American International (AIG)
Market Price (1/8/2026): $77.98 | Market Cap: $43.1 BilSector: Financials | Industry: Multi-line Insurance
American International (AIG)
Market Price (1/8/2026): $77.98Market Cap: $43.1 BilSector: FinancialsIndustry: Multi-line Insurance
Investment Highlights Why It Matters Detailed financial logic regarding cash flow yields vs trend-riding momentum.
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 9.8%, Dividend Yield is 2.3%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 5.7%, FCF Yield is 6.5% | Weak multi-year price returns2Y Excs Rtn is -29%, 3Y Excs Rtn is -49% | Weak revenue growthRev Chg QQuarterly Revenue Change % is -5.2% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -64% | Key risksAIG key risks include [1] diminished financial strength, Show more. | |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 10%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 10%, CFO LTM is 2.8 Bil, FCF LTM is 2.8 Bil | ||
| Low stock price volatilityVol 12M is 26% | ||
| Megatrend and thematic driversMegatrends include AI in Financial Services, Digital & Alternative Assets, and Sustainable Finance. Themes include AI for Fraud Detection, Show more. |
| Attractive yieldTotal YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 9.8%, Dividend Yield is 2.3%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 5.7%, FCF Yield is 6.5% |
| Cash is significant % of market capNet D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -64% |
| Attractive cash flow generationCFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 10%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 10%, CFO LTM is 2.8 Bil, FCF LTM is 2.8 Bil |
| Low stock price volatilityVol 12M is 26% |
| Megatrend and thematic driversMegatrends include AI in Financial Services, Digital & Alternative Assets, and Sustainable Finance. Themes include AI for Fraud Detection, Show more. |
| Weak multi-year price returns2Y Excs Rtn is -29%, 3Y Excs Rtn is -49% |
| Weak revenue growthRev Chg QQuarterly Revenue Change % is -5.2% |
| Key risksAIG key risks include [1] diminished financial strength, Show more. |
Why The Stock Moved
Qualitative Assessment
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1. CEO Transition Announcement Caused Significant Decline in Early January 2026.
American International Group (AIG) shares experienced a substantial drop in early January 2026 following the announcement that Chairman and CEO Peter Zaffino intends to transition to Executive Chair by mid-year, with Eric Andersen joining as President and CEO-Elect. Analysts noted that the lack of a clear explanation for Zaffino's departure created uncertainty and potential discontinuity in management ranks, contributing to the stock's negative reaction, which saw shares tumble by 6.9% to over 8% on January 6, 2026 alone.
2. Analyst Downgrade in December 2025.
In early December 2025, Barclays downgraded AIG's stock from an "Overweight" rating to "Equal-Weight," indicating a less favorable outlook from the investment firm and potentially influencing investor sentiment negatively.
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Stock Movement Drivers
Fundamental Drivers
The -0.7% change in AIG stock from 10/31/2025 to 1/8/2026 was primarily driven by a -5.9% change in the company's P/E Multiple.| 10312025 | 1082026 | Change | |
|---|---|---|---|
| Stock Price ($) | 78.55 | 77.98 | -0.72% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 27743.00 | 27390.00 | -1.27% |
| Net Income Margin (%) | 11.53% | 11.90% | 3.19% |
| P/E Multiple | 14.06 | 13.24 | -5.87% |
| Shares Outstanding (Mil) | 572.82 | 553.31 | 3.41% |
| Cumulative Contribution | -0.84% |
Market Drivers
10/31/2025 to 1/8/2026| Return | Correlation | |
|---|---|---|
| AIG | -0.8% | |
