Tearsheet

Cummins (CMI)


Market Price (12/26/2025): $518.0 | Market Cap: $71.5 Bil
Sector: Industrials | Industry: Construction Machinery & Heavy Transportation Equipment

Cummins (CMI)


Market Price (12/26/2025): $518.0
Market Cap: $71.5 Bil
Sector: Industrials
Industry: Construction Machinery & Heavy Transportation Equipment

Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.


0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 5.2%
Trading close to highs
Dist 52W High is -1.3%, Dist 3Y High is -1.3%
Weak revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -1.8%, Rev Chg QQuarterly Revenue Change % is -1.6%
1 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 10%, CFO LTM is 3.5 Bil, FCF LTM is 2.3 Bil
  Valuation getting more expensive
P/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is 59%
2 Low stock price volatility
Vol 12M is 31%
  Key risks
CMI key risks include [1] a significant cyclical downturn in its core North American truck markets and [2] legal and reputational exposure from allegations of emissions fraud.
3 Megatrend and thematic drivers
Megatrends include Hydrogen Economy, Electric Vehicles & Autonomous Driving, Renewable Energy Transition, and Energy Transition & Decarbonization. Show more.
  
0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 5.2%
1 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 10%, CFO LTM is 3.5 Bil, FCF LTM is 2.3 Bil
2 Low stock price volatility
Vol 12M is 31%
3 Megatrend and thematic drivers
Megatrends include Hydrogen Economy, Electric Vehicles & Autonomous Driving, Renewable Energy Transition, and Energy Transition & Decarbonization. Show more.
4 Trading close to highs
Dist 52W High is -1.3%, Dist 3Y High is -1.3%
5 Weak revenue growth
Rev Chg LTMRevenue Change % Last Twelve Months (LTM) is -1.8%, Rev Chg QQuarterly Revenue Change % is -1.6%
6 Valuation getting more expensive
P/S 6M Chg %Price/Sales change over 6 months. Declining P/S indicates valuation has become less expensive. is 59%
7 Key risks
CMI key risks include [1] a significant cyclical downturn in its core North American truck markets and [2] legal and reputational exposure from allegations of emissions fraud.

Valuation, Metrics & Events

CMI Stock


Why The Stock Moved


Qualitative Assessment

AI Analysis | Feedback

The request asks for the reasons behind a 30.5% stock movement for Cummins (CMI) between August 31, 2025, and December 26, 2025. As the specified time period is in the future, it is not possible to provide factual reasons for stock movements that have not yet occurred. However, based on the instruction to "ignore that date and use the most recent date for which you have information" and the context of explaining a significant stock movement, it is noted that Cummins (CMI) has experienced substantial growth in the recent past leading up to the end of 2024 and early 2025. Specifically, CMI's year-to-date (YTD) total return for 2024 was reported as high as 51.45%, and its trailing twelve months (TTM) total return was around 49.20%. While not the exact 30.5% for the future period requested, the following points highlight general factors that have contributed to Cummins' strong stock performance in recent periods: 1. Strong Financial Results and Upbeat Outlook

Cummins reported strong financial results throughout 2024. For instance, in the third quarter of 2024, the company achieved strong sales and profitability, leading to an upward adjustment of its full-year EBITDA projection. Similarly, in the second quarter of 2024, Cummins reported record quarterly sales and solid profitability, driven by significant improvement in its Power Systems business. The company also provided an optimistic outlook for 2025, projecting revenues to be in the range of down 2% to up 3%, and EBITDA between 16.2% and 17.2% of sales, indicating continued strong financial performance. 2. Robust Demand in Key Segments

The company has experienced strong demand, particularly in its Power Systems and Distribution businesses. This demand is notably driven by sectors like data centers and power generation. Despite some anticipated slowing demand in the North American heavy-duty truck market, other segments are expected to remain strong. Show more

Stock Movement Drivers

Fundamental Drivers

The 25.6% change in CMI stock from 9/25/2025 to 12/25/2025 was primarily driven by a 38.6% change in the company's P/E Multiple.
925202512252025Change
Stock Price ($)412.26517.6025.55%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)33720.0033581.00-0.41%
Net Income Margin (%)8.72%7.94%-8.91%
P/E Multiple19.3226.7738.60%
Shares Outstanding (Mil)137.80138.00-0.15%
Cumulative Contribution25.55%

