Tearsheet

Visa (V)

Market Price (9/15/2025): $339.6 | Market Cap: $625.9 Bil
Sector: Financials | Industry: Transaction & Payment Processing Services

Visa (V)

Market Price (9/15/2025): $339.6
Market Cap: $625.9 Bil
Sector: Financials
Industry: Transaction & Payment Processing Services

Investment Highlights

0	Attractive operating margins Op Mgn LTMOperating Margin = Operating Income / Revenue Reflects profitability before taxes and before impact of capital structure (interest payments). is 67%	Weak multi-year price returns 2Y Excs Rtn is -8.4%	Expensive valuation multiples P/SPrice/Sales ratio is 16x, P/EBITPrice/EBIT or Price/(Operating Income) ratio is 25x, P/CFOPrice/(Cash Flow from Operations). CFO is cash before capital expenditures. is 27x
1	Attractive cash flow generation CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 60%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 57%, CFO LTM is 23 Bil, FCF LTM is 22 Bil
2	Low stock price volatility Vol 12M is 23%

0	Attractive operating margins Op Mgn LTMOperating Margin = Operating Income / Revenue Reflects profitability before taxes and before impact of capital structure (interest payments). is 67%
1	Attractive cash flow generation CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 60%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 57%, CFO LTM is 23 Bil, FCF LTM is 22 Bil
2	Low stock price volatility Vol 12M is 23%
3	Weak multi-year price returns 2Y Excs Rtn is -8.4%
4	Expensive valuation multiples P/SPrice/Sales ratio is 16x, P/EBITPrice/EBIT or Price/(Operating Income) ratio is 25x, P/CFOPrice/(Cash Flow from Operations). CFO is cash before capital expenditures. is 27x

Market Valuation

	9/15/25	2024	2023	2022	2021
Share Price CYE	$339.60	$314.43	$257.06	$203.52	$210.20
Market Cap CYE ($ Bil)	625.9	543.7	407.2	331.5	404.4
Total Debt ($ Bil)	25.1	20.8	20.5	22.5	21.0
Total Cash ($ Bil)	19.2	15.2	20.1	18.5	18.5
Enterprise Value ($ Bil)	631.8	564.5	427.7	354.0	425.4
Valuation Ratios
P/S TTM	16.1	14.3	12.9	11.7	15.2
P/EBIT TTM	25.1	20.9	19.4	18.4	22.1
P/E TTM	30.9	25.9	24.4	22.9	29.8
Sector Ratios
P/S TTM (Sector)	3.2	3.1	2.8	2.8	3.4
P/EBIT TTM (Sector)	7.2	6.9	7.1	7.1	7.0
P/E TTM (Sector)	12.8	11.6	10.1	9.4	10.0

	9/15/25	2024	2023
Share Price CYE	$339.60	$314.43	$257.06
Market Cap CYE ($ Bil)	625.9	543.7	407.2
Total Debt ($ Bil)	25.1	20.8	20.5
Total Cash ($ Bil)	19.2	15.2	20.1
Enterprise Value ($ Bil)	631.8	564.5	427.7
Valuation Ratios
P/S TTM	16.1	14.3	12.9
P/EBIT TTM	25.1	20.9	19.4
P/E TTM	30.9	25.9	24.4
Sector Ratios
P/S TTM (Sector)	3.2	3.1	2.8
P/EBIT TTM (Sector)	7.2	6.9	7.1
P/E TTM (Sector)	12.8	11.6	10.1

Stock Price
Market Cap

Stock Price Chart

Return (1Y):

Market Cap Chart

Business Description

Visa Inc. operates as a payments technology company worldwide. The company facilitates digital payments among consumers, merchants, financial institutions, businesses, strategic partners, and government entities. Show more

Price Returns Compared

Expand for Detailed View

	2020	2021	2022	2023	2024	2025	Total [1]
Returns
V Return	17%	-0%	-3%	26%	22%	8%	89%
Peers Return	8%	26%	-10%	24%	35%	11%	129%
S&P 500 Return	16%	27%	-19%	24%	23%	12%	104%