| Market (SPY) | 1.1% | -13.3% |
| Sector (XLF) | 6.7% | 23.6% |
Fundamental Drivers
The 1.6% change in AIG stock from 7/31/2025 to 1/8/2026 was primarily driven by a 6.8% change in the company's Shares Outstanding (Mil).| 7312025 | 1082026 | Change | |
|---|---|---|---|
| Stock Price ($) | 76.77 | 77.98 | 1.57% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 27271.00 | 27390.00 | 0.44% |
| P/S Multiple | 1.67 | 1.58 | -5.77% |
| Shares Outstanding (Mil) | 593.84 | 553.31 | 6.83% |
| Cumulative Contribution | 1.10% |
Market Drivers
7/31/2025 to 1/8/2026| Return | Correlation | |
|---|---|---|
| AIG | 1.5% | |
| Market (SPY) | 9.4% | 8.6% |
| Sector (XLF) | 7.1% | 41.9% |
Fundamental Drivers
The 8.1% change in AIG stock from 1/31/2025 to 1/8/2026 was primarily driven by a 13.8% change in the company's Shares Outstanding (Mil).| 1312025 | 1082026 | Change | |
|---|---|---|---|
| Stock Price ($) | 72.12 | 77.98 | 8.13% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 26623.00 | 27390.00 | 2.88% |
| P/S Multiple | 1.74 | 1.58 | -9.36% |
| Shares Outstanding (Mil) | 641.62 | 553.31 | 13.76% |
| Cumulative Contribution | 6.08% |
Market Drivers
1/31/2025 to 1/8/2026| Return | Correlation | |
|---|---|---|
| AIG | 8.0% | |
| Market (SPY) | 15.6% | 42.6% |
| Sector (XLF) | 9.7% | 60.3% |
Fundamental Drivers
The 31.9% change in AIG stock from 1/31/2023 to 1/8/2026 was primarily driven by a 322.5% change in the company's P/E Multiple.| 1312023 | 1082026 | Change | |
|---|---|---|---|
| Stock Price ($) | 59.13 | 77.98 | 31.87% |
| Change Contribution By | LTM | LTM | |
| Total Revenues ($ Mil) | 56881.00 | 27390.00 | -51.85% |
| Net Income Margin (%) | 25.32% | 11.90% | -53.00% |
| P/E Multiple | 3.13 | 13.24 | 322.52% |
| Shares Outstanding (Mil) | 763.05 | 553.31 | 27.49% |
| Cumulative Contribution | 21.91% |
Market Drivers
1/31/2023 to 1/8/2026| Return | Correlation | |
|---|---|---|
| AIG | 31.7% | |
| Market (SPY) | 75.9% | 42.9% |
| Sector (XLF) | 59.9% | 66.0% |
Price Returns Compared
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Total [1] | |
|---|---|---|---|---|---|---|---|
| Returns | |||||||
| AIG Return | 54% | 14% | 10% | 10% | 20% | -10% | 128% |
| Peers Return | 27% | 14% | 4% | 28% | 9% | -0% | 110% |
| S&P 500 Return | 27% | -19% | 24% | 23% | 16% | 1% | 84% |
Monthly Win Rates [3] | |||||||
| AIG Win Rate | 67% | 67% | 58% | 58% | 67% | 0% | |
| Peers Win Rate | 57% | 63% | 60% | 65% | 58% | 20% | |
| S&P 500 Win Rate | 75% | 42% | 67% | 75% | 67% | 100% | |
Max Drawdowns [4] | |||||||
| AIG Max Drawdown | -2% | -15% | -25% | -1% | -3% | -10% | |
| Peers Max Drawdown | -4% | -7% | -21% | -1% | -10% | -1% | |
| S&P 500 Max Drawdown | -1% | -25% | -1% | -2% | -15% | 0% | |
[1] Cumulative total returns since the beginning of 2021
[2] Peers: MET, PRU, CB, ALL, TRV. See AIG Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2026 data is for the year up to 1/8/2026 (YTD)
How Low Can It Go
| Event | AIG | S&P 500 |
|---|---|---|
| 2022 Inflation Shock | ||
| % Loss | -26.9% | -25.4% |
| % Gain to Breakeven | 36.9% | 34.1% |
| Time to Breakeven | 243 days | 464 days |
| 2020 Covid Pandemic | ||
| % Loss | -65.5% | -33.9% |
| % Gain to Breakeven | 190.0% | 51.3% |
| Time to Breakeven | 513 days | 148 days |
| 2018 Correction | ||
| % Loss | -45.6% | -19.8% |
| % Gain to Breakeven | 83.7% | 24.7% |
| Time to Breakeven | 1,828 days | 120 days |
| 2008 Global Financial Crisis | ||
| % Loss | -100.0% | -56.8% |
| % Gain to Breakeven | 306440.1% | 131.3% |
| Time to Breakeven | Not Fully Recovered days | 1,480 days |
Compare to MET, PRU, CB, ALL, TRV
In The Past
American International's stock fell -26.9% during the 2022 Inflation Shock from a high on 1/6/2023. A -26.9% loss requires a 36.9% gain to breakeven.