LTM = Last Twelve Months as of date shown

Market Drivers

9/25/2025 to 12/25/2025
ReturnCorrelation
CMI25.6% 
Market (SPY)4.9%43.6%
Sector (XLI)4.2%61.7%

Fundamental Drivers

The 61.2% change in CMI stock from 6/26/2025 to 12/25/2025 was primarily driven by a 68.2% change in the company's P/E Multiple.
626202512252025Change
Stock Price ($)321.17517.6061.16%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)33873.0033581.00-0.86%
Net Income Margin (%)8.20%7.94%-3.09%
P/E Multiple15.9126.7768.23%
Shares Outstanding (Mil)137.60138.00-0.29%
Cumulative Contribution61.16%

LTM = Last Twelve Months as of date shown

Market Drivers

6/26/2025 to 12/25/2025
ReturnCorrelation
CMI61.2% 
Market (SPY)13.1%48.3%
Sector (XLI)8.8%63.9%

Fundamental Drivers

The 49.2% change in CMI stock from 12/25/2024 to 12/25/2025 was primarily driven by a 29.6% change in the company's Net Income Margin (%).
1225202412252025Change
Stock Price ($)346.91517.6049.20%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)34198.0033581.00-1.80%
Net Income Margin (%)6.13%7.94%29.57%
P/E Multiple22.7026.7717.96%
Shares Outstanding (Mil)137.20138.00-0.58%
Cumulative Contribution49.20%

LTM = Last Twelve Months as of date shown

Market Drivers

12/25/2024 to 12/25/2025
ReturnCorrelation
CMI49.2% 
Market (SPY)15.8%74.4%
Sector (XLI)18.6%79.0%

Fundamental Drivers

The 130.4% change in CMI stock from 12/26/2022 to 12/25/2025 was primarily driven by a 61.7% change in the company's P/E Multiple.
1226202212252025Change
Stock Price ($)224.65517.60130.40%
Change Contribution ByLTMLTM
Total Revenues ($ Mil)26154.0033581.0028.40%
Net Income Margin (%)7.32%7.94%8.56%
P/E Multiple16.5626.7761.66%
Shares Outstanding (Mil)141.10138.002.20%
Cumulative Contribution130.29%

LTM = Last Twelve Months as of date shown

Market Drivers

12/26/2023 to 12/25/2025
ReturnCorrelation
CMI125.6% 
Market (SPY)48.3%62.7%
Sector (XLI)41.7%71.0%

Return vs. Risk


Price Returns Compared

 202020212022202320242025Total [1]
Returns
CMI Return31%-2%14%2%49%51%236%
Peers Return24%23%9%27%14%25%203%
S&P 500 Return16%27%-19%24%23%18%115%

Monthly Win Rates [3]
CMI Win Rate67%58%50%42%67%83% 
Peers Win Rate63%63%40%50%57%62% 
S&P 500 Win Rate58%75%42%67%75%73% 

Max Drawdowns [4]
CMI Max Drawdown-42%-7%-14%-14%-4%-23% 
Peers Max Drawdown-41%-3%-20%-9%-9%-18% 
S&P 500 Max Drawdown-31%-1%-25%-1%-2%-15% 


[1] Cumulative total returns since the beginning of 2020
[2] Peers: CAT, PCAR, DE, ETN, BWA. See CMI Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 12/24/2025 (YTD)

How Low Can It Go

Unique KeyEventCMIS&P 500
2022 Inflation Shock2022 Inflation Shock  
2022 Inflation Shock% Loss% Loss-32.6%-25.4%
2022 Inflation Shock% Gain to Breakeven% Gain to Breakeven48.5%34.1%
2022 Inflation ShockTime to BreakevenTime to Breakeven634 days464 days
2020 Covid Pandemic2020 Covid Pandemic  
2020 Covid Pandemic% Loss% Loss-42.7%-33.9%
2020 Covid Pandemic% Gain to Breakeven% Gain to Breakeven74.5%51.3%
2020 Covid PandemicTime to BreakevenTime to Breakeven74 days148 days
2018 Correction2018 Correction  
2018 Correction% Loss% Loss-34.8%-19.8%
2018 Correction% Gain to Breakeven% Gain to Breakeven53.4%24.7%
2018 CorrectionTime to BreakevenTime to Breakeven582 days120 days
2008 Global Financial Crisis2008 Global Financial Crisis  
2008 Global Financial Crisis% Loss% Loss-75.9%-56.8%
2008 Global Financial Crisis% Gain to Breakeven% Gain to Breakeven315.5%131.3%
2008 Global Financial CrisisTime to BreakevenTime to Breakeven525 days1,480 days

Compare to CAT, GWW, XYL, IR, FTV

In The Past

Cummins's stock fell -32.6% during the 2022 Inflation Shock from a high on 3/15/2021. A -32.6% loss requires a 48.5% gain to breakeven.

