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Investment Highlights Market Valuation Price Chart Return vs. Risk About AIG Interactive Breakdown Better Bets vs. AIG Latest Trefis Analyses Trade Ideas Recent Active Movers More From Trefis Peer Financials Peer Growth & Margins Peer Valuation Peer Returns Peer Analyses FDIC Bank Data Financials Segment Financials Price Behavior Short Interest Earnings Returns History SEC Filings Insider Activity Industry Resource Links External Quote Links

American International (AIG)

Market Price (10/22/2025): $78.36 | Market Cap: $44.9 Bil
Sector: Financials | Industry: Multi-line Insurance

American International (AIG)

Market Price (10/22/2025): $78.36
Market Cap: $44.9 Bil
Sector: Financials
Industry: Multi-line Insurance

Investment Highlights Why It Matters Which of these 2 stories sounds closer for this stock?

1. Generates cash flow

The stock generated 4% or more of the share price (called cash flow yield), and shows moderate 10-15% or more growth.

2. Riding a trend

Think Tesla during the pandemic of 2020 when EVs were riding a cultural high, or Nvidia in the current AI boom, or even Figma. These companies don’t have enough yield, or, enough growth, or both - however - they are riding a trend. They have momentum. These can be more volatile - they don’t have the floor of strong cash flow

0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 9.3%, Dividend Yield is 2.2%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 4.8%, FCF Yield is 7.0%		 Weak multi-year price returns
2Y Excs Rtn is -25%, 3Y Excs Rtn is -23%		 Weak revenue growth
Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -8.5%
1 Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -59%		  
2 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 11%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 11%, CFO LTM is 3.2 Bil, FCF LTM is 3.2 Bil		  
3 Low stock price volatility
Vol 12M is 23%		  
0 Attractive yield
Total YieldTotal Yield = Earnings Yield + Dividend Yield, Earnings Yield = Net Income / Market Cap Dividend Yield = Total Dividends / Market Cap is 9.3%, Dividend Yield is 2.2%, ERPEquity Risk Premium (ERP) = Total Yield - Risk Free Rate, Reflects the premium above risk free assets offered by the investment. is 4.8%, FCF Yield is 7.0%
1 Cash is significant % of market cap
Net D/ENet Debt/Equity. Debt net of cash. Negative indicates net cash. Equity is taken as the Market Capitalization is -59%
2 Attractive cash flow generation
CFO/Rev LTMCash Flow from Operations / Revenue (Sales), Last Twelve Months (LTM) is 11%, FCF/Rev LTMFree Cash Flow / Revenue (Sales), Last Twelve Months (LTM) is 11%, CFO LTM is 3.2 Bil, FCF LTM is 3.2 Bil
3 Low stock price volatility
Vol 12M is 23%
4 Weak multi-year price returns
2Y Excs Rtn is -25%, 3Y Excs Rtn is -23%
5 Weak revenue growth
Rev Chg 3Y AvgRevenue Change % averaged over trailing 3 years is -8.5%

Market Valuation & Key Metrics

AIGS&P 500
REVENUE GROWTH 
Rev LTM ($ Bil)27.7
Rev Chg Q7.2%6.1%
Rev Chg LTM2.2%5.2%
Rev Chg 3Y Avg-8.5%5.4%
PROFITABILITYFAIR
Op Inc LTM ($ Bil)�
CFO LTM ($ Bil)3.2
CFO/Rev LTM11.4%20.4%
Net Inc LTM ($ Bil)3.2
Net Inc Mgn11.5%12.7%
VALUATIONLOW
P/S1.63.2
P/CFO14.215.9
P/FCF14.221.0
P/E14.024.2

AIG Stock

Return vs. Risk

Price Returns Compared

 202020212022202320242025Total [1]
Returns
AIG Return-23%54%14%10%10%9%75%
Peers Return-5%30%14%5%31%3%99%
S&P 500 Return16%27%-19%24%23%15%106%

Monthly Win Rates [3]
AIG Win Rate50%67%67%58%58%67% 
Peers Win Rate57%58%60%62%65%62% 
S&P 500 Win Rate58%75%42%67%75%67% 

