Total Debt	22,389	21,570	20,874	21,057	19,618	20,948	21,853
Net Debt / (Cash)	-48,531	-44,823	-319,871	-308,504	-372,315	-413,458	-391,037
Cash Flows
Net Cash from Operations	775	8,502	6,510	5,158	9,812	8,368	19,625
Free Cash from Operations	775	8,502	6,510	5,158	9,812	8,368	19,625
Returns to Shareholders
Dividends	1,899	1,891	1,846	1,817	1,814	1,766	1,641
Share Repurchases	1,004	1,000	1,012	1,488	2,500	500	2,500

$ Mil \| FY: 12/31	2025Q1	2024Q4	2024Q3	2024Q2	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2
Period End	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022	6/30/2022
Filing Date	5/1/2025	2/13/2025	10/31/2024	8/2/2024	5/2/2024	2/21/2024	11/2/2023	8/3/2023	5/4/2023	2/16/2023	11/3/2022	8/5/2022
Key Financials Quarterly
Total Revenue	13,537	12,615	19,533	14,935	23,562	15,242	8,442	13,518	17,063	11,651	20,224	11,468
Net Income	707	-57	448	1,198	1,138	1,317	-802	511	1,462	-52	-92	-1,010
EPS	1.97	-0.17	1.24	3.30	3.13	3.62	-2.23	1.38	3.94	-0.16	-0.26	-2.71
Key Financials TTM
Total Revenue TTM	60,620	70,645	73,272	62,181	60,764	54,265	50,674	62,456	60,406	55,194	60,286	61,660
Net Income TTM	2,296	2,727	4,101	2,851	2,164	2,488	1,119	1,829	308	-1,647	757	2,379
Growth Rates Quarterly
Total Revenue Growth	-42.5%	-17.2%	131.4%	10.5%	38.1%	30.8%	-58.3%	17.9%	44.0%	-30.4%	-6.4%	-28.0%
Net Income Growth	-37.9%	-104.3%	155.9%	134.4%	-22.2%	2632.7%	-771.7%	150.6%	396.6%	-102.2%	-106.0%	-146.8%
Margins Quarterly
Net Income Margin	5.2%	-0.5%	2.3%	8.0%	4.8%	8.6%	-9.5%	3.8%	8.6%	-0.4%	-0.5%	-8.8%
Cash & Debt
Total Cash	70,920	66,393	68,093	63,334	343,198	340,745	317,282	331,941	343,114	329,561	321,126	327,842
Total Debt	22,389	21,570	21,482	21,115	21,085	20,874	20,283	20,041	21,571	21,057	20,883	20,402
Net Debt / (Cash)	-48,531	-44,823	-46,611	-42,219	-322,113	-319,871	-296,999	-311,900	-321,543	-308,504	-300,243	-307,440
Cash Flows Quarterly
FCF from Operations	-2,506	2,322	1,105	-146	5,221	1,103	2,840	1,224	1,343	-622	4,278	1,501
Cash Flows TTM
FCF from Operations TTM	775	8,502	7,283	9,018	10,388	6,510	4,785	6,223	6,500	5,158	9,113	10,252
Returns to Shareholders Quarterly
Dividends	491	467	469	472	483	455	458	460	473	446	450	455
Share Repurchases	246	254	253	251	242	258	250	253	251	375	375	374
Return on Invested Capital (ROIC) Quarterly
ROIC	-	-	-	-	-	-	-	-	-	-	-	-
Return on Invested Capital (ROIC) TTM
ROIC TTM	-	-	-	-	-	-	-	-	-	-	-	-