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About Cummins (CMI)

Cummins Inc. designs, manufactures, distributes, and services diesel and natural gas engines, electric and hybrid powertrains, and related components worldwide. It operates through five segments: Engine, Distribution, Components, Power Systems, and New Power. The company offers diesel and natural gas-powered engines under the Cummins and other customer brands for the heavy and medium-duty truck, bus, recreational vehicle, light-duty automotive, construction, mining, marine, rail, oil and gas, defense, and agricultural markets; and offers new parts and services, as well as remanufactured parts and engines. It also provides power generation systems, high-horsepower engines, heavy and medium duty engines, application engineering services, custom-designed assemblies, retail and wholesale aftermarket parts, and in-shop and field-based repair services. In addition, the company offers emission solutions; turbochargers; air and fuel filters, fuel water separators, lube and hydraulic filters, coolants, fuel additives, and other filtration systems; and electronic control modules, sensors, and supporting software, as well as new, replacement, and remanufactured fuel systems. Further, it provides automated transmissions; standby and prime power generators, controls, paralleling systems, and transfer switches, as well as A/C generator/alternator products under the Stamford and AVK brands; and electrified power systems with components and subsystems, including battery, fuel cell, and hydrogen production technologies. Additionally, it offers filtration, aftertreatment, controls systems, air handling systems, automated transmissions, electric power generation systems, and batteries. The company sells its products to original equipment manufacturers, distributors, dealers, and other customers. The company was formerly known as Cummins Engine Company and changed its name to Cummins Inc. in 2001. Cummins Inc. was founded in 1919 and is headquartered in Columbus, Indiana.

AI Analysis | Feedback

Here are 1-3 brief analogies for Cummins (CMI):

  • The Intel of heavy-duty engines.
  • The Generac of industrial power.

AI Analysis | Feedback

Major Products

  • Diesel and Natural Gas Engines: Manufactures engines for a wide range of on- and off-highway, marine, and rail applications.
  • Power Generation Systems: Provides generator sets and related equipment for prime, standby, and distributed power needs.
  • Engine Components: Offers turbochargers, aftertreatment, filtration, fuel systems, and automated transmissions.
  • Electrified Power Systems: Develops battery-electric and fuel cell electric powertrains for various commercial applications.
  • Hydrogen Technologies: Manufactures electrolyzers for green hydrogen production and hydrogen internal combustion engines.

Services

  • Parts & Service Support: Provides genuine parts, maintenance, repairs, and technical support globally for Cummins products.

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Cummins Inc. (CMI) - Major Customers

Cummins Inc. primarily sells its engines, power generation systems, and related technologies to other companies, often Original Equipment Manufacturers (OEMs) who integrate Cummins products into their own vehicles and equipment. Its major customers span various industries, including heavy-duty trucking, construction, agriculture, mining, and power generation.

Some of Cummins' major customer companies include:

  • PACCAR Inc. (PCAR) - A leading global technology company that manufactures light, medium, and heavy-duty trucks under the Kenworth, Peterbilt, and DAF nameplates.
  • Daimler Truck AG (DTG) - One of the world's largest commercial vehicle manufacturers, producing trucks under brands like Freightliner and Western Star.
  • Navistar International Corporation (part of Traton SE, TRATON) - A major manufacturer of commercial trucks, buses, and engines under the International brand.
  • CNH Industrial N.V. (CNHI) - A global leader in agricultural and construction equipment, with brands such as Case IH, New Holland, and Steyr.
  • Komatsu Ltd. (KMTUY) - A multinational corporation that manufactures construction, mining, forestry, and military equipment.