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AI Analysis | Feedback
- It's like MetLife, but also a major global provider of property and casualty insurance.
- It's like a global Allstate, but with a large life insurance and retirement products division.
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Major Services of American International Group (AIG)
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Commercial Property & Casualty Insurance
Provides businesses with coverage for property damage, operational liabilities, and various business interruption risks.
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Specialty Insurance
Offers tailored insurance solutions for niche industries and complex risks, including aviation, marine, energy, and political risk.
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Financial Lines Insurance
Provides coverage for management liability (D&O), professional indemnity (E&O), cyber risk, and other financial exposures for companies.
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Personal Insurance
Offers a range of insurance products, including homeowners, automobile, and excess liability, primarily for high-net-worth individuals.
AI Analysis | Feedback
American International Group (AIG) is a global insurance organization that serves a vast and diverse customer base across both business-to-business (B2B) and business-to-consumer (B2C) segments. Due to the nature of its insurance and retirement solutions business, AIG does not have a small number of "major" named corporate customers in the traditional sense, nor does it sell primarily to individuals in a way that excludes its significant commercial operations. Instead, it serves broad categories of clients.
AIG's major customer categories include:
- Individual Consumers: This category encompasses individuals and families seeking various forms of personal protection and financial security. This includes customers purchasing personal auto insurance, homeowners insurance, travel insurance, individual life insurance policies, and annuities for retirement savings and income.
- Commercial Businesses and Corporations: This category includes a wide spectrum of enterprises, from small and medium-sized businesses (SMBs) to large multinational corporations. These customers purchase a comprehensive range of commercial insurance solutions, including property, casualty, liability, professional liability, marine, aviation, energy, construction, and other specialty coverages across diverse industries (e.g., technology, manufacturing, financial services, healthcare, transportation).
- Institutional Clients and Employers: This category primarily consists of employers (both corporate and public sector) who partner with AIG to provide group retirement plans and solutions for their employees. It also includes other financial institutions or fiduciaries that utilize AIG's investment management and financial products.
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Peter Zaffino, Chairman & Chief Executive Officer
Peter Zaffino has over 35 years of experience in the insurance and reinsurance industry. He joined AIG in 2017 as Global Chief Operating Officer, became Chief Executive Officer in 2021, and was appointed Chairman of the Board of Directors in 2022. Prior to joining AIG, Mr. Zaffino held executive leadership roles at Marsh & McLennan Companies (MMC), where he served as Chairman of MMC's Risk and Insurance businesses, Chief Executive Officer of Marsh, and President & Chief Executive Officer of Guy Carpenter. Before his time at MMC, he held senior roles within GE Capital, specializing in alternative risk reinsurance.
Sabra Purtill, Executive Vice President and Chief Financial Officer
Sabra Purtill is the Executive Vice President and Chief Financial Officer of AIG, a role she assumed in January 2023. She initially joined AIG in 2019 as Deputy Chief Financial Officer and Treasurer, later serving as Chief Risk Officer from 2021-2022, and as Chief Investment Officer of Corebridge Financial. Before her tenure at AIG, Ms. Purtill held senior leadership positions in Finance and Investor Relations at The Hartford Financial Services Group, Inc. She also served as Managing Director, Investor Relations & Communications at Assured Guaranty Ltd. and as a Corporate Finance Officer at ACE Limited (now Chubb Limited), where she led the initial public offering of Assured Guaranty Ltd. Her career began in corporate finance at Chase Manhattan Bank, N.A.
Rose Marie Glazer, Executive Vice President, General Counsel
Rose Marie Glazer serves as Executive Vice President, General Counsel for AIG. Her appointment as General Counsel was noted in November.
Claude Wade, Executive Vice President, Chief Digital Officer, Head of Global Business Operations and IT
Claude Wade holds the position of Executive Vice President, Chief Digital Officer, and Head of Global Business Operations and IT at AIG.
Roshan Navagamuwa, Executive Vice President, Chief Information Officer
Roshan Navagamuwa is the Executive Vice President and Chief Information Officer at AIG, a role he assumed in 2024.