[1] Cumulative total returns since the beginning of 2020
[2] Peers: MA, AXP, ADP, COF, V. See V Returns vs. Peers.
[3] 2025 data is for the year up to 9/12/2025 (YTD)

Interactive Breakdown

Visa Interactive Breakdown Analysis

Latest Trefis Analyses

	Title	Topic	Date
0	DASHBOARDS
1	Visa Earnings Notes
2	A Decade of Rewards: V Returns $127 Bil to Investors
3	Visa vs Interactive Brokers: Which Is A Better Investment?	Counter-Intuitive Comparisons
4	Better Bet Than V Stock: Pay Less Than Visa To Get More From BKNG, RCL
5	Better Bet Than V Stock: Pay Less Than Visa To Get More From IBKR, JEF
6	Better Bet Than V Stock: Pay Less Than Visa To Get More From FOUR
7	Better Bet Than V Stock: Pay Less Than Visa To Get More From FOUR	Actionable
8	Why Visa Stock Moved: V Stock Has Gained 67% Since 2022 Fiscal End, Primarily Due To Favorable Change In Price To Sales Multiple (P/S)
9	V Dip Buy Analysis
10	Visa vs. Crypto Stocks: Which Is A Better Investment?	Investment Theme Comparisons
11	ARTICLES
12	V Has Returned $127 Bil To Shareholders In A Decade		August 21st, 2025
13	Better Bet Than Visa Stock: Pay Less To Get More From FOUR		August 12th, 2025
14	Better Bet Than Visa Stock: Pay Less To Get More From PAYO		August 1st, 2025
15	Better Bet Than Visa Stock: Pay Less To Get More From PAYO		July 22nd, 2025
16	How Will Visa Stock React To Its Upcoming Earnings?		July 14th, 2025

	Title
0	DASHBOARDS
1	V Has Returned $127 Bil To Shareholders In A Decade
2	Better Bet Than Visa Stock: Pay Less To Get More From FOUR
3	Better Bet Than Visa Stock: Pay Less To Get More From PAYO
4	Better Bet Than Visa Stock: Pay Less To Get More From PAYO
5	How Will Visa Stock React To Its Upcoming Earnings?
6	ARTICLES
7	Visa Earnings Notes
8	A Decade of Rewards: V Returns $127 Bil to Investors
9	Visa vs Interactive Brokers: Which Is A Better Investment?
10	Better Bet Than V Stock: Pay Less Than Visa To Get More From BKNG, RCL
11	Better Bet Than V Stock: Pay Less Than Visa To Get More From IBKR, JEF
12	Better Bet Than V Stock: Pay Less Than Visa To Get More From FOUR
13	Better Bet Than V Stock: Pay Less Than Visa To Get More From FOUR
14	Why Visa Stock Moved: V Stock Has Gained 67% Since 2022 Fiscal End, Primarily Due To Favorable Change In Price To Sales Multiple (P/S)
15	V Dip Buy Analysis
16	Visa vs. Crypto Stocks: Which Is A Better Investment?

Recent Active Movers

1 Day Top Gainers

#	Ticker	Company	1D Rtn	YTD Rtn
1	GCTK	GlucoTrack	117.5%	-97.6%
2	OPI	Office Properties Income Trust	78.6%	-42.6%
3	HCWB	HCW Biologics	68.4%	-68.7%
4	AGAE	Allied Gaming & Entertainment	62.4%	86.8%
5	ATCH	AtlasClear	53.4%	-95.9%
6	SONN	Sonnet BioTherapeutics	49.0%	304.1%
7	EVTV	Envirotech Vehicles	48.4%	-66.3%
8	ISPC	iSpecimen	47.7%	-26.6%
9	ENTO	Entero Therapeutics	37.0%	68.8%
10	IBEX	IBEX	36.5%	93.5%

1 Day Top Losers

#	Ticker	Company	1D Rtn	YTD Rtn
1	NXTT	Next Technology	-57.4%	-93.8%
2	VCIG	VCI Global	-42.8%	-98.7%
3	RENT	Rent the Runway	-36.4%	-40.9%
4	NUAI	New Era Energy & Digital	-30.5%
5	AEI	Alset	-29.6%	156.9%
6	NAKA	Kindly MD	-29.5%
7	XTIA	XTI Aerospace	-24.6%	-85.8%
8	FARM	Farmer Bros	-21.5%	1.7%
9	FEIM	Frequency Electronics	-21.0%	46.5%
10	MSS	Maison Solutions	-20.4%	-27.6%