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  • BorgWarner (BWA)
  • Donaldson Company (DCI)
  • Garrett Motion (GTX)
  • Parker-Hannifin (PH)
  • Aptiv (APTV)

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Jennifer Rumsey, President and Chief Executive Officer

Jennifer Rumsey became President and CEO of Cummins Inc. on August 1, 2022, and subsequently assumed the role of Chair and CEO on August 1, 2023. Prior to these appointments, she served as President and Chief Operating Officer, a role she took in March 2021. Her leadership journey at Cummins also includes serving as Vice President and President of the Components Segment and Vice President and Chief Technical Officer, where she led a global technical organization. Before joining Cummins in 2000, Rumsey began her career at a fuel processing and fuel cell start-up company in Cambridge, Massachusetts. She co-authored Cummins' "Destination Zero" strategy, which outlines the company's plan to reduce greenhouse gas and air quality impacts and achieve net-zero emissions by 2050.

Mark Smith, Vice President and Chief Financial Officer

Mark Smith serves as the Vice President and Chief Financial Officer for Cummins Inc., overseeing the company's finance operations and working with finance controllers to meet operational and financial commitments. He joined Cummins in 1995 and has held various leadership roles within the company, including Vice President of Investor Relations and Controller for both the Components and Filtration businesses. His experience at Cummins also includes finance and business strategy positions in the Engine and Power Generation businesses across the U.S. and the U.K. Before his tenure at Cummins, Smith spent six years as a public accountant with Ernst & Young in the U.K. He is a qualified member of the Institute of Chartered Accountants in England and Wales.

Amy Davis, President, Accelera by Cummins and Components

Amy Davis is the President of Accelera by Cummins, the company's business segment focused on zero-emissions technologies, and also leads the Components segment, which is Cummins' largest by revenue. She joined Cummins in 1994 and has held numerous leadership roles throughout her career with the company. Her previous positions include serving as Vice President of the Filtration business, where she achieved record revenues and profits. Davis also served as President and owner of the Cummins Northeast distributor, transforming it into a high-growth operation, and held roles at AT&T Corporation and Alcan Corporation as Vice President of Sales in the Global Aerospace and Transportation Business.

Nicole Y. Lamb-Hale, Chief Administrative Officer and Corporate Secretary

Nicole Y. Lamb-Hale was appointed Chief Administrative Officer and Corporate Secretary of Cummins Inc. in June 2025. In this role, she is an officer of the company and a member of its global leadership team. Prior to becoming CAO, Lamb-Hale served as Cummins' Chief Legal Officer. Before joining Cummins, she was a Managing Director at Kroll, LLC, a global risk advisory firm, and headed its Washington, D.C. office.

Bonnie Fetch, Executive Vice President and President – Operations

Bonnie Fetch serves as Executive Vice President and President – Operations for Cummins Inc. In this capacity, she is responsible for overseeing Cummins' New and Recon Parts business, remanufacturing operations, and global operating functions including Supply Chain, IT, Cummins Services, Digital/Analytics, and Quality. Before assuming her current role, Fetch served as Vice President & President - Distribution Business, leading approximately 16,000 employees globally.

AI Analysis | Feedback

The public company Cummins (CMI) faces several key risks to its business:

  1. Cyclical Downturn in Truck Markets: Cummins' financial performance is heavily influenced by the cyclical nature of demand in the heavy- and medium-duty truck markets. Recent reports indicate a significant decline in North American truck production, leading to a direct impact on the company's Engine segment revenue. This market weakness is anticipated to persist, putting pressure on revenue and margins within its Engine and Component segments.
  2. Regulatory and Environmental Challenges and Transition to New Technologies: The industry in which Cummins operates is subject to stringent environmental regulations and an increasing global emphasis on greener technologies. Changes in emission standards necessitate substantial investment in research and development for new products, including electrification and alternative power solutions, to maintain market share and brand reputation. Moreover, Cummins has been subject to securities investigations regarding allegations of emissions fraud, posing legal and reputational risks.
  3. Geopolitical and Macroeconomic Uncertainty: Geopolitical factors, such as trade policies, tariffs, and international trade restrictions—especially those involving China—have negatively affected Cummins' competitive standing and profitability. The company is also susceptible to broader macroeconomic risks, including potential economic downturns, inflationary pressures, and supply chain disruptions, which can increase operating costs and reduce demand for its products.