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The American International Group (AIG) faces several key risks to its business operations and financial performance:
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Financial Strength, Profitability, and Growth Concerns: AIG has shown diminished rankings in financial strength, growth, and valuation. The company's revenue has declined, and its net margin has trended downward over the past five years, indicating challenges in maintaining profitability. Additionally, a low cash-to-debt ratio suggests potential struggles in managing existing debt levels.
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Exposure to Catastrophic Events: As a major player in the property and casualty insurance sector, AIG is highly vulnerable to natural disasters and other catastrophic events. Such events can lead to significant financial losses due to large claim payouts, impacting the company's profitability and financial stability.
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Regulatory Pressures and Intense Market Competition: The insurance industry is subject to stringent regulations across various jurisdictions, which can increase AIG's operational costs and limit its business flexibility. Furthermore, the company operates in a highly competitive market, facing intense rivalry from other large insurance companies, which can affect its market share and overall profitability.
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- Climate Change Impact: The increasing frequency and severity of natural catastrophes (e.g., wildfires, hurricanes, floods) globally pose a clear emerging threat. This directly impacts AIG's General Insurance segment through higher claims payouts, increased volatility in underwriting results, challenges in accurate risk modeling and pricing, and potential pressure on reinsurance markets. The ability to profitably underwrite property and casualty risks in increasingly climate-affected regions is being significantly challenged.
- Insurtech Disruption and Data-Driven Competition: The proliferation of agile Insurtech startups and technologically advanced competitors leveraging artificial intelligence, big data analytics, and automation is an emerging threat. These companies can offer more personalized products, streamlined customer experiences, and potentially lower operating costs, pressuring traditional insurers like AIG on market share, pricing power, and the need for significant investment in digital transformation and modernization of legacy systems.
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American International Group (AIG) operates primarily in two main product and service areas: General Insurance (Property and Casualty) and Life & Retirement.
General Insurance (Property & Casualty)
- Global Market: The global property and casualty insurance market was valued at approximately USD 3.97 trillion in 2024 and is projected to reach about USD 8.81 trillion by 2034. Another estimate places the global market at USD 1.8 trillion in 2023, expected to grow to USD 2.62 trillion by 2030.
- North America Market: The North America property and casualty insurance market was sized at approximately USD 1.27 trillion in 2024 and is anticipated to reach around USD 2.86 trillion by 2034. North America held the largest revenue share in the global market, accounting for 30.2% in 2023 and 43.99% in 2024. The U.S. property and casualty insurance market specifically was estimated at USD 890 billion in 2024 and is projected to reach approximately USD 2.02 trillion by 2034.
Life & Retirement
- Global Life Insurance Market: The global life insurance market was estimated at USD 7.55 trillion in 2024 and is predicted to grow to approximately USD 18.03 trillion by 2034. Another source states the global life insurance market is projected to grow from USD 4.57 trillion in 2024 to USD 4.97 trillion in 2025, reaching USD 8.84 trillion by 2032.
- North America Life & Retirement Market: The North American life insurance market had total gross written premiums of USD 758.8 billion in 2022. The market generated a revenue of USD 552.435 billion in 2020 and is expected to reach USD 917.335 billion by 2027. North America accounted for the largest revenue share in the global life insurance market in 2024, at 32%. The pension/annuity segment within the North American life insurance market accounted for USD 456.3 billion in gross written premiums in 2022, representing 60.1% of the market's overall value.
For AIG's standalone technology-enabled subsidiary, market size information for its addressable market is null, as it enhances the other core businesses rather than having a distinct external product market.
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American International Group (AIG) is expected to drive future revenue growth over the next two to three years through several key initiatives and market trends:
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Expansion in Global Commercial Lines: AIG anticipates continued robust growth within its Global Commercial Lines, especially in North America Commercial, focusing on casualty and excess lines. The company has demonstrated strong new business generation and high retention rates in these segments, indicating a solid foundation for ongoing revenue expansion.
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Increased Net Investment Income: AIG's investment strategy focuses on reallocating assets towards higher-yield fixed maturities and private credit, which, combined with a favorable interest rate environment, is expected to boost net investment income. This has already contributed to a significant increase in net investment income year-over-year.
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Strategic Acquisitions and Investments: Recent strategic moves, such as investments in Convex Group, a global specialty insurer, and Onex Corporation, a global asset manager, are poised to expand AIG's international presence and underwriting capabilities. Additionally, the acquisition of renewal rights for a majority of Everest Group's global retail commercial insurance portfolios, representing substantial aggregate premiums, is expected to directly enhance its revenue base.