Segment Financials

Revenue by Segment

$ Mil	2024	2023	2022	2021	2020
Institutional Retirement Strategies	11,030	19,116	15,541	10,051	15,064
Life Planner	9,596	9,541	10,169
Gibraltar Life and Other	9,086	9,470	10,717
Group Insurance	6,285	6,115	6,219	5,786	5,750
Individual Life	6,274	5,786	6,170	6,398	6,115
Individual Retirement Strategies	4,532	5,470	4,460	4,440	4,995
Divested and Run-off Businesses - Closed Block division	3,666	2,958	5,947	4,766	5,642
Prudential Investment Management, Inc (PGIM)	3,638	3,622	4,493	4,153	3,589
Divested and Run-off Businesses -Other Divested and Run-off Businesses	1,888	1,250	2,877	4,420	3,660
Market experience updates	67	161	-8	-196	-79
Change in value of market risk benefits, net of related hedging gains (losses)	56	-443	3,562
Corporate and Other	49	-84	463	-513	-677
Other adjustments	0	0		105	-5
Equity in earnings of joint ventures and other operating entities and earnings attributable to	-85	2	-109	-138	-146
Realized investment gains (losses), net, and related charges and adjustments	-2,103	-6,083	755	-4,072	114
Charges related to realized investment gains (losses), net			-9	-134	-252
Assurance IQ				391	101
International Businesses				21,576	20,936
Total	53,979	56,881	71,247	57,033	64,807

Assets by Segment

$ Mil	2024	2021	2020
Individual Retirement Strategies	139,934	200,718	189,040
Individual Life	116,449	110,953	96,072
Institutional Retirement Strategies	111,308	115,237	198,153
Gibraltar Life and Other	110,060
Life Planner	81,164
Closed Block division	51,088	62,089	61,327
Prudential Investment Management, Inc (PGIM)	42,153	48,680	47,655
Group Insurance	39,214	45,601	43,712
Corporate and Other	29,842	123,613	44,619
Assurance IQ		2,703	2,639
International Businesses		231,128	213,335
Total	721,212	940,722	896,552

Price Behavior

Behavior Stats
Betas Matrix

Price Behavior

Market Price	$106.90
Market Cap ($ Bil)	37.7
First Trading Date	12/13/2001
Distance from 52W High	-14.3%
	50 Days	200 Days
DMA Price	$104.88	$107.25
DMA Trend	down	up
Distance from DMA	1.9%	-0.3%
	3M	1YR
Volatility	21.7%	27.6%
Downside Capture	0.52	0.84
Upside Capture	104.10	87.22
Correlation (SPY)	58.5%	75.0%

PRU Betas & Captures as of 8/31/2025

	1M	2M	3M	6M	1Y	3Y
Beta	1.35	1.27	1.27	1.11	1.05	1.03
Up Beta	1.59	1.92	1.87	0.98	1.04	1.03
Down Beta	1.14	0.96	1.28	1.30	1.22	1.18
Up Capture	165%	88%	92%	102%	77%	75%
Bmk +ve Days	10	22	35	71	142	415
Stock +ve Days	13	22	36	68	129	401
Down Capture	87%	123%	112%	117%	103%	100%
Bmk -ve Days	11	19	27	54	106	334
Stock -ve Days	8	20	27	58	120	348

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively

Short Interest

Short Interest: As Of Date	8292025
Short Interest: Shares Quantity	5,943,927
Short Interest: % Change Since 8152025	5.0%
Average Daily Volume	1,496,683
Days-to-Cover Short Interest	3.97
Basic Shares Quantity	354,300,000
Short % of Basic Shares	1.7%

Returns Analyses

	Title
0	Will You Be Comfortable Buying Prudential Financial Stock?
1	PRU YTD Stock Return Of 15% Outperforms AFL by 9.3% and Underperforms HIG by -12%
2	Prudential Financial (PRU) Stock Has 56% Chance Of Rise In The Next One Month
3	Prudential Financial Stock Return Comparison
4	Prudential Financial Total Shareholder Return (TSR): -3.7% in 2022 and 7.0% 3-yr returns (below peer average)

Earnings Returns History

Expand for More

	Forward Returns
Earnings Date	1D Returns	5D Returns	21D Returns
7/30/2025	1.8%	2.3%	8.2%
4/30/2025	-1.0%	-1.4%	2.4%
1/15/2025	-1.4%	-2.6%	-7.1%
10/30/2024	-3.3%	0.9%	3.2%
8/1/2024	-10.0%	-11.2%	0.0%
4/30/2024	1.6%	5.2%	8.5%
2/6/2024	5.6%	1.8%	8.4%
11/1/2023	0.4%	-0.7%	8.4%
...
SUMMARY STATS
# Positive	11	13	14
# Negative	13	11	10
Median Positive	2.3%	2.5%	8.3%
Median Negative	-2.6%	-2.4%	-4.4%
Max Positive	6.2%	11.8%	18.1%
Max Negative	-10.0%	-11.2%	-21.8%

