Your advisor retired. Get a second opinion before you settle.

For investors with $1 million or more, whether you have an advisor or manage it yourself. Free, and no obligation.

What you getNow, by email: our one-page guide, Your Advisor Retired: 7 Things To Check Before You Settle.Then, if you want it: a free portfolio review of your own holdings. Fifteen minutes to start.

Glenn Caldicott, CIO, Empirical Asset ManagementOur Boston-based partner firm, an investment adviser registered with the U.S. Securities and Exchange Commission.

Verify us before you share anything

Empirical Asset Management: SEC registration and Form ADV on the SEC’s adviser search site, adviserinfo.sec.gov.
Glenn Caldicott: individual record on the same site.

How it works

1Tell us a littleAn email is enough to get the guide. Everything else is optional.

2Share a statement if and when you chooseNothing is needed up front.

3Get your portfolio reviewFifteen minutes to start. It covers allocation, how the portfolio would have fared in 2008 and 2022, your fees in dollars, your income plan, any concentrated or low-basis positions, and a continuity plan for your spouse or heirs. A call is optional.

What a second opinion looks at

Does the plan still fit?Goals, income needs and risk, reviewed against the life you have now, not the one the plan was built for.

What you payEvery fee in dollars, including fund expenses and the advisory fee.

What a change would involveAccounts usually move in kind, without selling. Nothing changes unless you decide.

What it costs

The review is free, whether or not you ever work with Empirical.

The research behind the portfolios

79clost per $1 the benchmark fellTrefis High Quality (HQ) Portfolio since inception in September 2020, against a benchmark combining the S&P 500, S&P MidCap and Russell 2000.

>105%cumulative since inceptionHQ has outperformed its benchmark. It is built on a simple idea: the best way to win long-term is to not lose too much.

MIT · Cornellengineers founded TrefisThe same research engine behind our published analysis powers the portfolios.

Questions

Is there a minimum?

The review is designed for portfolios of $1 million or more.

Do I have to move my account to get the review?

No. The review is free whether or not you ever work with Empirical.

What happens with my current advisor?

Nothing, unless you decide to make a change. If you do, accounts usually move in kind, without selling.

Disclaimer

Trefis is a research provider only and does not, nor is it licensed to, provide investment advisory services. Trefis is not subject to any state or federal investment regulations and provides information for educational purposes only. Any implementation of Trefis strategies will be done by unaffiliated third party investment advisory firms with proper registration and pursuant to a separate agreement. Trefis does not receive compensation related to introductions made to third party investment advisory firms. Implementations of Trefis strategies executed by third party investment advisory firms may vary from information contained on this website. No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment.

Trefis has partnered with Empirical Asset Management LLC (“EAM”), an investment advisor registered with the U.S. Securities and Exchange Commission. EAM distributes HQ and other Trefis strategies, and oversees more than $500 million in assets.