Max Drawdowns [4]
AIG Max Drawdown-63%-2%-15%-25%-1%-3% 
Peers Max Drawdown-48%-3%-8%-21%-1%-9% 
S&P 500 Max Drawdown-31%-1%-25%-1%-2%-15% 

[1] Cumulative total returns since the beginning of 2020
[2] Peers: TRV, ALL, MET, HIG, PRU. See AIG Returns vs. Peers.
[3] Win Rate = % of calendar months in which monthly returns were positive
[4] Max drawdown represents maximum peak-to-trough decline within a year
[5] 2025 data is for the year up to 10/21/2025 (YTD)

How Low Can It Go

Unique KeyEventAIGS&P 500
2022 Inflation Shock2022 Inflation Shock  
2022 Inflation Shock% Loss% Loss-26.9%-25.4%
2022 Inflation Shock% Gain to Breakeven% Gain to Breakeven36.9%34.1%
2022 Inflation ShockTime to BreakevenTime to Breakeven243 days464 days
2020 Covid Pandemic2020 Covid Pandemic  
2020 Covid Pandemic% Loss% Loss-65.5%-33.9%
2020 Covid Pandemic% Gain to Breakeven% Gain to Breakeven190.0%51.3%
2020 Covid PandemicTime to BreakevenTime to Breakeven513 days148 days
2018 Correction2018 Correction  
2018 Correction% Loss% Loss-45.6%-19.8%
2018 Correction% Gain to Breakeven% Gain to Breakeven83.7%24.7%
2018 CorrectionTime to BreakevenTime to Breakeven1828 days120 days
2008 Global Financial Crisis2008 Global Financial Crisis  
2008 Global Financial Crisis% Loss% Loss-100.0%-56.8%
2008 Global Financial Crisis% Gain to Breakeven% Gain to Breakeven306440.1%131.3%
2008 Global Financial CrisisTime to BreakevenTime to BreakevenNot Fully Recovered days1480 days

Compare to TRV, ALL, MET, HIG, PRU


In The Past

American International's stock fell -26.9% during the 2022 Inflation Shock from a high on 1/6/2023. A -26.9% loss requires a 36.9% gain to breakeven.

Preserve Wealth

Limiting losses and compounding gains is essential to preserving wealth over time.

Asset Allocation

Actively managed asset allocation strategies protect wealth. Learn more.

About American International (AIG)

Interactive Breakdown

American International Interactive Breakdown Analysis

Better Bets than American International (AIG)

 AIGBetter Performance than AIG
MetricValueIndustry (Multi-line Insurance)
Rev Chg LTM2.2%SLF (23.0%), L (8.0%), BNT (54.3%), AFG (3.6%), AIZ (6.4%)
Rev Chg 3Y Avg-8.5%SLF (53.4%), L (9.3%), BNT (81.2%), AFG (9.9%), AIZ (6.5%)
CFO/Rev LTM11.4%SLF (12.3%), L (20.3%), BNT (29.2%), AFG (20.1%), KMPR (12.3%)
FCF/Rev LTM11.4%SLF (11.9%), L (17.3%), BNT (28.8%), AFG (20.1%), KMPR (11.6%)
Total Yield9.3%SLF (9.7%), AFG (14.0%), LNC (20.5%), KMPR (13.5%), HMN (10.7%)
 AIGBetter Performance than AIG
MetricValueAll Other Sectors
Rev Chg LTM2.2%NVDA (71.6%), AAPL (6.0%), MSFT (14.9%), GOOGL (13.1%), AMZN (10.9%)
Rev Chg 3Y Avg-8.5%NVDA (92.0%), AAPL (1.8%), MSFT (12.5%), GOOGL (10.2%), AMZN (11.3%)
CFO/Rev LTM11.4%NVDA (46.6%), AAPL (26.6%), MSFT (48.3%), GOOGL (36.0%), AMZN (18.1%)
FCF/Rev LTM11.4%NVDA (43.6%), AAPL (23.5%), MSFT (25.4%), GOOGL (18.0%), META (30.7%)
Total Yield9.3%XOM (9.9%), BABA (37.8%), CVX (9.6%), TM (2071.2%), MRK (11.1%)
 Best Bets In Financials Sector
 AIGDBRG OTF MTG NMIH ENVA ACGL APAM EEFT CNO KMPR
What You Pay           
P/E14.040.213.48.47.611.08.710.611.313.99.2
P/EBIT8.865.59.26.45.68.17.76.16.86.46.8
What You Get           
Rev Chg Q7.2%-102.4%1,228.5%-0.3%7.2%21.6%22.4%4.4%8.9%8.0%7.8%
Rev Chg LTM2.2%-84.8%89.0%3.3%10.0%23.4%23.5%10.0%8.7%1.0%2.6%
Rev Chg 3Y Avg-8.5%125.8%221.9%1.2%10.1%25.7%29.8%0.2%9.1%5.5%-4.7%
FCF/Rev 3Y Avg19.7%101.2%76.2%59.8%58.8%54.0%38.4%29.0%15.9%14.4%2.0%