1 Week Top Gainers

#	Ticker	Company	1W Rtn	YTD Rtn
1	OCTO	Eightco	900.0%	562.1%
2	QMMM	QMMM	875.3%	5698.4%
3	WLDS	Wearable Devices	780.4%	8.0%
4	CWD	CaliberCos	268.8%	-45.1%
5	AIRE	ReAlpha Tech	257.5%	-49.8%
6	PTNM	Pitanium	154.0%
7	OPI	Office Properties Income Trust	144.0%	-42.6%
8	HYPD	Hyperion DeFi	144.0%
9	ISPC	iSpecimen	128.4%	-26.6%
10	EDHL	Everbright Digital	127.6%

1 Week Top Losers

#	Ticker	Company	1W Rtn	YTD Rtn
1	DGNX	Diginex	-85.6%
2	LGCL	Lucas GC	-69.1%	-76.6%
3	YYGH	YY	-68.7%	-76.6%
4	BINI	Bollinger Innovations	-61.6%	-100.0%
5	IPDN	Professional Diversity Network	-54.5%	-41.4%
6	INHD	Inno	-53.4%	-4.4%
7	CDT	CDT Equity	-49.2%	-99.4%
8	NFE	New Fortress Energy	-46.5%	-91.3%
9	TGHL	Growhub	-44.8%
10	SLXN	Silexion Therapeutics	-43.1%	-86.5%

1 Month Top Gainers

#	Ticker	Company	1M Rtn	YTD Rtn
1	PMI	Picard Medical	11249.2%	11249.2%
2	GIBO	GIBO	7400.0%
3	LNZA	LanzaTech Global	4710.5%	-85.8%
4	CHSN	Chanson International	3717.0%	-99.3%
5	QMMM	QMMM	2669.4%	5698.4%
6	VTAK	Catheter Precision	1332.7%	-71.4%
7	CURX	Curanex Pharmaceuticals	1309.0%	1309.0%
8	OCTO	Eightco	811.9%	562.1%
9	WLDS	Wearable Devices	708.6%	8.0%
10	PTNM	Pitanium	423.7%

1 Month Top Losers

#	Ticker	Company	1M Rtn	YTD Rtn
1	BINI	Bollinger Innovations	-93.4%	-100.0%
2	ETS	Elite Express	-92.8%	-92.8%
3	CJET	Chijet Motor	-92.7%	-94.6%
4	ELPW	Elong Power	-91.7%	-75.8%
5	STFS	Star Fashion Culture	-91.4%	-97.8%
6	JEM	707 Cayman	-90.4%	-98.0%
7	FLYE	Fly-E	-90.4%	-82.8%
8	NXTT	Next Technology	-89.3%	-93.8%
9	NUTR	NusaTrip	-87.2%	-87.2%
10	CUPR	Cuprina	-84.3%

Recent Active Movers

1 Day Top Gainers

#	Ticker	Company	1D Rtn	YTD Rtn
1	GCTK	GlucoTrack	117.5%	-97.6%
2	OPI	Office Properties Income Trust	78.6%	-42.6%
3	HCWB	HCW Biologics	68.4%	-68.7%
4	AGAE	Allied Gaming & Entertainment	62.4%	86.8%
5	ATCH	AtlasClear	53.4%	-95.9%
6	SONN	Sonnet BioTherapeutics	49.0%	304.1%
7	EVTV	Envirotech Vehicles	48.4%	-66.3%
8	ISPC	iSpecimen	47.7%	-26.6%
9	ENTO	Entero Therapeutics	37.0%	68.8%
10	IBEX	IBEX	36.5%	93.5%