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Enhanced Operational Efficiency and Digital Transformation: Through initiatives like "AIG Next" and the adoption of advanced technologies such as GenAI, AIG aims to improve operational efficiencies, streamline processes, and increase submission rates. These efforts contribute to revenue growth by strengthening competitive advantage, improving underwriting discipline, and enhancing the conversion of potential business.
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Targeted Growth in Specific Product Niches: AIG has identified and is pursuing significant growth opportunities in targeted areas, including Programs, Western World, and Excess Casualty. This focused approach on specific, high-potential product lines is expected to contribute to specialized revenue expansion within its insurance offerings.
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Share Repurchases
- AIG returned approximately $6 billion to shareholders year-to-date through Q3 2025, including approximately $1.25 billion in Q3 2025 and $2.2 billion in Q1 2025.
- In the first half of 2025, AIG completed $4 billion in share buybacks, with an additional $467 million repurchased from July 1 to August 1, 2025.
- A new share repurchase program of up to $7.5 billion was authorized, effective April 1, 2025, which includes approximately $3.4 billion remaining under the prior authorization.
Share Issuance
- AIG reduced its ownership of Corebridge Financial common stock to 22.7% as of December 31, 2024, generating aggregate gross proceeds of $6.0 billion through various sale transactions.
- In Q3 2025, AIG's ownership of Corebridge common stock was further reduced to 15.5% due to the sale of shares for aggregate proceeds of approximately $1 billion.
- A secondary offering of 32.6 million Corebridge Financial shares by AIG, representing about $1.0 billion in gross proceeds, was expected to close on November 6, 2025.
Inbound Investments
- Blackstone Group acquired a 9.9% stake in AIG's life and retirement unit (Corebridge Financial) for $2.2 billion in cash in July 2021.
- AIG partnered with private equity firm Stone Point Capital to form a new independent managing general agent (MGA) called Private Client Select Insurance Services (PCS), which began producing business in Q3 2023.
Outbound Investments
- On October 30, 2025, AIG announced strategic minority investments, including a 35% equity interest in Convex Group Limited for approximately $2.1 billion.
- AIG also acquired a 9.9% ownership stake in Onex Corporation for approximately $646 million and committed up to $2.0 billion to Onex investment funds over three years.
- On October 27, 2025, AIG agreed to acquire the renewal rights for a majority of Everest Group's global retail commercial insurance portfolios, representing approximately $2 billion of aggregate premium.
Capital Expenditures
- AIG is actively deploying generative AI across its operations, partnering with Palantir and Anthropic, to accelerate underwriting and improve risk selection.
- The AIG Next Program, aimed at simplifying the company and integrating operations, is expected to fully realize $500 million in savings in 2025.
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Peer Comparisons for American International
| Peers to compare with: |
Financials
| Median | |
|---|---|
| Name | |
| Mkt Price | 164.93 |
| Mkt Cap | 54.3 |