[1] Choosing top 10 best bets from each sector quarterly is an alpha producing strategy vs sector benchmark
[2] Historical annualized return of 21%, alpha of 9.1%, and sharpe of 0.94

Latest Trefis Analyses

TitleTopicDate
0DASHBOARDS  
1How Low Can American International Stock Really Go?Return 
2AIG Dip Buy Analysis  
3American International Total Shareholder Return (TSR): 11.7% in 2024 and 13.1% 3-yr compounded annual returns (below peer average)  
4American International (AIG) Operating Cash Flow ComparisonFinancials 
5American International (AIG) Net Income ComparisonFinancials 
6American International vs. S&P500 CorrelationCorrelation 
7American International Price VolatilityVolatility 
8Fundamental Metrics: ...  
9American International Group (AIG) Earnings Preview: AIG Stock Likely To Trade Higher Due To Strong FY 2023Q4 Results With Revenues And Earnings Beating ExpectationsBetter Bets 
10American International Group (AIG) Earnings Preview: AIG Stock Likely To Trade Higher Due To Strong FY 2023Q3 Results With Revenues And Earnings Beating ExpectationsBetter Bets 
11ARTICLES  
12How Will AIG Stock React To Its Upcoming Earnings? August 4th, 2025
13American International Group Stock Up 7% Over Last Year, What’s Next? January 6th, 2025
14American International Group Stock Is Up 9% YTD, What’s Next? June 20th, 2024
15Up 14% In The Last Twelve Months, What To Expect From American International Group Stock In Q4? February 13th, 2024
16Up 9% In The Last One Month, Where Is American International Group Stock Headed? November 29th, 2023
Title
0DASHBOARDS
1How Will AIG Stock React To Its Upcoming Earnings?
2American International Group Stock Up 7% Over Last Year, What’s Next?
3American International Group Stock Is Up 9% YTD, What’s Next?
4Up 14% In The Last Twelve Months, What To Expect From American International Group Stock In Q4?
5Up 9% In The Last One Month, Where Is American International Group Stock Headed?
6ARTICLES
7How Low Can American International Stock Really Go?
8AIG Dip Buy Analysis
9American International Total Shareholder Return (TSR): 11.7% in 2024 and 13.1% 3-yr compounded annual returns (below peer average)
10American International (AIG) Operating Cash Flow Comparison
11American International (AIG) Net Income Comparison
12American International vs. S&P500 Correlation
13American International Price Volatility
14Fundamental Metrics: ...
15American International Group (AIG) Earnings Preview: AIG Stock Likely To Trade Higher Due To Strong FY 2023Q4 Results With Revenues And Earnings Beating Expectations
16American International Group (AIG) Earnings Preview: AIG Stock Likely To Trade Higher Due To Strong FY 2023Q3 Results With Revenues And Earnings Beating Expectations

Trade Ideas

Select past ideas related to AIG. For more, see Trefis Trade Ideas.