1 Day Top Losers

#	Ticker	Company	1D Rtn	YTD Rtn
1	NXTT	Next Technology	-57.4%	-93.8%
2	VCIG	VCI Global	-42.8%	-98.7%
3	RENT	Rent the Runway	-36.4%	-40.9%
4	NUAI	New Era Energy & Digital	-30.5%
5	AEI	Alset	-29.6%	156.9%
6	NAKA	Kindly MD	-29.5%
7	XTIA	XTI Aerospace	-24.6%	-85.8%
8	FARM	Farmer Bros	-21.5%	1.7%
9	FEIM	Frequency Electronics	-21.0%	46.5%
10	MSS	Maison Solutions	-20.4%	-27.6%

1 Week Top Gainers

#	Ticker	Company	1W Rtn	YTD Rtn
1	OCTO	Eightco	900.0%	562.1%
2	QMMM	QMMM	875.3%	5698.4%
3	WLDS	Wearable Devices	780.4%	8.0%
4	CWD	CaliberCos	268.8%	-45.1%
5	AIRE	ReAlpha Tech	257.5%	-49.8%
6	PTNM	Pitanium	154.0%
7	OPI	Office Properties Income Trust	144.0%	-42.6%
8	HYPD	Hyperion DeFi	144.0%
9	ISPC	iSpecimen	128.4%	-26.6%
10	EDHL	Everbright Digital	127.6%

1 Week Top Losers

#	Ticker	Company	1W Rtn	YTD Rtn
1	DGNX	Diginex	-85.6%
2	LGCL	Lucas GC	-69.1%	-76.6%
3	YYGH	YY	-68.7%	-76.6%
4	BINI	Bollinger Innovations	-61.6%	-100.0%
5	IPDN	Professional Diversity Network	-54.5%	-41.4%
6	INHD	Inno	-53.4%	-4.4%
7	CDT	CDT Equity	-49.2%	-99.4%
8	NFE	New Fortress Energy	-46.5%	-91.3%
9	TGHL	Growhub	-44.8%
10	SLXN	Silexion Therapeutics	-43.1%	-86.5%

Peer Comparisons for Visa

Financials

	V	MA	AXP	ADP	COF	Median
Name	Visa	Masterca.	American.	Automati.	Capital .
Mkt Price	339.43	580.41	325.31	293.50	223.76	325.31
Mkt Cap	625.6	529.3	227.1	119.1	85.7	227.1
Rev LTM	38,893	29,069	68,638	20,561	39,710	38,893
Op Inc LTM	25,864	16,870	-	5,412	-	16,870
FCF LTM	22,083	14,315	11,095	4,393	18,511	14,315
FCF 3Y Avg	19,899	11,704	16,399	3,874	18,024	16,399
CFO LTM	23,485	15,488	13,094	4,940	19,816	15,488
CFO 3Y Avg	21,134	12,851	18,226	4,435	19,096	18,226

Growth & Margins

	V	MA	AXP	ADP	COF	Median
Name	Visa	Masterca.	American.	Automati.	Capital .
Rev Chg LTM	11.4%	13.1%	8.4%	7.1%	6.5%	8.4%
Rev Chg 3Y Avg	11.5%	13.5%	12.5%	7.6%	8.1%	11.5%
Rev Chg Q	14.3%	14.2%	9.3%	7.5%	6.4%	9.3%
QoQ Delta Rev Chg LTM	3.4%	3.2%	2.3%	1.8%	1.5%	2.3%
Op Mgn LTM	66.5%	58.0%	-	26.3%	-	58.0%
Op Mgn 3Y Avg	66.8%	58.0%	-	25.7%	-	58.0%
QoQ Delta Op Mgn LTM	-0.0%	0.1%	-	0.1%	-	0.1%
CFO/Rev LTM	60.4%	53.3%	19.1%	24.0%	49.9%	49.9%
CFO/Rev 3Y Avg	60.1%	49.5%	29.2%	23.0%	51.1%	49.5%
FCF/Rev LTM	56.8%	49.2%	16.2%	21.4%	46.6%	46.6%
FCF/Rev 3Y Avg	56.6%	45.1%	26.3%	20.1%	48.3%	45.1%