AI Analysis | Feedback

The accelerating global transition to electric and hydrogen fuel cell powertrains in the commercial vehicle and industrial power generation sectors poses a clear emerging threat. While Cummins is actively investing in and developing its "New Power" solutions, the rapid pace of regulatory mandates, technological advancements, and increasing adoption by fleet operators and governments presents a significant risk to its traditional internal combustion engine (ICE) business. This shift could lead to a faster-than-anticipated decline in demand for conventional diesel and natural gas engines, potentially eroding Cummins' core revenue streams before its new power ventures achieve sufficient scale and profitability to compensate. The intensified competition from both established original equipment manufacturers (OEMs) diversifying their powertrain offerings and new pure-play electric and hydrogen vehicle manufacturers further exacerbates this threat, as they vie for market leadership in the evolving power landscape.

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Cummins (CMI) Addressable Market Sizes:

  • Industrial Engines: The global industrial engine market was estimated at USD 56,954.4 million in 2024 and is projected to reach USD 81,880.7 million by 2030. Asia Pacific held the largest share, over 39.54% in 2024. The North American industrial engine market accounted for over 27% in 2024. The U.S. industrial engine market is expected to grow at a CAGR of over 7% from 2025 to 2030. Another estimate values the global market at USD 125.1 billion in 2023, anticipated to grow to USD 323.9 billion by 2033.
  • Off-Highway Vehicle Engines: The global off-highway vehicle engines market was valued at USD 28.6 billion in 2024 and is projected to grow at a CAGR of 5.3% between 2025 and 2034. Another report estimates the global market at USD 277.83 billion in 2024, projected to reach USD 1,077.43 billion by 2032. Asia Pacific dominated the global market with a share of 41.61% in 2023.
  • Heavy-Duty Engines: The global heavy-duty engines market was valued at USD 52.14 billion in 2024 and is expected to reach USD 72.79 billion by 2029. Another source reports the global market size at USD 56.68 billion in 2024, projected to reach USD 105.60 billion by 2034. Asia-Pacific was the largest region in the heavy-duty engines market in 2024. The market for heavy-duty engines in North America is expected to be worth more than USD 14.5 billion by 2032.
  • Medium-Duty Engines: The global medium-duty engine market was valued at USD 9.2 billion in 2024 and is projected to grow to USD 16.9 billion by 2034. Another source estimates the global market at USD 9.8 billion in 2025, reaching USD 18.2 billion by 2035. The global medium-duty truck engine market size was valued at USD 13.2 billion in 2024 and is forecasted to hit USD 20.8 billion by 2033.
  • Power Generation Equipment: The global power generation equipment market size was valued at USD 110.4 billion in 2022 and is projected to reach USD 173.1 billion by 2032. Another estimate for the global power generation equipment market is USD 236.14 billion in 2024, projected to grow to USD 403.12 billion by 2035. In 2023, the North America region generated a 35% revenue share in the market.
  • Hydrogen Combustion Engines: The global hydrogen combustion engine market is estimated to be valued at USD 54.16 billion in 2025 and is expected to reach USD 105.61 billion by 2032. Another report indicates the global market was valued at USD 18.22 billion in 2023 and is predicted to reach USD 35.01 billion by 2030. The Asia Pacific region is projected to dominate, capturing a significant market share of 35.3% in 2025. North America is expected to be the fastest-growing region in the hydrogen IC engines market between 2024–2035.
  • Fuel Cells: The global fuel cell market size was valued at over USD 7.29 billion in 2024 and is anticipated to reach USD 18.58 billion by 2034. Another source estimates the global fuel cell market size at USD 9 billion in 2024, projected to reach USD 34 billion by 2033. The Asia Pacific fuel cell market accounted for the largest share in 2024. The U.S. fuel cell market size exceeded USD 1.55 billion in 2024.
  • Electrolyzers: The global electrolyzer market size was valued at USD 132.15 billion in 2024, expected to grow to USD 323.93 billion by 2034. Another source reports the global electrolyzers market size was valued at USD 5.77 billion in 2024 and is projected to reach USD 182.38 billion by 2032. Asia Pacific dominated the electrolyzers market with a market share of 90.64% in 2024. North America dominated the global industry, accounting for over 42.0% in 2023. Europe accounted for the largest market share in 2024.