Unique KeyDateTickerCompanyCategoryTrade Strategy6M Fwd Rtn12M Fwd Rtn12M Max DD
HLNE_9302025_Dip_Buyer_FCFYield09302025HLNEHamilton LaneDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin		-11.1%-11.1%-12.7%
CNS_9302025_Dip_Buyer_ValueBuy09302025CNSCohen & SteersDip BuyDB | P/E OPMDip Buy with Low PE and High Margin
Buying dips for companies with tame PE and meaningfully high operating margin		7.7%7.7%-1.6%
JKHY_9262025_Monopoly_xInd_xCD_Getting_Cheaper09262025JKHYJack Henry & AssociatesMonopolyMY | Getting CheaperMonopoly-Like with P/S Decline
Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple		3.8%3.8%-2.1%
FDS_9192025_Monopoly_xInd_xCD_Getting_Cheaper09192025FDSFactSet Research SystemsMonopolyMY | Getting CheaperMonopoly-Like with P/S Decline
Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple		0.4%0.4%-4.9%
IBKR_9052025_Quality_Momentum_RoomToRun_10%09052025IBKRInteractive BrokersQualityQ | Momentum | UpsideQuality Stocks with Momentum and Upside
Buying quality stocks with strong momentum but still having room to run		11.3%11.3%0.0%
Unique KeyDateTickerCompanyCategoryTrade Strategy6M Fwd Rtn12M Fwd Rtn12M Max DD
HLNE_9302025_Dip_Buyer_FCFYield09302025HLNEHamilton LaneDip BuyDB | FCFY OPMDip Buy with High FCF Yield and High Margin
Buying dips for companies with high FCF yield and meaningfully high operating margin		-11.1%-11.1%-12.7%
CNS_9302025_Dip_Buyer_ValueBuy09302025CNSCohen & SteersDip BuyDB | P/E OPMDip Buy with Low PE and High Margin
Buying dips for companies with tame PE and meaningfully high operating margin		7.7%7.7%-1.6%
JKHY_9262025_Monopoly_xInd_xCD_Getting_Cheaper09262025JKHYJack Henry & AssociatesMonopolyMY | Getting CheaperMonopoly-Like with P/S Decline
Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple		3.8%3.8%-2.1%
FDS_9192025_Monopoly_xInd_xCD_Getting_Cheaper09192025FDSFactSet Research SystemsMonopolyMY | Getting CheaperMonopoly-Like with P/S Decline
Large cap with monopoly-like margins or cash flow generation and getting cheaper based on P/S multiple		0.4%0.4%-4.9%
IBKR_9052025_Quality_Momentum_RoomToRun_10%09052025IBKRInteractive BrokersQualityQ | Momentum | UpsideQuality Stocks with Momentum and Upside
Buying quality stocks with strong momentum but still having room to run		11.3%11.3%0.0%

Recent Active Movers

1 Week Top Gainers

#TickerCompany1W RtnYTD Rtn
1PRAXPraxis Precision Medicines261.8%146.9%
2KODKodiak Sciences52.2%91.0%
3BETRBetter Home & Finance50.0%739.6%
4SIONSionna Therapeutics42.0% 
5CELCCelcuity41.8%400.4%
6CCOClear Channel Outdoor37.0%35.0%
7RAPTRAPT Therapeutics34.1%165.3%
8LBRTLiberty Energy29.8%-18.4%
9PMIPicard Medical29.5%19947.6%
10SANASana Biotechnology28.3%250.3%

1 Week Top Losers

#TickerCompany1W RtnYTD Rtn
1ASPIASP Isotopes-31.5%112.4%
2LACLithium Americas-30.9%133.7%
3ONDSOndas-30.9%180.9%
4SOCSable Offshore-29.9%-45.9%
5UAMYUnited States Antimony-29.1%600.0%
6USARUSA Rare Earth-28.8%89598.0%
7RGTIRigetti Computing-28.7%162.1%
8AIVApartment Investment & Management-28.7%-7.1%
9RCATRed Cat-28.4%-14.9%
10TMCTMC The Metals-26.9%597.3%

1 Month Top Gainers

#TickerCompany1M RtnYTD Rtn
1WOLFWolfspeed1242.9%351.7%
2QUREuniQure356.0%257.1%
3PRAXPraxis Precision Medicines293.2%146.9%
4LACLithium Americas110.3%133.7%
5NVTSNavitas Semiconductor109.9%321.0%
6CLPTClearPoint Neuro107.6%62.4%
7UAMYUnited States Antimony92.1%600.0%
8GRALGRAIL88.2%369.0%
9TSHATaysha Gene Therapies79.4%197.7%
10SANASana Biotechnology75.7%250.3%