Valuation

	V	MA	AXP	ADP	COF	Median
Name	Visa	Masterca.	American.	Automati.	Capital .
Mkt Cap	625.6	529.3	227.1	119.1	85.7	227.1
P/S	16.1	18.2	3.3	5.8	2.2	5.8
P/EBIT	25.1	32.3	-	20.7	-	25.1
P/E	30.8	40.3	22.4	29.2	17.6	29.2
P/CFO	26.6	34.2	17.3	24.1	4.3	24.1
Total Yield	3.8%	2.5%	5.0%	5.4%	6.8%	5.0%
Dividend Yield	0.6%	0.0%	0.5%	2.0%	1.1%	0.6%
FCF Yield 3Y Avg	4.1%	2.7%	10.2%	3.7%	32.6%	4.1%
D/E	0.0	0.0	0.3	0.1	0.5	0.1
Net D/E	0.0	0.0	0.0	0.0	-0.1	0.0

Returns

	V	MA	AXP	ADP	COF	Median
Name	Visa	Masterca.	American.	Automati.	Capital .
1M Rtn	-1.5%	-0.2%	6.5%	-2.2%	3.9%	-0.2%
3M Rtn	-3.6%	3.4%	13.0%	-3.8%	16.4%	3.4%
6M Rtn	2.6%	10.3%	22.9%	1.6%	31.0%	10.3%
12M Rtn	19.0%	18.3%	26.6%	8.0%	63.0%	19.0%
3Y Rtn	78.2%	86.4%	116.0%	35.7%	131.1%	86.4%
1M Excs Rtn	-2.7%	-1.4%	4.2%	-5.1%	1.3%	-1.4%
3M Excs Rtn	-17.4%	-10.3%	0.3%	-13.2%	4.6%	-10.3%
6M Excs Rtn	-15.6%	-7.3%	8.0%	-16.7%	16.2%	-7.3%
12M Excs Rtn	-0.0%	-0.2%	13.8%	-12.0%	44.3%	-0.0%
3Y Excs Rtn	8.2%	14.4%	56.1%	-35.4%	60.9%	14.4%

Comparison Analyses

	Title
0	Visa vs. Johnson & Johnson: With Return Forecast Of 35%, Visa Is A Better Bet
1	Visa vs. Home Depot: With Return Forecast Of 32%, Visa Is A Better Bet
2	Visa vs. UnitedHealth: With Return Forecast Of 34%-34%, Both Seem Like Good Bets
3	Visa vs. Netflix: With Return Forecast Of 36%, Visa Is A Better Bet
4	Visa vs. Salesforce: With Return Forecast Of 33%, Visa Is A Better Bet
5	Visa vs. Linde: With Return Forecast Of 34%, Visa Is A Better Bet
6	Visa vs. Mastercard: With Return Forecast Of 46%, Mastercard Is A Better Bet
7	Visa vs. UnitedHealth: With Return Forecast Of 34%, Visa Is A Better Bet
8	Visa vs. Exxon Mobil: With Return Forecast Of 34%, Visa Is A Better Bet
9	Visa vs. Automatic Data Processing: With Return Forecast Of 34%, Visa Is A Better Bet