AI Analysis | Feedback

Here are 3-5 expected drivers of future revenue growth for Cummins (CMI) over the next 2-3 years:

  1. Growth in Power Systems, Driven by Data Center Demand

    Cummins anticipates significant revenue growth from its Power Systems segment, primarily fueled by the accelerating demand for data centers. This surge is attributed to increased digitization, cloud adoption, and the rapid expansion of artificial intelligence (AI) infrastructure. The company is actively expanding capacity, investing in vertical integration, and launching new products and platforms to capitalize on the estimated 7-10% market growth in data centers through 2030.

  2. Expansion of Accelera by Cummins and Zero-Emissions Technologies

    Accelera, Cummins' business unit focused on zero-emissions solutions, is projected to be a key growth driver, with the company aiming for the segment to reach breakeven by 2027. This growth is expected through entry into new markets, strategic partnerships, and an increased share of wallet with existing customers. Cummins continues to invest in the development and deployment of new products and capabilities, such as increased electrolyzer installations, as part of its "Destination Zero" strategy to support the energy transition.

  3. Introduction of New, Environmentally Compliant Products

    New product launches, such as the X15N natural gas engine (part of the HELM platform), are expected to contribute to market share gains in the trucking industry. These innovations align with evolving environmental regulations and customer demand for reduced carbon emissions, positioning Cummins to capture new business.

  4. Strategic Pricing Actions and Operational Efficiencies

    Cummins has consistently implemented pricing actions and focused on operational improvements across its segments. These strategies have contributed to increased revenues and improved margins, and are expected to continue supporting top-line growth and profitability in the coming years.

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Share Repurchases

  • Cummins authorized a new $2 billion share repurchase program in December 2021, to commence upon the completion of its 2019 $2 billion program.
  • The company repurchased $374 million of common stock in 2022.
  • No share repurchases were made in 2023, 2024, or the second quarter of 2025. As of December 31, 2024, $218 million remained available under the 2019 repurchase program.

Share Issuance

  • On March 18, 2024, Cummins completed the divestiture of its remaining 80.5% ownership of Atmus Filtration Technologies Inc. through a tax-free split-off, which reduced outstanding common stock by 5.6 million shares.

Inbound Investments

  • Cummins received a $2.1 million grant (prize money) on September 29, 2025, from the Department of Energy and other investors.

Outbound Investments

  • In February 2025, Cummins announced the acquisition of Meritor Inc. for $3.7 billion in an all-cash deal.
  • In February 2025, Cummins also acquired assets of First Mode, including hybrid mining and rail product lines, and its full technology portfolio, which features hydrogen and battery powertrain solutions.
  • In April 2023, Cummins signed a definitive agreement with Tata Motors to manufacture low-to zero-emissions technology products in India, establishing a new entity called TCPL Green Energy Solutions (GES).

Capital Expenditures

  • Cummins' capital expenditures were $734 million in 2021, $916 million in 2022, $1.213 billion in 2023, and $1.208 billion in 2024.
  • The company planned to spend an estimated $1.2 billion to $1.3 billion in 2023 on capital expenditures, with over 60% of these investments focused in North America on new product lines and targeted capacity expansions.
  • Cummins is investing over $1 billion to modernize engine plants in New York, North Carolina, and Indiana, and $10 million to convert a Minnesota plant to produce hydrogen electrolyzers, supporting its "Destination Zero" goal. Additionally, the Cummins Group plans to invest about $1 billion in its India operations over the next decade for the transition to hydrogen and other green energy technologies.

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Trade Ideas

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Unique KeyDateTickerCompanyCategoryTrade Strategy6M Fwd Rtn12M Fwd Rtn12M Max DD
CNM_11212025_Dip_Buyer_FCFYield11212025CNMCore & MainDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
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VRRM_11212025_Dip_Buyer_FCFYield11212025VRRMVerra MobilityDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
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LII_11212025_Dip_Buyer_ValueBuy11212025LIILennox InternationalDip BuyDB | P/E OPMDip Buy with Low PE and High Margin
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6.9%6.9%0.0%
ADP_11212025_Monopoly_xInd_xCD_Getting_Cheaper11212025ADPAutomatic Data ProcessingMonopolyMY | Getting CheaperMonopoly-Like with P/S Decline
Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple
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CW_11212025_Quality_Momentum_RoomToRun_10%11212025CWCurtiss-WrightQualityQ | Momentum | UpsideQuality Stocks with Momentum and Upside
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Peer Comparisons for Cummins