1 Month Top Losers

#TickerCompany1M RtnYTD Rtn
1SOCSable Offshore-47.4%-45.9%
2FLYFirefly Aerospace-43.1% 
3UPWheels Up Experience-40.8%-8.5%
4NFENew Fortress Energy-35.1%-87.5%
5ALABAstera Labs-33.6%18.9%
6VGVenture Global-32.4% 
7GOSSGossamer Bio-31.0%141.0%
8PSIXPower Solutions International-29.3%173.4%
9PGYPagaya Technologies-29.2%214.5%
10USNAUsana Health Sciences-29.2%-41.4%

Recent Active Movers

1 Week Top Gainers

#TickerCompany1W RtnYTD Rtn
1PRAXPraxis Precision Medicines261.8%146.9%
2KODKodiak Sciences52.2%91.0%
3BETRBetter Home & Finance50.0%739.6%
4SIONSionna Therapeutics42.0% 
5CELCCelcuity41.8%400.4%
6CCOClear Channel Outdoor37.0%35.0%
7RAPTRAPT Therapeutics34.1%165.3%
8LBRTLiberty Energy29.8%-18.4%
9PMIPicard Medical29.5%19947.6%
10SANASana Biotechnology28.3%250.3%

1 Week Top Losers

#TickerCompany1W RtnYTD Rtn
1ASPIASP Isotopes-31.5%112.4%
2LACLithium Americas-30.9%133.7%
3ONDSOndas-30.9%180.9%
4SOCSable Offshore-29.9%-45.9%
5UAMYUnited States Antimony-29.1%600.0%
6USARUSA Rare Earth-28.8%89598.0%
7RGTIRigetti Computing-28.7%162.1%
8AIVApartment Investment & Management-28.7%-7.1%
9RCATRed Cat-28.4%-14.9%
10TMCTMC The Metals-26.9%597.3%

More From Trefis

Research & Analysis

Invest in Strategies

Wealth Management

Peer Comparisons for American International

Financials

AIGTRVALLMETHIGPRUMedian
NameAmerican.Traveler.Allstate MetLife Hartford.Prudenti. 
Mkt Price78.36268.84193.6579.00125.09101.55113.32
Mkt Cap44.960.251.253.035.536.048.1
Rev LTM27,74348,40966,21472,07827,25960,62054,514
Op Inc LTM-------
FCF LTM3,1599,9858,53815,2295,6907757,114
FCF 3Y Avg4,7968,6826,41713,7934,8165,8886,152
CFO LTM3,1599,9858,74315,2295,8287757,286
CFO 3Y Avg4,7968,6826,67113,7935,0035,8886,279

Growth & Margins

AIGTRVALLMETHIGPRUMedian
NameAmerican.Traveler.Allstate MetLife Hartford.Prudenti. 
Rev Chg LTM2.2%6.7%9.8%5.9%7.8%-0.2%6.3%
Rev Chg 3Y Avg-8.5%10.1%9.7%6.0%8.1%-2.8%7.1%
Rev Chg Q7.2%4.8%5.7%-1.8%7.8%-42.5%5.2%
QoQ Delta Rev Chg LTM1.7%1.2%1.4%-0.4%1.9%-14.2%1.3%
Op Mgn LTM-------
Op Mgn 3Y Avg-------
QoQ Delta Op Mgn LTM-------
CFO/Rev LTM11.4%20.6%13.2%21.1%21.4%1.3%16.9%
CFO/Rev 3Y Avg19.7%19.4%10.9%19.7%19.6%9.7%19.5%
FCF/Rev LTM11.4%20.6%12.9%21.1%20.9%1.3%16.8%
FCF/Rev 3Y Avg19.7%19.4%10.5%19.7%18.9%9.7%19.1%