Financials

Annual
Quarterly

$ Mil \| FY: 9/30	LTM	2024	2023	2022	2021	2020	2019
Period End		9/30/2024	9/30/2023	9/30/2022	9/30/2021	9/30/2020	9/30/2019
Filing Date		11/13/2024	11/15/2023	11/16/2022	11/18/2021	11/19/2020	11/14/2019
Key Financials
Total Revenue	38,893	35,926	32,653	29,310	24,105	21,846	22,977
Ebitda	26,076	25,591	22,624	19,535	17,380	15,073	16,073
Operating Income	25,864	24,057	21,927	19,681	15,807	14,092	15,401
Net Income	20,286	19,743	17,273	14,957	12,311	10,866	12,080
EPS	10.25	9.74	8.29	7.01	5.63	4.90	5.32
Growth Rates
Total Revenue Growth	11.4%	10.0%	11.4%	21.6%	10.3%	-4.9%	11.5%
EBITDA Growth	5.0%	13.1%	15.8%	12.4%	15.3%	-6.2%	14.6%
Operating Income Growth	10.6%	9.7%	11.4%	24.5%	12.2%	-8.5%	13.6%
Net Income Growth	6.2%	14.3%	15.5%	21.5%	13.3%	-10.0%	17.3%
Margins
EBITDA Margin	67.0%	71.2%	69.3%	66.6%	72.1%	69.0%	70.0%
Operating Income Margin	66.5%	67.0%	67.2%	67.1%	65.6%	64.5%	67.0%
Net Income Margin	52.2%	55.0%	52.9%	51.0%	51.1%	49.7%	52.6%
Cash & Debt
Total Cash	19,180	15,175	20,128	18,522	18,512	20,041	12,074
Total Debt	25,138	20,836	20,463	22,450	20,977	24,070	16,729
Net Debt / (Cash)	5,958	5,661	335	3,928	2,465	4,029	4,655
Cash Flows
Net Cash from Operations	23,485	19,950	20,755	18,849	15,227	10,440	12,784
Free Cash from Operations	22,083	18,693	19,696	17,879	14,522	9,704	12,028
Returns to Shareholders
Dividends	4,529	4,217	3,751	3,203	2,798	2,664	2,269
Share Repurchases	19,237	16,713	12,101	11,589	8,676	8,114	8,607

$ Mil \| FY: 9/30	2025Q3	2025Q2	2025Q1	2024Q4	2024Q3	2024Q2	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4
Period End	6/30/2025	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Filing Date	7/30/2025	4/30/2025	1/31/2025	11/13/2024	7/24/2024	4/24/2024	1/26/2024	11/15/2023	7/26/2023	4/27/2023	1/27/2023	11/16/2022
Key Financials Quarterly
Total Revenue	10,172	9,594	9,510	9,617	8,900	8,775	8,634	8,609	8,123	7,985	7,936	7,787
Ebitda	6,689	5,901	6,664	6,822	6,449	5,844	6,476	6,066	5,563	5,654	5,341	5,253
Operating Income	6,792	6,435	6,278	6,359	5,951	5,784	5,963	5,679	5,481	5,336	5,431	5,090
Net Income	5,272	4,577	5,119	5,318	4,872	4,663	4,890	4,681	4,156	4,257	4,179	3,940
EPS	2.69	2.32	2.58	2.66	2.40	2.29	2.39	2.27	2.00	2.04	1.99	1.86
Key Financials TTM
Total Revenue TTM	38,893	37,621	36,802	35,926	34,918	34,141	33,351	32,653	31,831	30,983	30,187	29,310
Ebitda TTM	26,076	25,836	25,779	25,591	24,835	23,949	23,759	22,624	21,811	20,418	19,647	19,535
Operating Income TTM	25,864	25,023	24,372	24,057	23,377	22,907	22,459	21,927	21,338	20,722	20,188	19,681
Net Income TTM	20,286	19,886	19,972	19,743	19,106	18,390	17,984	17,273	16,532	15,787	15,177	14,957
Growth Rates Quarterly
Total Revenue Growth	14.3%	9.3%	10.1%	11.7%	9.6%	9.9%	8.8%	10.6%	11.7%	11.1%	12.4%	18.7%
EBITDA Growth	3.7%	1.0%	2.9%	12.5%	15.9%	3.4%	21.3%	15.5%	33.4%	15.8%	2.1%	13.6%
Operating Income Growth	14.1%	11.3%	5.3%	12.0%	8.6%	8.4%	9.8%	11.6%	12.7%	11.1%	10.3%	17.9%
Net Income Growth	8.2%	-1.8%	4.7%	13.6%	17.2%	9.5%	17.0%	18.8%	21.8%	16.7%	5.6%	9.9%
Margins Quarterly
EBITDA Margin	65.8%	61.5%	70.1%	70.9%	72.5%	66.6%	75.0%	70.5%	68.5%	70.8%	67.3%	67.5%
Operating Income Margin	66.8%	67.1%	66.0%	66.1%	66.9%	65.9%	69.1%	66.0%	67.5%	66.8%	68.4%	65.4%
Net Income Margin	51.8%	47.7%	53.8%	55.3%	54.7%	53.1%	56.6%	54.4%	51.2%	53.3%	52.7%	50.6%
Cash & Debt
Total Cash	19,180	13,751	14,334	15,175	16,644	17,703	18,596	20,128	18,756	16,594	16,119	18,522
Total Debt	25,138	20,762	20,609	20,836	20,602	20,603	20,703	20,463	20,560	20,606	20,487	22,450
Net Debt / (Cash)	5,958	7,011	6,275	5,661	3,958	2,900	2,107	335	1,804	4,012	4,368	3,928
Cash Flows Quarterly
FCF from Operations	6,730	4,695	5,396	6,664	5,134	4,538	3,614	6,927	5,797	3,860	4,171	5,876
Cash Flows TTM
FCF from Operations TTM	23,485	21,889	21,732	19,950	20,213	20,876	20,198	20,755	19,704	19,159	18,788	18,849
Returns to Shareholders Quarterly
Dividends	1,154	1,164	1,170	1,041	1,056	1,060	1,060	928	937	941	945	794
Share Repurchases	4,782	4,596	4,011	5,848	4,527	2,758	3,580	3,751	3,041	2,194	3,115	2,103
Return on Invested Capital (ROIC) Quarterly
ROIC	78.9%	76.0%	76.4%	77.2%	77.1%	81.4%	82.4%	89.7%	77.4%	69.0%	73.3%	70.4%
Return on Invested Capital (ROIC) TTM
ROIC TTM	75.2%	72.7%	74.5%	72.2%	76.7%	78.5%	78.0%	85.6%	76.1%	69.1%	67.6%	69.4%