| Rev LTM | 58,413 |
| Op Inc LTM | - |
| FCF LTM | 9,310 |
| FCF 3Y Avg | 7,768 |
| CFO LTM | 9,406 |
| CFO 3Y Avg | 7,883 |
Growth & Margins
| Median | |
|---|---|
| Name | |
| Rev Chg LTM | 4.8% |
| Rev Chg 3Y Avg | 10.0% |
| Rev Chg Q | -0.9% |
| QoQ Delta Rev Chg LTM | -0.2% |
| Op Mgn LTM | - |
| Op Mgn 3Y Avg | - |
| QoQ Delta Op Mgn LTM | - |
| CFO/Rev LTM | 17.0% |
| CFO/Rev 3Y Avg | 19.5% |
| FCF/Rev LTM | 16.8% |
| FCF/Rev 3Y Avg | 19.5% |
Segment Financials
Revenue by Segment| $ Mil | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| North America Commercial | 10,233 | ||||
| International Commercial | 7,964 | ||||
| Global Personal | 6,894 | ||||
| Net investment income | 3,446 | ||||
| Net results of businesses in run-off | 475 | ||||
| Other income | 6 | 49 | 46 | ||
| Net impact from elimination of international reporting lag | 3 | ||||
| Elimination and consolidations | -5 | ||||
| Net realized gains (losses) | -1,078 | -148 | 395 | ||
| General Insurance | 28,361 | 28,361 | 26,587 | 29,882 | |
| Life and Retirement | 19,574 | 19,594 | 17,275 | 16,356 | |
| Other Operations | 347 | 347 | 823 | 3,060 | |
| Changes in the fair value of equity securities | 200 | 158 | |||
| Changes in the fair values of equity securities and American International Group, Inc (AIG's) | 56 | 228 | |||
| Net investment income on Fortitude Re funds withheld assets | 1,053 | ||||
| Net realized gains (losses) on Fortitude Re funds withheld embedded derivative | -2,645 | ||||
| Net realized losses on Fortitude Re funds withheld assets | 463 | ||||
| Non-operating litigation reserves and settlements | 23 | 9 | |||
| American International Group Consolidation and elimination | -388 | ||||
| Total | 27,938 | 48,282 | 48,302 | 43,736 | 49,746 |
Price Behavior
| Market Price | $77.90 | |
| Market Cap ($ Bil) | 43.1 | |
| First Trading Date | 09/07/1984 | |
| Distance from 52W High | -10.0% | |
| 50 Days | 200 Days | |
| DMA Price | $79.66 | $80.33 |
| DMA Trend | indeterminate | up |
| Distance from DMA | -2.2% | -3.0% |
| 3M | 1YR | |
| Volatility | 30.0% | 25.7% |
| Downside Capture | 4.12 | 28.54 |
| Upside Capture | -26.21 | 34.43 |
| Correlation (SPY) | 2.3% | 40.7% |
| 1M | 2M | 3M | 6M | 1Y | 3Y | |
|---|---|---|---|---|---|---|
| Beta | 0.19 | -0.19 | 0.17 | 0.22 | 0.54 | 0.69 |
| Up Beta | 2.19 | -0.18 | 0.03 | 0.37 | 0.68 | 0.78 |
| Down Beta | -1.75 | -0.74 | 0.34 | 0.15 | 0.64 | 0.73 |
| Up Capture | 207% | 37% | 35% | 16% | 29% | 29% |
| Bmk +ve Days | 11 | 23 | 37 | 72 | 143 | 431 |
| Stock +ve Days | 13 | 21 | 35 | 63 | 134 | 407 |
| Down Capture | -68% | -36% | -9% | 26% | 36% | 83% |
| Bmk -ve Days | 11 | 18 | 27 | 55 | 108 | 320 |
| Stock -ve Days | 8 | 18 | 26 | 60 | 113 | 338 |
[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively
Based On 1-Year Data
| AIG vs. Other Asset Classes (Last 1Y) | |||||||
|---|---|---|---|---|---|---|---|
| AIG | Sector ETF | Equity | Gold | Commodities | Real Estate | Bitcoin | |
| Annualized Return | 9.3% | 16.2% | 17.5% | 69.0% | 6.5% | 3.7% | -7.1% |
| Annualized Volatility | 25.6% | 19.1% | 19.3% | 19.9% | 15.4% | 17.0% | 34.8% |
| Sharpe Ratio | 0.31 | 0.66 | 0.71 | 2.52 | 0.21 | 0.05 | -0.06 |
| Correlation With Other Assets | 60.1% | 40.4% | 1.4% | 18.2% | 45.0% | 7.1% | |
ETFs used for asset classes: Sector ETF = XLF, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, Bitcoin = BTCUSD