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Financials

CMICATPCARDEETNBWAMedian
NameCummins Caterpil.PACCAR Deere Eaton BorgWarn. 
Mkt Price517.60583.76111.51467.44323.6745.42395.56
Mkt Cap71.4273.558.6126.3125.89.798.6
Rev LTM33,58164,67129,53244,66426,63314,18331,556
Op Inc LTM3,75411,4153,3658,4155,0491,3174,402
FCF LTM2,2787,5603,1943,2313,3221,2613,212
FCF 3Y Avg1,5948,6163,0053,9273,1148163,060
CFO LTM3,50911,5414,7177,4594,1041,7114,411
CFO 3Y Avg2,78611,9364,4508,4263,8811,4794,166

Growth & Margins

CMICATPCARDEETNBWAMedian
NameCummins Caterpil.PACCAR Deere Eaton BorgWarn. 
Rev Chg LTM-1.8%-1.5%-15.2%-11.6%8.2%0.1%-1.7%
Rev Chg 3Y Avg9.4%4.9%3.8%-3.4%9.7%7.8%6.3%
Rev Chg Q-1.6%9.5%-19.0%11.7%10.1%4.1%6.8%
QoQ Delta Rev Chg LTM-0.4%2.4%-5.0%2.9%2.5%1.0%1.7%
Op Mgn LTM11.2%17.7%11.4%18.8%19.0%9.3%14.5%
Op Mgn 3Y Avg10.4%18.9%14.4%21.9%17.8%9.1%16.1%
QoQ Delta Op Mgn LTM0.0%-0.6%-1.0%-1.1%0.1%0.1%-0.3%
CFO/Rev LTM10.4%17.8%16.0%16.7%15.4%12.1%15.7%
CFO/Rev 3Y Avg8.3%18.2%13.7%16.4%15.8%10.5%14.7%
FCF/Rev LTM6.8%11.7%10.8%7.2%12.5%8.9%9.9%
FCF/Rev 3Y Avg4.8%13.1%9.2%7.6%12.6%5.8%8.4%

Valuation

CMICATPCARDEETNBWAMedian
NameCummins Caterpil.PACCAR Deere Eaton BorgWarn. 
Mkt Cap71.4273.558.6126.3125.89.798.6
P/S2.14.22.02.84.70.72.5
P/EBIT17.122.317.413.425.117.617.5
P/E26.829.521.825.132.072.428.1
P/CFO20.423.712.416.930.75.718.6
Total Yield5.2%4.4%8.4%5.3%3.4%2.0%4.8%
Dividend Yield1.4%1.0%3.8%1.4%0.3%0.6%1.2%
FCF Yield 3Y Avg3.8%4.9%6.1%3.4%2.7%9.2%4.3%
D/E0.10.20.30.50.10.40.2
Net D/E0.10.10.10.40.10.20.1

Returns

CMICATPCARDEETNBWAMedian
NameCummins Caterpil.PACCAR Deere Eaton BorgWarn. 
1M Rtn4.6%3.0%7.6%-6.2%-3.9%4.6%3.8%
3M Rtn25.6%26.2%18.6%0.2%-11.0%5.1%11.8%
6M Rtn61.2%53.9%19.8%-7.5%-6.5%36.3%28.0%
12M Rtn49.2%61.2%8.8%9.5%-4.0%43.3%26.4%
3Y Rtn130.4%156.1%86.0%11.5%115.5%34.4%100.7%
1M Excs Rtn3.2%0.9%6.8%-7.4%-5.4%3.0%1.9%
3M Excs Rtn20.6%21.3%13.6%-4.8%-16.0%0.1%6.9%
6M Excs Rtn48.3%41.0%6.9%-20.3%-19.4%23.4%15.2%
12M Excs Rtn33.4%45.0%-8.2%-7.3%-19.9%27.7%10.2%
3Y Excs Rtn52.8%82.9%7.1%-69.0%37.1%-49.2%22.1%

Financials

Segment Financials

Revenue by Segment
$ Mil20242023202220212020
Components13,4099,7367,6654,6505,253
Engine11,68410,9459,9545,9257,570
Distribution10,2498,9297,7727,1108,040
Power Systems5,6735,0334,4152,0552,670
Accelera3541981167138
Intersegment sales-7,304-6,767-5,901  
Total34,06528,07424,02119,81123,571