Price Behavior

Behavior Stats
Betas Matrix

Price Behavior

Market Price	$339.43
Market Cap ($ Bil)	625.6
First Trading Date	03/19/2008
Distance from 52W High	-8.9%
	50 Days	200 Days
DMA Price	$346.93	$339.81
DMA Trend	up	down
Distance from DMA	-2.2%	-0.1%
	3M	1YR
Volatility	19.5%	22.7%
Downside Capture	0.75	0.54
Upside Capture	93.34	75.97
Correlation (SPY)	56.6%	66.0%

V Betas & Captures as of 8/31/2025

	1M	2M	3M	6M	1Y	3Y
Beta	0.89	1.06	1.27	0.82	0.74	0.77
Up Beta	0.48	0.76	1.20	0.75	0.79	0.85
Down Beta	0.53	0.52	0.86	0.78	0.75	0.80
Up Capture	113%	101%	90%	78%	68%	43%
Bmk +ve Days	10	22	35	71	142	415
Stock +ve Days	10	18	32	68	141	421
Down Capture	118%	192%	209%	103%	72%	88%
Bmk -ve Days	11	19	27	54	106	334
Stock -ve Days	11	24	31	58	108	329

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively

Short Interest

Short Interest: As Of Date	8292025
Short Interest: Shares Quantity	26,024,098
Short Interest: % Change Since 8152025	-7.2%
Average Daily Volume	5,342,506
Days-to-Cover Short Interest	4.87
Basic Shares Quantity	1,843,000,000
Short % of Basic Shares	1.4%

Returns Analyses

	Title
0	Visa During 2008 Recession vs. 2022 Inflation Shock: V Stock Is Now 40% Higher Than Its Pre-Shock High
1	V YTD Stock Return Of 6.7% Outperforms AXP by 2.8% and Underperforms PYPL by -3.0%
2	Visa Stock Return Comparison
3	[10/7/2021] Visa (V) Stock Price Forecast: AI Forecasts V Stock Price To Be Around $235 In A Month (Up 2%)

Earnings Returns History

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	Forward Returns
Earnings Date	1D Returns	5D Returns	21D Returns
7/29/2025	-0.1%	-3.8%	-0.1%
4/29/2025	1.2%	1.8%	6.3%
1/30/2025	-0.4%	1.3%	5.6%
10/29/2024	2.9%	4.0%	11.9%
7/23/2024	-4.0%	-0.6%	1.5%
4/23/2024	0.3%	-2.0%	0.7%
1/25/2024	-1.7%	1.6%	4.4%
10/24/2023	0.9%	0.2%	8.4%
...
SUMMARY STATS
# Positive	12	15	16
# Negative	12	9	8
Median Positive	1.9%	2.2%	6.0%
Median Negative	-1.7%	-2.5%	-2.8%
Max Positive	10.6%	12.3%	16.8%
Max Negative	-6.9%	-9.8%	-12.2%