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Based On 5-Year Data
| AIG vs. Other Asset Classes (Last 5Y) | |||||||
|---|---|---|---|---|---|---|---|
| AIG | Sector ETF | Equity | Gold | Commodities | Real Estate | Bitcoin | |
| Annualized Return | 18.4% | 15.8% | 14.6% | 18.3% | 11.7% | 5.0% | 25.9% |
| Annualized Volatility | 27.1% | 18.9% | 17.1% | 15.7% | 18.8% | 18.9% | 48.5% |
| Sharpe Ratio | 0.63 | 0.70 | 0.69 | 0.94 | 0.50 | 0.18 | 0.52 |
| Correlation With Other Assets | 75.5% | 52.5% | 0.0% | 21.0% | 42.2% | 19.3% | |
ETFs used for asset classes: Sector ETF = XLF, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Based On 10-Year Data
| AIG vs. Other Asset Classes (Last 10Y) | |||||||
|---|---|---|---|---|---|---|---|
| AIG | Sector ETF | Equity | Gold | Commodities | Real Estate | Bitcoin | |
| Annualized Return | 4.8% | 13.1% | 14.7% | 15.0% | 7.0% | 5.1% | 71.1% |
| Annualized Volatility | 32.5% | 22.3% | 18.0% | 14.8% | 17.6% | 20.8% | 55.7% |
| Sharpe Ratio | 0.23 | 0.55 | 0.70 | 0.84 | 0.32 | 0.22 | 0.91 |
| Correlation With Other Assets | 78.1% | 61.6% | -3.4% | 28.7% | 53.7% | 16.3% | |
ETFs used for asset classes: Sector ETF = XLF, Equity = SPY, Gold = GLD, Commodities = DBC, Real Estate = VNQ, Bitcoin = BTCUSD
Smart multi-asset allocation framework can stack odds in your favor. Learn How
Returns Analyses
Earnings Returns History
Expand for More| Forward Returns | |||
|---|---|---|---|
| Earnings Date | 1D Returns | 5D Returns | 21D Returns |
| 11/4/2025 | -5.4% | -5.6% | -4.6% |
| 8/6/2025 | -3.1% | 1.0% | 0.2% |
| 5/1/2025 | 3.5% | 1.2% | 6.1% |
| 2/11/2025 | 1.2% | -0.9% | 7.4% |
| 11/4/2024 | -1.2% | -1.2% | -0.5% |
| 7/31/2024 | -5.5% | -10.9% | -3.9% |
| 5/1/2024 | 3.0% | 5.4% | 4.0% |
| 2/13/2024 | -1.3% | -2.0% | 8.7% |
| ... | |||
| SUMMARY STATS | |||
| # Positive | 15 | 14 | 15 |
| # Negative | 9 | 10 | 9 |
| Median Positive | 2.7% | 3.7% | 7.4% |
| Median Negative | -3.1% | -2.3% | -4.6% |
| Max Positive | 7.8% | 14.5% | 38.1% |
| Max Negative | -7.5% | -10.9% | -46.8% |
SEC Filings
Expand for More| Report Date | Filing Date | Filing |
|---|---|---|
| 09/30/2025 | 11/05/2025 | 10-Q (09/30/2025) |
| 06/30/2025 | 08/07/2025 | 10-Q (06/30/2025) |
| 03/31/2025 | 05/02/2025 | 10-Q (03/31/2025) |
| 12/31/2024 | 02/13/2025 | 10-K (12/31/2024) |
| 09/30/2024 | 11/07/2024 | 10-Q (09/30/2024) |
| 06/30/2024 | 08/01/2024 | 10-Q (06/30/2024) |
| 03/31/2024 | 05/02/2024 | 10-Q (03/31/2024) |
| 12/31/2023 | 02/14/2024 | 10-K (12/31/2023) |
| 09/30/2023 | 11/02/2023 | 10-Q (09/30/2023) |
| 06/30/2023 | 08/02/2023 | 10-Q (06/30/2023) |
| 03/31/2023 | 05/05/2023 | 10-Q (03/31/2023) |
| 12/31/2022 | 02/17/2023 | 10-K (12/31/2022) |
| 09/30/2022 | 11/02/2022 | 10-Q (09/30/2022) |
| 06/30/2022 | 08/09/2022 | 10-Q (06/30/2022) |
| 03/31/2022 | 05/05/2022 | 10-Q (03/31/2022) |
| 12/31/2021 | 02/17/2022 | 10-K (12/31/2021) |
Industry Resources
| Financials Resources |
| Federal Reserve Economic Data |
| Federal Reserve |
| FDIC Data |
| American Banker |
| The Banker |
| Banking Technology |
| Multi-line Insurance Resources |
| Insurance Business America |
| A.M. Best |
| National Underwriter |
| Insurance News |
External Quote Links
| Y Finance | Barrons |
| TradingView | Morningstar |
| SeekingAlpha | ValueLine |
| Motley Fool | Robinhood |
| CNBC | Etrade |
| MarketWatch | Unusual Whales |
| YCharts | Perplexity Finance |
| FinViz |
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