Valuation

AIGTRVALLMETHIGPRUMedian
NameAmerican.Traveler.Allstate MetLife Hartford.Prudenti. 
Mkt Cap44.960.251.253.035.536.048.1
P/S1.61.20.80.71.30.61.0
P/EBIT8.87.86.77.88.3-7.8
P/E14.010.38.812.410.915.711.6
P/CFO14.26.05.93.56.146.46.1
Total Yield9.3%10.5%13.3%10.9%10.8%11.6%10.9%
Dividend Yield2.2%0.8%1.9%2.9%1.6%5.3%2.1%
FCF Yield 3Y Avg10.3%17.2%15.5%28.1%16.3%15.6%16.0%
D/E0.20.20.20.40.10.60.2
Net D/E-0.6-1.5-0.0-1.8-0.5-1.3-1.0

Returns

AIGTRVALLMETHIGPRUMedian
NameAmerican.Traveler.Allstate MetLife Hartford.Prudenti. 
1M Rtn1.8%-2.8%-6.0%-0.2%-4.5%-1.7%-2.2%
3M Rtn-3.2%1.4%-1.4%2.7%1.9%-1.0%0.2%
6M Rtn-2.9%3.9%0.9%9.7%6.2%4.3%4.1%
12M Rtn3.3%5.4%2.5%-4.2%5.2%-14.9%2.9%
3Y Rtn57.3%61.9%73.4%27.4%97.6%20.1%59.6%
1M Excs Rtn1.8%-3.1%-6.8%-3.0%-4.9%-1.6%-3.1%
3M Excs Rtn-6.8%-3.8%-7.4%-4.4%-4.0%-8.0%-5.6%
6M Excs Rtn-30.3%-23.5%-26.5%-17.6%-21.2%-23.1%-23.3%
12M Excs Rtn-14.2%-11.9%-14.3%-20.4%-11.3%-31.7%-14.2%
3Y Excs Rtn-22.8%-13.2%-30.8%-54.9%17.1%-63.3%-26.8%

Financials

$ Mil | FY: 12/312025Q22025Q12024Q42024Q32024Q22024Q12023Q42023Q32023Q22023Q12022Q42022Q3
Period End6/30/20253/31/202512/31/20249/30/20246/30/20243/31/202412/31/20239/30/20236/30/20233/31/202312/31/20229/30/2022
Filing Date8/7/20255/2/20252/13/202511/7/20248/1/20245/2/20242/14/202411/2/20238/2/20235/5/20232/17/202311/2/2022
Key Financials Quarterly            
Total Revenue7,0416,7747,1736,7556,5696,7736,5267,2807,43411,047-12,67714,048
Net Income1,144698898459-3,9771,216932,0271,493305522,748
EPS2.001.181.480.72-6.021.750.122.832.050.030.883.59
Key Financials TTM            
Total Revenue TTM27,74327,27127,27026,62327,14828,01332,28713,08419,85226,12930,05356,881
Net Income TTM3,199-1,922-1,404-2,209-6414,8293,6434,1024,8236,08410,22714,400
Growth Rates Quarterly            
Total Revenue Growth7.2%0.0%9.9%-7.2%-11.6%-38.7%151.5%-48.2%-45.8%-26.2%-189.6%9.7%
Net Income Growth128.8%-42.6%865.6%-77.4%-366.4%3953.3%-83.2%-26.2%-45.8%-99.3%-88.3%64.8%
Margins Quarterly            
Net Income Margin16.2%10.3%12.5%6.8%-60.5%18.0%1.4%27.8%20.1%0.3%-19.6%
Cash & Debt            
Total Cash35,91834,48337,40732,97632,91193,94779,64783,88781,64284,220240,57578,512
Total Debt9,2588,7538,92210,0549,94021,93510,60624,05524,14526,04427,17930,430
Net Debt / (Cash)-26,660-25,730-28,485-22,922-22,971-72,012-69,041-59,832-57,497-58,176-213,396-48,082
Cash Flows Quarterly            
FCF from Operations1,391-561251,6999285211,6193,5136144971673,369
Cash Flows TTM            
FCF from Operations TTM3,1592,6963,2734,7676,5816,2676,2434,7914,6474,5924,1344,426
Returns to Shareholders Quarterly            
Dividends254234244254261243249254260234236240
Share Repurchases1,7782,2291,8221,5051,6852,1251,0348105405778021,293
Return on Invested Capital (ROIC) Quarterly            
ROIC------------
Return on Invested Capital (ROIC) TTM            
ROIC TTM------------