Price Behavior

Price Behavior
Market Price$517.60 
Market Cap ($ Bil)71.4 
First Trading Date12/18/1984 
Distance from 52W High-1.3% 
   50 Days200 Days
DMA Price$471.01$377.87
DMA Trendupup
Distance from DMA9.9%37.0%
 3M1YR
Volatility30.6%31.5%
Downside Capture95.10120.49
Upside Capture180.62142.86
Correlation (SPY)44.4%74.4%
CMI Betas & Captures as of 11/30/2025

 1M2M3M6M1Y3Y
Beta0.950.850.931.101.161.03
Up Beta1.32-0.240.070.601.030.95
Down Beta1.211.030.871.131.241.06
Up Capture204%174%181%187%159%133%
Bmk +ve Days12253873141426
Stock +ve Days12243476136404
Down Capture17%64%81%85%110%101%
Bmk -ve Days7162452107323
Stock -ve Days7172849111345

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
 Comparison of CMI With Other Asset Classes (Last 1Y)
 CMISector ETFEquityGoldCommoditiesReal EstateBitcoin
Annualized Return51.0%20.9%19.2%71.9%8.9%6.0%-10.1%
Annualized Volatility31.2%18.8%19.5%19.3%15.3%17.1%35.0%
Sharpe Ratio1.330.870.782.690.360.18-0.12
Correlation With Other Assets 78.9%74.3%-2.2%26.2%48.0%29.1%

ETFs used for asset classes: Sector ETF = XLI, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 5-Year Data
 Comparison of CMI With Other Asset Classes (Last 5Y)
 CMISector ETFEquityGoldCommoditiesReal EstateBitcoin
Annualized Return21.3%14.0%14.9%18.7%11.7%4.8%32.7%
Annualized Volatility26.4%17.2%17.1%15.5%18.7%18.9%48.7%
Sharpe Ratio0.740.660.700.970.510.170.60
Correlation With Other Assets 72.7%59.9%5.8%21.0%45.3%22.3%

ETFs used for asset classes: Sector ETF = XLI, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
 Comparison of CMI With Other Asset Classes (Last 10Y)
 CMISector ETFEquityGoldCommoditiesReal EstateBitcoin
Annualized Return22.8%13.4%14.7%14.9%6.9%5.2%69.3%
Annualized Volatility27.6%19.9%18.0%14.8%17.6%20.8%55.8%
Sharpe Ratio0.780.600.700.830.310.220.90
Correlation With Other Assets 75.3%63.8%0.4%27.7%46.3%12.8%

ETFs used for asset classes: Sector ETF = XLI, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, and Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How

Short Interest

Short Interest: As Of Date12152025
Short Interest: Shares Quantity1,558,500
Short Interest: % Change Since 11302025-19.0%
Average Daily Volume890,631
Days-to-Cover Short Interest1.75
Basic Shares Quantity138,000,000
Short % of Basic Shares1.1%

Earnings Returns History

Expand for More
 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
11/6/20255.4%9.2%16.1%
8/5/20253.2%7.4%9.0%
5/5/20250.8%2.3%8.8%
2/4/20254.4%7.4%0.2%
11/5/20248.9%10.1%16.8%
8/1/20244.9%0.1%6.6%
5/2/2024-1.3%1.8%-0.2%
2/6/20244.3%6.5%14.1%
...
SUMMARY STATS   
# Positive141618
# Negative1086
Median Positive3.5%3.6%7.2%
Median Negative-1.4%-2.4%-11.9%
Max Positive8.9%10.1%16.8%
Max Negative-7.5%-9.0%-16.0%

SEC Filings

Expand for More
Report DateFiling DateFiling
93020251106202510-Q 9/30/2025
6302025805202510-Q 6/30/2025
3312025505202510-Q 3/31/2025
12312024211202510-K 12/31/2024
93020241105202410-Q 9/30/2024
6302024801202410-Q 6/30/2024
3312024502202410-Q 3/31/2024
12312023212202410-K 12/31/2023
93020231102202310-Q 9/30/2023
6302023803202310-Q 6/30/2023
3312023502202310-Q 3/31/2023
12312022214202310-K 12/31/2022
93020221104202210-Q 9/30/2022
6302022803202210-Q 6/30/2022
3312022503202210-Q 3/31/2022
12312021208202210-K 12/31/2021