	Forward Returns
7/29/2025	-0.1%	-3.8%	-0.1%
4/29/2025	1.2%	1.8%	6.3%
1/30/2025	-0.4%	1.3%	5.6%
10/29/2024	2.9%	4.0%	11.9%
7/23/2024	-4.0%	-0.6%	1.5%
4/23/2024	0.3%	-2.0%	0.7%
1/25/2024	-1.7%	1.6%	4.4%
10/24/2023	0.9%	0.2%	8.4%
7/25/2023	-0.7%	0.5%	1.7%
4/25/2023	-0.6%	-1.1%	-3.0%
1/26/2023	3.0%	2.2%	-1.7%
10/25/2022	4.6%	6.5%	9.4%
7/26/2022	-1.0%	-2.9%	-2.6%
4/26/2022	6.5%	3.7%	1.6%
1/27/2022	10.6%	12.3%	5.0%
10/26/2021	-6.9%	-9.8%	-12.2%
7/27/2021	-1.6%	-5.5%	-7.2%
4/27/2021	1.5%	0.9%	-1.1%
1/28/2021	-2.5%	5.6%	9.5%
10/28/2020	2.2%	7.2%	16.8%
7/28/2020	0.9%	-2.3%	7.0%
4/30/2020	-1.8%	2.2%	8.9%
1/30/2020	-4.4%	-2.5%	-7.5%
10/24/2019	1.0%	1.5%	2.0%
SUMMARY STATS
# Positive	12	15	16
# Negative	12	9	8
Median Positive	1.9%	2.2%	6.0%
Median Negative	-1.7%	-2.5%	-2.8%
Max Positive	10.6%	12.3%	16.8%
Max Negative	-6.9%	-9.8%	-12.2%

SEC Filings

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Report Date	Filing
6302025	10-Q 6/30/2025
3312025	10-Q 3/31/2025
12312024	10-Q 12/31/2024
9302024	10-K 9/30/2024
6302024	10-Q 6/30/2024
3312024	10-Q 3/31/2024
12312023	10-Q 12/31/2023
9302023	10-K 9/30/2023
6302023	10-Q 6/30/2023
3312023	10-Q 3/31/2023
12312022	10-Q 12/31/2022
9302022	10-K 9/30/2022
6302022	10-Q 6/30/2022
3312022	10-Q 3/31/2022
12312021	10-Q 12/31/2021
9302021	10-K 9/30/2021

Insider Activity

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	Owner	Title	Filing Date	Action	Price	Shares	Transacted Value	Value of Held Shares	Form
0	ANDRESKI PETER M	GBL CORP CONTROLLER, CAO	2072025	Sell	349.62	2,332	815,314	1,569,095	Form
1	Taneja Rajat	PRESIDENT, TECHNOLOGY	12132024	Sell	314.46	7,094	2,230,781	81,869,399	Form
2	Fabara Paul D	CHIEF RISK & CLIENT SVCS OFC	11222024	Sell	307.97	2,171	668,603	5,510,815	Form

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0	Y Finance	Barrons
1	TradingView	Morningstar
2	SeekingAlpha	ValueLine
3	Motley Fool	Robinhood
4	CNBC	Etrade
5	MarketWatch	Unusual Whales
6	YCharts	Perplexity Finance
7	FinViz

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Visa (V)

Market Price (9/15/2025): $339.6 | Market Cap: $625.9 BilSector: Financials | Industry: Transaction & Payment Processing Services

Visa (V)

Market Price (9/15/2025): $339.6Market Cap: $625.9 BilSector: FinancialsIndustry: Transaction & Payment Processing Services

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Market Price (9/15/2025): $339.6 | Market Cap: $625.9 Bil
Sector: Financials | Industry: Transaction & Payment Processing Services

Market Price (9/15/2025): $339.6
Market Cap: $625.9 Bil
Sector: Financials
Industry: Transaction & Payment Processing Services