Segment Financials

Revenue by Segment

$ Mil20242023202220212020
North America Commercial10,23310,444   
International Commercial7,9647,701   
Global Personal6,8947,195   
Net investment income3,4462,370   
Net results of businesses in run-off475478   
Other income634-244946
Net impact from elimination of international reporting lag310   
Elimination and consolidations-510   
Net realized gains (losses)-1,0788271,585-148395
Changes in the fair value of equity securities  -237200158
Changes in the fair values of equity securities and American International Group, Inc (AIG's)  6056228
General Insurance  28,36126,58729,882
Life and Retirement  19,59417,27516,356
Net investment income on Fortitude Re funds withheld assets  1,9711,053 
Net realized gains (losses) on Fortitude Re funds withheld embedded derivative  -603-2,645 
Net realized losses on Fortitude Re funds withheld assets  1,003463 
Other Operations  3478233,060
Non-operating litigation reserves and settlements   239
American International Group Consolidation and elimination    -388
Total27,93829,06952,05743,73649,746


Price Behavior

AIG Betas & Captures as of 9/30/2025

 1M2M3M6M1Y3Y
Beta0.550.550.400.690.610.73
Up Beta2.061.130.880.710.720.86
Down Beta0.640.210.080.820.650.71
Up Capture-12%40%-2%27%34%35%
Bmk +ve Days13233574144420
Stock +ve Days10222962128410
Down Capture82%48%76%74%55%85%
Bmk -ve Days8192952107330
Stock -ve Days11203463122337

[1] Upside and downside betas calculated using positive and negative benchmark daily returns respectively

Short Interest

Short Interest: As Of Date9302025
Short Interest: Shares Quantity10,232,604
Short Interest: % Change Since 9152025-3.3%
Average Daily Volume5,748,917
Days-to-Cover Short Interest1.78
Basic Shares Quantity572,817,409
Short % of Basic Shares1.8%

Returns Analyses

Earnings Returns History

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 Forward Returns
Earnings Date1D Returns5D Returns21D Returns
8/6/2025-3.1%1.0%0.2%
5/1/20253.5%1.2%6.1%
2/11/20251.2%-0.9%7.4%
11/4/2024-1.2%-1.2%-0.5%
7/31/2024-5.5%-10.9%-3.9%
5/1/20243.0%5.4%4.0%
2/13/2024-1.3%-2.0%8.7%
11/1/20233.7%0.9%6.3%
...
SUMMARY STATS   
# Positive161515
# Negative899
Median Positive2.6%3.8%7.4%
Median Negative-2.7%-2.1%-3.9%
Max Positive7.8%14.5%38.1%
Max Negative-7.5%-10.9%-46.8%

SEC Filings

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Report DateFiling DateFiling
6302025807202510-Q 6/30/2025
3312025502202510-Q 3/31/2025
12312024213202510-K 12/31/2024
93020241107202410-Q 9/30/2024
6302024801202410-Q 6/30/2024
3312024502202410-Q 3/31/2024
12312023214202410-K 12/31/2023
93020231102202310-Q 9/30/2023
6302023802202310-Q 6/30/2023
3312023505202310-Q 3/31/2023
12312022217202310-K 12/31/2022
93020221102202210-Q 9/30/2022
6302022809202210-Q 6/30/2022
3312022505202210-Q 3/31/2022
12312021217202210-K 12/31/2021
93020211105202110-Q 9/30/2021

Insider Activity

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 OwnerTitleFiling DateActionPriceSharesTransacted
Value		Value of
Held Shares		Form
0Inglis John C 8082025Buy77.0465350,307204,285Form
1Wade Claude E.EVP, Chief Dig Off & Hd of Ops5062025Sell83.5722,4561,876,733850,865Form
2Twiningdavis MelissaEVP, Chief Admin Officer5062025Sell83.269,321776,0722,864,248Form
3Inglis John C 4022025Buy78.5363549,867101,618Form
4RICE JOHN G 2182025Buy77.0010,000770,000770,000Form

Industry Resources

External Quote Links


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