	Forward Returns
7/30/2025	1.8%	2.3%	8.2%
4/30/2025	-1.0%	-1.4%	2.4%
1/15/2025	-1.4%	-2.6%	-7.1%
10/30/2024	-3.3%	0.9%	3.2%
8/1/2024	-10.0%	-11.2%	0.0%
4/30/2024	1.6%	5.2%	8.5%
2/6/2024	5.6%	1.8%	8.4%
11/1/2023	0.4%	-0.7%	8.4%
8/1/2023	-1.1%	1.0%	-0.6%
5/2/2023	-2.6%	-2.4%	-2.6%
2/7/2023	1.5%	0.5%	-10.7%
11/1/2022	-0.7%	-2.5%	2.8%
8/2/2022	-1.2%	0.6%	-1.1%
5/3/2022	1.7%	-5.0%	-2.4%
2/3/2022	4.4%	7.0%	-9.1%
11/2/2021	2.5%	-1.8%	-6.0%
8/3/2021	-2.2%	3.8%	3.7%
5/4/2021	2.5%	3.2%	7.6%
2/4/2021	-3.2%	-1.8%	13.6%
11/3/2020	-6.9%	11.3%	18.1%
8/4/2020	6.2%	11.8%	10.9%
5/5/2020	-7.9%	-7.6%	13.6%
2/4/2020	2.3%	2.5%	-21.8%
11/4/2019	-2.6%	-2.4%	-2.9%
SUMMARY STATS
# Positive	11	13	14
# Negative	13	11	10
Median Positive	2.3%	2.5%	8.3%
Median Negative	-2.6%	-2.4%	-4.4%
Max Positive	6.2%	11.8%	18.1%
Max Negative	-10.0%	-11.2%	-21.8%

SEC Filings

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Report Date	Filing
6302025	10-Q 6/30/2025
3312025	10-Q 3/31/2025
12312024	10-K 12/31/2024
9302024	10-Q 9/30/2024
6302024	10-Q 6/30/2024
3312024	10-Q 3/31/2024
12312023	10-K 12/31/2023
9302023	10-Q 9/30/2023
6302023	10-Q 6/30/2023
3312023	10-Q 3/31/2023
12312022	10-K 12/31/2022
9302022	10-Q 9/30/2022
6302022	10-Q 6/30/2022
3312022	10-Q 3/31/2022
12312021	10-K 12/31/2021
9302021	10-Q 9/30/2021

Insider Activity

Expand for More

	Owner	Title	Filing Date	Action	Price	Shares	Transacted Value	Value of Held Shares	Form
0	Feeney Caroline	Executive Vice President	3212025	Buy	115.90	125	14,439	1,322,370	Form
1	SULLIVAN ANDREW F	Executive Vice President	3142025	Sell	105.98	6,000	635,880	2,869,091	Form
2	Di Sibio Carmine		2242025	Buy	111.04	200	22,208	22,208	Form
3	TODMAN MICHAEL		2112025	Sell	112.98	2,950	333,291	42,368	Form
4	Feeney Caroline	Executive Vice President	9052024	Sell	119.97	1,110	133,167	1,220,695	Form

Industry Resources

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0	Y Finance	Barrons
1	TradingView	Morningstar
2	SeekingAlpha	ValueLine
3	Motley Fool	Robinhood
4	CNBC	Etrade
5	MarketWatch	Unusual Whales
6	YCharts	Perplexity Finance
7	FinViz

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Prudential Financial (PRU)

Market Price (9/13/2025): $106.93 | Market Cap: $37.9 BilSector: Financials | Industry: Life & Health Insurance

Prudential Financial (PRU)

Market Price (9/13/2025): $106.93Market Cap: $37.9 BilSector: FinancialsIndustry: Life & Health Insurance

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Market Price (9/13/2025): $106.93 | Market Cap: $37.9 Bil
Sector: Financials | Industry: Life & Health Insurance

Market Price (9/13/2025): $106.93
Market Cap: $37.9 Bil
Sector: Financials
Industry: Life & Health Insurance